Civic Intelligence

More Than Wheels Inc

EIN 02-0528886 • 501(c)3 • Concord, NH

Profile

To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.

PO Box 4259Concord, NH 03302

www.morethanwheels.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2016

Net Margin

100th percentile

232%

Higher net margin than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2015 to 2016

Assets

Down

$0

Down $499,795 (-100%) from 2015

Liabilities

Down

$0

Down $59,022 (-100%) from 2015

Net Assets

Down

$0

Down $440,773 (-100%) from 2015

Revenue

Down

-$190,276

Down $713,678 (-136%) from 2015

Expenses

Down

$250,497

Down $381,643 (-60%) from 2015

Net Income

Down

-$440,773

Down $332,035 (-305%) from 2015

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $2,546,015Liabilities 2010: $79,409Net Assets 2010: $2,466,6062010Assets 2011: $1,531,668Liabilities 2011: $92,282Net Assets 2011: $1,439,3862011Assets 2012: $1,867,325Liabilities 2012: $109,974Net Assets 2012: $1,757,3512012Assets 2013: $1,134,177Liabilities 2013: $62,882Net Assets 2013: $1,071,2952013Assets 2014: $614,595Liabilities 2014: $65,084Net Assets 2014: $549,5112014Assets 2015: $499,795Liabilities 2015: $59,022Net Assets 2015: $440,7732015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,542,6632010Expenses 2011: $1,508,3832011Expenses 2012: $1,397,4612012Revenue 2013: $374,347Expenses 2013: $1,078,882Net Income 2013: -$704,5352013Revenue 2014: $379,982Expenses 2014: $907,990Net Income 2014: -$528,0082014Revenue 2015: $523,402Expenses 2015: $632,140Net Income 2015: -$108,7382015Revenue 2016: -$190,276Expenses 2016: $250,497Net Income 2016: -$440,7732016

Highlighted filing

2016

Revenue-$190,276
Expenses$250,497
Net Income-$440,773

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 12, 2017
Return Version
2016v3.0
Gross Receipts
$191,208
Mission and Program Overview

Mission

To help struggling individuals & families break the cycle of poor financial decision making by using the car buying process to catalyze lasting change, financial stability and control.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$341,954$0▼ $341,954
Savings and Temporary Cash Investments$60,159$0▼ $60,159
Cash and Non-Interest-Bearing Accounts$58,038$0▼ $58,038
Pledges and Grants Receivable$22,962$0▼ $22,962
Inventories for Sale or Use$10,398$0▼ $10,398
Prepaid Expenses and Deferred Charges$4,213$0▼ $4,213
Accounts Receivable$2,071$0▼ $2,071
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Total Assets$499,795$0▼ $499,795
Other Assets Total-$0-
Liabilities
Other Liabilities$22,550$0▼ $22,550
Mortgage Notes Payable Secured by Investment Property$20,000--
Accounts Payable and Accrued Expenses$16,472--
Total Liabilities$59,022$0▼ $59,022
Net Assets / Fund Balance
Unrestricted Net Assets$417,811$0▼ $417,811
Temporarily Rstr Net Assets$22,962$0▼ $22,962
Total Net Assets Fund Balance$440,773$0▼ $440,773
Total Liabilities and Net Assets / Fund Balance$499,795$0▼ $499,795
Compensation and Service Providers

Board Members and Trustees

NameTitle
David ReevesChairman
John GargaszVice Chair
Anne FarnsworthDirector
Donna DebloisDirector
Jim SoucyDirector
Randy HoukDirector
Rusty SachsSecretary
Charles HallTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$94,873
Program Service Revenue
$60,591
Investment Income
$-341,506
Other Revenue
$-4,234
All Other Contributions
$94,373
Change in Net Assets
$-440,773
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$151,106
Other Expenses$99,391
Total Fundraising Expense$40,703
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$49,095$49,948$29,751$128,794
Depreciation Depletion$45,027--$45,027
Other Employee Benefits$5,335$4,761$1,649$11,745
Office Expenses$770$9,855$434$11,059
Payroll Taxes$5,473$2,363$2,731$10,567
Information Technology$6,580$2,077$1,182$9,839
Fees for Services Other-$5,000$2,550$7,550
Fees for Services Accounting-$4,727-$4,727
Insurance$1,144$377$688$2,209
Other Expenses$1,165$1,239$1,056$1,165
All Other Expenses$115$762$240$1,117
Travel-$529$217$746
Interest-$356-$356
Advertising-$67$205$272
Total Functional Expenses$120,170$89,624$40,703$250,497
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

No formal committees formed as governing body is small.

Form 990, Part VI, Section B, Line 11B

Form 990 was provided to and reviewed by the board chair and finance director prior to filing.

Form 990, Part VI, Section B, Line 12C

Any interests that could give rise to conflict are encouraged to be disclosed immediately.

Form 990, Part VI, Section B, Line 15A

Compensation is compared to another nonprofit organizations before compensation is determined by the board of directors.

