Civic Intelligence

Franklin County Regional Chamber Of

EIN 03-0154700 • 501(c)3 • St Albans, VT

Profile

To advance the general welfare and prosperity of businesses located in the franklin county,vermont region so that citizens and members may prosper.

2 North Main StreetSt Albans, VT 05478

www.fcrccvt.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.03x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

62nd percentile

6.7%

Higher net margin than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$23,190

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 39.4% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

77th percentile

16%

Faster asset growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

51st percentile

0.1%

Faster revenue growth than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$25,222

Up $3,492 (+16%) from 2023

Liabilities

Down

$788

Down $478 (-38%) from 2023

Net Assets

$24,434

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue61st percentileNet Margin62nd percentile

Revenue

Up

$58,816

Up $85 (+0.1%) from 2023

Expenses

Down

$54,846

Down $7,562 (-12%) from 2023

Net Income

Up

$3,970

Up $7,647 (+208%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth77th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $35,259Liabilities 2010: $8,961Net Assets 2010: $26,2982010Assets 2011: $63,610Liabilities 2011: $8,239Net Assets 2011: $55,3712011Assets 2012: $58,732Liabilities 2012: $8,440Net Assets 2012: $50,2922012Assets 2013: $81,947Liabilities 2013: $11,772Net Assets 2013: $70,1752013Assets 2014: $48,753Liabilities 2014: $1,286Net Assets 2014: $47,4672014Assets 2015: $45,131Liabilities 2015: $16,161Net Assets 2015: $28,9702015Assets 2016: $30,649Liabilities 2016: $26,185Net Assets 2016: $4,4642016Assets 2017: $37,449Liabilities 2017: $29,966Net Assets 2017: $7,4832017Assets 2023: $21,730Liabilities 2023: $1,2662023Assets 2024: $25,222Liabilities 2024: $788Net Assets 2024: $24,4342024

Highlighted filing

2024

Assets$25,222
Liabilities$788
Net Assets$24,434
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $91,9392010Revenue 2011: $113,922Expenses 2011: $107,221Net Income 2011: $6,7012011Revenue 2012: $106,089Expenses 2012: $111,168Net Income 2012: -$5,0792012Revenue 2013: $146,020Expenses 2013: $126,139Net Income 2013: $19,8812013Revenue 2014: $98,241Expenses 2014: $120,949Net Income 2014: -$22,7082014Revenue 2015: $108,656Expenses 2015: $127,154Net Income 2015: -$18,4982015Revenue 2016: $102,664Expenses 2016: $127,169Net Income 2016: -$24,5052016Revenue 2017: $95,630Expenses 2017: $92,617Net Income 2017: $3,0132017Revenue 2023: $58,731Expenses 2023: $62,408Net Income 2023: -$3,6772023Revenue 2024: $58,816Expenses 2024: $54,846Net Income 2024: $3,9702024

Highlighted filing

2024

Revenue$58,816
Expenses$54,846
Net Income$3,970
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$25,222
Liabilities
$788
Net assets
$24,434
Revenue
$58,816
Expenses
$54,846
Net income
$3,970
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.25$0.01$0.24$0.59$0.55$0.04
2023Summary only. Only limited summary data is available for this year.$0.22$0.01$0.59$0.62$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.30$0.07$0.96$0.93$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.26$0.04$1.03$1.27$0.25
2015Detailed filing. Detailed filing data is available for this year.$0.45$0.16$0.29$1.09$1.27$0.18
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.01$0.47$0.98$1.21$0.23
2013Detailed filing. Detailed filing data is available for this year.$0.82$0.12$0.70$1.46$1.26$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.59$0.08$0.50$1.06$1.11$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.64$0.08$0.55$1.14$1.07$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.09$0.26$0.92
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$58,881
Mission and Program Overview

Mission

To advance the general welfare and prosperity of businesses located in the franklin county, vermont region so that citizens and members may prosper.

To advance the general welfare and prosperity of businesses located in the franklin county,vermont region so that citizens and members may prosper.

Program Services

DescriptionGrantsExpenses
TO ADVANCE THE GENERAL WELFARE AND PROSPERITY OF BUSINESSES LOCATED IN THE FRANKLIN COUNTY, VERMONT REGION SO THAT CITIZENS AND MEMBERS MAY PROSPER.$0$0
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KARIN BERNOChamber ManagerFT$23,190-$23,190
CARL WATKINSInterim ManagerFT$4,600-$4,600
CARI KELLEYPresident-$0--
KIERSTEN BOURGEOISVice President-$0--
JAMES SCHULERTreasurer-$0--
ELYSIA GINGUEBoard Member-$0--
ARLEIGH YOUNGBoard Member-$0--
TAMITHY HOWRIGANSecretary-$0--
CANDACE LEWISBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Franklin County Regional Chamber of
EIN
03-0154700
Phone
8025242444
Address
2 NORTH MAIN STREET, ST ALBANS, VT 05478

Signing Officer

Name
James Schuler
Title
President
Phone
8025242444
Signed
2025-11-10
Discuss with paid preparer
Yes

Preparer

Firm
Am Peisch & Company Llp
Address
30 CONGRESS STREET SUITE 201, SAINT ALBANS, VT 05478
Preparer
Christopher R Goulette CPA
Phone
8025270505
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: vace - dental, health ins., vision. Amount: 7,672. Description: miscellaneous income. Amount: 954. Total to form 990-ez, line 8: 8,626.”

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 513. Description: other expenses. Amount: 8,027. Total to form 990-ez, line 14: 8,540.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: computer and software. Amount: 5,031. Description: dues and subscription. Amount: 596. Description: telephone. Amount: 1,270. Description: office. Amount: 4,581. Description: insurance. Amount: 1,364. Description: member benefits. Amount: 71. Description: miscellaneous. Amount: 957. Total to form 990-ez, line 16: 13,870.”

Raw XML Appendix191 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: VACE - DENTAL, HEALTH INS., VISION. AMOUNT: 7,672. DESCRIPTION: MISCELLANEOUS INCOME. AMOUNT: 954. TOTAL TO FORM 990-EZ, LINE 8: 8,626.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: DEPRECIATION. AMOUNT: 513. DESCRIPTION: OTHER EXPENSES. AMOUNT: 8,027. TOTAL TO FORM 990-EZ, LINE 14: 8,540.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: COMPUTER AND SOFTWARE. AMOUNT: 5,031. DESCRIPTION: DUES AND SUBSCRIPTION. AMOUNT: 596. DESCRIPTION: TELEPHONE. AMOUNT: 1,270. DESCRIPTION: OFFICE. AMOUNT: 4,581. DESCRIPTION: INSURANCE. AMOUNT: 1,364. DESCRIPTION: MEMBER BENEFITS. AMOUNT: 71. DESCRIPTION: MISCELLANEOUS. AMOUNT: 957. TOTAL TO FORM 990-EZ, LINE 16: 13,870.
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TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAINT ALBANS
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER R GOULETTE CPA
ReturnHeader/ReturnTs02025-11-14T12:05:59-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits