Civic Intelligence

Franklin County Chamber of Commerce

EIN 04-1400370 • 501(c)6 • Deerfield, MA

Profile

The primary objective of the chamber is to assist its members in business matters, develop tourism in the area and enhance economic conditions of the area.

PO Box 6Deerfield, MA 01342

www.franklincc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.29x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

0.18x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

66th percentile

9.1%

Higher net margin than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

74th percentile

13%

Faster asset growth than 74% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

62nd percentile

7.9%

Faster revenue growth than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$209,149

Up $24,642 (+13%) from 2023

Liabilities

Down

$61,221

Down $4,448 (-6.8%) from 2023

Net Assets

Up

$147,928

Up $29,090 (+24%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin66th percentile

Revenue

Up

$331,012

Up $24,173 (+7.9%) from 2023

Expenses

Up

$300,807

Up $8,712 (+3.0%) from 2023

Net Income

Up

$30,205

Up $15,461 (+105%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $305,028Liabilities 2011: $183,944Net Assets 2011: $121,0842011Assets 2012: $346,890Liabilities 2012: $284,023Net Assets 2012: $62,8672012Assets 2013: $310,925Liabilities 2013: $239,290Net Assets 2013: $71,6352013Assets 2014: $128,708Liabilities 2014: $57,950Net Assets 2014: $70,7582014Assets 2015: $127,158Liabilities 2015: $45,985Net Assets 2015: $81,1732015Assets 2016: $136,597Liabilities 2016: $66,477Net Assets 2016: $70,1202016Assets 2017: $117,824Liabilities 2017: $44,483Net Assets 2017: $73,3412017Assets 2018: $108,599Liabilities 2018: $40,373Net Assets 2018: $68,2262018Assets 2019: $77,496Liabilities 2019: $37,900Net Assets 2019: $39,5962019Assets 2020: $88,834Liabilities 2020: $49,857Net Assets 2020: $38,9772020Assets 2021: $121,033Liabilities 2021: $99,563Net Assets 2021: $21,4702021Assets 2022: $159,980Liabilities 2022: $55,886Net Assets 2022: $104,0942022Assets 2023: $184,507Liabilities 2023: $65,669Net Assets 2023: $118,8382023Assets 2024: $209,149Liabilities 2024: $61,221Net Assets 2024: $147,9282024

Highlighted filing

2024

Assets$209,149
Liabilities$61,221
Net Assets$147,928
Open 2024 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $691,505Expenses 2011: $693,424Net Income 2011: -$1,9192011Revenue 2012: $817,052Expenses 2012: $843,891Net Income 2012: -$26,8392012Revenue 2013: $886,505Expenses 2013: $878,337Net Income 2013: $8,1682013Revenue 2014: $861,012Expenses 2014: $861,889Net Income 2014: -$8772014Revenue 2015: $566,844Expenses 2015: $556,431Net Income 2015: $10,4132015Revenue 2016: $520,057Expenses 2016: $530,885Net Income 2016: -$10,8282016Revenue 2017: $444,226Expenses 2017: $441,005Net Income 2017: $3,2212017Revenue 2018: $388,323Expenses 2018: $393,438Net Income 2018: -$5,1152018Revenue 2019: $332,232Expenses 2019: $360,862Net Income 2019: -$28,6302019Revenue 2020: $358,933Expenses 2020: $359,552Net Income 2020: -$6192020Revenue 2021: $245,516Expenses 2021: $263,023Net Income 2021: -$17,5072021Revenue 2022: $401,422Expenses 2022: $315,097Net Income 2022: $86,3252022Revenue 2023: $306,839Expenses 2023: $292,095Net Income 2023: $14,7442023Revenue 2024: $331,012Expenses 2024: $300,807Net Income 2024: $30,2052024

Highlighted filing

2024

Revenue$331,012
Expenses$300,807
Net Income$30,205
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$209,149
Liabilities
$61,221
Net assets
$147,928
Revenue
$331,012
Expenses
$300,807
Net income
$30,205
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.09$0.61$1.48$3.31$3.01$0.30
2023Detailed filing. Detailed filing data is available for this year.$1.85$0.66$1.19$3.07$2.92$0.15
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.60$0.56$1.04$4.01$3.15$0.86
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$1.00$0.21$2.46$2.63$0.18
2020Detailed filing. Detailed filing data is available for this year.$0.89$0.50$0.39$3.59$3.60$0.01
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.77$0.38$0.40$3.32$3.61$0.29
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.40$0.68$3.88$3.93$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.18$0.44$0.73$4.44$4.41$0.03
2016Detailed filing. Detailed filing data is available for this year.$1.37$0.66$0.70$5.20$5.31$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.27$0.46$0.81$5.67$5.56$0.10
2014Detailed filing. Detailed filing data is available for this year.$1.29$0.58$0.71$8.61$8.62$0.01
2013Summary only. Only limited summary data is available for this year.$3.11$2.39$0.72$8.87$8.78$0.08
2012Summary only. Only limited summary data is available for this year.$3.47$2.84$0.63$8.17$8.44$0.27
2011Summary only. Only limited summary data is available for this year.$3.05$1.84$1.21$6.92$6.93$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 13, 2025
Return Version
2023v6.0
Gross Receipts
$345,595
Mission and Program Overview

