Civic Intelligence

Evernorth Loan Fund Inc.

990 • Fiscal year 2020 • EIN 03-0315075

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 05, 2021

Organization ProfileWWW.EVERNORTHUS.ORG

View Organization Page

100 Bank Street Suite 400Burlington, VT 05401

(802) 863-8424

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.20x

Higher debt load relative to assets than 47% of similar nonprofits.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2020

Liabilities / Revenue

72nd percentile

0.68x

Higher debt load relative to revenue than 72% of similar nonprofits.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2020

Net Margin

15th percentile

-16%

Higher net margin than 15% of similar nonprofits.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2020

Top Officer Pay

70th percentile

$243,087

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2020

Asset Growth

64th percentile

13%

Faster asset growth than 64% of similar nonprofits.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Revenue Growth

11th percentile

-35%

Faster revenue growth than 11% of similar nonprofits.

2020 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$14,824,024

Up $1,654,630 (+13%) from 2019

Net Assets

Down

$11,912,031

Down $674,502 (-5.4%) from 2019

Liabilities

Up

$2,911,993

Up $2,329,132 (+400%) from 2019

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin15th percentile

Revenue

Down

$4,290,249

Down $2,312,510 (-35%) from 2019

Expenses

Down

$4,964,751

Down $967,682 (-16%) from 2019

Net Income

Down

-$674,502

Down $1,344,828 (-201%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth64th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $8,821,813Liabilities 2010: $3,049,580Net Assets 2010: $5,772,2332010Assets 2011: $9,528,518Liabilities 2011: $3,384,873Net Assets 2011: $6,143,6452011Assets 2012: $8,980,526Liabilities 2012: $2,425,680Net Assets 2012: $6,554,8462012Assets 2013: $8,554,864Liabilities 2013: $1,495,377Net Assets 2013: $7,059,4872013Assets 2014: $7,653,624Liabilities 2014: $231,460Net Assets 2014: $7,422,1642014Assets 2015: $8,784,977Liabilities 2015: $283,636Net Assets 2015: $8,501,3412015Assets 2016: $11,193,878Liabilities 2016: $341,457Net Assets 2016: $10,852,4212016Assets 2017: $11,861,612Liabilities 2017: $554,449Net Assets 2017: $11,307,1632017Assets 2018: $12,477,630Liabilities 2018: $561,423Net Assets 2018: $11,916,2072018Assets 2019: $13,169,394Liabilities 2019: $582,861Net Assets 2019: $12,586,5332019Assets 2020: $14,824,024Liabilities 2020: $2,911,993Net Assets 2020: $11,912,0312020Assets 2021: $15,343,531Liabilities 2021: $2,502,077Net Assets 2021: $12,841,4542021Assets 2022: $16,980,601Liabilities 2022: $2,867,015Net Assets 2022: $14,113,5862022Assets 2023: $17,211,570Liabilities 2023: $2,483,602Net Assets 2023: $14,727,9682023Assets 2024: $28,141,496Liabilities 2024: $4,436,816Net Assets 2024: $23,704,6802024

Highlighted filing

2020

Assets$14,824,024
Liabilities$2,911,993
Net Assets$11,912,031
Open 2020 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $4,629,9662010Revenue 2011: $4,030,561Expenses 2011: $3,659,149Net Income 2011: $371,4122011Expenses 2012: $5,484,0682012Revenue 2013: $4,095,618Expenses 2013: $3,590,980Net Income 2013: $504,6382013Revenue 2014: $5,294,575Expenses 2014: $4,931,895Net Income 2014: $362,6802014Revenue 2015: $4,848,201Expenses 2015: $3,769,025Net Income 2015: $1,079,1762015Revenue 2016: $7,269,326Expenses 2016: $4,918,246Net Income 2016: $2,351,0802016Revenue 2017: $5,230,232Expenses 2017: $4,775,490Net Income 2017: $454,7422017Revenue 2018: $5,348,378Expenses 2018: $4,739,333Net Income 2018: $609,0452018Revenue 2019: $6,602,759Expenses 2019: $5,932,433Net Income 2019: $670,3262019Revenue 2020: $4,290,249Expenses 2020: $4,964,751Net Income 2020: -$674,5022020Revenue 2021: $1,936,135Expenses 2021: $1,006,712Net Income 2021: $929,4232021Revenue 2022: $1,512,409Expenses 2022: $740,477Net Income 2022: $771,9322022Revenue 2023: $1,191,774Expenses 2023: $577,392Net Income 2023: $614,3822023Revenue 2024: $9,692,413Expenses 2024: $715,701Net Income 2024: $8,976,7122024

