Civic Intelligence

Members First Credit Union of Nh

EIN 02-0226828 • 501(c)14 • Manchester, NH

Profile

Building valued relationships by delivering financial solutions to simplify your life

7 Salmon Street PO Box 896Manchester, NH 03105-0896

www.membersfirstnh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.94x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

18.50x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

73rd percentile

15%

Higher net margin than 73% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

11th percentile

$271,499

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

48th percentile

2.6%

Faster asset growth than 48% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

53rd percentile

13%

Faster revenue growth than 53% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Up

$256,922,419

Up $6,459,986 (+2.6%) from 2023

Liabilities

Up

$241,148,737

Up $3,737,540 (+1.6%) from 2023

Net Assets

Up

$15,773,682

Up $2,722,446 (+21%) from 2023

Revenue

Up

$13,036,921

Up $1,549,032 (+13%) from 2023

Expenses

Up

$11,108,407

Up $1,691,097 (+18%) from 2023

Net Income

Down

$1,928,514

Down $142,065 (-6.9%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $127,331,420Liabilities 2010: $115,654,335Net Assets 2010: $11,677,0852010Assets 2011: $130,918,314Liabilities 2011: $118,323,308Net Assets 2011: $12,595,0062011Assets 2012: $135,729,714Liabilities 2012: $122,395,645Net Assets 2012: $13,334,0692012Assets 2013: $141,645,704Liabilities 2013: $127,954,497Net Assets 2013: $13,691,2072013Assets 2014: $152,870,515Liabilities 2014: $138,503,179Net Assets 2014: $14,367,3362014Assets 2015: $161,746,271Liabilities 2015: $147,317,171Net Assets 2015: $14,429,1002015Assets 2016: $168,397,800Liabilities 2016: $153,834,197Net Assets 2016: $14,563,6032016Assets 2017: $177,061,627Liabilities 2017: $162,208,050Net Assets 2017: $14,853,5772017Assets 2018: $185,692,511Liabilities 2018: $170,535,483Net Assets 2018: $15,157,0282018Assets 2019: $192,962,528Liabilities 2019: $175,942,472Net Assets 2019: $17,020,0562019Assets 2020: $226,612,558Liabilities 2020: $208,729,116Net Assets 2020: $17,883,4422020Assets 2021: $249,883,111Liabilities 2021: $233,224,051Net Assets 2021: $16,659,0602021Assets 2022: $244,669,595Liabilities 2022: $235,805,553Net Assets 2022: $8,864,0422022Assets 2023: $250,462,433Liabilities 2023: $237,411,197Net Assets 2023: $13,051,2362023Assets 2024: $256,922,419Liabilities 2024: $241,148,737Net Assets 2024: $15,773,6822024

Highlighted filing

2024

Assets$256,922,419
Liabilities$241,148,737
Net Assets$15,773,682

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $6,478,4122010Expenses 2011: $5,967,2202011Expenses 2012: $6,085,5282012Revenue 2013: $6,403,862Expenses 2013: $5,911,081Net Income 2013: $492,7812013Revenue 2014: $7,252,924Expenses 2014: $6,434,001Net Income 2014: $818,9232014Revenue 2015: $6,607,997Expenses 2015: $6,296,776Net Income 2015: $311,2212015Revenue 2016: $7,374,392Expenses 2016: $7,082,781Net Income 2016: $291,6112016Revenue 2017: $7,710,118Expenses 2017: $7,272,245Net Income 2017: $437,8732017Revenue 2018: $8,615,304Expenses 2018: $8,157,387Net Income 2018: $457,9172018Revenue 2019: $9,223,653Expenses 2019: $8,199,644Net Income 2019: $1,024,0092019Revenue 2020: $8,681,671Expenses 2020: $8,097,134Net Income 2020: $584,5372020Revenue 2021: $9,030,038Expenses 2021: $8,367,352Net Income 2021: $662,6862021Revenue 2022: $9,857,819Expenses 2022: $8,515,356Net Income 2022: $1,342,4632022Revenue 2023: $11,487,889Expenses 2023: $9,417,310Net Income 2023: $2,070,5792023Revenue 2024: $13,036,921Expenses 2024: $11,108,407Net Income 2024: $1,928,5142024

