Civic Intelligence

Community Lending Partners of New Jersey Inc

EIN 03-0472940 • 501(c)3 • New Brunswick, NJ

Profile

To support the public purposes and activities of community loan fund of new jersey ("clfnj"), inc. This includes, but is not limited to, providing financing to community development projects. For more information, see schedule o. To support the public purposes and activities of community loan fund of new jersey ("clfnj"), inc. This includes, but is not limited to, providing financing to community development projects, including the development and preservation of affordable housing, and expanding the capital available for community and economic development initiatives throughout new jersey.

100 Albany Street Suite 250New Brunswick, NJ 08901

www.newjerseycommunitycapital.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.87x

Higher debt load relative to assets than 69% of similar nonprofits.

NTEE L • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

14.75x

Higher debt load relative to revenue than 88% of similar nonprofits.

NTEE L • $10M-$25M nonprofits • Source year 2024

Net Margin

70th percentile

28%

Higher net margin than 70% of similar nonprofits.

NTEE L • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

86th percentile

$522,367

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 36.4% of source-year revenue.

NTEE L • $10M-$25M nonprofits • Source year 2024

Asset Growth

46th percentile

0.7%

Faster asset growth than 46% of similar nonprofits.

NTEE L • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

30%

Faster revenue growth than 81% of similar nonprofits.

NTEE L • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$24,320,117

Up $178,992 (+0.7%) from 2023

Liabilities

Down

$21,189,310

Down $608,819 (-2.8%) from 2023

Net Assets

Up

$3,130,807

Up $787,811 (+34%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin70th percentile

Revenue

Up

$1,436,818

Up $332,989 (+30%) from 2023

Expenses

Up

$1,033,210

Up $85,326 (+9.0%) from 2023

Net Income

Up

$403,608

Up $247,663 (+159%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $15,042,732Liabilities 2010: $14,525,951Net Assets 2010: $516,7812010Assets 2011: $11,587,469Liabilities 2011: $11,032,278Net Assets 2011: $555,1912011Assets 2012: $14,111,233Liabilities 2012: $13,474,971Net Assets 2012: $636,2622012Assets 2013: $12,648,363Liabilities 2013: $11,759,327Net Assets 2013: $889,0362013Assets 2014: $11,423,817Liabilities 2014: $10,316,218Net Assets 2014: $1,107,5992014Assets 2015: $10,521,163Liabilities 2015: $9,308,309Net Assets 2015: $1,212,8542015Assets 2016: $15,494,855Liabilities 2016: $14,092,779Net Assets 2016: $1,402,0762016Assets 2017: $16,752,959Liabilities 2017: $15,665,087Net Assets 2017: $1,087,8722017Assets 2018: $20,164,971Liabilities 2018: $19,260,808Net Assets 2018: $904,1632018Assets 2019: $24,719,241Liabilities 2019: $23,584,567Net Assets 2019: $1,134,6742019Assets 2020: $23,677,207Liabilities 2020: $22,104,721Net Assets 2020: $1,572,4862020Assets 2021: $21,629,917Liabilities 2021: $19,735,821Net Assets 2021: $1,894,0962021Assets 2022: $21,863,687Liabilities 2022: $19,174,126Net Assets 2022: $2,689,5612022Assets 2023: $24,141,125Liabilities 2023: $21,798,129Net Assets 2023: $2,342,9962023Assets 2024: $24,320,117Liabilities 2024: $21,189,310Net Assets 2024: $3,130,8072024

Highlighted filing

2024

Assets$24,320,117
Liabilities$21,189,310
Net Assets$3,130,807
Open 2024 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $821,7412010Expenses 2011: $587,8542011Revenue 2012: $963,231Expenses 2012: $882,160Net Income 2012: $81,0712012Revenue 2013: $785,199Expenses 2013: $532,427Net Income 2013: $252,7722013Revenue 2014: $824,209Expenses 2014: $605,646Net Income 2014: $218,5632014Revenue 2015: $787,492Expenses 2015: $682,237Net Income 2015: $105,2552015Revenue 2016: $791,156Expenses 2016: $601,934Net Income 2016: $189,2222016Revenue 2017: $561,650Expenses 2017: $875,854Net Income 2017: -$314,2042017Revenue 2018: $987,398Expenses 2018: $1,171,107Net Income 2018: -$183,7092018Revenue 2019: $1,453,904Expenses 2019: $1,223,393Net Income 2019: $230,5112019Revenue 2020: $1,340,642Expenses 2020: $1,104,830Net Income 2020: $235,8122020Revenue 2021: $1,269,329Expenses 2021: $885,719Net Income 2021: $383,6102021Revenue 2022: $1,102,696Expenses 2022: $898,866Net Income 2022: $203,8302022Revenue 2023: $1,103,829Expenses 2023: $947,884Net Income 2023: $155,9452023Revenue 2024: $1,436,818Expenses 2024: $1,033,210Net Income 2024: $403,6082024

Highlighted filing

2024

Revenue$1,436,818
Expenses$1,033,210
Net Income$403,608
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$24,320,117
Liabilities
$21,189,310
Net assets
$3,130,807
Revenue
$1,436,818
Expenses
$1,033,210
Net income
$403,608
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.3$21.2$3.13$1.44$1.03$0.40
2023Detailed filing. Detailed filing data is available for this year.$24.1$21.8$2.34$1.10$0.95$0.16
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.9$19.2$2.69$1.10$0.90$0.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.6$19.7$1.89$1.27$0.89$0.38
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.7$22.1$1.57$1.34$1.10$0.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.7$23.6$1.13$1.45$1.22$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.2$19.3$0.90$0.99$1.17$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$15.7$1.09$0.56$0.88$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.5$14.1$1.40$0.79$0.60$0.19
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$9.31$1.21$0.79$0.68$0.11
2014Detailed filing. Detailed filing data is available for this year.$11.4$10.3$1.11$0.82$0.61$0.22
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$12.6$11.8$0.89$0.79$0.53$0.25
2012Summary only. Only limited summary data is available for this year.$14.1$13.5$0.64$0.96$0.88$0.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$11.0$0.56$0.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.0$14.5$0.52$0.82
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. NTEE L122 • $10M-$25M nonprofits