Form 990, Part VI, Section C, Line 19

Governing documents and conflict of interest policy are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
More Than Wheels Inc
EIN
02-0528886
Phone
8664552522
Address
PO BOX 4259, CONCORD, NH 03302

Signing Officer

Name
David Reeves
Title
Chairman
Phone
8664552522
Signed
2017-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Reeves
Formed
2001
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
5
Employees
7
Volunteers
0

Preparer

Firm
Schiffman Dattilio & Company Pc
Address
23 BANK STREET, LEBANON, NH 03766
Preparer
Heidi J St Peter CPA
Phone
6034486655
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt27176
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt32802
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt030613
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt120000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27176
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32802
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION RECEIVES DONATIONS IN THE FORM OF USED VEHICLES. DONATED VEHICLES ARE EVALUATED AND THEN REPAIRED FOR USE BY CLIENTS OR DISPOSED OF WITH THE PROCEEDS GOING TO SUPPORT THE ORGANIZATION. VEHICLES ARE TRANSFERRED TO CLIENTS UPON THEIR ADMITTANCE INTO THE EDUCATIONAL AND CREDIT REPAIR PROGRAM TO PROVIDE AN INTERIM TRANSPORTATION SOLUTION. THE CLIENT PAYS A MONTHLY FEE FOR THE USE OF THE USED VEHICLE. THE ORGANIZATION RETAINS A LIEN ON THE VEHICLE. UPON THE SUCCESSFUL COMPLETION OF THE EDUCATIONAL PROGRAM, THE CLIENT PURCHASES ANOTHER VEHICLE. THE USED VEHICLE IS TRANSFERRED BACK TO THE ORGANIZATION IN ACCORDANCE WITH A SIGNED AGREEMENT WITH THE CLIENT.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt034116
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt02802
IRS990/ProgSrvcAccomActy3Grp/Desc0THE ORGANIZATION PRE-NEGOTIATES TRANSACTIONS WITH SELECTED AUTOMOBILE MANUFACTURERS AND DEALERS, BANKS AND CREDIT UNION, SUPPLIERS OF EXTENDED WARRANTIES AND INSURANCE PRODUCTS TO FACILITATE ALL PARTS OF THE TRANSACTION RELATING TO THE PURCHASE OF A NEW VEHICLE. THE ORGANIZATION PROVIDES A CONSULTING SERVICE FOR THE PURCHASE OF AUTOMOBILES, FOCUSING ON NEEDS ASSESSMENT, INCOME VERIFICATION, CREDIT ANALYSIS, CREDIT CONSULTING AND FINANCING PRE-APPROVAL. ALL OF THIS IS DONE WITHIN THE CONTEXT THAT ENHANCES THE DIGNITY AND THE SELF-RESPECT OF THE CLIENTS. THE ORGANIZATION ALSO PROVIDES A LIMITED FINANCIAL GUARANTEE TO PARTICIPATING BANKS AND FINANCIAL INSTITUTIONS IN EXCHANGE FOR LOANS WITH REDUCED INTEREST RATES TO PERSONS OF LOW AND MODERATE INCOME. CLIENTS PAY A FEE OF $895 FOR THIS SERVICE. IN ADDITION, THE ORGANIZATION RECEIVES A SMALL LOAN ORIGINATION FEE FROM THE SELECTED LENDING INSTITUTION.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt09948
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt030613
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0426251
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0210906
IRS990/PYOtherRevenueAmt0-10192
IRS990/PYProgramServiceRevenueAmt0107343
IRS990/PYRevenuesLessExpensesAmt0-108738
IRS990/PYSalariesCompEmpBnftPaidAmt0421234
IRS990/PYTotalExpensesAmt0632140
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0523402
IRS990/QuidProQuoContributionsInd00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-440773
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt027167
IRS990/SavingsAndTempCashInvstGrp/BOYAmt060159
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0155464
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0426251
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0306738
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0257088
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01447958
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02593499
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt06
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt027
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt063
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt096
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0723262
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt04864
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt02322
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0-63234
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0-56048
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.70960
IRS990ScheduleA/PublicSupportPY170Pct00.70870
IRS990ScheduleA/PublicSupportTotal170Amt01800607
IRS990ScheduleA/SubstantialContributorsTotAmt0792892
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0155464
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0426251
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0306738
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0257088
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01447958
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02593499
IRS990ScheduleA/TotalSupportAmt02537547
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990/ScheduleJRequiredInd00
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0FINANCIAL LITERACY COURSE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1COMPUTER EQUIPMENT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2OFFICE FURNITURE AND SUPPLIES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc3FILE CABINETS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc4CASH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0ST MARY'S BANK
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1KEENE HIGH SCHOOL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt2GOODWILL INDUSTRIES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt3SALVATION ARMY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt4MONADNOCK UNITED WAY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02016-06-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12016-06-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22016-06-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt32017-06-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt42017-06-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0020187390
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1800391004
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN2530196517
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN3580660607
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN4020236885
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0100
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt1500
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt2300
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt3400
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt4108
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt1PUBLIC SCHOOL
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt2501(C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt3501(C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt4501(C)(3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0OUTSTANDING OFFERS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt1COMPARABLE SALES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt2COMPARABLE SALES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt3COMPARABLE SALES
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt4ACTUAL VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0200 MCGREGOR ST
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt143 ARCH STREET
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt2204 LOUDON ROAD

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