Civic Intelligence

Savin Hill Yacht Club

EIN 04-1810510 • 501(c)7 • Dorchester, MA

Profile

To promote yachting and good fellowship

400 Morrissey BlvdDorchester, MA 02125

www.savinhillyc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.09x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

0.06x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Source year 2024

Net Margin

29th percentile

-2.0%

Higher net margin than 29% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • $500k-$1M nonprofits • Source year 2024

Asset Growth

27th percentile

-2.9%

Faster asset growth than 27% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

20%

Faster revenue growth than 79% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$395,575

Down $11,977 (-2.9%) from 2023

Liabilities

Down

$34,974

Down $302 (-0.9%) from 2023

Net Assets

Down

$360,601

Down $11,675 (-3.1%) from 2023

Revenue

Up

$571,425

Up $93,723 (+20%) from 2023

Expenses

Down

$583,100

Down $14,637 (-2.4%) from 2023

Net Income

Up

-$11,675

Up $108,360 (+90%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $413,106Liabilities 2011: $17,694Net Assets 2011: $395,4122011Assets 2012: $416,250Liabilities 2012: $3,319Net Assets 2012: $412,9312012Assets 2013: $325,701Liabilities 2013: $299Net Assets 2013: $325,4022013Assets 2014: $540,546Liabilities 2014: $0Net Assets 2014: $540,5462014Assets 2015: $530,260Liabilities 2015: $0Net Assets 2015: $530,2602015Assets 2016: $581,913Liabilities 2016: $605Net Assets 2016: $581,3082016Assets 2017: $610,682Liabilities 2017: $413Net Assets 2017: $610,2692017Assets 2018: $598,574Liabilities 2018: $0Net Assets 2018: $598,5742018Assets 2019: $593,352Liabilities 2019: $0Net Assets 2019: $593,3522019Assets 2020: $638,605Liabilities 2020: $0Net Assets 2020: $638,6052020Assets 2021: $548,678Liabilities 2021: $0Net Assets 2021: $548,6782021Assets 2022: $500,356Liabilities 2022: $8,045Net Assets 2022: $492,3112022Assets 2023: $407,552Liabilities 2023: $35,276Net Assets 2023: $372,2762023Assets 2024: $395,575Liabilities 2024: $34,974Net Assets 2024: $360,6012024

Highlighted filing

2024

Assets$395,575
Liabilities$34,974
Net Assets$360,601

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $359,788Expenses 2011: $327,433Net Income 2011: $32,3552011Revenue 2012: $316,904Expenses 2012: $272,498Net Income 2012: $44,4062012Revenue 2013: $305,701Expenses 2013: $393,230Net Income 2013: -$87,5292013Revenue 2014: $593,015Expenses 2014: $377,875Net Income 2014: $215,1402014Revenue 2015: $472,992Expenses 2015: $483,278Net Income 2015: -$10,2862015Revenue 2016: $423,688Expenses 2016: $372,639Net Income 2016: $51,0492016Revenue 2017: $407,605Expenses 2017: $378,637Net Income 2017: $28,9682017Revenue 2018: $381,616Expenses 2018: $393,296Net Income 2018: -$11,6802018Revenue 2019: $407,440Expenses 2019: $412,662Net Income 2019: -$5,2222019Revenue 2020: $395,653Expenses 2020: $350,400Net Income 2020: $45,2532020Revenue 2021: $429,623Expenses 2021: $506,408Net Income 2021: -$76,7852021Revenue 2022: $452,476Expenses 2022: $508,843Net Income 2022: -$56,3672022Revenue 2023: $477,702Expenses 2023: $597,737Net Income 2023: -$120,0352023Revenue 2024: $571,425Expenses 2024: $583,100Net Income 2024: -$11,6752024

