Civic Intelligence

Greater Gardner Chamber of Commerce

EIN 04-1355374 • 501(c)6 • Gardner, MA

Profile

Provide opportunties and growth for businesses in city of gardner and surrounding towns.

P O Box 1381Gardner, MA 01440

www.gardnerma.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.00x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

54th percentile

0.00x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

72nd percentile

13%

Higher net margin than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$72,225

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 26.5% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

85th percentile

29%

Faster asset growth than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

67th percentile

10%

Faster revenue growth than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$157,685

Up $35,439 (+29%) from 2023

Liabilities

Up

$670

Up $670 from 2023

Net Assets

Up

$157,015

Up $34,769 (+28%) from 2023

Revenue

Up

$272,449

Up $25,771 (+10%) from 2023

Expenses

Up

$237,680

Up $25,471 (+12%) from 2023

Net Income

Up

$34,769

Up $300 (+0.9%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $74,689Liabilities 2010: $20,289Net Assets 2010: $54,4002010Assets 2011: $63,037Liabilities 2011: $15,591Net Assets 2011: $47,4462011Assets 2012: $25,711Liabilities 2012: $13,002Net Assets 2012: $12,7092012Assets 2013: $29,248Liabilities 2013: $3,344Net Assets 2013: $25,9042013Assets 2014: $30,121Liabilities 2014: $1,920Net Assets 2014: $28,2012014Assets 2015: $27,915Liabilities 2015: $215Net Assets 2015: $27,7002015Assets 2016: $42,336Liabilities 2016: $230Net Assets 2016: $42,1062016Assets 2017: $25,063Liabilities 2017: $120Net Assets 2017: $24,9432017Assets 2018: $19,698Liabilities 2018: $150Net Assets 2018: $19,5482018Assets 2019: $28,219Liabilities 2019: $61Net Assets 2019: $28,1582019Assets 2021: $76,042Liabilities 2021: $3,035Net Assets 2021: $73,0072021Assets 2022: $90,426Liabilities 2022: $2,649Net Assets 2022: $87,7772022Assets 2023: $122,246Liabilities 2023: $0Net Assets 2023: $122,2462023Assets 2024: $157,685Liabilities 2024: $670Net Assets 2024: $157,0152024

Highlighted filing

2024

Assets$157,685
Liabilities$670
Net Assets$157,015

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $217,8442010Expenses 2011: $240,0512011Expenses 2012: $212,1122012Revenue 2013: $228,619Expenses 2013: $215,424Net Income 2013: $13,1952013Revenue 2014: $249,186Expenses 2014: $246,889Net Income 2014: $2,2972014Revenue 2015: $228,483Expenses 2015: $228,984Net Income 2015: -$5012015Revenue 2016: $267,329Expenses 2016: $252,923Net Income 2016: $14,4062016Revenue 2017: $218,682Expenses 2017: $235,845Net Income 2017: -$17,1632017Revenue 2018: $235,252Expenses 2018: $240,647Net Income 2018: -$5,3952018Revenue 2019: $255,990Expenses 2019: $247,380Net Income 2019: $8,6102019Revenue 2021: $270,339Expenses 2021: $281,650Net Income 2021: -$11,3112021Revenue 2022: $242,107Expenses 2022: $227,337Net Income 2022: $14,7702022Revenue 2023: $246,678Expenses 2023: $212,209Net Income 2023: $34,4692023Revenue 2024: $272,449Expenses 2024: $237,680Net Income 2024: $34,7692024

Highlighted filing

2024

Revenue$272,449
Expenses$237,680
Net Income$34,769

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.58$0.01$1.57$2.72$2.38$0.35
2023Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.22$2.47$2.12$0.34
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.03$0.88$2.42$2.27$0.15
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.03$0.73$2.70$2.82$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.00$0.28$2.56$2.47$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.20$0.00$0.20$2.35$2.41$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.25$0.00$0.25$2.19$2.36$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.00$0.42$2.67$2.53$0.14
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.00$0.28$2.28$2.29$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.30$0.02$0.28$2.49$2.47$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.29$0.03$0.26$2.29$2.15$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.13$0.13$2.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.63$0.16$0.47$2.40
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.75$0.20$0.54$2.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$292,904
Mission and Program Overview

Mission

Provide opportunties and growth for businesses in city of gardner and surrounding towns.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$47,246$79,813▲ $32,567
Savings and Temporary Cash Investments$75,000$77,872▲ $2,872
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$122,246$157,685▲ $35,439
Liabilities
Accounts Payable and Accrued Expenses-$670-
Total Liabilities$0$670▲ $670
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$122,246$157,015▲ $34,769
Total Net Assets Fund Balance$122,246$157,015▲ $34,769
Total Liabilities and Net Assets / Fund Balance$122,246$157,685▲ $35,439
Compensation and Service Providers

Employees

NameTitleBaseTotal
Rebeca MaroisPresident & CEO$72,225$72,225

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$84,062
Program Service Revenue
$160,481
Investment Income
$0
Other Revenue
$27,906
Change in Net Assets
$34,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$118,904
Salaries, Compensation, and Employee Benefits$118,776
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$72,225-$72,225
Other Salaries and Wages-$33,439-$33,439
Occupancy-$20,693-$20,693
Payroll Taxes-$11,047-$11,047
Office Expenses-$6,084-$6,084
Insurance-$4,610-$4,610
All Other Expenses$0$2,618$0$2,618
Other Expenses$75,454$2,609-$2,609
Other Employee Benefits-$2,065-$2,065
Advertising-$50-$50
Total Functional Expenses$75,454$162,226$0$237,680
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$42,600
Gaming Direct Expenses$20,455
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1-$0-$0
Event 2-$0-$0
Total Events$0$0$0$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

FORM 990 PART VI LINE 11B- form 990 review process

Organizations progrecess to review form 990 tax return is reviewed by executive board of directors and finance committee and presented to full board of directors for their approval

Form 990 Part VI Line 12C Explanation of Monitoring and Enforcement of Conflicts

Enforcement of conflicts policy each board member signs a conflict of interest disclouser when they are elected to the board ceo reviews conflicts.