Mission

The primary objective of the chamber is to assist its members in business matters, develop tourism in the area and enhance economic conditions of the area.

To assist members in business matters, develop tourism in the area & enhance economic (see sch o) conditions of the area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$115,917$107,673▼ $8,244
Cash and Non-Interest-Bearing Accounts$60,074$94,047▲ $33,973
Accounts Receivable$7,400$6,985▼ $415
Land, Buildings, and Equipment, Net$1,116$0▼ $1,116
Pledges and Grants Receivable-$444-
Total Assets$184,507$209,149▲ $24,642
Liabilities
Other Liabilities$29,322$27,917▼ $1,405
Deferred Revenue$25,950$25,907▼ $43
Grants Payable$7,397$7,397→ $0
Accounts Payable and Accrued Expenses$3,000$0▼ $3,000
Total Liabilities$65,669$61,221▼ $4,448
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$118,830$147,920▲ $29,090
Net Assets With Donor Restrictions$8$8→ $0
Total Net Assets Fund Balance$118,838$147,928▲ $29,090
Total Liabilities and Net Assets / Fund Balance$184,507$209,149▲ $24,642

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$229,961$229,961
Equipment$0$15,595$15,595
Other Land Buildings$0$3,632$3,632
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Jessye DeaneExecutive DirectorFT$90,000$90,000

Board Members and Trustees

NameTitle
Wade BassettChair
Shelby Snow HasanbasicPast-chair
Amanda Abramson ClarkeVice President
Amy McmahanMember
Andy BrydgesMember
Benjamin T ClarkMember
Brandon LivelyMember
Chris SellersMember
Kristin ColeMember
Lori GroverMember
Matthew ConwayMember
Michael KaneMember
Michael NelsonMember
Michael RamonMember
Michelle DwyerMember
Robert BetsoldMember
Ron BryantMember
Seth RutherfordMember
Shannon MartineauMember
Sheila DamkoehlerMember
Stephanie HadleyMember
Steven RickmanMember
Walter RamseyMember
Elizabeth FiskMember At-large
Linda DunlavyMember At-large
Robert GilmoreTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$142,569
Program Service Revenue
$163,493
Investment Income
$129
Other Revenue
$24,821
Change in Net Assets
$30,205
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$207,740
Other Expenses$92,817
Grants and Similar Amounts Paid$250
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$90,105
Current Officers, Directors, Trustees, and Key Employees---$90,000
Fees for Services Accounting---$22,550
Office Expenses---$17,271
Payroll Taxes---$15,105
Occupancy---$12,811
Other Employee Benefits---$11,677
Advertising---$5,760
Information Technology---$5,288
Insurance---$4,176
Fees for Services Other---$3,000
Conferences and Meetings---$2,871
Pension Plan Contributions---$853
Grants to Domestic Orgs---$250
Interest---$163
Other Expenses---$19
Total Functional Expenses$0$0$0$300,807
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Gift Card Liability$27,517
Security Deposits$400
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members who may become voting members.”

Form 990, Part VI, Section A, Line 7A

“Members annually elect voting members of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“Directors are notified that they are required to review the form 990. Members may read copies of the form 990 at the chamber offices.”

Form 990, Part VI, Section B, Line 15

“Compensation of the organization's officers is approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Franklin County Chamber of Commerce
EIN
04-1400370
Phone
4137735463
Address
PO BOX 6, DEERFIELD, MA 01342

Signing Officer

Name
Robert W Gilmore
Title
Treasurer
Phone
4137735463
Signed
2025-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert W Gilmore
Formed
1919
Legal Domicile
Ma
Voting Board Members
26
Independent Board Members
26
Employees
4
Volunteers
30

Preparer

Firm
Cbiz Advisors LLC
Address
53 STATE STREET, BOSTON, MA 02109
Preparer
Douglas Farrington
Phone
6178075000
Raw XML AppendixShowing 400 of 507 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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