Civic Intelligence

Liberty Bay Credit Union

EIN 04-1896000 • 501(c)14 • Braintree, MA

View Organization Page

Profile

Liberty bay credit union exists to be a responsible and relevant financial partner to its members, employees, and the communities that it serves.

300 Granite StreetBraintree, MA 02184

www.libertybaycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

22nd percentile

0.87x

Higher debt load relative to assets than 22% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

85th percentile

17.99x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

36th percentile

6.3%

Higher net margin than 36% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

76th percentile

$592,198

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

51st percentile

2.9%

Faster asset growth than 51% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

72nd percentile

18%

Faster revenue growth than 72% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Up

$808,088,791

Up $22,508,616 (+2.9%) from 2023

Liabilities

Up

$704,965,231

Up $19,852,395 (+2.9%) from 2023

Net Assets

Up

$103,123,560

Up $2,656,221 (+2.6%) from 2023

Operations
Liabilities / Revenue85th percentileNet Margin36th percentile

Revenue

Up

$39,183,801

Up $5,890,986 (+18%) from 2023

Expenses

Up

$36,709,679

Up $6,854,892 (+23%) from 2023

Net Income

Down

$2,474,122

Down $963,906 (-28%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2011: $644,704,320Liabilities 2011: $548,067,226Net Assets 2011: $96,637,0942011Assets 2012: $623,527,288Liabilities 2012: $530,809,769Net Assets 2012: $92,717,5192012Assets 2013: $625,216,376Liabilities 2013: $533,460,444Net Assets 2013: $91,755,9322013Assets 2014: $647,250,434Liabilities 2014: $551,876,549Net Assets 2014: $95,373,8852014Assets 2015: $652,832,418Liabilities 2015: $558,282,310Net Assets 2015: $94,550,1082015Assets 2016: $645,702,696Liabilities 2016: $551,287,879Net Assets 2016: $94,414,8172016Assets 2017: $683,756,387Liabilities 2017: $585,997,120Net Assets 2017: $97,759,2672017Assets 2018: $667,405,233Liabilities 2018: $569,290,767Net Assets 2018: $98,114,4662018Assets 2019: $669,863,600Liabilities 2019: $567,389,153Net Assets 2019: $102,474,4472019Assets 2020: $701,131,908Liabilities 2020: $594,245,228Net Assets 2020: $106,886,6802020Assets 2021: $714,665,238Liabilities 2021: $610,597,539Net Assets 2021: $104,067,6992021Assets 2022: $743,994,815Liabilities 2022: $649,945,563Net Assets 2022: $94,049,2522022Assets 2023: $785,580,175Liabilities 2023: $685,112,836Net Assets 2023: $100,467,3392023Assets 2024: $808,088,791Liabilities 2024: $704,965,231Net Assets 2024: $103,123,5602024

Highlighted filing

2024

Assets$808,088,791
Liabilities$704,965,231
Net Assets$103,123,560
Open 2024 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2011: $24,829,1692011Expenses 2012: $24,042,8812012Revenue 2013: $21,606,149Expenses 2013: $20,403,563Net Income 2013: $1,202,5862013Revenue 2014: $20,824,893Expenses 2014: $18,966,491Net Income 2014: $1,858,4022014Revenue 2015: $21,334,965Expenses 2015: $19,053,609Net Income 2015: $2,281,3562015Revenue 2016: $22,918,411Expenses 2016: $21,216,603Net Income 2016: $1,701,8082016Revenue 2017: $23,011,491Expenses 2017: $23,693,431Net Income 2017: -$681,9402017Revenue 2018: $25,866,948Expenses 2018: $24,997,504Net Income 2018: $869,4442018Revenue 2019: $28,578,672Expenses 2019: $27,519,533Net Income 2019: $1,059,1392019Revenue 2020: $25,749,984Expenses 2020: $24,417,222Net Income 2020: $1,332,7622020Revenue 2021: $24,208,397Expenses 2021: $23,163,998Net Income 2021: $1,044,3992021Revenue 2022: $27,516,942Expenses 2022: $20,735,203Net Income 2022: $6,781,7392022Revenue 2023: $33,292,815Expenses 2023: $29,854,787Net Income 2023: $3,438,0282023Revenue 2024: $39,183,801Expenses 2024: $36,709,679Net Income 2024: $2,474,1222024