Highlighted filing

2020

Revenue$4,290,249
Expenses$4,964,751
Net Income-$674,502
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 5, 2021
Return Version
2020v4.1
Gross Receipts
$4,298,150
Mission and Program Overview

Mission

The mission of housing vermont is to produce permanently affordable housing and enable investments in economic and community development to benefit vermonters through partnerships with communities and the private sector.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,158,568$4,764,927▲ $2,606,359
Other Notes and Loans Receivable, Net$3,914,486$4,451,199▲ $536,713
Accounts Receivable$3,740,353$2,804,783▼ $935,570
Land, Buildings, and Equipment, Net$466,860$435,634▼ $31,226
Investments Program Related$178,054$394,547▲ $216,493
Cash and Non-Interest-Bearing Accounts$306,593$288,109▼ $18,484
Prepaid Expenses and Deferred Charges$82,405$124,616▲ $42,211
Total Assets$13,169,394$14,824,024▲ $1,654,630
Other Assets Total$2,322,075$1,560,209▼ $761,866
Liabilities
Deferred Revenue$224,936$2,407,418▲ $2,182,482
Accounts Payable and Accrued Expenses$357,925$504,575▲ $146,650
Total Liabilities$582,861$2,911,993▲ $2,329,132
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$12,586,533$11,912,031▼ $674,502
Total Net Assets Fund Balance$12,586,533$11,912,031▼ $674,502
Total Liabilities and Net Assets / Fund Balance$13,169,394$14,824,024▲ $1,654,630

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$301,575$96,158$397,733
Equipment$134,059$247,741$381,800
Other Assets Org$1,560,209--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nancy OwensPresidentFT$190,469$39,404$229,873
W Eric SchmittVice President, Asset ManaFT$133,308$35,901$169,209
Kathy BeyerVP - DevelopmentFT$143,483$19,164$162,647
Janet SpitlerChief Financial OfficerFT$150,538$10,389$160,927
Elizabeth Wagner-boutinVP - Community Investments-$108,528$33,905$142,433

Board Members and Trustees

NameTitle
Cullen RyanCo-chair
John VogelCo-chair
William ShanahanCo-president (start 07/2020)
Holly BurbankVice President (start 07/2020)
Jan MccormickVice President (start 07/2020)
Amy DemetrowitzBoard Member
Andrew WinterBoard Member
Charlie BakerBoard Member
Chris MillerBoard Member
Dave BirkhahnBoard Member
Kara SweeneyBoard Member
Karyn HaleBoard Member
Kelly LaflammeBoard Member
Michael ClarkeBoard Member
Walt GreinerBoard Member
Art CasavantAssistant Treasurer
Marc LandrySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$560,750
Program Service Revenue
$3,647,661
Investment Income
$70,887
Other Revenue
$10,951
Change in Net Assets
$-674,502

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,042,749
Revenue Not Reported on Financial Statements
$247,500
Revenue Not Reported on Form 990
$7,901
Other Revenue Adjustments
$247,500
Total Revenue per Audited Statements
$4,050,650
Total Revenue per Form 990
$4,290,249
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,267,577
Other Expenses$1,677,174
Grants and Similar Amounts Paid$20,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,014,229$172,167-$2,186,396
Other Employee Benefits$364,953$31,195-$396,148
Current Officers, Directors, Trustees, and Key Employees$360,026$30,774-$390,800
All Other Expenses$258,806$131,063-$389,869
Occupancy$163,889$14,009-$177,898
Payroll Taxes$162,490$13,889-$176,379
Information Technology$121,502$10,385-$131,887
Pension Plan Contributions$108,574$9,280-$117,854
Fees for Services Management$99,027$8,464-$107,491
Fees for Services Legal$91,025$7,780-$98,805
Fees for Services Accounting$70,350$6,013-$76,363
Office Expenses$70,182$5,999-$76,181
Depreciation Depletion$46,893$4,008-$50,901
Travel$28,680$2,451-$31,131
Advertising$28,070$2,399-$30,469
Grants to Domestic Orgs$20,000--$20,000
Other Expenses$10,671$2,622-$13,293
Conferences and Meetings$9,567$818-$10,385
Insurance$4,315$369-$4,684
Total Functional Expenses$4,504,305$460,446$0$4,964,751