Highlighted filing

2024

Revenue$13,036,921
Expenses$11,108,407
Net Income$1,928,514

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$257$241$15.8$13.0$11.1$1.93
2023Detailed filing. Detailed filing data is available for this year.$250$237$13.1$11.5$9.42$2.07
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$245$236$8.86$9.86$8.52$1.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$250$233$16.7$9.03$8.37$0.66
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$227$209$17.9$8.68$8.10$0.58
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$193$176$17.0$9.22$8.20$1.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$171$15.2$8.62$8.16$0.46
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$162$14.9$7.71$7.27$0.44
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$168$154$14.6$7.37$7.08$0.29
2015Detailed filing. Detailed filing data is available for this year.$162$147$14.4$6.61$6.30$0.31
2014Detailed filing. Detailed filing data is available for this year.$153$139$14.4$7.25$6.43$0.82
2013Detailed filing. Detailed filing data is available for this year.$142$128$13.7$6.40$5.91$0.49
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$122$13.3$6.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$131$118$12.6$5.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$127$116$11.7$6.48
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 10, 2025
Return Version
2024v5.0
Gross Receipts
$13,036,921
Mission and Program Overview

Mission

Building valued relationships by delivering financial solutions to simplify your life

Provide credit union members with low cost/high value financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$144,131,629$145,040,234▲ $908,605
Investments Other Securities$85,774,070$90,406,398▲ $4,632,328
Rtn Earn Endowment Incm Other Fnds$13,051,236$15,773,682▲ $2,722,446
Land, Buildings, and Equipment, Net$10,750,968$10,277,808▼ $473,160
Cash and Non-Interest-Bearing Accounts$2,292,936$2,061,599▼ $231,337
Prepaid Expenses and Deferred Charges$420,877$408,611▼ $12,266
Inventories for Sale or Use$4,277$6,060▲ $1,783
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0--
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Loans From Officers Directors$0$0→ $0
Total Assets$250,462,433$256,922,419▲ $6,459,986
Other Assets Total$7,087,676$8,721,709▲ $1,634,033
Liabilities
Other Liabilities$233,877,444$237,846,217▲ $3,968,773
Accounts Payable and Accrued Expenses$3,246,346$3,065,760▼ $180,586
Escrow Account Liability$287,407$236,760▼ $50,647
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$237,411,197$241,148,737▲ $3,737,540
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,051,236$15,773,682▲ $2,722,446
Total Liabilities and Net Assets / Fund Balance$250,462,433$256,922,419▲ $6,459,986

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,023,496$1,590,405$9,613,901
Equipment$569,783$1,325,604$1,895,387
Land$1,342,541-$1,342,541
Other Land Buildings$48,932$865,586$914,518
Leasehold Improvements$293,056$169,550$462,606
Other Securities$-6,905,827--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Courtney FifieldPresident/CEOFT$256,499$15,000$271,499
Thomas AndrewSVP-Chief Lending OfficerFT$206,459$9,069$215,528
Karl BetzSVP & Chief Financial OfficerFT$173,255$9,130$182,385
Michael SimoneauSVP Community Outreach OfficerFT$134,701-$134,701
Heidi BeaulieuVP Consumer Lending & ITFT$126,739-$126,739
Christine WhittakerAVP Mortgage LendingFT$116,504-$116,504
Patricia RyanExecutive Assistant/Board ClerkFT$109,240-$109,240

Board Members and Trustees

NameTitle
Gary SimmonsBoard Member/Credit Committee Chairperson
David MaraChairman of Board
Jane GileSupervisory Committee Chair
Matthew NormandVice Chairperson
Ashlee MedinaBoard Member
Adam HollisBoard Member/Credit Committee Member
Paul BeaudoinBoard Member/Credit Committee Member
Timothy SoucyBoard Member/Credit Committee Member
Colleen MurraySecretary/Credit Committee Member
Joan MannonSupervisory Committee Member
Steve SimmonsSupervisory Committee Member
Richard PlanteTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,126,896
Investment Income
$2,733,255
Other Revenue
$2,176,770
Change in Net Assets
$1,928,514
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,668,633
Salaries, Compensation, and Employee Benefits$4,016,117
Grants and Similar Amounts Paid$7,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,631,754
Benefits to Members---$2,416,157
Office Expenses---$2,114,149
Current Officers, Directors, Trustees, and Key Employees---$669,411
Depreciation Depletion---$589,655
Other Expenses---$543,510
Other Employee Benefits---$420,412
Occupancy---$378,471
Advertising---$240,138
Payroll Taxes---$219,364
All Other Expenses---$139,462
Fees for Services Accounting---$98,529
Pension Plan Contributions---$75,176
Insurance---$55,217
Conferences and Meetings---$48,980
Fees for Services Legal---$34,358
Travel---$34,314
Grants to Domestic Individuals---$7,500
Interest---$348
Total Functional Expenses$0$0$0$11,108,407
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$237,846,217
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members First Credit Union is owned by its members.

