Civic Intelligence

Souhegan Valley Chamber of Commerce

EIN 02-0424369 • 501(c)6 • Amherst, NH

Profile

Providing networking and promotional opportunities through local programs.

69 Route 101AAmherst, NH 03031

www.souhegan.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.60x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

0.45x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

52nd percentile

1.4%

Higher net margin than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$65,924

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 30.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

75th percentile

14%

Faster asset growth than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

82nd percentile

27%

Faster revenue growth than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$159,995

Up $19,563 (+14%) from 2024

Liabilities

Up

$96,097

Up $16,592 (+21%) from 2024

Net Assets

Up

$63,898

Up $2,971 (+4.9%) from 2024

Operations
Liabilities / Revenue92nd percentileNet Margin52nd percentile

Revenue

Up

$213,896

Up $44,924 (+27%) from 2024

Expenses

Up

$210,854

Up $19,475 (+10%) from 2024

Net Income

Up

$3,042

Up $25,449 (+114%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2012: $17,323Liabilities 2012: $58,157Net Assets 2012: -$40,8342012Assets 2013: $28,747Liabilities 2013: $76,219Net Assets 2013: -$47,4722013Assets 2014: $29,617Liabilities 2014: $79,287Net Assets 2014: -$49,6702014Assets 2015: $26,869Liabilities 2015: $54,368Net Assets 2015: -$27,4992015Assets 2016: $34,699Liabilities 2016: $48,114Net Assets 2016: -$13,4152016Assets 2017: $34,678Liabilities 2017: $33,147Net Assets 2017: $1,5312017Assets 2018: $69,704Liabilities 2018: $32,080Net Assets 2018: $37,6242018Assets 2019: $70,923Liabilities 2019: $50,505Net Assets 2019: $20,4182019Assets 2020: $160,581Liabilities 2020: $139,007Net Assets 2020: $21,5742020Assets 2021: $138,041Liabilities 2021: $109,671Net Assets 2021: $28,3702021Assets 2022: $138,955Liabilities 2022: $61,010Net Assets 2022: $77,9452022Assets 2023: $150,502Liabilities 2023: $67,168Net Assets 2023: $83,3342023Assets 2024: $140,432Liabilities 2024: $79,505Net Assets 2024: $60,9272024Assets 2025: $159,995Liabilities 2025: $96,097Net Assets 2025: $63,8982025

Highlighted filing

2025

Assets$159,995
Liabilities$96,097
Net Assets$63,898
Open 2025 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $203,605Expenses 2012: $197,175Net Income 2012: $6,4302012Revenue 2013: $219,954Expenses 2013: $226,592Net Income 2013: -$6,6382013Revenue 2014: $220,683Expenses 2014: $223,051Net Income 2014: -$2,3682014Revenue 2015: $264,593Expenses 2015: $243,076Net Income 2015: $21,5172015Revenue 2016: $246,084Expenses 2016: $232,000Net Income 2016: $14,0842016Revenue 2017: $249,069Expenses 2017: $234,123Net Income 2017: $14,9462017Revenue 2018: $288,801Expenses 2018: $252,636Net Income 2018: $36,1652018Revenue 2019: $156,609Expenses 2019: $173,815Net Income 2019: -$17,2062019Revenue 2020: $138,079Expenses 2020: $147,515Net Income 2020: -$9,4362020Revenue 2021: $146,913Expenses 2021: $140,117Net Income 2021: $6,7962021Revenue 2022: $194,031Expenses 2022: $158,209Net Income 2022: $35,8222022Revenue 2023: $185,806Expenses 2023: $180,417Net Income 2023: $5,3892023Revenue 2024: $168,972Expenses 2024: $191,379Net Income 2024: -$22,4072024Revenue 2025: $213,896Expenses 2025: $210,854Net Income 2025: $3,0422025