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,964,751
Total Expenses per Audited Statements$4,725,152
Expenses per Audited Statements$4,717,251
Expenses Not Reported on Financial Statements$247,500
Other Expense Adjustments$247,500
Expenses Not Reported on Form 990$7,901
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
The National Association of State and Local Equity FundsColumbus, OH501(c)(3)Advocacy of Affordable Housing Development$10,000
Vermont FoodbankBarre, VT501(c)(3)Support Hunger Relief$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“See explanation for line 7a”

Form 990, Part VI, Section A, Line 7A

“A person or legal entity may be a member of housing vermont upon payment of the annual membership fee. Members have certain voting rights. Membership fees are used to further the mission of housing vermont.”

Form 990, Part VI, Section A, Line 8B

“No such other committees.”

Form 990, Part VI, Section B, Line 11B

“Senior management will review and present to the finance committee who will approve.”

Form 990, Part VI, Section B, Line 12C

“Management collects and reviews conflict of interest disclosures.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed and approved by the appropriate senior staff and board of directors.”

Form 990, Part VI, Section C, Line 19

“Available in hard copy at the housing vermont office.”

Filing and Contact Details

Filer

Filer Name
Housing Vermont
EIN
03-0315075
Phone
8028638424
Address
100 BANK STREET SUITE 400, BURLINGTON, VT 05401

Signing Officer

Name
Janet Spitler
Title
Chief Financial Officer
Phone
8028638424
Signed
2021-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janet Spitler
Formed
1988
Legal Domicile
Vt
Voting Board Members
14
Independent Board Members
14
Employees
29
Volunteers
0

Preparer

Firm
Mcsoley Mccoy & Co
Address
118 TILLEY DRIVE STE 202, SOUTH BURLINGTON, VT 05403
Preparer
Connie Fellion
Phone
8026581808
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Fasb asc 740, income taxes, requires entities to disclose in their financial statements the nature of any uncertainty in their tax positions. For tax exempt entities, tax-exempt status itself is deemed to be an uncertainty, as events could potentially occur to jeopardize their tax-exempt status. Management believes the organization has no uncertain tax positions. The organization anticipates that it will not have a change in uncertain tax positions during the next twelve months that would have a material impact on their consolidated financial statements. If necessary, the organization would accrue interest and penalties on uncertain tax positions as a component of the provision for income taxes. Management believes the organization is no longer subject to income tax examinations for years prior to 2017.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Loss on disposal of assets 7,901.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Impairment loss on investments 247,500.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Loss on disposal of assets 7,901.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Impairment loss on investments 247,500.”