Highlighted filing

2024

Revenue$571,425
Expenses$583,100
Net Income-$11,675

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.96$0.35$3.61$5.71$5.83$0.12
2023Detailed filing. Detailed filing data is available for this year.$4.08$0.35$3.72$4.78$5.98$1.20
2022Detailed filing. Detailed filing data is available for this year.$5.00$0.08$4.92$4.52$5.09$0.56
2021Detailed filing. Detailed filing data is available for this year.$5.49$0.00$5.49$4.30$5.06$0.77
2020Detailed filing. Detailed filing data is available for this year.$6.39$0.00$6.39$3.96$3.50$0.45
2019Detailed filing. Detailed filing data is available for this year.$5.93$0.00$5.93$4.07$4.13$0.05
2018Detailed filing. Detailed filing data is available for this year.$5.99$0.00$5.99$3.82$3.93$0.12
2017Detailed filing. Detailed filing data is available for this year.$6.11$0.00$6.10$4.08$3.79$0.29
2016Detailed filing. Detailed filing data is available for this year.$5.82$0.01$5.81$4.24$3.73$0.51
2015Detailed filing. Detailed filing data is available for this year.$5.30$0.00$5.30$4.73$4.83$0.10
2014Detailed filing. Detailed filing data is available for this year.$5.41$0.00$5.41$5.93$3.78$2.15
2013Summary only. Only limited summary data is available for this year.$3.26$0.00$3.25$3.06$3.93$0.88
2012Summary only. Only limited summary data is available for this year.$4.16$0.03$4.13$3.17$2.72$0.44
2011Summary only. Only limited summary data is available for this year.$4.13$0.18$3.95$3.60$3.27$0.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.2
Gross Receipts
$672,070
Mission and Program Overview

Mission

To promote yachting and good fellowship

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$207,881$192,092▼ $15,789
Savings and Temporary Cash Investments$94,743$114,897▲ $20,154
Cash and Non-Interest-Bearing Accounts$60,390$48,577▼ $11,813
Inventories for Sale or Use$32,838$28,491▼ $4,347
Investments in Publicly Traded Securities$10,820$11,184▲ $364
Prepaid Expenses and Deferred Charges$880$334▼ $546
Total Assets$407,552$395,575▼ $11,977
Liabilities
Accounts Payable and Accrued Expenses$35,276$34,974▼ $302
Total Liabilities$35,276$34,974▼ $302
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$372,276$360,601▼ $11,675
Total Net Assets Fund Balance$372,276$360,601▼ $11,675
Total Liabilities and Net Assets / Fund Balance$407,552$395,575▼ $11,977

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$107,786$161,070$268,856
Equipment$553$79,557$80,110
Land$77,694-$77,694
Buildings$6,059$7,441$13,500
Compensation and Service Providers

Board Members and Trustees

NameTitle
Chris SweeneyDirector
Erik LindahlDirector
Martha TierenyDirector
Nick SimonDirector
Patrick MorrisseyDirector
Reed CournoyerDirector
Ryan MurphyCommodore
Sean KaneFinancial Secretary
Alie ShaughnesseyRear Commodore
Donald DerosaRecording Secretary
Brian BosmanTreasurer
William FinnVice Commodore
Revenue and Support

Revenue Composition

Contributions and Grants
$461,758
Program Service Revenue
$25,650
Investment Income
$6,275
Other Revenue
$77,742
All Other Contributions
$207,790
Change in Net Assets
$-11,675
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$411,202
Salaries, Compensation, and Employee Benefits$171,898
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$249,959--$249,959
Other Salaries and Wages$152,200--$152,200
Insurance$62,615--$62,615
Occupancy$57,450--$57,450
Payroll Taxes$19,698--$19,698
Depreciation Depletion$15,790--$15,790
Fees for Services Other$7,476$3,593-$11,069
Other Expenses$4,939$5,632-$5,632
Interest$646--$646
Office Expenses-$159-$159
Total Functional Expenses$573,716$9,384$0$583,100
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

There is a single class of members, who elect the Board of Directors.

Member election for additional members Part VI line 7A

Members of the organization vote on the election of fellow members to the Board of Directors.

Governing body decisions Part VI line 7B

The membership votes to approve by-laws, the budget, and discipline.

Form 990 governing body review Part VI line 11

The Executive Committee reviews the return prior to filing.

Governing documents etc available to public Part VI line 19

Documents are available to members at the organizations offices during normal working hours.