Highlighted filing

2025

Revenue$213,896
Expenses$210,854
Net Income$3,042
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$159,995
Liabilities
$96,097
Net assets
$63,898
Revenue
$213,896
Expenses
$210,854
Net income
$3,042
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.60$0.96$0.64$2.14$2.11$0.03
2024Detailed filing. Detailed filing data is available for this year.$1.40$0.80$0.61$1.69$1.91$0.22
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.51$0.67$0.83$1.86$1.80$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.39$0.61$0.78$1.94$1.58$0.36
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.38$1.10$0.28$1.47$1.40$0.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.61$1.39$0.22$1.38$1.48$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.51$0.20$1.57$1.74$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.32$0.38$2.89$2.53$0.36
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.33$0.02$2.49$2.34$0.15
2016Detailed filing. Detailed filing data is available for this year.$0.35$0.48$0.13$2.46$2.32$0.14
2015Summary only. Only limited summary data is available for this year.$0.27$0.54$0.27$2.65$2.43$0.22
2014Summary only. Only limited summary data is available for this year.$0.30$0.79$0.50$2.21$2.23$0.02
2013Summary only. Only limited summary data is available for this year.$0.29$0.76$0.47$2.20$2.27$0.07
2012Summary only. Only limited summary data is available for this year.$0.17$0.58$0.41$2.04$1.97$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 5, 2025
Return Version
2024v5.0
Gross Receipts
$213,896
Mission and Program Overview

Mission

Providing networking and promotional opportunities through local programs.

Chamber of Commerce

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$126,031$147,923▲ $21,892
Rtn Earn Endowment Incm Other Fnds$60,927$63,898▲ $2,971
Accounts Receivable$13,558$7,398▼ $6,160
Prepaid Expenses and Deferred Charges-$3,174-
Intangible Assets$1,500$1,500→ $0
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Other Notes and Loans Receivable, Net$-657$0▲ $657
Total Assets$140,432$159,995▲ $19,563
Other Assets Total$0$0→ $0
Liabilities
Deferred Revenue$71,689$85,135▲ $13,446
Other Liabilities$7,707$6,702▼ $1,005
Accounts Payable and Accrued Expenses$109$4,260▲ $4,151
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$79,505$96,097▲ $16,592
Net Assets / Fund Balance
Total Net Assets Fund Balance$60,927$63,898▲ $2,971
Total Liabilities and Net Assets / Fund Balance$140,432$159,995▲ $19,563
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Liz CalabriaPresident/CEOFT$65,924$65,924

Board Members and Trustees

NameTitle
Gerald GutierrezChair
Andrew CirroneMember
Annabell HiltonMember
Aprille BarkerMember
Brent CritchfieldMember
Chelsea BrowneMember
Courtney DeeMember
Gary ZimmermanMember
Kim HemmerMember
Kris YoungMember
Kristen KosteckiMember
Lindsay PerrinMember
Marcel SanchezMember
Mike ApfelbergMember
Ruth SterlingMember
Ryan McClureMember
Tarryn WilkersonMember
Laurie DufaultSecretary
Giselle KnightTreasurer
Sal CalauttiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$121,299
Program Service Revenue
$72,396
Investment Income
$2,552
Other Revenue
$17,649
All Other Contributions
$0
Change in Net Assets
$3,042
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$108,180
Other Expenses$100,974
Grants and Similar Amounts Paid$1,700
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$65,924
Other Salaries and Wages---$34,094
Occupancy---$25,000
Office Expenses---$11,106
Payroll Taxes---$7,763
Information Technology---$6,647
Advertising---$3,395
Fees for Services Accounting---$2,549
Insurance---$2,030
Grants to Domestic Orgs---$1,700
Other Expenses---$1,422
Travel---$1,071
Other Employee Benefits---$399
Conferences and Meetings---$388
Total Functional Expenses$0$0$0$210,854
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Scholarship Liabilities$6,702
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the finance/audit committee prior to filing. Questions are addressed to the Form 990 preparer and the Executive Director and resolved in a timely manner.”

Form 990, Part VI, Section B, Line 12C

“The Chair of the Board monitors the activities of the board members in order to guide their conduct should a conflict arise.”

Form 990, Part VI, Section B, Line 15

“The organization determines compensation for the President/CEO annually. The compensation committee, comprised of the Executive Committee, evaluates the performance of this individual based upon goals set during the prior year. Salary ranges are then determined using information published on www.guidestar.org and in the Wage and Benefit Guide published by the NH Center for Nonprofits. A formal recommendation is provided to the Board of Directors for approval.”

Form 990, Part VI, Section C, Line 19

“Form 990 is available for public inspection upon specific request.”

