Civic Intelligence

North Country Chamber of Commerce

EIN 02-0448954 • 501(c)6 • Colebrook, NH

Profile

To advocate for businesses in Northern New Hampshire and Northeastern Vermont

100 Main StColebrook, NH 03576

www.chamberofthenorthcountry.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.82x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

0.35x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

9th percentile

-69%

Higher net margin than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

11th percentile

-69%

Faster asset growth than 11% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

99th percentile

592%

Faster revenue growth than 99% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$19,688

Down $42,863 (-69%) from 2023

Liabilities

Down

$16,215

Down $14,320 (-47%) from 2023

Net Assets

Down

$3,473

Down $28,543 (-89%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin9th percentile

Revenue

Up

$45,900

Up $39,265 (+592%) from 2023

Expenses

Down

$77,408

Down $53,585 (-41%) from 2023

Net Income

Up

-$31,508

Up $92,850 (+75%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2013: $7,682Liabilities 2013: $10,9612013Assets 2014: $51,044Liabilities 2014: $16,3922014Assets 2015: $0Liabilities 2015: $02015Assets 2016: $84,659Liabilities 2016: $29,4792016Assets 2017: $96,636Liabilities 2017: $11,383Net Assets 2017: $85,2532017Assets 2018: $158,414Liabilities 2018: $29,492Net Assets 2018: $128,9222018Assets 2019: $179,123Liabilities 2019: $16,367Net Assets 2019: $162,7562019Assets 2020: $218,449Liabilities 2020: $38,367Net Assets 2020: $180,0822020Assets 2021: $207,360Liabilities 2021: $18,484Net Assets 2021: $188,8762021Assets 2022: $186,815Liabilities 2022: $18,001Net Assets 2022: $168,8142022Assets 2023: $62,551Liabilities 2023: $30,535Net Assets 2023: $32,0162023Assets 2024: $19,688Liabilities 2024: $16,215Net Assets 2024: $3,4732024

Highlighted filing

2024

Assets$19,688
Liabilities$16,215
Net Assets$3,473
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2013: $30,032Expenses 2013: $33,311Net Income 2013: -$3,2792013Revenue 2014: $87,947Expenses 2014: $50,016Net Income 2014: $37,9312014Revenue 2015: $105,748Expenses 2015: $78,273Net Income 2015: $27,4752015Revenue 2016: $78,420Expenses 2016: $85,369Net Income 2016: -$6,9492016Revenue 2017: $120,646Expenses 2017: $90,574Net Income 2017: $30,0722017Revenue 2018: $156,395Expenses 2018: $112,726Net Income 2018: $43,6692018Revenue 2019: $323,472Expenses 2019: $289,635Net Income 2019: $33,8372019Revenue 2020: $448,058Expenses 2020: $413,834Net Income 2020: $34,2242020Revenue 2021: $162,460Expenses 2021: $76,910Net Income 2021: $85,5502021Revenue 2022: $88,498Expenses 2022: $108,095Net Income 2022: -$19,5972022Revenue 2023: $6,635Expenses 2023: $130,993Net Income 2023: -$124,3582023Revenue 2024: $45,900Expenses 2024: $77,408Net Income 2024: -$31,5082024

Highlighted filing

2024

Revenue$45,900
Expenses$77,408
Net Income-$31,508
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,688
Liabilities
$16,215
Net assets
$3,473
Revenue
$45,900
Expenses
$77,408
Net income
-$31,508
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.20$0.16$0.03$0.46$0.77$0.32
2023Detailed filing. Detailed filing data is available for this year.$0.63$0.31$0.32$0.07$1.31$1.24
2022Detailed filing. Detailed filing data is available for this year.$1.87$0.18$1.69$0.88$1.08$0.20
2021Detailed filing. Detailed filing data is available for this year.$2.07$0.18$1.89$1.62$0.77$0.86
2020Detailed filing. Detailed filing data is available for this year.$2.18$0.38$1.80$4.48$4.14$0.34
2019Detailed filing. Detailed filing data is available for this year.$1.79$0.16$1.63$3.23$2.90$0.34
2018Detailed filing. Detailed filing data is available for this year.$1.58$0.29$1.29$1.56$1.13$0.44
2017Detailed filing. Detailed filing data is available for this year.$0.97$0.11$0.85$1.21$0.91$0.30
2016Summary only. Only limited summary data is available for this year.$0.85$0.29$0.78$0.85$0.07
2015Summary only. Only limited summary data is available for this year.$0.00$0.00$1.06$0.78$0.27
2014Summary only. Only limited summary data is available for this year.$0.51$0.16$0.88$0.50$0.38
2013Summary only. Only limited summary data is available for this year.$0.08$0.11$0.30$0.33$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.1
Gross Receipts
$69,843
Mission and Program Overview

Mission

The north country chamber of commerce strives to serve its members by way of business advocacy, promotion of regional attractions and involvement in initiatives to foster economic growth.

