Civic Intelligence

Upper Valley Habitat for Humanity Inc

EIN 03-0306081 • 501(c)3 • White River Junction, VT

Profile

UVHFH's mission is to build affordable, durable,safe, healthy, economical,and energy-efficient homes; strenghthen & enrich communities; & long-term hope, prosperity, health & the lives of families & individuals in the Upper Valley of VT & NH through the stability of affordable homeownership.

PO Box 1038White River Junction, VT 05001-1038

www.uvhabitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2023

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

3rd percentile

-100%

Faster revenue growth than 3% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Flat

$0

Flat from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Flat

$0

Flat from 2023

Revenue

Flat

$0

Flat from 2023

Expenses

Flat

$0

Flat from 2023

Net Income

Flat

$0

Flat from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $945,930Liabilities 2011: $12,133Net Assets 2011: $933,7972011Assets 2012: $1,171,709Liabilities 2012: $10,762Net Assets 2012: $1,160,9472012Assets 2013: $1,343,157Liabilities 2013: $6,536Net Assets 2013: $1,336,6212013Assets 2014: $1,243,542Liabilities 2014: $12,694Net Assets 2014: $1,230,8482014Assets 2015: $1,169,738Liabilities 2015: $34,579Net Assets 2015: $1,135,1592015Assets 2016: $1,091,399Liabilities 2016: $8,968Net Assets 2016: $1,082,4312016Assets 2017: $1,058,852Liabilities 2017: $12,945Net Assets 2017: $1,045,9072017Assets 2018: $1,187,124Liabilities 2018: $11,679Net Assets 2018: $1,175,4452018Assets 2019: $1,364,705Liabilities 2019: $9,726Net Assets 2019: $1,354,9792019Assets 2020: $1,219,868Liabilities 2020: $26,711Net Assets 2020: $1,193,1572020Assets 2021: $1,133,893Liabilities 2021: $29,067Net Assets 2021: $1,104,8262021Assets 2022: $1,291,424Liabilities 2022: $21,362Net Assets 2022: $1,270,0622022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $536,400Expenses 2011: $453,819Net Income 2011: $82,5812011Revenue 2012: $626,082Expenses 2012: $398,932Net Income 2012: $227,1502012Revenue 2013: $464,454Expenses 2013: $288,780Net Income 2013: $175,6742013Revenue 2014: $672,758Expenses 2014: $778,531Net Income 2014: -$105,7732014Revenue 2015: $450,308Expenses 2015: $545,997Net Income 2015: -$95,6892015Revenue 2016: $325,272Expenses 2016: $378,000Net Income 2016: -$52,7282016Revenue 2017: $159,836Expenses 2017: $196,360Net Income 2017: -$36,5242017Revenue 2018: $344,331Expenses 2018: $214,793Net Income 2018: $129,5382018Revenue 2019: $425,675Expenses 2019: $246,141Net Income 2019: $179,5342019Revenue 2020: $223,562Expenses 2020: $273,297Net Income 2020: -$49,7352020Revenue 2021: $213,021Expenses 2021: $283,834Net Income 2021: -$70,8132021Revenue 2022: $382,112Expenses 2022: $217,177Net Income 2022: $164,9352022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023Revenue 2024: $0Expenses 2024: $0Net Income 2024: $02024

Highlighted filing

2024

Revenue$0
Expenses$0
Net Income$0

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.29$0.02$1.27$0.38$0.22$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.13$0.03$1.10$0.21$0.28$0.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.03$1.19$0.22$0.27$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.36$0.01$1.35$0.43$0.25$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.19$0.01$1.18$0.34$0.21$0.13
2017Summary only. Only limited summary data is available for this year.$1.06$0.01$1.05$0.16$0.20$0.04
2016Summary only. Only limited summary data is available for this year.$1.09$0.01$1.08$0.33$0.38$0.05
2015Summary only. Only limited summary data is available for this year.$1.17$0.03$1.14$0.45$0.55$0.10
2014Summary only. Only limited summary data is available for this year.$1.24$0.01$1.23$0.67$0.78$0.11
2013Summary only. Only limited summary data is available for this year.$1.34$0.01$1.34$0.46$0.29$0.18
2012Summary only. Only limited summary data is available for this year.$1.17$0.01$1.16$0.63$0.40$0.23
2011Summary only. Only limited summary data is available for this year.$0.95$0.01$0.93$0.54$0.45$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 15, 2025
Return Version
2023v6.0
Gross Receipts
$0
Mission and Program Overview

Mission

UVHFH is an inclusive, ecumenical ministry with the goal of providing simple, decent, affordable homw ownership for deserving families in the community who could not otherwise afford to buy a home. It is an affiliate of Habitat for Humanity International, Inc.

