Civic Intelligence

Medford Police Relief Association Inc

EIN 04-1959930 • 501(c)8 • West Medford, MA

Profile

Voluntary association of members providing death & retirement benefits.

P O Box 560185West Medford, MA 02156

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)8 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)8 • <$500k nonprofits • Source year 2024

Net Margin

1st percentile

-1235%

Higher net margin than 1% of similar nonprofits.

501(c)8 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$800

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 23.2% of source-year revenue.

501(c)8 • <$500k nonprofits • Source year 2024

Asset Growth

22nd percentile

-11%

Faster asset growth than 22% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

-10%

Faster revenue growth than 33% of similar nonprofits.

501(c)8 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$396,038

Down $49,839 (-11%) from 2023

Liabilities

Down

$0

Down $7,333 (-100%) from 2023

Net Assets

Down

$396,038

Down $42,506 (-9.7%) from 2023

Revenue

Down

$3,443

Down $396 (-10%) from 2023

Expenses

Up

$45,949

Up $18,501 (+67%) from 2023

Net Income

Down

-$42,506

Down $18,897 (-80%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $359,959Liabilities 2010: $0Net Assets 2010: $359,9592010Assets 2011: $365,155Liabilities 2011: $0Net Assets 2011: $365,1552011Assets 2012: $360,102Liabilities 2012: $0Net Assets 2012: $360,1022012Assets 2013: $384,670Liabilities 2013: $268Net Assets 2013: $384,4022013Assets 2014: $370,591Liabilities 2014: $83Net Assets 2014: $370,5082014Assets 2015: $365,071Liabilities 2015: $0Net Assets 2015: $365,0712015Assets 2016: $363,469Liabilities 2016: $0Net Assets 2016: $363,4692016Assets 2017: $373,440Liabilities 2017: $0Net Assets 2017: $373,4402017Assets 2018: $373,408Liabilities 2018: $0Net Assets 2018: $373,4082018Assets 2019: $390,183Liabilities 2019: $0Net Assets 2019: $390,1832019Assets 2020: $402,309Liabilities 2020: $0Net Assets 2020: $402,3092020Assets 2021: $437,369Liabilities 2021: $0Net Assets 2021: $437,3692021Assets 2022: $470,619Liabilities 2022: $8,466Net Assets 2022: $462,1532022Assets 2023: $445,877Liabilities 2023: $7,333Net Assets 2023: $438,5442023Assets 2024: $396,038Liabilities 2024: $0Net Assets 2024: $396,0382024

Highlighted filing

2024

Assets$396,038
Liabilities$0
Net Assets$396,038

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KExpenses 2010: $68,8322010Expenses 2011: $29,0322011Expenses 2012: $35,9392012Revenue 2013: $79,160Expenses 2013: $54,860Net Income 2013: $24,3002013Revenue 2014: $28,163Expenses 2014: $42,057Net Income 2014: -$13,8942014Revenue 2015: $69,516Expenses 2015: $74,953Net Income 2015: -$5,4372015Revenue 2016: $23,219Expenses 2016: $24,821Net Income 2016: -$1,6022016Revenue 2017: $61,090Expenses 2017: $51,119Net Income 2017: $9,9712017Revenue 2018: $65,219Expenses 2018: $65,251Net Income 2018: -$322018Revenue 2019: $64,380Expenses 2019: $47,605Net Income 2019: $16,7752019Revenue 2020: $50,420Expenses 2020: $38,294Net Income 2020: $12,1262020Revenue 2021: $90,360Expenses 2021: $55,300Net Income 2021: $35,0602021Revenue 2022: $77,774Expenses 2022: $52,990Net Income 2022: $24,7842022Revenue 2023: $3,839Expenses 2023: $27,448Net Income 2023: -$23,6092023Revenue 2024: $3,443Expenses 2024: $45,949Net Income 2024: -$42,5062024

Highlighted filing

2024

Revenue$3,443
Expenses$45,949
Net Income-$42,506

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.96$0.00$3.96$0.03$0.46$0.43
2023Detailed filing. Detailed filing data is available for this year.$4.46$0.07$4.39$0.04$0.27$0.24
2022Detailed filing. Detailed filing data is available for this year.$4.71$0.08$4.62$0.78$0.53$0.25
2021Detailed filing. Detailed filing data is available for this year.$4.37$0.00$4.37$0.90$0.55$0.35
2020Detailed filing. Detailed filing data is available for this year.$4.02$0.00$4.02$0.50$0.38$0.12
2019Detailed filing. Detailed filing data is available for this year.$3.90$0.00$3.90$0.64$0.48$0.17
2018Detailed filing. Detailed filing data is available for this year.$3.73$0.00$3.73$0.65$0.65$0.00
2017Detailed filing. Detailed filing data is available for this year.$3.73$0.00$3.73$0.61$0.51$0.10
2016Detailed filing. Detailed filing data is available for this year.$3.63$0.00$3.63$0.23$0.25$0.02
2015Detailed filing. Detailed filing data is available for this year.$3.65$0.00$3.65$0.70$0.75$0.05
2014Detailed filing. Detailed filing data is available for this year.$3.71$0.00$3.71$0.28$0.42$0.14
2013Detailed filing. Detailed filing data is available for this year.$3.85$0.00$3.84$0.79$0.55$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.60$0.00$3.60$0.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.65$0.00$3.65$0.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.60$0.00$3.60$0.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 24, 2025
Return Version
2024v5.2
Gross Receipts
$99,782
Mission and Program Overview

