Civic Intelligence

Central Vermont Habitat for Humanity Inc Iona Kemp Treasurer

EIN 03-0321449 • 501(c)3 • Montpelier, VT

Profile

Construction of low income housing

PO Box 837Montpelier, VT 05602

www.centralvermonthabitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.42x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

1.50x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

91st percentile

55%

Higher net margin than 91% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

50th percentile

$57,903

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 11.1% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

96th percentile

126%

Faster asset growth than 96% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

96th percentile

229%

Faster revenue growth than 96% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,854,386

Up $1,034,762 (+126%) from 2023

Liabilities

Up

$779,680

Up $748,986 (+2440%) from 2023

Net Assets

Up

$1,074,706

Up $285,776 (+36%) from 2023

Revenue

Up

$520,439

Up $362,486 (+229%) from 2023

Expenses

Up

$234,663

Up $68,753 (+41%) from 2023

Net Income

Up

$285,776

Up $293,733 (+3692%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $925,381Liabilities 2010: $8,733Net Assets 2010: $916,6482010Assets 2012: $857,603Liabilities 2012: $15,176Net Assets 2012: $842,4272012Assets 2013: $869,744Liabilities 2013: $15,298Net Assets 2013: $854,4462013Assets 2014: $890,810Liabilities 2014: $15,900Net Assets 2014: $874,9102014Assets 2015: $881,920Liabilities 2015: $16,297Net Assets 2015: $865,6232015Assets 2016: $874,410Liabilities 2016: $15,517Net Assets 2016: $858,8932016Assets 2017: $866,277Liabilities 2017: $17,935Net Assets 2017: $848,3422017Assets 2018: $889,707Liabilities 2018: $21,299Net Assets 2018: $868,4082018Assets 2019: $867,585Liabilities 2019: $14,754Net Assets 2019: $852,8312019Assets 2020: $891,329Liabilities 2020: $17,611Net Assets 2020: $873,7182020Assets 2021: $879,780Liabilities 2021: $21,820Net Assets 2021: $857,9602021Assets 2022: $858,321Liabilities 2022: $61,434Net Assets 2022: $796,8872022Assets 2023: $819,624Liabilities 2023: $30,694Net Assets 2023: $788,9302023Assets 2024: $1,854,386Liabilities 2024: $779,680Net Assets 2024: $1,074,7062024

Highlighted filing

2024

Assets$1,854,386
Liabilities$779,680
Net Assets$1,074,706

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2010: $106,465Expenses 2010: $12,728Net Income 2010: $93,7372010Revenue 2012: $88,332Expenses 2012: $121,209Net Income 2012: -$32,8772012Revenue 2013: $19,339Expenses 2013: $7,320Net Income 2013: $12,0192013Revenue 2014: $95,550Expenses 2014: $75,086Net Income 2014: $20,4642014Revenue 2015: $111,145Expenses 2015: $120,432Net Income 2015: -$9,2872015Revenue 2016: $27,702Expenses 2016: $34,432Net Income 2016: -$6,7302016Revenue 2017: $142,243Expenses 2017: $152,794Net Income 2017: -$10,5512017Revenue 2018: $225,831Expenses 2018: $205,765Net Income 2018: $20,0662018Revenue 2019: $26,011Expenses 2019: $41,588Net Income 2019: -$15,5772019Revenue 2020: $211,829Expenses 2020: $190,942Net Income 2020: $20,8872020Revenue 2021: $104,203Expenses 2021: $84,833Net Income 2021: $19,3702021Revenue 2022: $732,051Expenses 2022: $520,291Net Income 2022: $211,7602022Revenue 2023: $157,953Expenses 2023: $165,910Net Income 2023: -$7,9572023Revenue 2024: $520,439Expenses 2024: $234,663Net Income 2024: $285,7762024

Highlighted filing

2024

Revenue$520,439
Expenses$234,663
Net Income$285,776

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.85$0.78$1.07$0.52$0.23$0.29
2023Detailed filing. Detailed filing data is available for this year.$0.82$0.03$0.79$0.16$0.17$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.86$0.06$0.80$0.73$0.52$0.21
2021Detailed filing. Detailed filing data is available for this year.$0.88$0.02$0.86$0.10$0.08$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.89$0.02$0.87$0.21$0.19$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.87$0.01$0.85$0.03$0.04$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.89$0.02$0.87$0.23$0.21$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.87$0.02$0.85$0.14$0.15$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.87$0.02$0.86$0.03$0.03$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.88$0.02$0.87$0.11$0.12$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.89$0.02$0.87$0.10$0.08$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.02$0.85$0.02$0.01$0.01
2012Summary only. Only limited summary data is available for this year.$0.86$0.02$0.84$0.09$0.12$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.93$0.01$0.92$0.11$0.01$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 13, 2025
Return Version
2023v6.0
Gross Receipts
$520,983
Mission and Program Overview