To advocate for businesses in Northern New Hampshire and Northeastern Vermont

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$62,551$16,628▼ $45,923
Accounts Receivable-$3,060-
Prepaid Expenses and Deferred Charges$0--
Total Assets$62,551$19,688▼ $42,863
Other Assets Total$0$0→ $0
Liabilities
Deferred Revenue$4,950$13,611▲ $8,661
Mortgage Notes Payable Secured by Investment Property$11,600$0▼ $11,600
Other Liabilities$5,504$0▼ $5,504
Accounts Payable and Accrued Expenses$8,481$2,604▼ $5,877
Total Liabilities$30,535$16,215▼ $14,320
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$32,016$3,473▼ $28,543
Total Net Assets Fund Balance$32,016$3,473▼ $28,543
Total Liabilities and Net Assets / Fund Balance$62,551$19,688▼ $42,863

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$0--
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Hannah CampbellPresident
Sharon BellevilleVice President
Gail HansonDirector
Mark PaluzziDirector
Zachary BrownDirector
Lisa MulreySecretary
John FalconerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$28,548
Program Service Revenue
$0
Investment Income
$47
Other Revenue
$17,305
All Other Contributions
$9,523
Change in Net Assets
$-31,508
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$42,807
Other Expenses$34,601
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$41,210
Occupancy$0$0$0$9,400
All Other Expenses$0$0$0$9,205
Fees for Services Other$0$0$0$5,648
Payroll Taxes$0$0$0$3,646
Insurance$0$0$0$2,963
Interest$0$0$0$1,934
Information Technology$0$0$0$1,820
Advertising$0$0$0$1,259
Fees for Services Accounting$0$0$0$920
Office Expenses$0$0$0$561
Other Expenses$0$0$0$300
Other Employee Benefits$0$0$0$-2,049
Total Functional Expenses$0$0$0$77,408
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$41,248
Fundraising Direct Expenses$23,943
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Moose Festival$28,908$28,908$18,099$10,809
None----
Total Events$28,908$28,908$18,099$10,809
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Taxes$0
Covid Funds$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
North Country Chamber of Commerce
EIN
02-0448954
Phone
6032378939
Address
100 Main St, Colebrook, NH 03576

Signing Officer

Name
Hannah Campbell
Title
President
Phone
6032378939
Signed
2025-05-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Hannah Campbell
Formed
2001
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
2
Volunteers
120

Preparer

Firm
John Falconer
Address
40 Scenic View Drive, COLEBROOK, NH 03576
Preparer
John Falconer
Phone
6032379939
Supplemental Narrative

Additional Explanations

Pt III, Line 2

“Started a Destination Marketing campaign”

Pt VI, Line 11B

“A PDF copy distributed to each board member”

Pt VI, Line 12C

“Yearly questions asked of each director”

Form 990, Part IX, Line 24E

“Facilities & Equipmnt 6557.”

Form 990, Part IX, Line 24E

“Postage 146.”

Form 990, Part IX, Line 24E

“Telephone 1263.”

Form 990, Part IX, Line 24E

“Operating Expense 953.”

Form 990, Part IX, Line 24E

“Misc Expenses 170.”

Form 990, Part IX, Line 24E

“Repairs & Maintenance 16.”

Form 990, Part IX, Line 24E

“Welcome Center 100.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt08376
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Other Current Assets
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt10
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Payroll Taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Covid Funds
IRS990ScheduleD/TotalBookValueOtherAssetsAmt00
IRS990ScheduleD/TotalLiabilityAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt018099
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Moose Festival
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0None
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt028908
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt028908
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt028908
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt028908
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt010809
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt018099
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt018099
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Started a Destination Marketing campaign
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A PDF copy distributed to each board member
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Yearly questions asked of each director
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Facilities & Equipmnt 6557.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Postage 146.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Telephone 1263.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Operating Expense 953.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Misc Expenses 170.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Repairs & Maintenance 16.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Welcome Center 100.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt III, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NH
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt062551
IRS990/TotalAssetsEOYAmt019688
IRS990/TotalAssetsGrp/BOYAmt062551
IRS990/TotalAssetsGrp/EOYAmt019688
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt028548
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt077408
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt030535
IRS990/TotalLiabilitiesEOYAmt016215
IRS990/TotalLiabilitiesGrp/BOYAmt030535
IRS990/TotalLiabilitiesGrp/EOYAmt016215
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt032016
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03473
IRS990/TotalRevenueGrp/ExclusionAmt017352
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt045900
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt0120
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt062551
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019688
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0104 Main St
IRS990/USAddress/CityNm0Colebrook
IRS990/USAddress/StateAbbreviationCd0NH
IRS990/USAddress/ZIPCd003576
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.chamberofthenorthcountry.com
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Hannah Campbell
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum06032378939
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0North Country Chamber of Commerce
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0020448954
ReturnHeader/Filer/PhoneNum06032378939
ReturnHeader/Filer/USAddress/AddressLine1Txt0100 Main St
ReturnHeader/Filer/USAddress/CityNm0Colebrook
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
ReturnHeader/Filer/USAddress/ZIPCd003576
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0John Falconer
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 Scenic View Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLEBROOK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd003576
ReturnHeader/PreparerPersonGrp/PhoneNum06032379939
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John Falconer
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-15T09:51:16-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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