Mission

Provide death and retirement benefits to members.

Voluntary association of members providing death & retirement benefits.

Program Services

DescriptionGrantsExpenses
THIS ASSOCIATION WAS FORMED TO PROVIDE DEATH & RETIREMENT BENEFITS TO POLICE OFFICERS, AT ALL RANKS, OF THE CITY OF MEDFORD. THE ASSOCIATION IS GOVERNED BY THE STATE OF MASSACHUSETTS INSURANCE DIVISION AND WAS FORMED BY A LEGISLATIVE ACT.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PAUL GIORDANOPresident-$800-$800
HAROLD MACGILVRAYTreasurer-$700-$700
ANGELO RAFFAELESecretary-$700-$700
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Appeal$23,055$14,986$14,986$0
Total Events$23,055$14,986$14,986$0
Filing and Contact Details

Filer

Filer Name
Medford Police Relief Association Inc
EIN
04-1959930
Phone
7813916404
Address
P O BOX 560185, WEST MEDFORD, MA 02156

Signing Officer

Name
Harold Macgilvray
Title
Treasurer
Phone
7813916404
Signed
2025-07-24
Discuss with paid preparer
Yes

Preparer

Firm
Diane Monestere-gauthier CPA
Address
P O BOX 1558, SHELBYVILLE, TN 37162
Preparer
Diane G Monestere-gauthier
Phone
9786579187
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: dividend income. Amount: 3,680. Description: capital gain income. Amount: 16,571. Total included on form 990-ez, line 4: 20,251.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: investment fees. Amount: 150. Description: filing fees. Amount: 94. Description: interest expense. Amount: 312. Description: bank service fees. Amount: 5. Total to form 990-ez, line 16: 561.

Form 990-ez, Part II, Line 24 - Other Assets

Description: investments-publicly traded securities. Beg. Of year amount: 409,987. End of year amount: 348,543. Description: accounts receivable-federal tax. Beg. Of year amount: 17,064. End of year amount: 20,404.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: morgan stanley-margin loan. Beg. Of year amount: 7,333. End of year amount: 0.

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MEDFORD
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt0396038
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OperateHospitalInd00
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IRS990EZ/PrimaryExemptPurposeTxt0VOLUNTARY ASSOCIATION OF MEMBERS PROVIDING DEATH & RETIREMENT BENEFITS.
IRS990EZ/PrintingPublicationsPostageAmt0218
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDEND INCOME. AMOUNT: 3,680. DESCRIPTION: CAPITAL GAIN INCOME. AMOUNT: 16,571. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 20,251.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INVESTMENT FEES. AMOUNT: 150. DESCRIPTION: FILING FEES. AMOUNT: 94. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 312. DESCRIPTION: BANK SERVICE FEES. AMOUNT: 5. TOTAL TO FORM 990-EZ, LINE 16: 561.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: INVESTMENTS-PUBLICLY TRADED SECURITIES. BEG. OF YEAR AMOUNT: 409,987. END OF YEAR AMOUNT: 348,543. DESCRIPTION: ACCOUNTS RECEIVABLE-FEDERAL TAX. BEG. OF YEAR AMOUNT: 17,064. END OF YEAR AMOUNT: 20,404.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: MORGAN STANLEY-MARGIN LOAN. BEG. OF YEAR AMOUNT: 7,333. END OF YEAR AMOUNT: 0.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0HAROLD MACGILVRAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07813916404
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEDFORD POLICE RELIEF ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0MEDF
ReturnHeader/Filer/EIN0041959930
ReturnHeader/Filer/PhoneNum07813916404
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 560185
ReturnHeader/Filer/USAddress/CityNm0WEST MEDFORD
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ReturnHeader/Filer/USAddress/ZIPCd002156
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454025964
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DIANE MONESTERE-GAUTHIER CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 1558
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037162
ReturnHeader/PreparerPersonGrp/PhoneNum09786579187
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DIANE G MONESTERE-GAUTHIER
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-10T06:03:09-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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