Highlighted filing

2024

Revenue$39,183,801
Expenses$36,709,679
Net Income$2,474,122
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$808,088,791
Liabilities
$704,965,231
Net assets
$103,123,560
Revenue
$39,183,801
Expenses
$36,709,679
Net income
$2,474,122
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$808$705$103$39.2$36.7$2.47
2023Detailed filing. Detailed filing data is available for this year.$786$685$100$33.3$29.9$3.44
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$744$650$94.0$27.5$20.7$6.78
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$715$611$104$24.2$23.2$1.04
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$701$594$107$25.7$24.4$1.33
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$670$567$102$28.6$27.5$1.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$667$569$98.1$25.9$25.0$0.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$684$586$97.8$23.0$23.7$0.68
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$646$551$94.4$22.9$21.2$1.70
2015Detailed filing. Detailed filing data is available for this year.$653$558$94.6$21.3$19.1$2.28
2014Detailed filing. Detailed filing data is available for this year.$647$552$95.4$20.8$19.0$1.86
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$625$533$91.8$21.6$20.4$1.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$624$531$92.7$24.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$645$548$96.6$24.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 17, 2025
Return Version
2024v5.1
Gross Receipts
$41,682,178
Mission and Program Overview

Mission

Liberty bay credit union exists to be a responsible and relevant financial partner to its members, employees, and the communities that it serves.

To offer financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$608,598,338$635,483,779▲ $26,885,441
Investments in Publicly Traded Securities$116,787,407$122,443,034▲ $5,655,627
Rtn Earn Endowment Incm Other Fnds$100,467,339$103,123,560▲ $2,656,221
Investments Other Securities$10,517,441$12,735,433▲ $2,217,992
Receivables From Officers Etc$14,532,275$12,513,424▼ $2,018,851
Savings and Temporary Cash Investments$22,454,227$11,951,477▼ $10,502,750
Land, Buildings, and Equipment, Net$2,191,728$1,858,627▼ $333,101
Cash and Non-Interest-Bearing Accounts$1,898,225$1,259,300▼ $638,925
Prepaid Expenses and Deferred Charges$598,339$491,549▼ $106,790
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$785,580,175$808,088,791▲ $22,508,616
Other Assets Total$8,002,195$9,352,168▲ $1,349,973
Liabilities
Other Liabilities$537,215,653$540,151,928▲ $2,936,275
Mortgage Notes Payable Secured by Investment Property$139,000,000$157,860,000▲ $18,860,000
Accounts Payable and Accrued Expenses$8,897,183$6,953,303▼ $1,943,880
Total Liabilities$685,112,836$704,965,231▲ $19,852,395
Net Assets / Fund Balance
Total Net Assets Fund Balance$100,467,339$103,123,560▲ $2,656,221
Total Liabilities and Net Assets / Fund Balance$785,580,175$808,088,791▲ $22,508,616

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$100,210$3,159,305$3,259,515
Equipment$59,791$2,850,446$2,910,237
Leasehold Improvements$467,716$1,267,017$1,734,733
Buildings$821,410$572,259$1,393,669
Land$409,500-$409,500
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
John ParilloFormer President & CEOFT$388,703$203,495$592,198
Frederick WilliamsSVP & Chief Financial OffiFT$225,147$83,808$308,955
Mark ConstableChief Compliance & CRA OffFT$224,259$83,605$307,864
Joseph BearsSVP & CIOFT$210,606$82,846$293,452
Brenda McgillicuddySVP People OperationsFT$212,259$80,689$292,948
Paul GravelleseSVP & Senior Lending OfficFT$208,332$79,352$287,684
Edward LopesPresident / CEOFT$182,436$22,879$205,315
Carol ShoughrowVP Deposit Operations-$142,094$58,479$200,573
Marguerite MurphyVP MortgageFT$148,697$42,840$191,537
Cindi CarlsonVP Brand & Member ExperienFT$137,247$39,250$176,497
Sean ChaseBusiness Banking OfficerFT$130,949$29,532$160,481
Katherine Peilaterminated July 2024Chief Administrative OfficFT$112,718$47,227$159,945
Maria DibenedettoVP Human ResourcesFT$122,057$37,635$159,692
Sean CashmanSecretary-$19,500$204$19,704
Peter LincolnBod ChairmanPT$9,000$51$9,051
Patrick J FoleyDirector-$7,500$133$7,633
Eugene LeahyDirector-$7,500$51$7,551
Robert B Foley JrTreasurer-$4,500$82$4,582
Edward R FoleyAudit Committee Chairman--$82$82
Thomas J FlynnDirector--$82$82
Edward MccolganDirector--$51$51
Gerard BurmDirector--$51$51
Michael F MccarthyDirector--$51$51
Robert J MitchellDirector--$51$51
Stephen J Kelley SrDirector--$51$51
William MurphyDirector--$51$51

