Civic Intelligence

Granite Group Insurance Trust

990 • Fiscal year 2022 • EIN 03-0210827

Nov 01, 2021 to Oct 31, 2022 • Filed on Aug 09, 2023

105 North Main Street 302Barre, VT 05641

(802) 476-3291

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.01x

Higher debt load relative to assets than 43% of similar nonprofits.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

27th percentile

0.00x

Higher debt load relative to revenue than 27% of similar nonprofits.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2022

Net Margin

41st percentile

0.4%

Higher net margin than 41% of similar nonprofits.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

64th percentile

$77,802

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 0.5% of source-year revenue.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2022

Asset Growth

47th percentile

-7.0%

Faster asset growth than 47% of similar nonprofits.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

91st percentile

28%

Faster revenue growth than 91% of similar nonprofits.

2022 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Assets

Down

$1,468,905

Down $111,333 (-7.0%) from 2021

Net Assets

Down

$1,459,254

Down $100,800 (-6.5%) from 2021

Liabilities

Down

$9,651

Down $10,533 (-52%) from 2021

Revenue

Up

$14,319,099

Up $3,168,441 (+28%) from 2021

Expenses

Up

$14,265,402

Up $2,635,216 (+23%) from 2021

Net Income

Up

$53,697

Up $533,225 (+111%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $2,181,217Liabilities 2011: $473,626Net Assets 2011: $1,707,5912011Assets 2012: $3,469,565Liabilities 2012: $1,071,684Net Assets 2012: $2,397,8812012Assets 2013: $1,562,015Liabilities 2013: $150,675Net Assets 2013: $1,411,3402013Assets 2014: $2,547,705Liabilities 2014: $450,964Net Assets 2014: $2,096,7412014Assets 2015: $1,437,510Liabilities 2015: $3,383Net Assets 2015: $1,434,1272015Assets 2016: $1,960,782Liabilities 2016: $3,698Net Assets 2016: $1,957,0842016Assets 2017: $2,676,791Liabilities 2017: $7,558Net Assets 2017: $2,669,2332017Assets 2018: $1,969,533Liabilities 2018: $6,125Net Assets 2018: $1,963,4082018Assets 2019: $1,596,160Liabilities 2019: $10,011Net Assets 2019: $1,586,1492019Assets 2020: $2,112,291Liabilities 2020: $72,709Net Assets 2020: $2,039,5822020Assets 2021: $1,580,238Liabilities 2021: $20,184Net Assets 2021: $1,560,0542021Assets 2022: $1,468,905Liabilities 2022: $9,651Net Assets 2022: $1,459,2542022Assets 2023: $1,119,179Liabilities 2023: $13,991Net Assets 2023: $1,105,1882023Assets 2024: $3,457,786Liabilities 2024: $360,013Net Assets 2024: $3,097,7732024

Highlighted filing

2022

Assets$1,468,905
Liabilities$9,651
Net Assets$1,459,254

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2011: $6,015,832Expenses 2011: $5,642,999Net Income 2011: $372,8332011Revenue 2012: $7,535,299Expenses 2012: $6,845,009Net Income 2012: $690,2902012Revenue 2013: $6,245,764Expenses 2013: $7,232,305Net Income 2013: -$986,5412013Revenue 2014: $6,383,626Expenses 2014: $5,698,225Net Income 2014: $685,4012014Revenue 2015: $6,191,638Expenses 2015: $6,854,252Net Income 2015: -$662,6142015Revenue 2016: $6,469,819Expenses 2016: $5,946,862Net Income 2016: $522,9572016Revenue 2017: $6,598,856Expenses 2017: $5,886,707Net Income 2017: $712,1492017Revenue 2018: $8,736,053Expenses 2018: $9,441,278Net Income 2018: -$705,2252018Revenue 2019: $8,952,605Expenses 2019: $9,356,864Net Income 2019: -$404,2592019Revenue 2020: $9,330,279Expenses 2020: $8,876,846Net Income 2020: $453,4332020Revenue 2021: $11,150,658Expenses 2021: $11,630,186Net Income 2021: -$479,5282021Revenue 2022: $14,319,099Expenses 2022: $14,265,402Net Income 2022: $53,6972022Revenue 2023: $15,954,866Expenses 2023: $16,386,351Net Income 2023: -$431,4852023Revenue 2024: $16,993,156Expenses 2024: $15,166,210Net Income 2024: $1,826,9462024

Highlighted filing

2022

Revenue$14,319,099
Expenses$14,265,402
Net Income$53,697
Jump To
Filing Snapshot
Filing Period
Nov 1, 2021 to Oct 31, 2022
Signed
Aug 9, 2023
Return Version
2021v4.2
Gross Receipts
$14,319,099
Mission and Program Overview

Mission

The granite group insurance trust provides medical, dental, vision, life, and disability insurance coverages for member employer and employees. We are signature to a collective bargaining agreement. The trust also provides medicare supplement plan coverages for retired members.

