Civic Intelligence

Naveo Credit Union

990 • Fiscal year 2020 • EIN 04-1144988

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 15, 2021

Organization Profilewww.naveo.org

View Organization Page

493 Somerville AvenueSomerville, MA 02143-3246

(617) 702-5128

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.92x

Higher debt load relative to assets than 79% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

66th percentile

22.21x

Higher debt load relative to revenue than 66% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

93rd percentile

24%

Higher net margin than 93% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

48th percentile

$211,650

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

41st percentile

16%

Faster asset growth than 41% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

96th percentile

13%

Faster revenue growth than 96% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$162,064,758

Up $22,185,575 (+16%) from 2019

Net Assets

Up

$13,683,851

Up $1,895,061 (+16%) from 2019

Liabilities

Up

$148,380,907

Up $20,290,514 (+16%) from 2019

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin93rd percentile

Revenue

Up

$6,679,739

Up $789,512 (+13%) from 2019

Expenses

Up

$5,059,453

Up $282,030 (+5.9%) from 2019

Net Income

Up

$1,620,286

Up $507,482 (+46%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $91,300,694Liabilities 2010: $83,167,000Net Assets 2010: $8,133,6942010Assets 2011: $94,857,636Liabilities 2011: $86,243,448Net Assets 2011: $8,614,1882011Assets 2012: $102,199,216Liabilities 2012: $93,019,134Net Assets 2012: $9,180,0822012Assets 2013: $112,129,787Liabilities 2013: $103,741,225Net Assets 2013: $8,388,5622013Assets 2014: $112,644,020Liabilities 2014: $103,703,055Net Assets 2014: $8,940,9652014Assets 2015: $117,906,777Liabilities 2015: $108,740,023Net Assets 2015: $9,166,7542015Assets 2016: $122,698,833Liabilities 2016: $113,354,888Net Assets 2016: $9,343,9452016Assets 2017: $126,217,438Liabilities 2017: $116,490,146Net Assets 2017: $9,727,2922017Assets 2018: $130,867,039Liabilities 2018: $120,376,134Net Assets 2018: $10,490,9052018Assets 2019: $139,879,183Liabilities 2019: $128,090,393Net Assets 2019: $11,788,7902019Assets 2020: $162,064,758Liabilities 2020: $148,380,907Net Assets 2020: $13,683,8512020Assets 2021: $178,250,990Liabilities 2021: $165,439,097Net Assets 2021: $12,811,8932021Assets 2022: $168,948,495Liabilities 2022: $163,130,050Net Assets 2022: $5,818,4452022Assets 2023: $170,305,612Liabilities 2023: $162,855,833Net Assets 2023: $7,449,7792023Assets 2024: $171,284,500Liabilities 2024: $162,727,120Net Assets 2024: $8,557,3802024

Highlighted filing

2020

Assets$162,064,758
Liabilities$148,380,907
Net Assets$13,683,851
Open 2020 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $4,625,8542010Expenses 2011: $4,257,9732011Expenses 2012: $4,327,9082012Revenue 2013: $4,176,781Expenses 2013: $4,117,650Net Income 2013: $59,1312013Revenue 2014: $4,088,522Expenses 2014: $3,952,109Net Income 2014: $136,4132014Revenue 2015: $4,279,202Expenses 2015: $3,904,005Net Income 2015: $375,1972015Revenue 2016: $4,434,283Expenses 2016: $4,107,106Net Income 2016: $327,1772016Revenue 2017: $4,756,007Expenses 2017: $4,338,110Net Income 2017: $417,8972017Revenue 2018: $5,337,840Expenses 2018: $4,444,946Net Income 2018: $892,8942018Revenue 2019: $5,890,227Expenses 2019: $4,777,423Net Income 2019: $1,112,8042019Revenue 2020: $6,679,739Expenses 2020: $5,059,453Net Income 2020: $1,620,2862020Revenue 2021: $5,441,719Expenses 2021: $4,994,317Net Income 2021: $447,4022021Revenue 2022: $5,538,258Expenses 2022: $5,370,125Net Income 2022: $168,1332022Revenue 2023: $6,809,632Expenses 2023: $6,549,902Net Income 2023: $259,7302023Revenue 2024: $8,053,625Expenses 2024: $7,968,830Net Income 2024: $84,7952024

Highlighted filing

2020

Revenue$6,679,739
Expenses$5,059,453
Net Income$1,620,286
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 15, 2021
Return Version
2020v4.0
Gross Receipts
$6,679,739
Mission and Program Overview