UVHFHs mission is to build affordable, durable,safe, healthy, economical,and energy-efficient homes; strenghthen & enrich communities; & long-term hope, prosperity, health & the lives of families & individuals in the Upper Valley of VT & NH through the stability of affordable homeownership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$0$0→ $0
Total Assets$0$0→ $0
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$0$0→ $0
Total Liabilities and Net Assets / Fund Balance$0$0→ $0

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$0--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Sean McIntyrePresident
Andrew GrimsonDirector
Doug StaigerDirector
Drew MiraldiDirector
Ellen HenderDirector
Joe DennyDirector
Katie ColleranDirector
Mitchell DunbarDirector
Eva LoomisEx. Director
Brian ClancySecretary
Stephanie CarolanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$0

Audited Revenue Reconciliation

Revenue per Audited Statements
$0
Total Revenue per Audited Statements
$0
Total Revenue per Form 990
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$0
Total Expenses per Audited Statements$0
Total Expenses per Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Upper Valley Habitat for Humanity Inc
EIN
03-0306081
Phone
8022951854
Address
PO Box 1038, White River Junction, VT 05001-1038

Signing Officer

Name
Stephanie Carolan
Title
Treasurer
Phone
8022951854
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stephanie Carolan
Formed
1986
Legal Domicile
Vt
Voting Board Members
10
Independent Board Members
10
Employees
5
Volunteers
51

Preparer

Firm
White & Associates
Address
86 SUMMER ST, BARRE, VT 05641
Preparer
Lee A White CPA PFS CFP
Phone
8024766191
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

Form 990 is reviewed by the Executive Director and the Executive Committee before it is filed.

Pt VI, Line 12C

Annually board members are required to disclose any interest that could give rise to conflicts. Board members also sign a conflict of interest questionnaire as part of an external audit.

Pt VI, Line 15A

Annually the Board reviews key employees compensation as part of the budget process.

Pt VI, Line 15B

Annually the Board reviews key employee compensation as part of the budget process. Thre rate of compensation is based on performance and the knowledge and research of local market rates.

Pt VI, Line 19

Governing documents, conflic of interest policy and financial statements are available to the public upon request.

Financial Statement Notes

Pt X, Line 2

The Organization has been notified by the Internal Revenue Service that it is exempt from federal income taxes under Section 501(c)(3) of the Internal Revenue Code. The Organization is further classified as an organization that is not a private foundation under Section 509(a)(3) of the Code. The most significant tax positions of the Organization are its assertion that it is exempt from income taxes and its determination of whether any amounts are subject to unrelated business tax (UBIT). The Organization follows the guidance of Accounting Standards Codification (ASC) 740, Accounting fopr Income Taxes, related to uncertain income taxes, which prescribes a threshold of more likely than not for recognition and recognition of tax positions taken or expected to be taken in a tax return. All significant tax positions have been considered by management. It has been determined that it is more likely than not that all tax positions would be sustained upon examination by taxing authorities. Accordingly, no provision for income taxes has been recorded.

Raw XML Appendix388 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Other Income Part II, Line 10 Description: Other income 2019: 2010. 2020: 1048. 2021: 51. Description: Home sales 2019: 0. 2020: 16643. 2021: 18358. Description: Mortg. Loan disc. amortized 2019: 0. 2020: 42248. 2021: 39876. Description: Disc on Mtg issued paid off 2019: 0. 2020: 0. 2021: 63829.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Pt II Ln 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0259998
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0151316
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0174202
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0585516
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01766
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt08700
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt010466
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0122114
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt059939
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt02010
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0184063
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.75060
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.81930
IRS990ScheduleA/PublicSupportTotal170Amt0585516
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0259998
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0151316
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0174202
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0585516
IRS990ScheduleA/TotalSupportAmt0780045
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt10
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt20
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Mortgages receivable, Net
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Homes under contstruction
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Land for future construction
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueSubtotalAmt00
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization has been notified by the Internal Revenue Service that it is exempt from federal income taxes under Section 501(c)(3) of the Internal Revenue Code. The Organization is further classified as an organization that is not a private foundation under Section 509(a)(3) of the Code. The most significant tax positions of the Organization are its assertion that it is exempt from income taxes and its determination of whether any amounts are subject to unrelated business tax (UBIT). The Organization follows the guidance of Accounting Standards Codification (ASC) 740, Accounting fopr Income Taxes, related to uncertain income taxes, which prescribes a threshold of more likely than not for recognition and recognition of tax positions taken or expected to be taken in a tax return. All significant tax positions have been considered by management. It has been determined that it is more likely than not that all tax positions would be sustained upon examination by taxing authorities. Accordingly, no provision for income taxes has been recorded.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt X, Line 2
IRS990ScheduleD/TotalBookValueProgramRltdAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt00
IRS990ScheduleD/TotalRevenuePerForm990Amt00
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt00
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt00
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990 is reviewed by the Executive Director and the Executive Committee before it is filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Annually board members are required to disclose any interest that could give rise to conflicts. Board members also sign a conflict of interest questionnaire as part of an external audit.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Annually the Board reviews key employees compensation as part of the budget process.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Annually the Board reviews key employee compensation as part of the budget process. Thre rate of compensation is based on performance and the knowledge and research of local market rates.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing documents, conflic of interest policy and financial statements are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0VT
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt00
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt00
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt00
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt00
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt051
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0PO Box 1038
IRS990/USAddress/CityNm0White River Junction
IRS990/USAddress/StateAbbreviationCd0VT
IRS990/USAddress/ZIPCd0050011038
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0www.uvhabitat.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Stephanie Carolan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum08022951854
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Upper Valley Habitat for Humanity Inc
ReturnHeader/Filer/BusinessNameControlTxt0UPPE
ReturnHeader/Filer/EIN0030306081
ReturnHeader/Filer/PhoneNum08022951854
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 1038
ReturnHeader/Filer/USAddress/CityNm0White River Junction
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd0050011038
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043366373
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITE & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt086 SUMMER ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BARRE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005641
ReturnHeader/PreparerPersonGrp/PhoneNum08024766191
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Lee A White CPA PFS CFP
ReturnHeader/ReturnTs02025-05-15T13:35:01-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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