Civic Intelligence

Gst Health Benefit Trust

EIN 02-0444484 • 501(c)9 • Weare, NH

Profile

To provide medical benefits to eligible employees of the granite state telephone employee's health plan.

PO Box 87Weare, NH 03281-0087

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

52nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Net Margin

41st percentile

0.0%

Higher net margin than 41% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

53rd percentile

$0

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Asset Growth

42nd percentile

0.0%

Faster asset growth than 42% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

22%

Faster revenue growth than 75% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets45th percentile

Assets

Flat

$5,000

Flat from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Flat

$5,000

Flat from 2023

Operations
Liabilities / Revenue52nd percentileNet Margin41st percentile

Revenue

Up

$1,121,539

Up $201,713 (+22%) from 2023

Expenses

Up

$1,121,539

Up $201,713 (+22%) from 2023

Net Income

Flat

$0

Flat from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0K$4.0K$2.0K$0Assets 2011: $1,950Liabilities 2011: $0Net Assets 2011: $1,9502011Assets 2012: $561Liabilities 2012: $0Net Assets 2012: $5612012Assets 2013: $1,327Liabilities 2013: $0Net Assets 2013: $1,3272013Assets 2014: $5,000Liabilities 2014: $0Net Assets 2014: $5,0002014Assets 2015: $5,000Liabilities 2015: $0Net Assets 2015: $5,0002015Assets 2016: $5,000Liabilities 2016: $0Net Assets 2016: $5,0002016Assets 2017: $5,000Liabilities 2017: $0Net Assets 2017: $5,0002017Assets 2018: $5,000Liabilities 2018: $0Net Assets 2018: $5,0002018Assets 2019: $5,000Liabilities 2019: $0Net Assets 2019: $5,0002019Assets 2020: $5,000Liabilities 2020: $0Net Assets 2020: $5,0002020Assets 2021: $5,000Liabilities 2021: $0Net Assets 2021: $5,0002021Assets 2022: $5,000Liabilities 2022: $0Net Assets 2022: $5,0002022Assets 2023: $5,000Liabilities 2023: $0Net Assets 2023: $5,0002023Assets 2024: $5,000Liabilities 2024: $0Net Assets 2024: $5,0002024

Highlighted filing

2024

Assets$5,000
Liabilities$0
Net Assets$5,000
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $733,102Expenses 2011: $738,860Net Income 2011: -$5,7582011Revenue 2012: $1,019,694Expenses 2012: $1,021,083Net Income 2012: -$1,3892012Revenue 2013: $815,269Expenses 2013: $814,503Net Income 2013: $7662013Revenue 2014: $679,219Expenses 2014: $675,546Net Income 2014: $3,6732014Revenue 2015: $772,838Expenses 2015: $772,838Net Income 2015: $02015Revenue 2016: $934,823Expenses 2016: $934,823Net Income 2016: $02016Revenue 2017: $925,440Expenses 2017: $925,440Net Income 2017: $02017Revenue 2018: $1,072,878Expenses 2018: $1,072,878Net Income 2018: $02018Revenue 2019: $875,109Expenses 2019: $875,109Net Income 2019: $02019Revenue 2020: $568,985Expenses 2020: $568,985Net Income 2020: $02020Revenue 2021: $1,018,394Expenses 2021: $1,018,394Net Income 2021: $02021Revenue 2022: $859,999Expenses 2022: $859,999Net Income 2022: $02022Revenue 2023: $919,826Expenses 2023: $919,826Net Income 2023: $02023Revenue 2024: $1,121,539Expenses 2024: $1,121,539Net Income 2024: $02024

Highlighted filing

2024

Revenue$1,121,539
Expenses$1,121,539
Net Income$0
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,000
Liabilities
$0
Net assets
$5,000
Revenue
$1,121,539
Expenses
$1,121,539
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.01$0.00$0.01$1.12$1.12$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.92$0.92$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.86$0.86$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$1.02$1.02$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.57$0.57$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.88$0.88$0.00
2018Summary only. Only limited summary data is available for this year.$0.01$0.00$0.01$1.07$1.07$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.93$0.93$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.93$0.93$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.77$0.77$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.68$0.68$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.82$0.81$0.00
2012Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$1.02$1.02$0.00
2011Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.73$0.74$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 3, 2025
Return Version
2024v5.1
Gross Receipts
$1,121,539
Mission and Program Overview

Mission

To provide medical benefits to eligible employees of the Granite State Telephone Employees' Health Plan.

To provide medical benefits to eligible employees of the granite state telephone employees health plan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$5,000$5,000→ $0
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$5,000$5,000→ $0
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,000$5,000→ $0
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$5,000$5,000→ $0
Total Liabilities and Net Assets / Fund Balance$5,000$5,000→ $0
Compensation and Service Providers
Top Officer Pay53rd percentile

Board Members and Trustees

NameTitle
Christian RandTrustee
Susan Rand KingTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,121,539
Investment Income
$0
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$38,529
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$0--$1,083,010
Fees for Services Other$0$0$0$38,529
Total Functional Expenses$0$0$0$1,121,539
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 2

“Susan rand king and christian rand have a family relationship.”

Part VI, Line 8A

“There are no committees that have authority to act on behalf of the governing body.”

Part VI, Line 11A

“A draft form 990 is made available to the board members and reviewed in detail before filing the return with the internal revenue service.”

Part VI, Line 19

“The organization makes its governing documents available to the public upon request. The organization does not provide access to its conflict of interest policy. Additionally the organization does not prepare financial statements.”

Filing and Contact Details

Filer

Filer Name
Granite State Telephone Employee Benefits Trust
EIN
02-0444484
Phone
6035296286
Address
PO BOX 87, WEARE, NH 03281-0087

Signing Officer

Name
Bruce Russell
Title
CFO
Phone
6035296286
Signed
2025-10-03

Organization Details

Principal Officer
Susan Rand King
Formed
1991
Legal Domicile
Nh
Voting Board Members
2
Independent Board Members
0
Employees
0
Volunteers
2
Raw XML AppendixShowing 400 of 563 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/EmployeeCnt00
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IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
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IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
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IRS990/OfficeExpensesGrp/FundraisingAmt00
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
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IRS990/OtherAssetsTotalGrp/BOYAmt00
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IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
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IRS990/OtherExpensesGrp/FundraisingAmt20
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IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
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IRS990/PYBenefitsPaidToMembersAmt0883884
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IRS990/PYOtherExpensesAmt035942
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IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
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IRS990/RelatedEntityInd0true
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IRS990/RentalIncomeOrLossGrp/PersonalAmt00

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