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IRS990/Form990PartVIISectionAGrp/PersonNm15NANCY OWENS
IRS990/Form990PartVIISectionAGrp/PersonNm16HOLLY BURBANK
IRS990/Form990PartVIISectionAGrp/PersonNm17JAN MCCORMICK
IRS990/Form990PartVIISectionAGrp/PersonNm18WILLIAM SHANAHAN
IRS990/Form990PartVIISectionAGrp/PersonNm19KATHY BEYER
IRS990/Form990PartVIISectionAGrp/PersonNm20W ERIC SCHMITT
IRS990/Form990PartVIISectionAGrp/PersonNm21ELIZABETH WAGNER-BOUTIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14150538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15190469
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19143483
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20133308
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21108528
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16154027
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17170985
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt18233043
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CO-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4CO-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16VICE PRESIDENT (START 07/2020)
IRS990/Form990PartVIISectionAGrp/TitleTxt17VICE PRESIDENT (START 07/2020)
IRS990/Form990PartVIISectionAGrp/TitleTxt18CO-PRESIDENT (START 07/2020)
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP - DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt20VICE PRESIDENT, ASSET MANA
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP - COMMUNITY INVESTMENTS
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01988
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-7901
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GovernmentGrantsAmt0560750
IRS990/GrantAmt020000
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt020000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt020000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt04298150
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt010385
IRS990/InformationTechnologyGrp/ProgramServicesAmt0121502
IRS990/InformationTechnologyGrp/TotalAmt0131887
IRS990/InsuranceGrp/ManagementAndGeneralAmt0369
IRS990/InsuranceGrp/ProgramServicesAmt04315
IRS990/InsuranceGrp/TotalAmt04684
IRS990/InvestmentIncomeGrp/ExclusionAmt078788
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt078788
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0178054
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0394547
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0343899
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0466860
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0435634
IRS990/LandBldgEquipCostOrOtherBssAmt0779533
IRS990/LegalDomicileStateCd0VT
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt07901
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF HOUSING VERMONT IS TO PRODUCE PERMANENTLY AFFORDABLE HOUSING AND ENABLE INVESTMENTS IN ECONOMIC AND COMMUNITY DEVELOPMENT TO BENEFIT VERMONTERS THROUGH PARTNERSHIPS WITH COMMUNITIES AND THE PRIVATE SECTOR.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012586533
IRS990/NetAssetsOrFundBalancesEOYAmt011912031
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-7901
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-7901
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt012586533
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt011912031
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt014009
IRS990/OccupancyGrp/ProgramServicesAmt0163889
IRS990/OccupancyGrp/TotalAmt0177898
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt05999
IRS990/OfficeExpensesGrp/ProgramServicesAmt070182
IRS990/OfficeExpensesGrp/TotalAmt076181
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02322075
IRS990/OtherAssetsTotalGrp/EOYAmt01560209
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt031195
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0364953
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0396148
IRS990/OtherExpensesGrp/Desc0INVESTMENT EXPENSES
IRS990/OtherExpensesGrp/Desc1BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc2NMTC THIRD PARTY
IRS990/OtherExpensesGrp/Desc3DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06761
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12622
IRS990/OtherExpensesGrp/ProgramServicesAmt0247500
IRS990/OtherExpensesGrp/ProgramServicesAmt1144459
IRS990/OtherExpensesGrp/ProgramServicesAmt279097
IRS990/OtherExpensesGrp/ProgramServicesAmt310671
IRS990/OtherExpensesGrp/TotalAmt0247500
IRS990/OtherExpensesGrp/TotalAmt1144459
IRS990/OtherExpensesGrp/TotalAmt285858
IRS990/OtherExpensesGrp/TotalAmt313293
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt010951
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt010951
IRS990/OtherRevenueTotalAmt010951
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0172167
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02014229
IRS990/OtherSalariesAndWagesGrp/TotalAmt02186396
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03914486
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04451199
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt013889
IRS990/PayrollTaxesGrp/ProgramServicesAmt0162490
IRS990/PayrollTaxesGrp/TotalAmt0176379
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt09280
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0108574
IRS990/PensionPlanContributionsGrp/TotalAmt0117854
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt082405
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0124616
IRS990/PrincipalOfficerNm0JANET SPITLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0DEVELOPMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc1TAX CREDIT SYNDICATION
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc3STATE TAX CREDITS
IRS990/ProgramServiceRevenueGrp/Desc4CONSULTING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01429676
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11251428
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2678496
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3247500
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt440561
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01429676
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11251428
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2678496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3247500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt440561
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0964478
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt079478
IRS990/PYOtherExpensesAmt02976797
IRS990/PYOtherRevenueAmt0423
IRS990/PYProgramServiceRevenueAmt05558380
IRS990/PYRevenuesLessExpensesAmt0670326
IRS990/PYSalariesCompEmpBnftPaidAmt02955636
IRS990/PYTotalExpensesAmt05932433
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06602759

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$14,824,024
Liabilities
$2,911,993
Net assets
$11,912,031
Revenue
$4,290,249
Expenses
$4,964,751
Net income
-$674,502
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.1$4.44$23.7$9.69$0.72$8.98
2023Detailed filing. Detailed filing data is available for this year.$17.2$2.48$14.7$1.19$0.58$0.61
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.0$2.87$14.1$1.51$0.74$0.77
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$2.50$12.8$1.94$1.01$0.93
2020Detailed filing. Detailed filing data is available for this year.$14.8$2.91$11.9$4.29$4.96$0.67
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$0.58$12.6$6.60$5.93$0.67
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.5$0.56$11.9$5.35$4.74$0.61
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.9$0.55$11.3$5.23$4.78$0.45
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.2$0.34$10.9$7.27$4.92$2.35
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.78$0.28$8.50$4.85$3.77$1.08
2014Detailed filing. Detailed filing data is available for this year.$7.65$0.23$7.42$5.29$4.93$0.36
2013Detailed filing. Detailed filing data is available for this year.$8.55$1.50$7.06$4.10$3.59$0.50
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.98$2.43$6.55$5.48
2011Summary only. Only limited summary data is available for this year.$9.53$3.38$6.14$4.03$3.66$0.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.82$3.05$5.77$4.63