Civic Intelligence

Retail Merchants Association of New Hampshire

EIN 02-0269753 • 501(c)6 • Concord, NH

Profile

New hampshire retail association's mission is to advocate for, promote and support new hampshire retailers.

72 North Main Street Suite 206Concord, NH 03301

www.retailnh.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.02x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.02x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

33rd percentile

-8.9%

Higher net margin than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

41st percentile

-6.7%

Faster asset growth than 41% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

12%

Faster revenue growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$245,447

Down $17,740 (-6.7%) from 2023

Liabilities

Up

$6,000

Up $1,000 (+20%) from 2023

Net Assets

Down

$239,447

Down $18,740 (-7.3%) from 2023

Revenue

Up

$254,591

Up $27,725 (+12%) from 2023

Expenses

Up

$277,140

Up $36,823 (+15%) from 2023

Net Income

Down

-$22,549

Down $9,098 (-68%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $960,808Liabilities 2010: $32,277Net Assets 2010: $928,5312010Assets 2011: $1,503,826Liabilities 2011: $13,037Net Assets 2011: $1,490,7892011Assets 2012: $538,714Liabilities 2012: $1,899Net Assets 2012: $536,8152012Assets 2013: $657,288Liabilities 2013: $1,224Net Assets 2013: $656,0642013Assets 2014: $358,069Liabilities 2014: $1,212Net Assets 2014: $356,8572014Assets 2015: $302,716Liabilities 2015: $1,154Net Assets 2015: $301,5622015Assets 2016: $298,122Liabilities 2016: $166Net Assets 2016: $297,9562016Assets 2017: $259,986Liabilities 2017: $0Net Assets 2017: $259,9862017Assets 2018: $262,921Liabilities 2018: $0Net Assets 2018: $262,9212018Assets 2019: $265,429Liabilities 2019: $0Net Assets 2019: $265,4292019Assets 2020: $335,479Liabilities 2020: $144Net Assets 2020: $335,3352020Assets 2021: $378,268Liabilities 2021: $0Net Assets 2021: $378,2682021Assets 2022: $276,278Liabilities 2022: $1,502Net Assets 2022: $274,7762022Assets 2023: $263,187Liabilities 2023: $5,000Net Assets 2023: $258,1872023Assets 2024: $245,447Liabilities 2024: $6,000Net Assets 2024: $239,4472024

Highlighted filing

2024

Assets$245,447
Liabilities$6,000
Net Assets$239,447

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $694,5952010Expenses 2011: $534,8232011Expenses 2012: $1,442,1132012Revenue 2013: $911,387Expenses 2013: $789,574Net Income 2013: $121,8132013Revenue 2014: $269,214Expenses 2014: $567,624Net Income 2014: -$298,4102014Revenue 2015: $355,887Expenses 2015: $402,528Net Income 2015: -$46,6412015Revenue 2016: $317,947Expenses 2016: $332,381Net Income 2016: -$14,4342016Revenue 2017: $260,439Expenses 2017: $300,378Net Income 2017: -$39,9392017Revenue 2018: $265,892Expenses 2018: $259,164Net Income 2018: $6,7282018Revenue 2019: $247,180Expenses 2019: $249,931Net Income 2019: -$2,7512019Revenue 2020: $338,002Expenses 2020: $263,163Net Income 2020: $74,8392020Revenue 2021: $340,520Expenses 2021: $297,587Net Income 2021: $42,9332021Revenue 2022: $234,199Expenses 2022: $336,692Net Income 2022: -$102,4932022Revenue 2023: $226,866Expenses 2023: $240,317Net Income 2023: -$13,4512023Revenue 2024: $254,591Expenses 2024: $277,140Net Income 2024: -$22,5492024

Highlighted filing

2024

Revenue$254,591
Expenses$277,140
Net Income-$22,549

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.25$0.01$0.24$0.25$0.28$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.26$0.01$0.26$0.23$0.24$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.27$0.23$0.34$0.10
2021Detailed filing. Detailed filing data is available for this year.$0.38$0.00$0.38$0.34$0.30$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$0.34$0.26$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.25$0.25$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$0.27$0.26$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$0.26$0.30$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.32$0.33$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.36$0.40$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.27$0.57$0.30
2013Summary only. Only limited summary data is available for this year.$0.66$0.00$0.66$0.91$0.79$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.00$0.54$1.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.50$0.01$1.49$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.03$0.93$0.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 21, 2025
Return Version
2024v5.0
Gross Receipts
$254,591
Mission and Program Overview

