Civic Intelligence

Vermont Bankers Association Inc

EIN 03-0164275 • 501(c)6 • Montpelier, VT

View Organization Page

Profile

To promote an environment which fosters a vibrant banking community, thus supporting a prosperous Vermont economy.

PO Box 587Montpelier, VT 05601

www.vtbanker.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.04x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

69th percentile

0.04x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

57th percentile

4.2%

Higher net margin than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

100th percentile

$252,340

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 56.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

61st percentile

4.3%

Faster asset growth than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

45th percentile

-3.2%

Faster revenue growth than 45% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$423,196

Up $17,335 (+4.3%) from 2024

Liabilities

Down

$16,773

Down $1,763 (-9.5%) from 2024

Net Assets

Up

$406,423

Up $19,098 (+4.9%) from 2024

Operations
Liabilities / Revenue69th percentileNet Margin57th percentile

Revenue

Down

$450,110

Down $14,952 (-3.2%) from 2024

Expenses

Down

$431,012

Down $21,158 (-4.7%) from 2024

Net Income

Up

$19,098

Up $6,206 (+48%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $323,833Liabilities 2011: $114,894Net Assets 2011: $208,9392011Assets 2012: $344,242Liabilities 2012: $142,202Net Assets 2012: $202,0402012Assets 2013: $355,455Liabilities 2013: $187,301Net Assets 2013: $168,1542013Assets 2014: $355,755Liabilities 2014: $88,972Net Assets 2014: $266,7832014Assets 2015: $349,169Liabilities 2015: $129,800Net Assets 2015: $219,3692015Assets 2016: $352,072Liabilities 2016: $134,976Net Assets 2016: $217,0962016Assets 2017: $368,090Liabilities 2017: $147,304Net Assets 2017: $220,7862017Assets 2018: $337,067Liabilities 2018: $169,339Net Assets 2018: $167,7282018Assets 2019: $393,377Liabilities 2019: $104,637Net Assets 2019: $288,7402019Assets 2020: $389,629Liabilities 2020: $140,480Net Assets 2020: $249,1492020Assets 2021: $409,568Liabilities 2021: $98,048Net Assets 2021: $311,5202021Assets 2022: $455,514Liabilities 2022: $115,804Net Assets 2022: $339,7102022Assets 2023: $383,180Liabilities 2023: $8,747Net Assets 2023: $374,4332023Assets 2024: $405,861Liabilities 2024: $18,536Net Assets 2024: $387,3252024Assets 2025: $423,196Liabilities 2025: $16,773Net Assets 2025: $406,4232025

Highlighted filing

2025

Assets$423,196
Liabilities$16,773
Net Assets$406,423
Open 2025 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $351,269Expenses 2011: $340,804Net Income 2011: $10,4652011Revenue 2012: $393,221Expenses 2012: $400,120Net Income 2012: -$6,8992012Revenue 2013: $383,888Expenses 2013: $417,774Net Income 2013: -$33,8862013Revenue 2014: $478,176Expenses 2014: $379,547Net Income 2014: $98,6292014Revenue 2015: $393,706Expenses 2015: $441,120Net Income 2015: -$47,4142015Revenue 2016: $396,754Expenses 2016: $399,027Net Income 2016: -$2,2732016Revenue 2017: $420,176Expenses 2017: $416,486Net Income 2017: $3,6902017Revenue 2018: $422,321Expenses 2018: $475,379Net Income 2018: -$53,0582018Revenue 2019: $529,612Expenses 2019: $408,600Net Income 2019: $121,0122019Revenue 2020: $409,524Expenses 2020: $449,115Net Income 2020: -$39,5912020Revenue 2021: $461,921Expenses 2021: $399,550Net Income 2021: $62,3712021Revenue 2022: $475,755Expenses 2022: $447,565Net Income 2022: $28,1902022Revenue 2023: $471,000Expenses 2023: $436,277Net Income 2023: $34,7232023Revenue 2024: $465,062Expenses 2024: $452,170Net Income 2024: $12,8922024Revenue 2025: $450,110Expenses 2025: $431,012Net Income 2025: $19,0982025

