Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Owensville Housing Development Fund
EIN 02-0582674 • 501(c)3 • Mount Kisco, NY
Profile
AFFORDABLE HOUSING
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.47x
Liabilities / Revenue
82nd percentile
Higher debt load relative to revenue than 82% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
35th percentile
Faster asset growth than 35% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Balance Sheet
Assets
Down$241,547
Down $15,402 (-6.0%) from 2023
Liabilities
Down$113,566
Down $1,751 (-1.5%) from 2023
Net Assets
Down$127,981
Down $13,651 (-9.6%) from 2023
Revenue
Up$54,850
Up $543 (+1.0%) from 2023
Expenses
Up$68,501
Up $4,877 (+7.7%) from 2023
Net Income
Down-$13,651
Down $4,334 (-47%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $241,547
- Liabilities
- $113,566
- Net assets
- $127,981
- Revenue
- $54,850
- Expenses
- $68,501
- Net income
- -$13,651
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2023 to Jun 30, 2024
- Signed
- May 13, 2025
- Return Version
- 2023v6.0
- Gross Receipts
- $54,850
Mission and Program Overview
Mission
AFFORDABLE HOUSING
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDES DECENT, SAFE, AND SANITARY HOUSING FOR DISABLED OR AGED TENANTS AT AFFORDABLE, BELOW-MARKET RENTS. | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MARIANNE COLLINS | Secretary | - | $0 | - | - |
| JUDI SEWELL | General Member | - | $0 | - | - |
| JOSEPH GRAHAM | Acting President | - | $0 | - | - |
| DEBBIE HAGLUND | Executive Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Owensville Housing Development Fund
- EIN
- 02-0582674
- Phone
- 9147410740
- Address
- 86 SMITH AVENUE, MOUNT KISCO, NY 10549
Signing Officer
- Name
- Debbie Haglund
- Title
- Executive Director
- Phone
- 9147410740
- Signed
- 2025-05-13
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Novogradac & Company Llp
- Address
- 211 CONGRESS STREET SUITE 710, BOSTON, MA 02110
- Preparer
- Charles a Rhuda Iii
- Phone
- 6173301920
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8 - Other Revenue
“Description: interest income. Amount: 205.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: accounting fees. Amount: 1,247. Description: interest expense. Amount: 5,525. Description: taxes and insurance. Amount: 11,748. Description: bad debts. Amount: 5,400. Description: depreciation. Amount: 19,361. Description: amortization. Amount: 104. Description: management fees. Amount: 10,800. Total to form 990-ez, line 16: 54,185.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: accounts receivable. Beg. Of year amount: 2,403. End of year amount: 0. Description: due from nyseg. Beg. Of year amount: 1. End of year amount: 1. Description: prepaid expenses. Beg. Of year amount: 453. End of year amount: 453.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: mortgage closing costs net. Beg. Of year amount: 110,720. End of year amount: 102,123. Description: tenant escrow. Beg. Of year amount: 4,597. End of year amount: 4,597. Description: accounts payable. Beg. Of year amount: 0. End of year amount: 6,846.”
Raw XML Appendix159 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MICHAEL GIORDANO |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9147410740 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 86 SMITH AVENUE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | MOUNT KISCO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 10549 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 68188 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 74550 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -13651 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 256949 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 241547 |
| IRS990EZ/GrossReceiptsAmt | 0 | 54850 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 185904 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 166543 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 141632 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 127981 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 141632 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 127981 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 14316 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MARIANNE COLLINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JUDI SEWELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JOSEPH GRAHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DEBBIE HAGLUND |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | GENERAL MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | ACTING PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2857 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 454 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 54185 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 205 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | AFFORDABLE HOUSING |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 54645 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDES DECENT, SAFE, AND SANITARY HOUSING FOR DISABLED OR AGED TENANTS AT AFFORDABLE, BELOW-MARKET RENTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | NY |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 115317 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 113566 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 68501 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 54850 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | HTTP://WWW.A-HOMEHOUSING.ORG |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 54645 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 54105 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 54000 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 53944 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 54055 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 270749 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 270749 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 54645 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 54105 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54000 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 53944 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 54055 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 270749 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 54645 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 54105 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 54000 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 53944 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 54055 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 270749 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST INCOME. AMOUNT: 205. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: ACCOUNTING FEES. AMOUNT: 1,247. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 5,525. DESCRIPTION: TAXES AND INSURANCE. AMOUNT: 11,748. DESCRIPTION: BAD DEBTS. AMOUNT: 5,400. DESCRIPTION: DEPRECIATION. AMOUNT: 19,361. DESCRIPTION: AMORTIZATION. AMOUNT: 104. DESCRIPTION: MANAGEMENT FEES. AMOUNT: 10,800. TOTAL TO FORM 990-EZ, LINE 16: 54,185. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 2,403. END OF YEAR AMOUNT: 0. DESCRIPTION: DUE FROM NYSEG. BEG. OF YEAR AMOUNT: 1. END OF YEAR AMOUNT: 1. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 453. END OF YEAR AMOUNT: 453. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: MORTGAGE CLOSING COSTS NET. BEG. OF YEAR AMOUNT: 110,720. END OF YEAR AMOUNT: 102,123. DESCRIPTION: TENANT ESCROW. BEG. OF YEAR AMOUNT: 4,597. END OF YEAR AMOUNT: 4,597. DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 6,846. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DEBBIE HAGLUND |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9147410740 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OWENSVILLE HOUSING DEVELOPMENT FUND |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | COMPANY INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OWEN |
| ReturnHeader/Filer/EIN | 0 | 020582674 |
| ReturnHeader/Filer/PhoneNum | 0 | 9147410740 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 86 SMITH AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOUNT KISCO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 10549 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 943108253 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | NOVOGRADAC & COMPANY LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 211 CONGRESS STREET SUITE 710 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BOSTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 02110 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6173301920 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CHARLES A RHUDA III |
| ReturnHeader/ReturnTs | 0 | 2025-05-13T16:46:28-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-06-30 |
| ReturnHeader/TaxYr | 0 | 2023 |
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