Civic Intelligence

Seacoast Credit Union

EIN 02-0277908

View Organization Page

887 Lafayette Road03842-1258
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.91x

Higher debt load relative to assets than 93% of similar nonprofits.

$25M-$50M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets93rd percentile

Assets

$35,624,925

No earlier filing loaded for comparison.

Liabilities

$32,369,213

No earlier filing loaded for comparison.

Net Assets

$3,255,712

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$1,921,652

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $35,624,925Liabilities 2010: $32,369,213Net Assets 2010: $3,255,7122010

Highlighted filing

2010

Assets$35,624,925
Liabilities$32,369,213
Net Assets$3,255,712
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $1,921,6522010

Highlighted filing

2010

Revenue-
Expenses$1,921,652
Net Income-
Open 2010 Filing

Filings

Most recent year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$35,624,925
Liabilities
$32,369,213
Net assets
$3,255,712
Revenue
-
Expenses
$1,921,652
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.6$32.4$3.26$1.92
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
May 10, 2011
Return Version
2010v3.2
Gross Receipts
$1,876,187
Filing and Contact Details

Filer

EIN
02-0277908
Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccruedExpenses/EOY092228
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IRS990/AddressPrincipalOfficerUS/AddressLine10887 LAFAYETTE ROAD
IRS990/AddressPrincipalOfficerUS/City0HAMPTON
IRS990/AddressPrincipalOfficerUS/State0NH
IRS990/AddressPrincipalOfficerUS/ZIPCode0038421258
IRS990/Advertising/Total012346
IRS990/AnnualDisclosureCoveredPersons00
IRS990/BenefitsPaidToMembersCY01200
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IRS990/BenefitsToMembers/Total01200
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
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IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
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IRS990/CompensationFromOtherSources00
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IRS990/CompensationProcessOther00
IRS990/ComplianceWithBackupWitholding01
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IRS990/ConflictOfInterestPolicy01
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IRS990/DescribedIn501C300
IRS990/Description0THE CREDIT UNION HAS 5321 MEMBERS. THE CREDIT UNION PROVIDES DEPOSIT AND LENDING SERVICES PLUS OTHER LOW COST HIGH QUALITY PRODUCTS AND SERVICES.
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IRS990/Form990PartVIISectionA/NamePerson2JANET SULLIVAN
IRS990/Form990PartVIISectionA/NamePerson3WILLIAM D MCDILL
IRS990/Form990PartVIISectionA/NamePerson4JAMES DEL BUONO
IRS990/Form990PartVIISectionA/NamePerson5ERNESTINE B MEYER
IRS990/Form990PartVIISectionA/NamePerson6RICHARD KANE
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IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
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IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization0103243
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/Title0PRESIDENT/CEO
IRS990/Form990PartVIISectionA/Title1BOARD CHAIRMAN
IRS990/Form990PartVIISectionA/Title2BOARD VICE CHAIR
IRS990/Form990PartVIISectionA/Title3BOARD SECRETARY
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts01876187
IRS990/GroupExemptionNumber03028
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total0114205
IRS990/Insurance/Total035935
IRS990/Interest/Total0304581
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IRS990/InvestmentIncome/TotalRevenueColumn0141500
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY02897000
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IRS990/LandBuildingsEquipmentBasis02057166
IRS990/LandBuildingsEquipmentBasisNet/BOY01593008
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IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters01
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0THE CREDIT UNION PROVIDES COST EFFECTIVE LOANS, SHARES, CDS, CHECKING, AND A VARIETY OF BANKING SERVICES TO OUR MEMBERS. OUR PURPOSE IS TO PROVIDE QUALITY SERVICE AND TO OFFER AFFORDABLE FINANCIAL PRODUCTS AND SERVICES ENSURING MEMBER SATISFACTION.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0JOANNE M NADEAU
IRS990/NbrIndependentVotingMembers06
IRS990/NbrVotingGoverningBodyMembers07
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IRS990/NetAssetsOrFundBalancesBOY03301177
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IRS990/OtherExpenses/Description0EXTRAORDINARY EXPENSE C
IRS990/OtherExpenses/Description1LOAN SERVICING EXPENSE
IRS990/OtherExpenses/Description2LOAN LOSS EXPENSE
IRS990/OtherExpenses/Description3MISCELLANEOUS
IRS990/OtherExpenses/Description4GAIN (LOSS) ON INVESTME
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IRS990/OtherRevenueMisc/Description1SERVICE & FEE INCOME
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IRS990/PayrollTaxes/Total057649
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IRS990ScheduleD/OtherSecurities/Description0US OBLIGATIONS
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IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation1CREDIT UNION MEMBERS ELECT THEIR VOLUNTEER BOARD OF DIRECTORS WHO ARE ALSO MEMBERS OF THE CREDIT UNION. ONE MEMBER, ONE VOTE.
IRS990ScheduleO/GeneralExplanation/Explanation2THE ACCOUNTING MANAGER PREPARES THE 990. THE PRESIDENT/CEO REVIEWS THE FORM FOR ACCURACY. THE CREDIT UNION'S OUTSIDE CPA AUDITOR REVIEWS THE FORM AND MAKES ANY NECESSARY CORRECTIONS BEFORE ELECTRONICALLY FILING THE REPORT ON THE CREDIT UNION'S BEHALF. THE 990 IS AVAILABLE FOR THE BOARD AND SUPERVISORY COMMITTEE TO REVIEW.
IRS990ScheduleO/GeneralExplanation/Explanation3PROFESSIONAL CREDIT UNION COMPENSATION SURVEYS ARE OBTAINED AND PROVIDED TO THE BOARD. THE BOARD USES THIS INFORMATION IN CONJUNCTION WITH A REVIEW OF THE PERFORMANCE OF THE CEO TO DETERMINE AN APPROPRIATE COMPENATION AMOUNT. THE BOARD VOTES ON THE CEO'S COMPENSATION.
IRS990ScheduleO/GeneralExplanation/Explanation4THE CREDIT UNION'S BYLAWS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE CU MAIN LOBBY AND ARE AVAILABLE UPON REQUEST. THEY CAN ALSO BE VIEWED ON NCUA'S WEBSITE.
IRS990ScheduleO/GeneralExplanation/Identifier0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/Identifier1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/Identifier2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION C, LINE 19
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IRS990/TheBooksAreInCareOf/TelephoneNumber06039265653
IRS990/TotalAssets/BOY032705790
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IRS990/TransactionRelatedEntity00
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IRS990/UponRequest0X
IRS990/WebSite0WWW.SEACOASTCU.ORG
IRS990/WhistleblowerPolicy01
IRS990/YearFormation01966
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0020277908
ReturnHeader/Filer/Name/BusinessNameLine10SEACOAST CREDIT UNION
ReturnHeader/Filer/NameControl0SEAC
ReturnHeader/Filer/Phone06039265653
ReturnHeader/Filer/USAddress/AddressLine10887 LAFAYETTE ROAD
ReturnHeader/Filer/USAddress/City0HAMPTON
ReturnHeader/Filer/USAddress/State0NH
ReturnHeader/Filer/USAddress/ZIPCode0038421258
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02011-05-10
ReturnHeader/Officer/Name0JOANNE M NADEAU
ReturnHeader/Officer/Phone06039265653
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02011-04-26
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WALSH & CO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10632A MAIN STREET
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0WINCHESTER
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode001890
ReturnHeader/Preparer/Name0MICHAEL J WALSH CPA
ReturnHeader/Preparer/Phone07817210295
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-05-10T17:52:39-05:00

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