Civic Intelligence

The Cooperative Central Bank

990 • Fiscal year 2012 • EIN 04-1207240

Sep 01, 2011 to Aug 31, 2012

Organization Profilewww.coopcentralbank.com
Woburn, MA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

6th percentile

0.24x

Higher debt load relative to assets than 6% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

92nd percentile

10.90x

Higher debt load relative to revenue than 92% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Net Margin

76th percentile

24%

Higher net margin than 76% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

8th percentile

-2.0%

Faster asset growth than 8% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / Assets6th percentile

Assets

Down

$144,260,054

Down $2,928,601 (-2.0%) from 2011

Net Assets

Down

$109,265,053

Down $2,079,020 (-1.9%) from 2011

Liabilities

Down

$34,995,001

Down $849,581 (-2.4%) from 2011

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin76th percentile

Revenue

$3,210,693

No earlier filing loaded for comparison.

Expenses

Up

$2,439,812

Up $104,567 (+4.5%) from 2011

Net Income

$770,881

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $148,400,068Liabilities 2010: $38,417,935Net Assets 2010: $109,982,1332010Assets 2011: $147,188,655Liabilities 2011: $35,844,582Net Assets 2011: $111,344,0732011Assets 2012: $144,260,054Liabilities 2012: $34,995,001Net Assets 2012: $109,265,0532012Assets 2013: $139,552,376Liabilities 2013: $33,013,092Net Assets 2013: $106,539,2842013Assets 2014: $139,911,670Liabilities 2014: $32,284,784Net Assets 2014: $107,626,8862014Assets 2015: $139,712,499Liabilities 2015: $31,961,822Net Assets 2015: $107,750,6772015Assets 2016: $141,028,167Liabilities 2016: $31,972,217Net Assets 2016: $109,055,9502016Assets 2017: $140,593,721Liabilities 2017: $31,958,575Net Assets 2017: $108,635,1462017Assets 2018: $137,830,527Liabilities 2018: $30,645,838Net Assets 2018: $107,184,6892018Assets 2019: $143,477,491Liabilities 2019: $30,275,425Net Assets 2019: $113,202,0662019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2012

Assets$144,260,054
Liabilities$34,995,001
Net Assets$109,265,053
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$10M$0-$10M-$20MExpenses 2010: $2,280,5902010Expenses 2011: $2,335,2452011Revenue 2012: $3,210,693Expenses 2012: $2,439,812Net Income 2012: $770,8812012Revenue 2013: $3,150,471Expenses 2013: $2,386,491Net Income 2013: $763,9802013Revenue 2014: $2,372,064Expenses 2014: $2,244,436Net Income 2014: $127,6282014Revenue 2015: $2,107,522Expenses 2015: $2,048,764Net Income 2015: $58,7582015Revenue 2016: $2,311,874Expenses 2016: $1,955,574Net Income 2016: $356,3002016Revenue 2017: $3,105,102Expenses 2017: $2,022,090Net Income 2017: $1,083,0122017Revenue 2018: $3,986,121Expenses 2018: $2,239,618Net Income 2018: $1,746,5032018Revenue 2019: $4,132,062Expenses 2019: $2,065,267Net Income 2019: $2,066,7952019Revenue 2020: $2,132,200Expenses 2020: $13,140,609Net Income 2020: -$11,008,4092020

Highlighted filing

2012

Revenue$3,210,693
Expenses$2,439,812
Net Income$770,881
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2020)
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Filing Snapshot
Filing Period
Sep 1, 2011 to Aug 31, 2012
Mission and Program Overview

Mission

Operated and wholly owned by all 46 massachusetts co-operative banks, solely for the mutual benefit of all of their depositors, as a source of cash reserves and to provide insurance in full of deposits under massachusetts law.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$144,260,054
Liabilities
$34,995,001
Net assets
$109,265,053
Revenue
$3,210,693
Expenses
$2,439,812
Net income
$770,881
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.13$13.1$11.0
2019Detailed filing. Detailed filing data is available for this year.$143$30.3$113$4.13$2.07$2.07
2018Detailed filing. Detailed filing data is available for this year.$138$30.6$107$3.99$2.24$1.75
2017Detailed filing. Detailed filing data is available for this year.$141$32.0$109$3.11$2.02$1.08
2016Detailed filing. Detailed filing data is available for this year.$141$32.0$109$2.31$1.96$0.36
2015Detailed filing. Detailed filing data is available for this year.$140$32.0$108$2.11$2.05$0.06
2014Detailed filing. Detailed filing data is available for this year.$140$32.3$108$2.37$2.24$0.13
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$140$33.0$107$3.15$2.39$0.76
2012Summary only. Only limited summary data is available for this year.$144$35.0$109$3.21$2.44$0.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$35.8$111$2.34
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$148$38.4$110$2.28