Mission

Construction of low income housing

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$55,148$505,377▲ $450,229
Savings and Temporary Cash Investments$335,352$390,118▲ $54,766
Other Notes and Loans Receivable, Net$383,821$323,661▼ $60,160
Cash and Non-Interest-Bearing Accounts$14,871$170,932▲ $156,061
Pledges and Grants Receivable$10,000$116,604▲ $106,604
Accounts Receivable$14,447$39,219▲ $24,772
Land, Buildings, and Equipment, Net-$34,198-
Prepaid Expenses and Deferred Charges$5,985$16,390▲ $10,405
Total Assets$819,624$1,854,386▲ $1,034,762
Other Assets Total-$257,887-
Liabilities
Mortgage Notes Payable Secured by Investment Property-$421,778-
Other Liabilities-$257,887-
Accounts Payable and Accrued Expenses$14,360$62,007▲ $47,647
Deferred Revenue-$25,433-
Escrow Account Liability$16,334$12,575▼ $3,759
Total Liabilities$30,694$779,680▲ $748,986
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$718,930$779,980▲ $61,050
Net Assets With Donor Restrictions$70,000$294,726▲ $224,726
Total Net Assets Fund Balance$788,930$1,074,706▲ $285,776
Total Liabilities and Net Assets / Fund Balance$819,624$1,854,386▲ $1,034,762

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$34,198$1,007$35,205
Other Assets Org$257,887--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Zachariah WatsonExecutive DiFT$57,903$57,903

Board Members and Trustees

NameTitle
Bruce LandryPresident
Allison DonovanDirector
Cheryl MoyerDirector
David WhiteDirector
Ed McdonoughDirector
Jon AndersonDirector
Kent HansonDirector
Samn StockwellDirector
Soren PfefferDirector
Tim BrennanDirector
Erin Caro AguayoSecretary
Michelle GrubbTreasurer
Tommy WalzVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$396,586
Program Service Revenue
$0
Investment Income
$3,030
Other Revenue
$120,823
All Other Contributions
$396,586
Change in Net Assets
$285,776

Audited Revenue Reconciliation

Revenue per Audited Statements
$520,439
Revenue Not Reported on Form 990
$11,875
Total Revenue per Audited Statements
$532,314
Total Revenue per Form 990
$520,439
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$137,418
Salaries, Compensation, and Employee Benefits$97,245
Total Fundraising Expense$4,488
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$44,675$2,693$1,948$49,316
Other Salaries and Wages$38,189-$1,071$39,260
Fees for Services Accounting-$22,782-$22,782
Insurance$20,086$451$624$21,161
Occupancy$18,291$91$127$18,509
Office Expenses$11,143$82$114$11,339
Advertising$1,177$8,319-$9,496
Payroll Taxes$8,160$214$295$8,669
Payments to Affiliates$5,000--$5,000
Conferences and Meetings$2,644$61$88$2,793
Depreciation Depletion$1,007--$1,007
Fees for Services Legal-$775-$775
Other Expenses$306$123$170$599
Interest$315--$315
Total Functional Expenses$194,547$35,628$4,488$234,663

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$246,538
Expenses per Audited Statements$234,663
Total Expenses per Form 990$234,663
Expenses Not Reported on Form 990$11,875
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$13,596
Fundraising Direct Expenses$544
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$257,887
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The finance committee and board president review the 990 before it is filed. The draft 990 is then reviewed by all board members before it filed.

Form 990, Page 6, Part VI, Line 12C

Board members sign the conflict of interest disclosure annually. In connection with any actual or possible conflicts of interest in cvhfh transactions and conduct of business, any interested person is required to disclose the existence and nature of his or her financial interest to the directors and members of committees with board delegated powers considering the proposed transaction or arrangement.

Form 990, Page 6, Part VI, Line 15A

An annual evaluation is conducted for the executive director. The executive director's salary is increased based on the percent of cost of living increase. The board approves the salary as part of the budget. The board votes on the final salary amount after the annual evaluation.

Form 990, Page 6, Part VI, Line 18

The 990 is available on guidestar and upon request.

Form 990, Page 6, Part VI, Line 19

Governing documents are made available upon request.

Filing and Contact Details

Filer

Filer Name
Central Vermont Habitat for
EIN
03-0321449
Phone
8025228611
Address
PO BOX 837, MONTPELIER, VT 05602

Signing Officer

Name
Zachariah Watson
Title
Executive Director
Phone
8025228611
Signed
2025-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Zachariah Watson
Formed
1989
Legal Domicile
Vt
Voting Board Members
13
Independent Board Members
13
Employees
3
Volunteers
92

Preparer

Firm
Jmm & Associates Pc
Address
463 MOUNTAIN VIEW DR STE 403, COLCHESTER, VT 05446
Preparer
Randall L Sargent CPA
Phone
8026555665
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 2

Central vermont habitat for humanity added a restore and memorandum of understanding for a build in the town of greensboro.

