Civic Intelligence

Covered Bridge Credit Union

990 • Fiscal year 2012 • EIN 03-0213363

Jan 01, 2012 to Dec 31, 2012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

98th percentile

20.75x

Higher debt load relative to revenue than 98% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Net Margin

52nd percentile

3.4%

Higher net margin than 52% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

50th percentile

3.7%

Faster asset growth than 50% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$13,529,921

Up $478,471 (+3.7%) from 2011

Net Assets

Up

$1,120,283

Up $20,358 (+1.9%) from 2011

Liabilities

Up

$12,409,638

Up $458,113 (+3.8%) from 2011

Revenue

$598,062

No earlier filing loaded for comparison.

Expenses

Up

$577,704

Up $55,298 (+11%) from 2011

Net Income

$20,358

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $12,580,964Liabilities 2010: $11,555,573Net Assets 2010: $1,025,3912010Assets 2011: $13,051,450Liabilities 2011: $11,951,525Net Assets 2011: $1,099,9252011Assets 2012: $13,529,921Liabilities 2012: $12,409,638Net Assets 2012: $1,120,2832012Assets 2013: $13,583,216Liabilities 2013: $12,496,077Net Assets 2013: $1,087,1392013Assets 2014: $13,806,984Liabilities 2014: $12,694,023Net Assets 2014: $1,112,9612014

Highlighted filing

2012

Assets$13,529,921
Liabilities$12,409,638
Net Assets$1,120,283

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $522,4262010Expenses 2011: $522,4062011Revenue 2012: $598,062Expenses 2012: $577,704Net Income 2012: $20,3582012Revenue 2013: $641,541Expenses 2013: $674,685Net Income 2013: -$33,1442013Revenue 2014: $690,810Expenses 2014: $664,988Net Income 2014: $25,8222014

Highlighted filing

2012

Revenue$598,062
Expenses$577,704
Net Income$20,358
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Credit Union services

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings