Civic Intelligence

1888 Message Study Committee

990 • Fiscal year 2017 • EIN 02-0417308

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 21, 2018

8784 Valley View DriveBerrien Springs, MI 49103

(269) 473-1888

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

36th percentile

0.01x

Higher debt load relative to assets than 36% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

41st percentile

0.02x

Higher debt load relative to revenue than 41% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Net Margin

71st percentile

15%

Higher net margin than 71% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Asset Growth

58th percentile

6.5%

Faster asset growth than 58% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

14th percentile

-20%

Faster revenue growth than 14% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Up

$730,541

Up $44,479 (+6.5%) from 2016

Net Assets

Up

$725,690

Up $45,247 (+6.6%) from 2016

Liabilities

Down

$4,851

Down $768 (-14%) from 2016

Revenue

Down

$307,141

Down $75,985 (-20%) from 2016

Expenses

Up

$261,894

Up $10,962 (+4.4%) from 2016

Net Income

Down

$45,247

Down $86,947 (-66%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2010: $737,567Liabilities 2010: -$12,928Net Assets 2010: $750,4952010Assets 2011: $782,156Liabilities 2011: $5,777Net Assets 2011: $776,3792011Assets 2012: $969,933Liabilities 2012: $12,170Net Assets 2012: $957,7632012Assets 2013: $1,013,488Liabilities 2013: -$8,642Net Assets 2013: $1,022,1302013Assets 2014: $902,367Liabilities 2014: -$11,308Net Assets 2014: $913,6752014Assets 2015: $557,989Liabilities 2015: $9,740Net Assets 2015: $548,2492015Assets 2016: $686,062Liabilities 2016: $5,619Net Assets 2016: $680,4432016Assets 2017: $730,541Liabilities 2017: $4,851Net Assets 2017: $725,6902017Assets 2018: $816,515Liabilities 2018: $5,947Net Assets 2018: $810,5682018Assets 2019: $1,152,347Liabilities 2019: $1,593Net Assets 2019: $1,150,7542019Assets 2020: $1,287,925Liabilities 2020: $1,844Net Assets 2020: $1,286,0812020Assets 2021: $1,344,345Liabilities 2021: $3,533Net Assets 2021: $1,340,8122021Assets 2022: $1,607,312Liabilities 2022: $17,226Net Assets 2022: $1,590,0862022Assets 2023: $1,574,116Liabilities 2023: $3,476Net Assets 2023: $1,570,6402023Assets 2024: $1,514,207Liabilities 2024: $3,583Net Assets 2024: $1,510,6242024Assets 2025: $1,398,311Liabilities 2025: $742Net Assets 2025: $1,397,5692025

Highlighted filing

2017

Assets$730,541
Liabilities$4,851
Net Assets$725,690

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $128,361Expenses 2010: $171,542Net Income 2010: -$43,1812010Revenue 2011: $135,388Expenses 2011: $98,094Net Income 2011: $37,2942011Revenue 2012: $297,353Expenses 2012: $103,314Net Income 2012: $194,0392012Revenue 2013: $173,264Expenses 2013: $133,237Net Income 2013: $40,0272013Revenue 2014: $100,087Expenses 2014: $208,542Net Income 2014: -$108,4552014Revenue 2015: $205,874Expenses 2015: $246,082Net Income 2015: -$40,2082015Revenue 2016: $383,126Expenses 2016: $250,932Net Income 2016: $132,1942016Revenue 2017: $307,141Expenses 2017: $261,894Net Income 2017: $45,2472017Revenue 2018: $246,120Expenses 2018: $161,241Net Income 2018: $84,8792018Revenue 2019: $485,848Expenses 2019: $145,662Net Income 2019: $340,1862019Revenue 2020: $259,186Expenses 2020: $123,859Net Income 2020: $135,3272020Revenue 2021: $202,258Expenses 2021: $146,444Net Income 2021: $55,8142021Revenue 2022: $462,152Expenses 2022: $212,878Net Income 2022: $249,2742022Revenue 2023: $205,529Expenses 2023: $224,975Net Income 2023: -$19,4462023Revenue 2024: $228,490Expenses 2024: $288,506Net Income 2024: -$60,0162024Revenue 2025: $227,909Expenses 2025: $340,964Net Income 2025: -$113,0552025

Highlighted filing

2017

Revenue$307,141
Expenses$261,894
Net Income$45,247
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 21, 2018
Return Version
2017v2.3
Gross Receipts
$336,955
Mission and Program Overview

Mission

Distribute religious literature throughout the world

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$173,551$309,181▲ $135,630
Land, Buildings, and Equipment, Net$267,999$256,287▼ $11,712
Inventories for Sale or Use$202,918$132,102▼ $70,816
Accounts Receivable$10,601$197▼ $10,404
Total Assets$686,062$730,541▲ $44,479
Other Assets Total$30,993$32,774▲ $1,781
Liabilities
Accounts Payable and Accrued Expenses$3,140$3,158▲ $18
Other Liabilities$2,479$1,693▼ $786
Total Liabilities$5,619$4,851▼ $768
Net Assets / Fund Balance
Unrestricted Net Assets$621,463$652,497▲ $31,034
Temporarily Rstr Net Assets$58,980$73,193▲ $14,213
Total Net Assets Fund Balance$680,443$725,690▲ $45,247
Total Liabilities and Net Assets / Fund Balance$686,062$730,541▲ $44,479

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$185,799$151,012$336,811
Equipment$1,944$263,805$265,749
Land$68,544-$68,544
Compensation and Service Providers

Board Members and Trustees

NameTitle
Brian SchwartzBoard Chair
Robert HunsakerPresident
Fred BischoffDirector
Harold MerrimanDirector
John CampbellDirector
Kelly VeileuxDirector
Lloyd KnechtDirector
Mark DuncanDirector
Richard KearnsDirector
Rj GravellDirector
Ron DuffieldDirector
Todd GuthrieDirector
Donn LatourSecretary
Kelly KinsleyTreasurer
Gerald FinnemanVice Presid
Revenue and Support

Revenue Composition

Contributions and Grants
$283,750
Program Service Revenue
$16,437
Investment Income
$1,878
Other Revenue
$5,076
All Other Contributions
$283,750
Change in Net Assets
$45,247
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$188,239
Salaries, Compensation, and Employee Benefits$73,655
Total Fundraising Expense$17,779
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$42,511$25,000-$67,511
Conferences and Meetings$23,317--$23,317
Fees for Services Other$15,143--$15,143
Advertising--$13,536$13,536
Fees for Services Accounting-$12,650-$12,650
Travel$9,361--$9,361
Depreciation Depletion$5,000$2,525$890$8,415
Other Expenses$3,706$1,545$927$6,178
Payroll Taxes$3,644$2,500-$6,144
Occupancy$3,939$2,000-$5,939
Insurance$2,403$2,000-$4,403
All Other Expenses$4,190$498$-1,482$3,206
Office Expenses$2,479--$2,479
Total Functional Expenses$189,860$54,255$17,779$261,894
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Taxes$1,693
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Upon completion of the form 990 by our cpa it will be distributed to the board via email for review.

Form 990, Page 6, Part VI, Line 12C

Conflict of interest statements are distributed annually to the board. The board members disclose conflicts, if any on the statements, sign and return to management. Board will be made aware of conflicts, if any.

Form 990, Page 6, Part VI, Line 15A

Compensation set by board an annual budget meeting

Form 990, Page 6, Part VI, Line 15B

SAME AS ABOVE

Form 990, Page 6, Part VI, Line 19

The documents are available on websites such as guidestar. They are also available by request in various formats, copies or via email.

Filing and Contact Details

Filer

Filer Name
1888 Message Study Committee
EIN
02-0417308
Address
8784 VALLEY VIEW DRIVE, BERRIEN SPRINGS, MI 49103

Signing Officer

Name
Robert Hunsaker
Title
President
Signed
2018-08-21

Organization Details

Principal Officer
Robert Hunsaker
Formed
1999
Voting Board Members
15
Independent Board Members
15
Employees
3

Preparer

Firm
Foote and Lloyd Cpas
Address
TWO WEST MICHIGAN AVENUE SUITE 210, BATTLE CREEK, MI 49017
Preparer
Donald L Lloyd
Phone
2699627518
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IRS990/OtherAssetsTotalGrp/EOYAmt032774
IRS990/OtherExpensesGrp/Desc0INVENTORY ADJUSTMENT
IRS990/OtherExpensesGrp/Desc1OFFICE
IRS990/OtherExpensesGrp/Desc2COMPUTER EXPENSES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/FundraisingAmt02442
IRS990/OtherExpensesGrp/FundraisingAmt11466
IRS990/OtherExpensesGrp/FundraisingAmt2927
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt04071
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11466
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21545
IRS990/OtherExpensesGrp/ProgramServicesAmt060000
IRS990/OtherExpensesGrp/ProgramServicesAmt19770
IRS990/OtherExpensesGrp/ProgramServicesAmt24397
IRS990/OtherExpensesGrp/ProgramServicesAmt33706
IRS990/OtherExpensesGrp/TotalAmt060000
IRS990/OtherExpensesGrp/TotalAmt116283
IRS990/OtherExpensesGrp/TotalAmt27329
IRS990/OtherExpensesGrp/TotalAmt36178
IRS990/OtherLiabilitiesGrp/BOYAmt02479
IRS990/OtherLiabilitiesGrp/EOYAmt01693
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt025000
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt042511
IRS990/OtherSalariesAndWagesGrp/TotalAmt067511
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02500
IRS990/PayrollTaxesGrp/ProgramServicesAmt03644
IRS990/PayrollTaxesGrp/TotalAmt06144
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ROBERT HUNSAKER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016437
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016437
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0261296
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01508
IRS990/PYOtherExpensesAmt0189064
IRS990/PYOtherRevenueAmt034525
IRS990/PYProgramServiceRevenueAmt085797
IRS990/PYRevenuesLessExpensesAmt0132194
IRS990/PYSalariesCompEmpBnftPaidAmt061868
IRS990/PYTotalExpensesAmt0250932
IRS990/PYTotalRevenueAmt0383126
IRS990/ReconcilationRevenueExpnssAmt045247
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt02607
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 115,625
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0283750
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0261296
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0170357
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt075835
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0149191
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0940429
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt09600
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt03560
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt013160
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt018315
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt025290
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt038400
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt034867
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt023130
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt019228
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0140915
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.34390
IRS990ScheduleA/PublicSupportPY170Pct00.36780
IRS990ScheduleA/PublicSupportTotal170Amt0376381
IRS990ScheduleA/SubstantialContributorsTotAmt0564048
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0283750
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0261296
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0170357
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt075835
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0149191
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0940429
IRS990ScheduleA/TotalSupportAmt01094504
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0185799
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0151012
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0336811
IRS990ScheduleD/EquipmentGrp/BookValueAmt01944
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0263805
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0265749
IRS990ScheduleD/LandGrp/BookValueAmt068544
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt068544
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01693
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAXES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0256287
IRS990ScheduleD/TotalLiabilityAmt01693
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0UPON COMPLETION OF THE FORM 990 BY OUR CPA IT WILL BE DISTRIBUTED TO THE BOARD VIA EMAIL FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONFLICT OF INTEREST STATEMENTS ARE DISTRIBUTED ANNUALLY TO THE BOARD. THE BOARD MEMBERS DISCLOSE CONFLICTS, IF ANY ON THE STATEMENTS, SIGN AND RETURN TO MANAGEMENT. BOARD WILL BE MADE AWARE OF CONFLICTS, IF ANY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSATION SET BY BOARD AN ANNUAL BUDGET MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SAME AS ABOVE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE DOCUMENTS ARE AVAILABLE ON WEBSITES SUCH AS GUIDESTAR. THEY ARE ALSO AVAILABLE BY REQUEST IN VARIOUS FORMATS, COPIES OR VIA EMAIL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt058980
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt073193
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0686062
IRS990/TotalAssetsEOYAmt0730541
IRS990/TotalAssetsGrp/BOYAmt0686062
IRS990/TotalAssetsGrp/EOYAmt0730541
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0283750
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt017779
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt054255
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0189860
IRS990/TotalFunctionalExpensesGrp/TotalAmt0261894
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt05619
IRS990/TotalLiabilitiesEOYAmt04851
IRS990/TotalLiabilitiesGrp/BOYAmt05619
IRS990/TotalLiabilitiesGrp/EOYAmt04851
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0680443
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0725690
IRS990/TotalProgramServiceExpensesAmt0189860
IRS990/TotalProgramServiceRevenueAmt016437
IRS990/TotalRevenueGrp/ExclusionAmt05076
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt018315
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0307141
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0686062
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0730541

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.23$0.34$0.11
2024Detailed filing. Detailed filing data is available for this year.$1.51$0.00$1.51$0.23$0.29$0.06
2023Detailed filing. Detailed filing data is available for this year.$1.57$0.00$1.57$0.21$0.22$0.02
2022Detailed filing. Detailed filing data is available for this year.$1.61$0.02$1.59$0.46$0.21$0.25
2021Detailed filing. Detailed filing data is available for this year.$1.34$0.00$1.34$0.20$0.15$0.06
2020Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.26$0.12$0.14
2019Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.49$0.15$0.34
2018Detailed filing. Detailed filing data is available for this year.$0.82$0.01$0.81$0.25$0.16$0.08
2017Detailed filing. Detailed filing data is available for this year.$0.73$0.00$0.73$0.31$0.26$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.69$0.01$0.68$0.38$0.25$0.13
2015Detailed filing. Detailed filing data is available for this year.$0.56$0.01$0.55$0.21$0.25$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.90$0.01$0.91$0.10$0.21$0.11
2013Detailed filing. Detailed filing data is available for this year.$1.01$0.01$1.02$0.17$0.13$0.04
2012Summary only. Only limited summary data is available for this year.$0.97$0.01$0.96$0.30$0.10$0.19
2011Summary only. Only limited summary data is available for this year.$0.78$0.01$0.78$0.14$0.10$0.04
2010Summary only. Only limited summary data is available for this year.$0.74$0.01$0.75$0.13$0.17$0.04