Form 990 Part VI Line 19 Other Organizations Documents Publicly Available

Governing documents disclosure explanation request documents provided to general public upon

Filing and Contact Details

Filer

Filer Name
Greater Gardner Chamber of Commerce
EIN
04-1355374
Address
P O Box 1381, Gardner, MA 01440

Signing Officer

Name
Rebecca
Title
President
Signed
2025-11-12
Discuss with paid preparer
No

Organization Details

Formed
1929
Legal Domicile
Ma
Voting Board Members
24
Independent Board Members
23
Employees
2

Preparer

Firm
B&M Accounting Services LLC
Address
140 Old Winchendon RD, Gardner, MA 01440
Preparer
Boddy Cruz
Phone
3512200068
Raw XML AppendixShowing 400 of 470 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
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IRS990/GrossReceiptsAmt0292904
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt023
IRS990/IndoorTanningServicesInd0false
IRS990/InsuranceGrp/ManagementAndGeneralAmt04610
IRS990/InsuranceGrp/TotalAmt04610
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt06
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt00
IRS990/LegalDomicileStateCd0MA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt084062
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE OPPORTUNTIES AND GROWTH FOR BUSINESSES IN CITY OF GARDNER AND SURROUNDING TOWNS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0122246
IRS990/NetAssetsOrFundBalancesEOYAmt0157015
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt022145
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt022145
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0122246
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0157015
IRS990/NondeductibleContributionsInd0false
IRS990/NondeductibleContriDisclInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt020693
IRS990/OccupancyGrp/TotalAmt020693
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06084
IRS990/OfficeExpensesGrp/TotalAmt06084
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02065
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02065
IRS990/OtherExpensesGrp/Desc0CHAMBER FUNCTIONS
IRS990/OtherExpensesGrp/Desc1EQUIPMENT RENTAL
IRS990/OtherExpensesGrp/Desc2PAYROLL SERVICES FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06786
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12609
IRS990/OtherExpensesGrp/ProgramServicesAmt075454
IRS990/OtherExpensesGrp/TotalAmt075454
IRS990/OtherExpensesGrp/TotalAmt16786
IRS990/OtherExpensesGrp/TotalAmt22609
IRS990/OtherRevenueMiscGrp/Desc0SCHOLARSHIP DONATIONS
IRS990/OtherRevenueMiscGrp/Desc1INTEREST
IRS990/OtherRevenueMiscGrp/ExclusionAmt03061
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02700
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02700
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13061
IRS990/OtherRevenueTotalAmt05761
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt033439
IRS990/OtherSalariesAndWagesGrp/TotalAmt033439
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt011047
IRS990/PayrollTaxesGrp/TotalAmt011047
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0REBECCA MAROIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0CHAMBER FUNCTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0160481
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0160481
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYRevenuesLessExpensesAmt00
IRS990/PYTotalExpensesAmt00
IRS990/PYTotalRevenueAmt00
IRS990/QuidProQuoContributionsInd0false
IRS990/QuidProQuoContriDisclInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt034769
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt075000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt077872
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/CharitableDistributionRqrInd0false
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990ScheduleG/GamingInformationGrp/CashPrizesOtherGamingAmt015745
IRS990ScheduleG/GamingInformationGrp/CashPrizesTotalGamingAmt015745
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt020455
IRS990ScheduleG/GamingInformationGrp/GrossRevenueOtherGamingAmt042600
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt042600
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt022145
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssOtherGamingAmt04710
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssTotalGamingAmt04710
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborBingoInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborOtherGamingInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd0false
IRS990ScheduleG/GamingManagerIsEmployeeInd0X
IRS990ScheduleG/GamingManagerPersonNm0REBECCA MOROIS
IRS990ScheduleG/GamingManagerServicesProvTxt0MANAGE SUPER RAFFLE
IRS990ScheduleG/GamingOtherFacilityPct01.00000
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/LicensedInd0true
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/TotalGrossReceiptsAmt00
IRS990ScheduleG/TotalNetToOrganizationAmt00
IRS990ScheduleG/TotalRetainedByContractorsAmt00
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATIONS PROGRECESS TO REVIEW FORM 990 TAX RETURN IS REVIEWED BY EXECUTIVE BOARD OF DIRECTORS AND FINANCE COMMITTEE AND PRESENTED TO FULL BOARD OF DIRECTORS FOR THEIR APPROVAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ENFORCEMENT OF CONFLICTS POLICY EACH BOARD MEMBER SIGNS A CONFLICT OF INTEREST DISCLOUSER WHEN THEY ARE ELECTED TO THE BOARD CEO REVIEWS CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GOVERNING DOCUMENTS DISCLOSURE EXPLANATION REQUEST DOCUMENTS PROVIDED TO GENERAL PUBLIC UPON
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 PART VI LINE 11b- form 990 review process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990 PART VI LINE 12C EXPLANATION OF MONITORING AND ENFORCEMENT OF CONFLICTS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990 PART VI LINE 19 OTHER ORGANIZATIONS DOCUMENTS PUBLICLY AVAILABLE
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false

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