Mission

New Hampshire Retail Association's mission is to advocate for, promote and support New Hampshire Retailers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$210,343$146,745▼ $63,598
Cash and Non-Interest-Bearing Accounts$51,896$98,702▲ $46,806
Prepaid Expenses and Deferred Charges$948--
Total Assets$263,187$245,447▼ $17,740
Liabilities
Deferred Revenue$5,000$5,000→ $0
Other Liabilities-$1,000-
Total Liabilities$5,000$6,000▲ $1,000
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$253,187$234,447▼ $18,740
Net Assets With Donor Restrictions$5,000$5,000→ $0
Total Net Assets Fund Balance$258,187$239,447▼ $18,740
Total Liabilities and Net Assets / Fund Balance$263,187$245,447▼ $17,740

Asset Categories

AssetBook ValueDepreciationBasis
Buildings-$20,235$20,235
Compensation and Service Providers

Board Members and Trustees

NameTitle
Matt CampionChair Person
Christina FisherDirector
Daniel MaseraDirector
David BellmanDirector
Davy MarcusDirector
Denevan OconnellDirector
Greg BellDirector
Janette DesmondDirector
Sam HacklerDirector
Sean ConnorDirector
Teresa TalbottDirector
Donna GoodrichDirecxtor
David VanderwoudeSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$185,986
Program Service Revenue
$40,376
Investment Income
$985
Other Revenue
$27,244
All Other Contributions
$4,666
Change in Net Assets
$-22,549
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$277,140
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management-$195,000-$195,000
Fees for Services Lobbying$48,000--$48,000
Advertising$14,920--$14,920
Occupancy-$8,249-$8,249
Office Expenses$4,219$3,700-$7,919
Insurance-$1,721-$1,721
Fees for Services Accounting-$700-$700
Other Expenses$105$100-$100
Travel-$25-$25
Total Functional Expenses$67,244$209,896$0$277,140
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Pac$1,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

New hampshire retail association is organized by its members or which there are currently approximately 350 members.

Form 990, Page 6, Part VI, Line 7A

Members are not elected but pay membership dues to become a member.

Form 990, Page 6, Part VI, Line 7B

Decisions subject to apprval of members management decisions are not made by the members. The board of directors approve changes to the by law changes and the members of the board of directors elect the board of directors at the annual meeting. The bylaws were changed in 2024. The membership now has the power to ammend the bylaws and to elect the board of director. Officers are still elected by the board.

Form 990, Page 6, Part VI, Line 11B

The tax return is prepared by an independent cpa. The completed return is then sent to the governing body before filing. Aditionally, section c, line 19: we do make the 990 available as per association best practices. We keep a hard copy on file in the office to provide anyone who requests it.

Form 990, Page 6, Part VI, Line 12C

All members and staff are required to review and sign an annual disclosure which is reviewed by the executive comittee of the board of directors for personal conflicts. If a board member has a conflict they will not vote or discuss any matter regarding the conflict so identified.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
New Hampshire Retail Association
EIN
02-0269753
Phone
6032259748
Address
72 NORTH MAIN STREET SUITE 206, CONCORD, NH 03301

Signing Officer

Name
Curtis Picard
Title
President CEO
Phone
6032259748
Signed
2025-10-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matt Campion
Formed
1966
Legal Domicile
Nh
Voting Board Members
12
Independent Board Members
12
Employees
0

Preparer

Firm
Mclarney & Company LLC
Address
6 COURTHOUSE LN 15, CHELMSFORD, MA 01824-1724
Preparer
Brian F Mclarney CPA
Phone
9784532222
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Item B

Changes to answers to a few inormational questions related to the original return.

Form 990

Organization's mission: the new hampshire retail association is a statewide trade organzation that represents nearly 350 businesses in the granite state (nh). We pride ourselves in our longevity and our commitment to serving the ever changing needs of our members. The new hampshire retail association's mission is to advocate, promte and support new hampshire retailers. Form 990, part i, line 6: volunteers include the board of directors who meet three times a year to review the financial position, policies and procedures and perform an annual review of employees. The board of directors also reviews and approves the form 990.

