Civic Intelligence

Members Advantage Community Credit Union

990 • Fiscal year 2020 • EIN 03-6005430

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 31, 2021

Organization ProfileWWW.802cu.com

View Organization Page

PO BOX 745 265 South Main StBarre, VT 05641

(802) 479-9411

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.91x

Higher debt load relative to assets than 71% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

97th percentile

30.39x

Higher debt load relative to revenue than 97% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Net Margin

91st percentile

22%

Higher net margin than 91% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

13th percentile

$245,892

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Asset Growth

100th percentile

136%

Faster asset growth than 100% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

99th percentile

51%

Faster revenue growth than 99% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$327,456,002

Up $188,605,520 (+136%) from 2019

Net Assets

Up

$29,175,712

Up $13,920,286 (+91%) from 2019

Liabilities

Up

$298,280,290

Up $174,685,234 (+141%) from 2019

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin91st percentile

Revenue

Up

$9,816,119

Up $3,301,433 (+51%) from 2019

Expenses

Up

$7,669,695

Up $1,813,069 (+31%) from 2019

Net Income

Up

$2,146,424

Up $1,488,364 (+226%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth100th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2011: $72,078,245Liabilities 2011: $65,238,552Net Assets 2011: $6,839,6932011Assets 2017: $133,203,350Liabilities 2017: $119,539,761Net Assets 2017: $13,663,5892017Assets 2019: $138,850,482Liabilities 2019: $123,595,056Net Assets 2019: $15,255,4262019Assets 2020: $327,456,002Liabilities 2020: $298,280,290Net Assets 2020: $29,175,7122020Assets 2021: $364,670,172Liabilities 2021: $334,453,420Net Assets 2021: $30,216,7522021Assets 2022: $375,569,734Liabilities 2022: $342,930,992Net Assets 2022: $32,638,7422022Assets 2023: $391,520,036Liabilities 2023: $350,224,904Net Assets 2023: $41,295,1322023Assets 2024: $416,360,161Liabilities 2024: $367,195,031Net Assets 2024: $49,165,1302024

Highlighted filing

2020

Assets$327,456,002
Liabilities$298,280,290
Net Assets$29,175,712
Open 2020 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Revenue 2011: $3,510,653Expenses 2011: $2,914,297Net Income 2011: $596,3562011Revenue 2017: $5,630,189Expenses 2017: $4,537,652Net Income 2017: $1,092,5372017Revenue 2019: $6,514,686Expenses 2019: $5,856,626Net Income 2019: $658,0602019Revenue 2020: $9,816,119Expenses 2020: $7,669,695Net Income 2020: $2,146,4242020Revenue 2021: $13,256,180Expenses 2021: $12,215,140Net Income 2021: $1,041,0402021Revenue 2022: $16,122,320Expenses 2022: $13,700,330Net Income 2022: $2,421,9902022Revenue 2023: $25,836,101Expenses 2023: $17,643,301Net Income 2023: $8,192,8002023Revenue 2024: $30,077,912Expenses 2024: $22,207,914Net Income 2024: $7,869,9982024

Highlighted filing

2020

Revenue$9,816,119
Expenses$7,669,695
Net Income$2,146,424
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 31, 2021
Return Version
2020v4.0
Gross Receipts
$9,816,119
Mission and Program Overview

Mission

Credit Union - Services directly related to credit union operations providing automobile, home equity, and personal loans to a membership of approximately 34,000.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$62,916,614$175,795,045▲ $112,878,431
Savings and Temporary Cash Investments$64,803,280$130,823,859▲ $66,020,579
Rtn Earn Endowment Incm Other Fnds$15,255,426$29,175,712▲ $13,920,286
Land, Buildings, and Equipment, Net$5,480,328$9,712,818▲ $4,232,490
Cash and Non-Interest-Bearing Accounts$1,338,716$4,620,790▲ $3,282,074
Prepaid Expenses and Deferred Charges$236,681$527,780▲ $291,099
Accounts Receivable$148,515$408,262▲ $259,747
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$138,850,482$327,456,002▲ $188,605,520
Other Assets Total$3,926,348$5,567,448▲ $1,641,100
Liabilities
Other Liabilities$123,157,894$296,696,881▲ $173,538,987
Accounts Payable and Accrued Expenses$437,162$1,583,409▲ $1,146,247
Total Liabilities$123,595,056$298,280,290▲ $174,685,234
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,255,426$29,175,712▲ $13,920,286
Total Liabilities and Net Assets / Fund Balance$138,850,482$327,456,002▲ $188,605,520

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,311,215$170,139$7,481,354
Land$1,851,815-$1,851,815
Equipment$549,788$119,966$669,754
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay13th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sean GammonExec Director/CEOFT$245,892-$245,892
Jeff MorseBranch AdministratorFT$40,358$185,500$225,858
Chuck KarparisSenior Vice President of LendingFT$126,540-$126,540
Stacey BenoitChief Operating OfficerFT$120,278-$120,278

Board Members and Trustees

NameTitle
Jeff MobusBoard Chair/President
Michael CooneyBoard Vice Chair
Anne Marie HestnesHarrisBoard Member
Bob KendallBoard Member
Deborah CarpenterBoard Member
Gary AdamskiBoard Member
James ValenteBoard Member
John SamaBoard Member
Nancy GilbertBoard Member
Owen ShindlerBoard Member
Robin SweetappleBoard Member
Michael RogersBoard Treasurer
Mary HullSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,641,015
Investment Income
$1,175,104
Other Revenue
$0
Change in Net Assets
$2,146,424

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,816,119
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$9,816,119
Total Revenue per Form 990
$9,816,119
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,655,943
Salaries, Compensation, and Employee Benefits$3,536,041
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,957,068
Other Expenses---$1,012,000
Office Expenses---$782,856
Current Officers, Directors, Trustees, and Key Employees---$718,568
All Other Expenses---$555,663
Benefits to Members---$477,711
Other Employee Benefits---$358,669
Depreciation Depletion---$290,105
Occupancy---$274,465
Pension Plan Contributions---$271,984
Payroll Taxes---$229,752
Advertising---$200,391
Travel---$27,361
Total Functional Expenses$0$0$0$7,669,695

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,669,695
Total Expenses per Audited Statements$7,669,695
Total Expenses per Form 990$7,669,695
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$296,696,881
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Yes, approximately 34,000 members”

Form 990, Part VI, Section A, Line 7A

“The governing body is elected by the membership.”