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

The organization generally requires all partner families to escrow funds to pay for property taxes, insurance, and association fees. These payments are made on a monthly basis, and the payment amount is calculated in september or october each year. At the time the calculation is done, any negative balances are included in the subsequent year's monthly payment requirement, and any surplus balances in excess of 100 are refunded to the partner families.

Schedule D, Page 3, Part X

The organization believes that it has appropriate support for any tax positions taken and, as such, does not have any uncertain tax positions that are material to the financial statements.

Raw XML AppendixShowing 400 of 529 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt014360
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt062007
IRS990/AccountsReceivableGrp/BOYAmt014447
IRS990/AccountsReceivableGrp/EOYAmt039219
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CONSTRUCTION OF LOW INCOME HOUSING
IRS990/AdvertisingGrp/ManagementAndGeneralAmt08319
IRS990/AdvertisingGrp/ProgramServicesAmt01177
IRS990/AdvertisingGrp/TotalAmt09496
IRS990/AllOtherContributionsAmt0396586
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ZACHARIAH WATSON
IRS990/BooksInCareOfDetail/PhoneNum08025228611
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 837
IRS990/BooksInCareOfDetail/USAddress/CityNm0MONTPELIER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd005602
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt014871
IRS990/CashNonInterestBearingGrp/EOYAmt0170932
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt01948
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt02693
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt044675
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt049316
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt088
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt061
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt02644
IRS990/ConferencesMeetingsGrp/TotalAmt02793
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0396586
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03030
IRS990/CYOtherExpensesAmt0137418
IRS990/CYOtherRevenueAmt0120823
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0285776
IRS990/CYSalariesCompEmpBnftPaidAmt097245
IRS990/CYTotalExpensesAmt0234663
IRS990/CYTotalFundraisingExpenseAmt04488
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0520439
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/EOYAmt025433
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt01007
IRS990/DepreciationDepletionGrp/TotalAmt01007
IRS990/Desc0CONSTRUCTION OF LOW INCOME HOUSING AND HOME PRESERVATION.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt070000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0294726
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountLiabilityGrp/BOYAmt016334
IRS990/EscrowAccountLiabilityGrp/EOYAmt012575
IRS990/ExpenseAmt0194547
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt022782
IRS990/FeesForServicesAccountingGrp/TotalAmt022782
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0775
IRS990/FeesForServicesLegalGrp/TotalAmt0775
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt132.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0ZACHARIAH WATSON
IRS990/Form990PartVIISectionAGrp/PersonNm1BRUCE LANDRY
IRS990/Form990PartVIISectionAGrp/PersonNm2TOMMY WALZ
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHELLE GRUBB
IRS990/Form990PartVIISectionAGrp/PersonNm4ERIN CARO AGUAYO
IRS990/Form990PartVIISectionAGrp/PersonNm5JON ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm6TIM BRENNAN
IRS990/Form990PartVIISectionAGrp/PersonNm7ALLISON DONOVAN
IRS990/Form990PartVIISectionAGrp/PersonNm8KENT HANSON
IRS990/Form990PartVIISectionAGrp/PersonNm9ED MCDONOUGH
IRS990/Form990PartVIISectionAGrp/PersonNm10CHERYL MOYER
IRS990/Form990PartVIISectionAGrp/PersonNm11SOREN PFEFFER
IRS990/Form990PartVIISectionAGrp/PersonNm12SAMN STOCKWELL
IRS990/Form990PartVIISectionAGrp/PersonNm13DAVID WHITE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt057903
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01989
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/FundraisingDirectExpensesAmt0544
IRS990/FundraisingGrossIncomeAmt013596
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0520983
IRS990/GrossSalesOfInventoryAmt022315
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt013
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt0624
IRS990/InsuranceGrp/ManagementAndGeneralAmt0451
IRS990/InsuranceGrp/ProgramServicesAmt020086
IRS990/InsuranceGrp/TotalAmt021161
IRS990/InterestGrp/ProgramServicesAmt0315
IRS990/InterestGrp/TotalAmt0315
IRS990/InventoriesForSaleOrUseGrp/BOYAmt055148
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0505377
IRS990/InvestmentIncomeGrp/ExclusionAmt03030
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03030
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01007
IRS990/LandBldgEquipBasisNetGrp/EOYAmt034198
IRS990/LandBldgEquipCostOrOtherBssAmt035205
IRS990/LegalDomicileStateCd0VT
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CONSTRUCTION OF LOW INCOME HOUSING
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0421778
IRS990/NetAssetsOrFundBalancesBOYAmt0788930
IRS990/NetAssetsOrFundBalancesEOYAmt01074706
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt013052
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt022315
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt022315
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0718930
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0779980
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt0127
IRS990/OccupancyGrp/ManagementAndGeneralAmt091
IRS990/OccupancyGrp/ProgramServicesAmt018291
IRS990/OccupancyGrp/TotalAmt018509
IRS990/OfficeExpensesGrp/FundraisingAmt0114
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt082
IRS990/OfficeExpensesGrp/ProgramServicesAmt011143