Filing and Contact Details

Filer

Filer Name
Savin Hill Yacht Club
EIN
04-1810510
In Care Of
% Brian Bosman
Phone
6172889293
Address
400 Morrissey Blvd, Dorchester, MA 02125

Signing Officer

Name
Brian Bosman
Title
Treasurer
Phone
6172889293
Signed
2025-11-15
Discuss with paid preparer
Yes

Organization Details

Formed
1875
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
30
Volunteers
12

Preparer

Firm
Gregory Csikos CPA PC
Address
45 North Union Avenue Unit 85, Lansdowne, PA 19050
Preparer
Gregory Csikos CPA
Phone
2153414206
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

Repairs and maintenace 147,127 Cleaning 24,095 Catering 18,162 Dues and subscriptions 2,331 Fuel 1,838 Miscellaneous 12,316 Disposal 2,934 Postage 584 Real estate tax 31,352 Software 9,220

Raw XML Appendix385 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Commodore
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice Commodore
IRS990/Form990PartVIISectionAGrp/TitleTxt3Rear Commodore
IRS990/Form990PartVIISectionAGrp/TitleTxt4Financial Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Recording Secretary
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Bad debt
IRS990/OtherExpensesGrp/Desc1Licenses and Permits
IRS990/OtherExpensesGrp/Desc2Bank charges
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05632
IRS990/OtherExpensesGrp/ProgramServicesAmt02943
IRS990/OtherExpensesGrp/ProgramServicesAmt14939
IRS990/OtherExpensesGrp/TotalAmt02943
IRS990/OtherExpensesGrp/TotalAmt14939
IRS990/OtherExpensesGrp/TotalAmt25632
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0152200
IRS990/OtherSalariesAndWagesGrp/TotalAmt0152200
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt019698
IRS990/PayrollTaxesGrp/TotalAmt019698
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0880
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0334
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0713990
IRS990/ProgramServiceRevenueGrp/Desc0Hall rent
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt025650
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt025650
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0368954
IRS990/PYInvestmentIncomeAmt06012
IRS990/PYOtherExpensesAmt0437311
IRS990/PYOtherRevenueAmt069526
IRS990/PYProgramServiceRevenueAmt033210
IRS990/PYRevenuesLessExpensesAmt0-120035
IRS990/PYSalariesCompEmpBnftPaidAmt0160426
IRS990/PYTotalExpensesAmt0597737
IRS990/PYTotalRevenueAmt0477702
IRS990/ReconcilationRevenueExpnssAmt0-11675
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0571425
IRS990/SavingsAndTempCashInvstGrp/BOYAmt094743
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0114897
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt06059
IRS990ScheduleD/BuildingsGrp/DepreciationAmt07441
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013500
IRS990ScheduleD/EquipmentGrp/BookValueAmt0553
IRS990ScheduleD/EquipmentGrp/DepreciationAmt079557
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt080110
IRS990ScheduleD/LandGrp/BookValueAmt077694
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt077694
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0107786
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0161070
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0268856
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0192092
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0There is a single class of members, who elect the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the organization vote on the election of fellow members to the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The membership votes to approve by-laws, the budget, and discipline.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Executive Committee reviews the return prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Documents are available to members at the organizations offices during normal working hours.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Repairs and maintenace 147,127 Cleaning 24,095 Catering 18,162 Dues and subscriptions 2,331 Fuel 1,838 Miscellaneous 12,316 Disposal 2,934 Postage 584 Real estate tax 31,352 Software 9,220
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5List of other expenses Part IX line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0407552
IRS990/TotalAssetsEOYAmt0395575
IRS990/TotalAssetsGrp/BOYAmt0407552
IRS990/TotalAssetsGrp/EOYAmt0395575
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0461758
IRS990/TotalEmployeeCnt030
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt09384
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0573716
IRS990/TotalFunctionalExpensesGrp/TotalAmt0583100
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt035276
IRS990/TotalLiabilitiesEOYAmt034974
IRS990/TotalLiabilitiesGrp/BOYAmt035276
IRS990/TotalLiabilitiesGrp/EOYAmt034974
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0372276
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0360601
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0573716
IRS990/TotalProgramServiceRevenueAmt025650
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0109667
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0571425
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0407552
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0395575
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0www.shyc.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN BOSMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum06172889293
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Savin Hill Yacht Club
ReturnHeader/Filer/BusinessNameControlTxt0SAVI
ReturnHeader/Filer/EIN0041810510
ReturnHeader/Filer/InCareOfNm0% Brian Bosman
ReturnHeader/Filer/PhoneNum06172889293
ReturnHeader/Filer/USAddress/AddressLine1Txt0400 Morrissey Blvd
ReturnHeader/Filer/USAddress/CityNm0Dorchester
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002125
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0931559622
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gregory Csikos CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt045 North Union Avenue Unit 85
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lansdowne
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019050
ReturnHeader/PreparerPersonGrp/PhoneNum02153414206
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREGORY CSIKOS CPA
ReturnHeader/ReturnTs02025-11-17T09:59:21-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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