Filing and Contact Details

Filer

Filer Name
Souhegan Valley Chamber of Commerce Inc
EIN
02-0424369
Phone
6036734360
Address
69 Route 101A, Amherst, NH 03031
Doing Business As
Greater Merrimack Souhegan Valley Chamber of Commerce

Signing Officer

Name
Sal Calautti
Title
Treasurer
Phone
6037599590
Signed
2025-08-05

Organization Details

Principal Officer
Sal Calautti
Formed
1988
Legal Domicile
Nh
Voting Board Members
20
Independent Board Members
20
Employees
2
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Adjustments to equity balances and bookkeeping cleanup”

Raw XML AppendixShowing 400 of 538 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt07398
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Chamber of Commerce
IRS990/AdvertisingGrp/TotalAmt03395
IRS990/AllOtherContributionsAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Liz Calabria
IRS990/BooksInCareOfDetail/PhoneNum06036734360
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt069 Route 101A
IRS990/BooksInCareOfDetail/USAddress/CityNm0Amherst
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd003031
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IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd01
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IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/CreditCounselingInd00
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IRS990/CYContributionsGrantsAmt0121299
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IRS990/CYTotalExpensesAmt0210854
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0213896
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt071689
IRS990/DeferredRevenueGrp/EOYAmt085135
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0Special Events: Networking events and the Best of Souhegan Valley Regional Awards. Such award events and other social activities are designed to bring business members and the community together to foster awareness, communication, and interaction regarding opportunities in the surrounding communities represented by the organization. The organization runs special events throughout the year.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DoingBusinessAsName/BusinessNameLine1Txt0Greater Merrimack Souhegan Valley Chamber of Commerce
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
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IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt040224
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt02549
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm0Liz Calabria
IRS990/Form990PartVIISectionAGrp/PersonNm1Mike Apfelberg
IRS990/Form990PartVIISectionAGrp/PersonNm2Ruth Sterling
IRS990/Form990PartVIISectionAGrp/PersonNm3Brent Critchfield
IRS990/Form990PartVIISectionAGrp/PersonNm4Annabell Hilton
IRS990/Form990PartVIISectionAGrp/PersonNm5Lindsay Perrin
IRS990/Form990PartVIISectionAGrp/PersonNm6Kristen Kostecki
IRS990/Form990PartVIISectionAGrp/PersonNm7Kim Hemmer
IRS990/Form990PartVIISectionAGrp/PersonNm8Giselle Knight
IRS990/Form990PartVIISectionAGrp/PersonNm9Gary Zimmerman
IRS990/Form990PartVIISectionAGrp/PersonNm10Sal Calautti
IRS990/Form990PartVIISectionAGrp/PersonNm11Andrew Cirrone
IRS990/Form990PartVIISectionAGrp/PersonNm12Chelsea Browne
IRS990/Form990PartVIISectionAGrp/PersonNm13Tarryn Wilkerson
IRS990/Form990PartVIISectionAGrp/PersonNm14Aprille Barker
IRS990/Form990PartVIISectionAGrp/PersonNm15Kris Young
IRS990/Form990PartVIISectionAGrp/PersonNm16Ryan McClure
IRS990/Form990PartVIISectionAGrp/PersonNm17Courtney Dee
IRS990/Form990PartVIISectionAGrp/PersonNm18Marcel Sanchez
IRS990/Form990PartVIISectionAGrp/PersonNm19Laurie Dufault
IRS990/Form990PartVIISectionAGrp/PersonNm20Gerald Gutierrez
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13Member
IRS990/Form990PartVIISectionAGrp/TitleTxt14Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt16Member
IRS990/Form990PartVIISectionAGrp/TitleTxt17Member
IRS990/Form990PartVIISectionAGrp/TitleTxt18Member
IRS990/Form990PartVIISectionAGrp/TitleTxt19Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt20Chair
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IRS990/FormationYr01988
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IRS990/FSAuditedInd00
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IRS990/FundraisingAmt00
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IRS990/GrantAmt00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt01700
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IRS990/GrantsToOrganizationsInd00
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IRS990/InformationTechnologyGrp/TotalAmt06647
IRS990/InsuranceGrp/TotalAmt02030
IRS990/IntangibleAssetsGrp/BOYAmt01500
IRS990/IntangibleAssetsGrp/EOYAmt01500
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
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IRS990/MissionDesc0The Chamber helps to make individuals aware of the activities, services, and businesses available in our area, in order to help stimulate the local economy, and enhance, support and promote the prosperity of its members.
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IRS990/OtherExpensesGrp/Desc3Filing Payroll Processing Fees
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IRS990/OtherRevenueMiscGrp/Desc0Certificate of Origin
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IRS990/ProgramServiceRevenueGrp/Desc0Events and Programs
IRS990/ProgramServiceRevenueGrp/Desc1Educational programs, social groups, etc.
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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0Lunch N Leads, Business Before/After Hours, Morning Coffee Talks, and Chamber Referral Group. These programs serve the mission to bring business members together to promote the awareness of local services and opportunities provided in the general community.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt03531

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