Provides various welfare benefit insurance coverages for member employers and employees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$934,355$770,807▼ $163,548
Cash and Non-Interest-Bearing Accounts$629,274$690,831▲ $61,557
Savings and Temporary Cash Investments-$6,106-
Accounts Receivable$16,609$1,161▼ $15,448
Total Assets$1,580,238$1,468,905▼ $111,333
Liabilities
Accounts Payable and Accrued Expenses$20,184$9,651▼ $10,533
Total Liabilities$20,184$9,651▼ $10,533
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,560,054$1,459,254▼ $100,800
Total Net Assets Fund Balance$1,560,054$1,459,254▼ $100,800
Total Liabilities and Net Assets / Fund Balance$1,580,238$1,468,905▼ $111,333
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Anne HouleTreasurerFT$77,802$77,802

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,319,061
Investment Income
$38
Other Revenue
$0
Change in Net Assets
$53,697

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,319,099
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-154,497
Total Revenue per Audited Statements
$14,164,602
Total Revenue per Form 990
$14,319,099
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$153,692
Other Expenses$61,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$14,050,710
Current Officers, Directors, Trustees, and Key Employees---$81,079
Other Salaries and Wages---$57,775
Occupancy---$15,000
Fees for Services Accounting---$14,508
Office Expenses---$9,751
Fees for Service Investment Mgmnt Fees---$9,090
Other Employee Benefits---$8,080
Payroll Taxes---$6,758
Insurance---$6,566
Information Technology---$5,290
Travel---$420
Other Expenses---$375
Total Functional Expenses$0$0$0$14,265,402

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$14,265,402
Total Expenses per Audited Statements$14,265,402
Total Expenses per Form 990$14,265,402
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The collective bargaining agreement is based on a membership vote. The trust is governed by this contract.

Form 990, Part VI, Section A, Line 7A

The trustees have the authority to appoint a new or replacement trustee.

Form 990, Part VI, Section A, Line 7B

The union's bargaining agreement is based on a membership vote, the board of trustees reviews the proposed contracts and makes any changes which is not in accordance to the trust by-laws and policies of the trust.

Form 990, Part VI, Section B, Line 11B

All tax filings are reviewed and approved by the auditing firm.

Form 990, Part VI, Section B, Line 15

The chairman & co-chairman of the board review the employee compensation & benefits with the board and are approved annually.

Form 990, Part VI, Section C, Line 19

The granite group insurance trust governing documents are compiled of the trust agreement and policies developed by the board of trustees, as well as, all the collective bargaining agreements. All the documents, including financial statements, are available on a website and also by written request.

Filing and Contact Details

Filer

Filer Name
Granite Group Insurance Trust
EIN
03-0210827
Phone
8024763291
Address
105 NORTH MAIN STREET 302, BARRE, VT 05641

Signing Officer

Name
Anne Houle
Title
Treasurer
Phone
8024763291
Signed
2023-08-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anne Houle
Formed
1947
Legal Domicile
Vt
Voting Board Members
8
Independent Board Members
8
Employees
14
Volunteers
8

Preparer

Firm
Mcsoley Mccoy & Co
Address
118 TILLEY DRIVE STE 202, SOUTH BURLINGTON, VT 05403
Preparer
Connie Fellion
Phone
8026581808
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The trust established under the plan to hold the plan's assets intended to qualify, pursuant to section 501(c)(9) of the internal revenue code and, accordingly, no provision for income tax is provided as trust income is exempt from income taxes. The administrator has obtained a favorable tax determination letter from the internal revenue service. The trust has been amended since receiving the determination letter. However, the plan administrator believes that the trust is currently designed and being operated in compliance with the applicable requirements of the internal revenue code. Therefore, no provision for income taxes has been included in the plan's financial statements. U.s. Gaap requires plan management to evaluate tax positions taken by the plan and recognized a tax liability (or asset) if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the internal revenue service. The plan is subject to routine audits by taxing jurisdictions; however, ther are currently no audits for any tax perios in progress. The plan administrator beleived it is no longer subject to income tax examinations for years prior to 2019.