Highest Paid Contractors

ContractorServicesLocationCompensation
Rock Breakers LLCRent - 300 Granite - New370 MAIN STREET SUITE 880, Worcester, MA 01608$1,169,177
FiservCore ProviderPO BOX 934057, Atlanta, GA 31193-4057$886,614
Ncr CorporationData Processing/websitePO BOX 660367, Dallas, TX 75266-0367$620,274
Profit Resources INCInclude - Debit Card Rebranding ServicesPO BOX 1248, Monroe, GA 30655$263,477
Lucro Commercial Solutions INCCuso - Commerical Loans1591 SUMMIT LAKE DRIVE SUITE 100, Tallahassee, FL 32317$199,219
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,203,656
Investment Income
$4,980,145
Other Revenue
$0
Change in Net Assets
$2,474,122
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$25,898,234
Salaries, Compensation, and Employee Benefits$10,798,445
Grants and Similar Amounts Paid$13,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$17,373,314
Other Salaries and Wages---$4,640,185
Current Officers, Directors, Trustees, and Key Employees---$3,386,132
Other Employee Benefits---$1,622,955
All Other Expenses---$1,465,492
Occupancy---$1,425,989
Payroll Taxes---$693,601
Fees for Services Legal---$621,245
Other Expenses---$601,138
Pension Plan Contributions---$455,572
Conferences and Meetings---$306,968
Office Expenses---$181,096
Advertising---$166,228
Depreciation Depletion---$158,134
Fees for Services Accounting---$109,325
Grants to Domestic Individuals---$13,000
Total Functional Expenses$0$0$0$36,709,679
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$14,532,275$12,513,424▼ $2,018,851
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$525,760,928
Non-member Deposits$14,391,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“There are four individuals whom are related on the board of directors.”

Form 990, Part VI, Section A, Line 6

“Depositors with a minimum of $5 balance in their savings account are members of the credit union.”

Form 990, Part VI, Section A, Line 7A

“All members have voting rights which are limited to the annual meeting and any special meetings held due to charter changes, mergers, etc.”

Form 990, Part VI, Section A, Line 7B

“The board of directors are voted by the members at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“A copy of the form 990 is reviewed by the cfo and provided to the audit committee for their review prior to it being filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“The board of directors reviews all corporate policies at least annually to ensure compliance.”

Form 990, Part VI, Section B, Line 15

“The board of directors approves ceo compensation. The ceo in turn is responsible for compensation of management and staff. A formal, board designated compensation committee aids in this process.”

Form 990, Part VI, Section C, Line 19

“The credit union's call report and financial information is available through the ncua website and privacy policies are available upon request.”

Filing and Contact Details

Filer

Filer Name
Liberty Bay Credit Union
EIN
04-1896000
Phone
6174396500
Address
300 GRANITE STREET, BRAINTREE, MA 02184

Signing Officer

Name
Frederick Williams
Title
SVP, Chief Financial Officer
Phone
6174396500
Signed
2025-04-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Frederick Williams
Formed
1917
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
9
Employees
88
Volunteers
8

Preparer

Firm
Gerald T Reilly & Company
Address
424 ADAMS STREET, MILTON, MA 02186
Preparer
Sean Mcneil CPA
Phone
6176968900
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Fas158 oci adjustment -111,005.”