Mission

Member Thrift & Service

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$87,267,189$81,975,185▼ $5,292,004
Investments in Publicly Traded Securities$15,981,241$44,180,812▲ $28,199,571
Savings and Temporary Cash Investments$25,910,776$22,238,462▼ $3,672,314
Rtn Earn Endowment Incm Other Fnds$11,788,789$13,683,851▲ $1,895,062
Receivables From Officers Etc$5,831,843$7,395,134▲ $1,563,291
Cash and Non-Interest-Bearing Accounts$766,925$2,087,182▲ $1,320,257
Land, Buildings, and Equipment, Net$1,205,239$1,418,634▲ $213,395
Prepaid Expenses and Deferred Charges$644,619$166,705▼ $477,914
Accounts Receivable-$38,930-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Total Assets$139,879,182$162,064,758▲ $22,185,576
Other Assets Total$2,271,350$2,563,714▲ $292,364
Liabilities
Other Liabilities$127,390,321$147,700,472▲ $20,310,151
Accounts Payable and Accrued Expenses$700,072$680,435▼ $19,637
Total Liabilities$128,090,393$148,380,907▲ $20,290,514
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,788,789$13,683,851▲ $1,895,062
Total Liabilities and Net Assets / Fund Balance$139,879,182$162,064,758▲ $22,185,576

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,158,237$1,345,097$0
Other Land Buildings$0$0$0
Land$209,790-$0
Equipment$50,607$522,999$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rui DomingosFormer CEOFT$188,739$26,255$214,994
Albert PinhoChief Lending OfficerFT$200,713$8,029$208,742
Kevin GeorgeVP FinanceFT$121,392$4,856$126,248
Andrea WhiteChief Executive OfficerFT$44,916$1,797$46,713

Board Members and Trustees

NameTitle
Leontina ManciniChairperson of the Board
Isaac M MachadoBoard Member
Manuel Da SilvaBoard Member
Maria SantosBoard Member
Charles McCannonDirector
Charles MontemorDirector
Christopher AlphenDirector
Jennifer LawrenceDirector
Lindsay LuckeDirector
Sonja DaraiDirector
John C FeitorFormer Board Member
Paulo J FerreiraSecretary/Clerk
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,947,101
Investment Income
$638,983
Other Revenue
$1,093,655
Change in Net Assets
$1,620,286
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,650,815
Other Expenses$1,981,911
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,634,400
Fees for Services Other---$809,887
Current Officers, Directors, Trustees, and Key Employees---$573,399
Benefits to Members---$426,727
Occupancy---$337,979
Other Employee Benefits---$200,840
Depreciation Depletion---$194,594
Payroll Taxes---$177,915
Office Expenses---$166,535
Other Expenses---$83,131
Advertising---$79,576
Information Technology---$65,252
Pension Plan Contributions---$64,261
Insurance---$62,561
Conferences and Meetings---$36,453
Fees for Services Accounting---$35,700
Fees for Services Legal---$10,540
Total Functional Expenses$0$0$0$5,059,453
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,831,843$7,395,134▲ $1,563,291
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member deposit accounts$147,700,472
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union is owned by its members who qualify for membership, and maintain a membership share account in good standing.”

Form 990, Part VI, Section A, Line 7A

“Members of the Board are all members in good standing that are nominated and elected by the general membership to perform their fiduciary obligations and role in the corporate governance function.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body are guided by the credit union by-laws which are reviewed annually and approved by vote at the annual meeting of the membership.”

Form 990, Part VI, Section B, Line 11B

“Audit Committee reviews tax return”

Form 990, Part VI, Section B, Line 15

“A compensation survey is done every two years and is referenced for all positions in the organization including all members of senior management.”

Form 990, Part VI, Section C, Line 19

“Financial statements are published monthly and posted in both branch locations. The annual results from operations are made available at the end of each fiscal year in the annual report which is published and distributed to the membership.”

Filing and Contact Details

Filer

Filer Name
Naveo Credit Union
EIN
04-1144988
Phone
6177025128
Address
493 Somerville Avenue, Somerville, MA 02143-3246
Doing Business As
Naveo Credit Union

Signing Officer

Name
Kevin George
Title
Vice President Finance
Phone
6177025128
Signed
2021-11-15

Organization Details

Principal Officer
Andrea White
Formed
1928
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
10
Employees
49
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Data processing, ATM expenses and consulting”