Form 990, Part VI, Section A, Line 7B

“Yes, bylaw changes and merger decisions must be approved by the membership.”

Form 990, Part VI, Section B, Line 11B

“Reviewed by a combination of the CEO, management team and President of the Board of Directors.”

Form 990, Part VI, Section B, Line 12C

“Through monthly Board meetings, Supervisory Committee review, Management review and annual policy review. Potential loan conflicts are reviewed with each loan request and documented approval is in each files.”

Form 990, Part VI, Section B, Line 15

“A detailed comparability analysis took place for the CEO' salary in January 2021 and previously in January 2020.”

Form 990, Part VI, Section C, Line 17

“None”

Form 990, Part VI, Section C, Line 19

“Financials are posted monthly at all of our office locations and also distributed at our annual meeting. Other documents are available upon request.”

Form 990, Part VIII, Line 2A - 2E

“Fair Market Value-Loan Interest”

Filing and Contact Details

Filer

Filer Name
802 Credit Union
EIN
03-6005430
Phone
8024799411
Address
PO BOX 745 265 South Main St, BARRE, VT 05641

Signing Officer

Name
Jill Fortier
Title
CFO
Phone
8022513703
Signed
2021-10-31

Organization Details

Principal Officer
Sean Gammon
Formed
1953
Legal Domicile
Vt
Voting Board Members
13
Independent Board Members
13
Employees
119
Volunteers
27
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“General Credit Union Operating Expense”

Form 990, Part XI, Line 9

“In November of 2020 Members Advantage Community Credit Union merged with River Valley Credit Union.”

Raw XML AppendixShowing 400 of 550 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Exec Director/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Branch Administrator
IRS990/Form990PartVIISectionAGrp/TitleTxt2Senior Vice President of Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt14Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt16Board Member
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IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01175104
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01175104
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0290105
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05480328
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09712818
IRS990/LandBldgEquipCostOrOtherBssAmt010002923
IRS990/LegalDomicileStateCd0VT
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Credit Union - Services directly related to credit union operations providing automobile, home equity, and personal loans to a membership of approximately 34,000.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt015255426
IRS990/NetAssetsOrFundBalancesEOYAmt029175712
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0274465
IRS990/OfficeExpensesGrp/TotalAmt0782856
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03926348
IRS990/OtherAssetsTotalGrp/EOYAmt05567448
IRS990/OtherChangesInNetAssetsAmt011773862
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0358669
IRS990/OtherExpensesGrp/Desc0Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc1Professional Services
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/TotalAmt0232586
IRS990/OtherExpensesGrp/TotalAmt1280516
IRS990/OtherExpensesGrp/TotalAmt21012000
IRS990/OtherLiabilitiesGrp/BOYAmt0123157894
IRS990/OtherLiabilitiesGrp/EOYAmt0296696881
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01957068
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt062916614
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0175795045
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0229752
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0271984
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0236681
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0527780
IRS990/PrincipalOfficerNm0Sean Gammon
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/Desc0Home Equity/Mortgage Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Auto/Personal/Misc Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc2Visa Credit Card Interest Income
IRS990/ProgramServiceRevenueGrp/Desc3Fees and Interchange Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01797804
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12478393
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2285377
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31405346
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01797804
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12478393
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2285377
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31405346
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0568456
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01263945
IRS990/PYOtherExpensesAmt02395783
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05250741
IRS990/PYRevenuesLessExpensesAmt0658060
IRS990/PYSalariesCompEmpBnftPaidAmt02892387
IRS990/PYTotalExpensesAmt05856626
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06514686
IRS990/ReconcilationRevenueExpnssAmt02146424
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015255426
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt029175712
IRS990/SavingsAndTempCashInvstGrp/BOYAmt064803280
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0130823859
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07311215
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0170139
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07481354
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0549788
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0119966
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0669754
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07669695
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01851815
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01851815
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0296696881
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Total Shares
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt09816119
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09712818
IRS990ScheduleD/TotalExpensesPerForm990Amt07669695
IRS990ScheduleD/TotalLiabilityAmt0296696881
IRS990ScheduleD/TotalRevenuePerForm990Amt09816119
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt09816119
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07669695
IRS990ScheduleJ/ClubDuesOrFeesInd0X

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$327,456,002
Liabilities
$298,280,290
Net assets
$29,175,712
Revenue
$9,816,119
Expenses
$7,669,695
Net income
$2,146,424
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$416$367$49.2$30.1$22.2$7.87
2023Detailed filing. Detailed filing data is available for this year.$392$350$41.3$25.8$17.6$8.19
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$376$343$32.6$16.1$13.7$2.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$365$334$30.2$13.3$12.2$1.04
2020Detailed filing. Detailed filing data is available for this year.$327$298$29.2$9.82$7.67$2.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$139$124$15.3$6.51$5.86$0.66
2017Summary only. Only limited summary data is available for this year.$133$120$13.7$5.63$4.54$1.09
2011Summary only. Only limited summary data is available for this year.$72.1$65.2$6.84$3.51$2.91$0.60
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)14 • $250M-$1B nonprofits