Raw XML AppendixShowing 400 of 800 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt08897183
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt06953303
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO OFFER FINANCIAL SERVICES.
IRS990/AdvertisingGrp/TotalAmt0166228
IRS990/AllOtherExpensesGrp/TotalAmt01465492
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0FREDERICK WILLIAMS
IRS990/BooksInCareOfDetail/PhoneNum06174396500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0300 GRANITE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0BRAINTREE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002184
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01898225
IRS990/CashNonInterestBearingGrp/EOYAmt01259300
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03386132
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0306968
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01169177
IRS990/ContractorCompensationGrp/CompensationAmt1886614
IRS990/ContractorCompensationGrp/CompensationAmt2620274
IRS990/ContractorCompensationGrp/CompensationAmt3263477
IRS990/ContractorCompensationGrp/CompensationAmt4199219
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0370 MAIN STREET SUITE 880
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 934057
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 660367
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3PO BOX 1248
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt41591 SUMMIT LAKE DRIVE SUITE 100
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0WORCESTER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1ATLANTA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2DALLAS
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4TALLAHASSEE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001608
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd1311934057
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd2752660367
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd330655
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd432317
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0ROCK BREAKERS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1FISERV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3PROFIT RESOURCES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4LUCRO COMMERCIAL SOLUTIONS INC
IRS990/ContractorCompensationGrp/ServicesDesc0RENT - 300 GRANITE - NEW
IRS990/ContractorCompensationGrp/ServicesDesc1CORE PROVIDER
IRS990/ContractorCompensationGrp/ServicesDesc2DATA PROCESSING/WEBSITE
IRS990/ContractorCompensationGrp/ServicesDesc3INCLUDE - DEBIT CARD REBRANDING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc4CUSO - COMMERICAL LOANS
IRS990/CreditCounselingInd00
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt013000
IRS990/CYInvestmentIncomeAmt04980145
IRS990/CYOtherExpensesAmt025898234
IRS990/CYOtherRevenueAmt00
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IRS990/DescribedInSection501c3Ind00
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IRS990/EmployeeCnt088
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
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IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form1098CFiledInd00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt282
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt482
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt651
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt751
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt951
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1051
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt11204
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1251
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1321292
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1456911
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1556144
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1653664
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1756045
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1854689
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1922879
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2027616
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2129360
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2225814
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2326426
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2446291
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2539045
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IRS990/Form990PartVIISectionAGrp/PersonNm1THOMAS J FLYNN
IRS990/Form990PartVIISectionAGrp/PersonNm2EDWARD R FOLEY
IRS990/Form990PartVIISectionAGrp/PersonNm3PATRICK J FOLEY
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT B FOLEY JR
IRS990/Form990PartVIISectionAGrp/PersonNm5STEPHEN J KELLEY SR
IRS990/Form990PartVIISectionAGrp/PersonNm6EUGENE LEAHY
IRS990/Form990PartVIISectionAGrp/PersonNm7EDWARD MCCOLGAN
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL F MCCARTHY
IRS990/Form990PartVIISectionAGrp/PersonNm9ROBERT J MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm10WILLIAM MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm11SEAN CASHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm12PETER LINCOLN
IRS990/Form990PartVIISectionAGrp/PersonNm13KATHERINE PEILATERMINATED JULY 2024
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IRS990/Form990PartVIISectionAGrp/PersonNm15FREDERICK WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm16PAUL GRAVELLESE
IRS990/Form990PartVIISectionAGrp/PersonNm17MARK CONSTABLE
IRS990/Form990PartVIISectionAGrp/PersonNm18BRENDA MCGILLICUDDY
IRS990/Form990PartVIISectionAGrp/PersonNm19EDWARD LOPES
IRS990/Form990PartVIISectionAGrp/PersonNm20CINDI CARLSON
IRS990/Form990PartVIISectionAGrp/PersonNm21MARGUERITE MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm22SEAN CHASE
IRS990/Form990PartVIISectionAGrp/PersonNm23MARIA DIBENEDETTO
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IRS990/Form990PartVIISectionAGrp/PersonNm25JOHN PARILLO
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2AUDIT COMMITTEE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP & CHIEF FINANCIAL OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP & SENIOR LENDING OFFIC
IRS990/Form990PartVIISectionAGrp/TitleTxt17CHIEF COMPLIANCE & CRA OFF
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP PEOPLE OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt19PRESIDENT / CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP BRAND & MEMBER EXPERIEN
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt22BUSINESS BANKING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP DEPOSIT OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt25FORMER PRESIDENT & CEO
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