Raw XML AppendixShowing 400 of 574 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1Albert Pinho
IRS990/Form990PartVIISectionAGrp/PersonNm2Kevin George
IRS990/Form990PartVIISectionAGrp/PersonNm3Andrea White
IRS990/Form990PartVIISectionAGrp/PersonNm4Maria Santos
IRS990/Form990PartVIISectionAGrp/PersonNm5Paulo J Ferreira
IRS990/Form990PartVIISectionAGrp/PersonNm6Isaac M Machado
IRS990/Form990PartVIISectionAGrp/PersonNm7Leontina Mancini
IRS990/Form990PartVIISectionAGrp/PersonNm8Manuel Da Silva
IRS990/Form990PartVIISectionAGrp/PersonNm9Charles McCannon
IRS990/Form990PartVIISectionAGrp/PersonNm10Charles Montemor
IRS990/Form990PartVIISectionAGrp/PersonNm11Christopher Alphen
IRS990/Form990PartVIISectionAGrp/PersonNm12Lindsay Lucke
IRS990/Form990PartVIISectionAGrp/PersonNm13Sonja Darai
IRS990/Form990PartVIISectionAGrp/PersonNm14Jennifer Lawrence
IRS990/Form990PartVIISectionAGrp/PersonNm15John C Feitor
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Former CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary/Clerk
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Chairperson of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Former Board Member
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01928
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt06679739
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt065252
IRS990/InsuranceGrp/TotalAmt062561
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0638983
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0638983
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015981241
IRS990/InvestmentsPubTradedSecGrp/EOYAmt044180812
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01868096
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01205239
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01418634
IRS990/LandBldgEquipCostOrOtherBssAmt03286730
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Member Thrift & Service
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt011788789
IRS990/NetAssetsOrFundBalancesEOYAmt013683851
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0274776
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0337979
IRS990/OfficeExpensesGrp/TotalAmt0166535
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02271350
IRS990/OtherAssetsTotalGrp/EOYAmt02563714
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0200840
IRS990/OtherExpensesGrp/Desc0lending expense
IRS990/OtherExpensesGrp/Desc1Dues and subscriptions
IRS990/OtherExpensesGrp/Desc2Provision for loan loss
IRS990/OtherExpensesGrp/TotalAmt073834
IRS990/OtherExpensesGrp/TotalAmt125869
IRS990/OtherExpensesGrp/TotalAmt283131
IRS990/OtherLiabilitiesGrp/BOYAmt0127390321
IRS990/OtherLiabilitiesGrp/EOYAmt0147700472
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Gain on sale of loans and investments
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01093655
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01093655
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt01093655
IRS990/OtherSalariesAndWagesGrp/TotalAmt01634400
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt087267189
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt081975185
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0177915
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt064261
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0644619
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0166705
IRS990/PrincipalOfficerNm0Andrea White
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Member owned Credit Union
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04947101
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04947101
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0399367
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0911340
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01823730
IRS990/PYOtherRevenueAmt0811198
IRS990/PYProgramServiceRevenueAmt04167689
IRS990/PYRevenuesLessExpensesAmt01112804
IRS990/PYSalariesCompEmpBnftPaidAmt02554326
IRS990/PYTotalExpensesAmt04777423
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05890227
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt05831843
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt07395134
IRS990/ReconcilationRevenueExpnssAmt01620286
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt06596608
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011788789
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013683851
IRS990/SavingsAndTempCashInvstGrp/BOYAmt025910776
IRS990/SavingsAndTempCashInvstGrp/EOYAmt022238462
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01158237
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01345097
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt02503334
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt050607
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0522999
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0573606
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0209790
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0209790
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0147700472
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member deposit accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01418634
IRS990ScheduleD/TotalLiabilityAmt0147700472
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$162,064,758
Liabilities
$148,380,907
Net assets
$13,683,851
Revenue
$6,679,739
Expenses
$5,059,453
Net income
$1,620,286
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$171$163$8.56$8.05$7.97$0.08
2023Detailed filing. Detailed filing data is available for this year.$170$163$7.45$6.81$6.55$0.26
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$169$163$5.82$5.54$5.37$0.17
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$178$165$12.8$5.44$4.99$0.45
2020Detailed filing. Detailed filing data is available for this year.$162$148$13.7$6.68$5.06$1.62
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$140$128$11.8$5.89$4.78$1.11
2018Detailed filing. Detailed filing data is available for this year.$131$120$10.5$5.34$4.44$0.89
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$116$9.73$4.76$4.34$0.42
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$113$9.34$4.43$4.11$0.33
2015Detailed filing. Detailed filing data is available for this year.$118$109$9.17$4.28$3.90$0.38
2014Summary only. Only limited summary data is available for this year.$113$104$8.94$4.09$3.95$0.14
2013Detailed filing. Detailed filing data is available for this year.$112$104$8.39$4.18$4.12$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$93.0$9.18$4.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.9$86.2$8.61$4.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.3$83.2$8.13$4.63