Highlighted filing

2025

Revenue$450,110
Expenses$431,012
Net Income$19,098
Open 2025 Filing

Filings

Most recent year

2025 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$423,196
Liabilities
$16,773
Net assets
$406,423
Revenue
$450,110
Expenses
$431,012
Net income
$19,098
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.23$0.17$4.06$4.50$4.31$0.19
2024Detailed filing. Detailed filing data is available for this year.$4.06$0.19$3.87$4.65$4.52$0.13
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.83$0.09$3.74$4.71$4.36$0.35
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.56$1.16$3.40$4.76$4.48$0.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.10$0.98$3.12$4.62$4.00$0.62
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.90$1.40$2.49$4.10$4.49$0.40
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.93$1.05$2.89$5.30$4.09$1.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.37$1.69$1.68$4.22$4.75$0.53
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.68$1.47$2.21$4.20$4.16$0.04
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$3.52$1.35$2.17$3.97$3.99$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.49$1.30$2.19$3.94$4.41$0.47
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$3.56$0.89$2.67$4.78$3.80$0.99
2013Summary only. Only limited summary data is available for this year.$3.55$1.87$1.68$3.84$4.18$0.34
2012Summary only. Only limited summary data is available for this year.$3.44$1.42$2.02$3.93$4.00$0.07
2011Summary only. Only limited summary data is available for this year.$3.24$1.15$2.09$3.51$3.41$0.10
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2024 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Sep 27, 2024
Return Version
2023v5.1
Gross Receipts
$480,405
Mission and Program Overview

Mission

To promote an environment which fosters a vibrant banking community, thus supporting a prosperous Vermont economy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$235,447$241,969▲ $6,522
Cash and Non-Interest-Bearing Accounts$106,449$112,467▲ $6,018
Land, Buildings, and Equipment, Net$16,738$33,710▲ $16,972
Prepaid Expenses and Deferred Charges$18,651$14,937▼ $3,714
Accounts Receivable$4,285$1,168▼ $3,117
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$383,180$405,861▲ $22,681
Other Assets Total$1,610$1,610→ $0
Liabilities
Deferred Revenue$7,685$17,736▲ $10,051
Accounts Payable and Accrued Expenses$1,062$800▼ $262
Total Liabilities$8,747$18,536▲ $9,789
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$374,433$387,325▲ $12,892
Total Net Assets Fund Balance$374,433$387,325▲ $12,892
Total Liabilities and Net Assets / Fund Balance$383,180$405,861▲ $22,681

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$33,710$35,652$69,362
Compensation and Service Providers
Top Officer Pay100th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHRISTOPHER D'ELIAPresidentFT$172,144$70,015$242,159
June Hibbs FormerCorp SecretaryFT$65,690$33,766$99,456

Board Members and Trustees

NameTitle
Clayton AdamsChair
Bryan YoungPast Chair
James KischPast Chair
Cheryl Lafrance1st Vice Chair
Steve Kendall2nd Vice Chair
Bruce BernierDirector
Caroline CarpenterDirector
Dan WermeDirector
James BrownDirector
Rebecca KilianCorp Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$443,703
Investment Income
$21,359
Other Revenue
$0
Change in Net Assets
$12,892

Audited Revenue Reconciliation

Revenue per Audited Statements
$465,062
Total Revenue per Audited Statements
$465,062
Total Revenue per Form 990
$465,062
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$369,281
Other Expenses$82,889
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$256,841
Other Employee Benefits---$69,621
Pension Plan Contributions---$24,042
Occupancy---$20,286
Payroll Taxes---$18,777
Depreciation Depletion---$16,228
Fees for Services Accounting---$13,600
All Other Expenses---$7,637
Insurance---$5,866
Other Expenses---$3,459
Office Expenses---$1,294
Fees for Services Other---$600
Total Functional Expenses$0$0$0$452,170

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$452,170
Total Expenses per Audited Statements$452,170
Total Expenses per Form 990$452,170
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$9,394
Total Nondeductible Lobbying and Political Cost$9,394
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The association is comprised of banks and banking institutions doing business in vermont.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the president/treasurer of the board prior to filing. Copies are made available to all board members.”

Form 990, Part VI, Section B, Line 15A

“All compensation is determined by independent members of the board and is recorded in the meeting minutes.”

Form 990, Part VI, Section B, Line 15B

“All compensation is determined by independent members of the board and is recorded in the meeting minutes.”