Raw XML Appendix363 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HIRES BARRY GOVERMENT RELATIONS, LLC AS A CONSULTANT TO SERVE AS A REPRESENTATIVE FOR THE MEMBER RETAILERS. AS THE MEMBERS CANNOT LEAVE THEIR FACILITIES TO ATTEND LEGASLATIVE COMMITTEE MEETINGS AND HEARINGS, THE CONSULATANT DOES SO ON THEIR BEHALF. THE CONSULTANT MONITORS, RESEARCHES AND TESTIFIES AT THE STATE HOUSE IN CONCORD, NH ON BEHALF OF THE ORGANIZATION'S MEMBERS.
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1THE ASSOCIATION USES A FLAT 12% OF MEMBERS DUES AS THE ALLOCATED NON- DEDUCTIBLE PORTION OF DUES RELATED TO POLITICAL AND LOBBYING EXPENSESUNDER SECTION 6033(E)(1)(A. THIS PERCENTAGE EXCEEDED THE ACTUAL LOBBYING AMOUNT.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART I-A, LINE 1
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE C, PART IV
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IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt020235
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO PAC
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CHANGES TO ANSWERS TO A FEW INORMATIONAL QUESTIONS RELATED TO THE ORIGINAL RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ORGANIZATION'S MISSION: THE NEW HAMPSHIRE RETAIL ASSOCIATION IS A STATEWIDE TRADE ORGANZATION THAT REPRESENTS NEARLY 350 BUSINESSES IN THE GRANITE STATE (NH). WE PRIDE OURSELVES IN OUR LONGEVITY AND OUR COMMITMENT TO SERVING THE EVER CHANGING NEEDS OF OUR MEMBERS. THE NEW HAMPSHIRE RETAIL ASSOCIATION'S MISSION IS TO ADVOCATE, PROMTE AND SUPPORT NEW HAMPSHIRE RETAILERS. FORM 990, PART I, LINE 6: VOLUNTEERS INCLUDE THE BOARD OF DIRECTORS WHO MEET THREE TIMES A YEAR TO REVIEW THE FINANCIAL POSITION, POLICIES AND PROCEDURES AND PERFORM AN ANNUAL REVIEW OF EMPLOYEES. THE BOARD OF DIRECTORS ALSO REVIEWS AND APPROVES THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NEW HAMPSHIRE RETAIL ASSOCIATION IS ORGANIZED BY ITS MEMBERS OR WHICH THERE ARE CURRENTLY APPROXIMATELY 350 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERS ARE NOT ELECTED BUT PAY MEMBERSHIP DUES TO BECOME A MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DECISIONS SUBJECT TO APPRVAL OF MEMBERS MANAGEMENT DECISIONS ARE NOT MADE BY THE MEMBERS. THE BOARD OF DIRECTORS APPROVE CHANGES TO THE BY LAW CHANGES AND THE MEMBERS OF THE BOARD OF DIRECTORS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. THE BYLAWS WERE CHANGED IN 2024. THE MEMBERSHIP NOW HAS THE POWER TO AMMEND THE BYLAWS AND TO ELECT THE BOARD OF DIRECTOR. OFFICERS ARE STILL ELECTED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE TAX RETURN IS PREPARED BY AN INDEPENDENT CPA. THE COMPLETED RETURN IS THEN SENT TO THE GOVERNING BODY BEFORE FILING. ADITIONALLY, SECTION C, LINE 19: WE DO MAKE THE 990 AVAILABLE AS PER ASSOCIATION BEST PRACTICES. WE KEEP A HARD COPY ON FILE IN THE OFFICE TO PROVIDE ANYONE WHO REQUESTS IT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL MEMBERS AND STAFF ARE REQUIRED TO REVIEW AND SIGN AN ANNUAL DISCLOSURE WHICH IS REVIEWED BY THE EXECUTIVE COMITTEE OF THE BOARD OF DIRECTORS FOR PERSONAL CONFLICTS. IF A BOARD MEMBER HAS A CONFLICT THEY WILL NOT VOTE OR DISCUSS ANY MATTER REGARDING THE CONFLICT SO IDENTIFIED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, ITEM B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/USAddress/AddressLine1Txt015 DAN ROAD
IRS990/USAddress/CityNm0CANTON
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002021
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IRS990/WebsiteAddressTxt0WWW.RETAILNH.COM
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CURTIS PICARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06032259748
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW HAMPSHIRE RETAIL ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0NEWH
ReturnHeader/Filer/EIN0020269753
ReturnHeader/Filer/PhoneNum06032259748
ReturnHeader/Filer/USAddress/AddressLine1Txt072 NORTH MAIN STREET SUITE 206
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043073912
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MCLARNEY & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06 COURTHOUSE LN 15
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHELMSFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0018241724
ReturnHeader/PreparerPersonGrp/PhoneNum09784532222
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRIAN F MCLARNEY CPA
ReturnHeader/ReturnTs02025-11-13T16:07:31-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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