IRS990/OfficeExpensesGrp/TotalAmt011339
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt0257887
IRS990/OtherExpensesGrp/Desc0PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/FundraisingAmt051
IRS990/OtherExpensesGrp/FundraisingAmt1170
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt037
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1123
IRS990/OtherExpensesGrp/ProgramServicesAmt040493
IRS990/OtherExpensesGrp/ProgramServicesAmt13061
IRS990/OtherExpensesGrp/ProgramServicesAmt2306
IRS990/OtherExpensesGrp/TotalAmt040493
IRS990/OtherExpensesGrp/TotalAmt13149
IRS990/OtherExpensesGrp/TotalAmt2599
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/EOYAmt0257887
IRS990/OtherRevenueMiscGrp/BusinessCd0531390
IRS990/OtherRevenueMiscGrp/BusinessCd1531390
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc1CHANGE IN MORTGAGE DISCOUNTS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt052456
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt133000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt052456
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt133000
IRS990/OtherRevenueTotalAmt085456
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt01071
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt038189
IRS990/OtherSalariesAndWagesGrp/TotalAmt039260
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0383821
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0323661
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt05000
IRS990/PaymentsToAffiliatesGrp/TotalAmt05000
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt0295
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0214
IRS990/PayrollTaxesGrp/ProgramServicesAmt08160
IRS990/PayrollTaxesGrp/TotalAmt08669
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt010000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0116604
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05985
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt016390
IRS990/PrincipalOfficerNm0ZACHARIAH WATSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0232330
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt02849
IRS990/PYOtherExpensesAmt096401
IRS990/PYOtherRevenueAmt0-77226
IRS990/PYRevenuesLessExpensesAmt0-7957
IRS990/PYSalariesCompEmpBnftPaidAmt069509
IRS990/PYTotalExpensesAmt0165910
IRS990/PYTotalRevenueAmt0157953
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0285776
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt022315
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0335352
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0390118
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 133,850
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0396586
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0232330
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0136353
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0102451
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt037013
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0904733
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03030
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02849
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0327
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0226
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0204
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt06636
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0772623
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0120823
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0-77226
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt082271
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01526
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt06456
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0133850
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.70480
IRS990ScheduleA/PublicSupportPY170Pct00.76100
IRS990ScheduleA/PublicSupportTotal170Amt0736679
IRS990ScheduleA/SubstantialContributorsTotAmt0168054
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0396586
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0232330
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0136353
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0102451
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt037013
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0904733
IRS990ScheduleA/TotalSupportAmt01045219
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt011875
IRS990ScheduleD/DonatedServicesUseFcltsAmt011875
IRS990ScheduleD/EquipmentGrp/BookValueAmt034198
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01007
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt035205
IRS990ScheduleD/ExpensesNotReportedAmt011875
IRS990ScheduleD/ExpensesSubtotalAmt0234663
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0257887
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RIGHT-OF-USE ASSET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0257887
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LEASE LIABILITY
IRS990ScheduleD/RevenueNotReportedAmt011875
IRS990ScheduleD/RevenueSubtotalAmt0520439
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION GENERALLY REQUIRES ALL PARTNER FAMILIES TO ESCROW FUNDS TO PAY FOR PROPERTY TAXES, INSURANCE, AND ASSOCIATION FEES. THESE PAYMENTS ARE MADE ON A MONTHLY BASIS, AND THE PAYMENT AMOUNT IS CALCULATED IN SEPTEMBER OR OCTOBER EACH YEAR. AT THE TIME THE CALCULATION IS DONE, ANY NEGATIVE BALANCES ARE INCLUDED IN THE SUBSEQUENT YEAR'S MONTHLY PAYMENT REQUIREMENT, AND ANY SURPLUS BALANCES IN EXCESS OF 100 ARE REFUNDED TO THE PARTNER FAMILIES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN AND, AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt034198
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0257887
IRS990ScheduleD/TotalExpensesPerForm990Amt0234663
IRS990ScheduleD/TotalLiabilityAmt0257887
IRS990ScheduleD/TotalRevenuePerForm990Amt0520439

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • $1M-$5M nonprofits