Form 990, Part VI, Section C, Line 19

“Form 990 is published at guidestar.org and is also available upon request. All other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Vermont Bankers Association Inc
EIN
03-0164275
Phone
8022290341
Address
PO BOX 587, MONTPELIER, VT 05601

Signing Officer

Name
CHRISTOPHER D'ELIA
Title
President
Phone
8022290341
Signed
2024-09-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
CHRISTOPHER D'ELIA
Formed
1909
Legal Domicile
Vt
Voting Board Members
9
Independent Board Members
9
Employees
2

Preparer

Firm
Fothergill Segale & Valley CPAs
Address
143 Barre Street, Montpelier, VT 05602
Preparer
Michael L Segale CPA
Phone
8022236261
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D

“OTHER PROGRAM SERVICES 4: Monitored and communicated to members other matters of interest including fraudulent activities directed at the banking system.”

Form 990, Part XII, Line 2C

“Independent accountant selected by the board. Financial statements reviewed by the treasurer and the board prior to finalizing.”

Raw XML AppendixShowing 400 of 445 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01062
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0800
IRS990/AccountsReceivableGrp/BOYAmt04285
IRS990/AccountsReceivableGrp/EOYAmt01168
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To promote an environment which fosters a vibrant banking community, thus supporting a prosperous Vermont economy.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt07637
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0CHRISTOPHER D'ELIA
IRS990/BooksInCareOfDetail/PhoneNum08022290341
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 587
IRS990/BooksInCareOfDetail/USAddress/CityNm0MONTPELIER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0056010587
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt0106449
IRS990/CashNonInterestBearingGrp/EOYAmt0112467
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0256841
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt021359
IRS990/CYOtherExpensesAmt082889
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0443703
IRS990/CYRevenuesLessExpensesAmt012892
IRS990/CYSalariesCompEmpBnftPaidAmt0369281
IRS990/CYTotalExpensesAmt0452170
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0465062
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt07685
IRS990/DeferredRevenueGrp/EOYAmt017736
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt016228
IRS990/Desc0Conducted educational seminars and meetings for members' employees.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt013600
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0600
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
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IRS990/Form990PartVIISectionAGrp/OfficerInd5X
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IRS990/Form990PartVIISectionAGrp/PersonNm0CHRISTOPHER D'ELIA
IRS990/Form990PartVIISectionAGrp/PersonNm1JUNE HIBBS FORMER
IRS990/Form990PartVIISectionAGrp/PersonNm2STEVE KENDALL
IRS990/Form990PartVIISectionAGrp/PersonNm3DAN WERME
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMES BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES KISCH
IRS990/Form990PartVIISectionAGrp/PersonNm6BRYAN YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm7CAROLINE CARPENTER
IRS990/Form990PartVIISectionAGrp/PersonNm8CHERYL LAFRANCE
IRS990/Form990PartVIISectionAGrp/PersonNm9BRUCE BERNIER
IRS990/Form990PartVIISectionAGrp/PersonNm10CLAYTON ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm11REBECCA KILIAN
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1CORP SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt22ND VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt6Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt81ST VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt11CORP SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd0false
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IRS990/ProgramServiceRevenueGrp/Desc2EDUC PGM & ROYALTIES
IRS990/ProgramServiceRevenueGrp/Desc3Membership Dues & Assessments
IRS990/ProgramServiceRevenueGrp/Desc4SEMINARS & CONFERENCES
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IRS990/ProgSrvcAccomActy2Grp/Desc0Monitored legislative activity of interest to members
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided administrative support to other organizations which support the interests of banking in Vermont.
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHRISTOPHER D'ELIA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER PROGRAM SERVICES 4: Monitored and communicated to members other matters of interest including fraudulent activities directed at the banking system.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ASSOCIATION IS COMPRISED OF BANKS AND BANKING INSTITUTIONS DOING BUSINESS IN VERMONT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED BY THE PRESIDENT/TREASURER OF THE BOARD PRIOR TO FILING. COPIES ARE MADE AVAILABLE TO ALL BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL COMPENSATION IS DETERMINED BY INDEPENDENT MEMBERS OF THE BOARD AND IS RECORDED IN THE MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL COMPENSATION IS DETERMINED BY INDEPENDENT MEMBERS OF THE BOARD AND IS RECORDED IN THE MEETING MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 IS PUBLISHED AT GUIDESTAR.ORG AND IS ALSO AVAILABLE UPON REQUEST. ALL OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6INDEPENDENT ACCOUNTANT SELECTED BY THE BOARD. FINANCIAL STATEMENTS REVIEWED BY THE TREASURER AND THE BOARD PRIOR TO FINALIZING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, Line 4d
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part XII, Line 2c
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