Raw XML Appendix338 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt014319099
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE PLAN'S ASSETS INTENDED TO QUALIFY, PURSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE AND, ACCORDINGLY, NO PROVISION FOR INCOME TAX IS PROVIDED AS TRUST INCOME IS EXEMPT FROM INCOME TAXES. THE ADMINISTRATOR HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE. THE TRUST HAS BEEN AMENDED SINCE RECEIVING THE DETERMINATION LETTER. HOWEVER, THE PLAN ADMINISTRATOR BELIEVES THAT THE TRUST IS CURRENTLY DESIGNED AND BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. THEREFORE, NO PROVISION FOR INCOME TAXES HAS BEEN INCLUDED IN THE PLAN'S FINANCIAL STATEMENTS. U.S. GAAP REQUIRES PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZED A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THER ARE CURRENTLY NO AUDITS FOR ANY TAX PERIOS IN PROGRESS. THE PLAN ADMINISTRATOR BELEIVED IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2019.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt014265402
IRS990ScheduleD/TotalRevenuePerForm990Amt014319099
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014164602
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt014265402
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE COLLECTIVE BARGAINING AGREEMENT IS BASED ON A MEMBERSHIP VOTE. THE TRUST IS GOVERNED BY THIS CONTRACT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TRUSTEES HAVE THE AUTHORITY TO APPOINT A NEW OR REPLACEMENT TRUSTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE UNION'S BARGAINING AGREEMENT IS BASED ON A MEMBERSHIP VOTE, THE BOARD OF TRUSTEES REVIEWS THE PROPOSED CONTRACTS AND MAKES ANY CHANGES WHICH IS NOT IN ACCORDANCE TO THE TRUST BY-LAWS AND POLICIES OF THE TRUST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL TAX FILINGS ARE REVIEWED AND APPROVED BY THE AUDITING FIRM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CHAIRMAN & CO-CHAIRMAN OF THE BOARD REVIEW THE EMPLOYEE COMPENSATION & BENEFITS WITH THE BOARD AND ARE APPROVED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE GRANITE GROUP INSURANCE TRUST GOVERNING DOCUMENTS ARE COMPILED OF THE TRUST AGREEMENT AND POLICIES DEVELOPED BY THE BOARD OF TRUSTEES, AS WELL AS, ALL THE COLLECTIVE BARGAINING AGREEMENTS. ALL THE DOCUMENTS, INCLUDING FINANCIAL STATEMENTS, ARE AVAILABLE ON A WEBSITE AND ALSO BY WRITTEN REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0VT
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01580238
IRS990/TotalAssetsEOYAmt01468905
IRS990/TotalAssetsGrp/BOYAmt01580238
IRS990/TotalAssetsGrp/EOYAmt01468905
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt014265402
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020184
IRS990/TotalLiabilitiesEOYAmt09651
IRS990/TotalLiabilitiesGrp/BOYAmt020184
IRS990/TotalLiabilitiesGrp/EOYAmt09651
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01560054
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01459254
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt014319061
IRS990/TotalReportableCompFromOrgAmt077802
IRS990/TotalRevenueGrp/ExclusionAmt038
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt014319061
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt014319099
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01580238
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01468905
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0420
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0105 NORTH MAIN STREET 302
IRS990/USAddress/CityNm0BARRE
IRS990/USAddress/StateAbbreviationCd0VT
IRS990/USAddress/ZIPCd005641
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ANNE HOULE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08024763291
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-08-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRANITE GROUP INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0GRAN
ReturnHeader/Filer/EIN0030210827
ReturnHeader/Filer/PhoneNum08024763291
ReturnHeader/Filer/USAddress/AddressLine1Txt0105 NORTH MAIN STREET 302
ReturnHeader/Filer/USAddress/CityNm0BARRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005641
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0030327374
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MCSOLEY MCCOY & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0118 TILLEY DRIVE STE 202
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SOUTH BURLINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005403
ReturnHeader/PreparerPersonGrp/PhoneNum08026581808
ReturnHeader/PreparerPersonGrp/PreparationDt02023-08-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CONNIE FELLION
ReturnHeader/ReturnTs02023-08-10T09:02:47-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ANNE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HOULE
ReturnHeader/TaxPeriodBeginDt02021-11-01
ReturnHeader/TaxPeriodEndDt02022-10-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.46$0.36$3.10$17.0$15.2$1.83
2023Detailed filing. Detailed filing data is available for this year.$1.12$0.01$1.11$16.0$16.4$0.43
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.47$0.01$1.46$14.3$14.3$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.58$0.02$1.56$11.2$11.6$0.48
2020Summary only. Only limited summary data is available for this year.$2.11$0.07$2.04$9.33$8.88$0.45
2019Summary only. Only limited summary data is available for this year.$1.60$0.01$1.59$8.95$9.36$0.40
2018Summary only. Only limited summary data is available for this year.$1.97$0.01$1.96$8.74$9.44$0.71
2017Summary only. Only limited summary data is available for this year.$2.68$0.01$2.67$6.60$5.89$0.71
2016Summary only. Only limited summary data is available for this year.$1.96$0.00$1.96$6.47$5.95$0.52
2015Summary only. Only limited summary data is available for this year.$1.44$0.00$1.43$6.19$6.85$0.66
2014Summary only. Only limited summary data is available for this year.$2.55$0.45$2.10$6.38$5.70$0.69
2013Summary only. Only limited summary data is available for this year.$1.56$0.15$1.41$6.25$7.23$0.99
2012Summary only. Only limited summary data is available for this year.$3.47$1.07$2.40$7.54$6.85$0.69
2011Summary only. Only limited summary data is available for this year.$2.18$0.47$1.71$6.02$5.64$0.37