Form 990, Part VI, Section A, Line 7A

There is an annual meeting held at which time the membership may vote to fill any empty seats.

Form 990, Part VI, Section B, Line 11B

These documents are presented at the monthly Board of Directors meeting for review.

Form 990, Part VI, Section B, Line 12C

This policy is approved by the Board of Directors and audited by an independent audit firm.

Form 990, Part VI, Section B, Line 15

The determination of the CEO/President's compensation is performed annually by the Board of Directors with the assistance of compensation software.

Form 990, Part VI, Section C, Line 19

Financial Statements are posted in each branch's lobby area for viewing by the membership.

Filing and Contact Details

Filer

Filer Name
Members First Credit Union of Nh
EIN
02-0226828
Phone
6036228781
Address
7 Salmon Street PO Box 896, Manchester, NH 03105-0896

Signing Officer

Name
Karl Betz
Title
SVP & Chief Financial Officer
Phone
6036228781
Signed
2025-04-10

Organization Details

Principal Officer
Courtney Fifield
Formed
1949
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
51
Volunteers
12
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 2B

These are member escrow accounts. We collect the funds and pay taxes on behalf of our members.

Raw XML AppendixShowing 400 of 672 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03246346
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03065760
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Provide credit union members with low cost/high value financial services.
IRS990/AdvertisingGrp/TotalAmt0240138
IRS990/AllOtherExpensesGrp/TotalAmt0139462
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt02416157
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Members First Credit Union of NH
IRS990/BooksInCareOfDetail/PhoneNum06036228781
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt07 Salmon Street PO Box 896
IRS990/BooksInCareOfDetail/USAddress/CityNm0Manchester
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0031050896
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt02292936
IRS990/CashNonInterestBearingGrp/EOYAmt02061599
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0669411
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt048980
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt02416157
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt07500
IRS990/CYInvestmentIncomeAmt02733255
IRS990/CYOtherExpensesAmt04668633
IRS990/CYOtherRevenueAmt02176770
IRS990/CYProgramServiceRevenueAmt08126896
IRS990/CYRevenuesLessExpensesAmt01928514
IRS990/CYSalariesCompEmpBnftPaidAmt04016117
IRS990/CYTotalExpensesAmt011108407
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt013036921
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0589655
IRS990/Desc0Dividends/Member Benefits
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt051
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt0287407
IRS990/EscrowAccountLiabilityGrp/EOYAmt0236760
IRS990/ExpenseAmt02416157
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt098529
IRS990/FeesForServicesLegalGrp/TotalAmt034358
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt180
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt105
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt115
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt125
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt135
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt155
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt165
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt175
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt185
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/PersonNm0Courtney Fifield
IRS990/Form990PartVIISectionAGrp/PersonNm1Thomas Andrew
IRS990/Form990PartVIISectionAGrp/PersonNm2Karl Betz
IRS990/Form990PartVIISectionAGrp/PersonNm3Michael Simoneau
IRS990/Form990PartVIISectionAGrp/PersonNm4Heidi Beaulieu
IRS990/Form990PartVIISectionAGrp/PersonNm5Christine Whittaker
IRS990/Form990PartVIISectionAGrp/PersonNm6Patricia Ryan
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Plante
IRS990/Form990PartVIISectionAGrp/PersonNm8Matthew Normand
IRS990/Form990PartVIISectionAGrp/PersonNm9Colleen Murray
IRS990/Form990PartVIISectionAGrp/PersonNm10David Mara
IRS990/Form990PartVIISectionAGrp/PersonNm11Paul Beaudoin
IRS990/Form990PartVIISectionAGrp/PersonNm12Jane Gile
IRS990/Form990PartVIISectionAGrp/PersonNm13Gary Simmons
IRS990/Form990PartVIISectionAGrp/PersonNm14Ashlee Medina
IRS990/Form990PartVIISectionAGrp/PersonNm15Adam Hollis
IRS990/Form990PartVIISectionAGrp/PersonNm16Joan Mannon
IRS990/Form990PartVIISectionAGrp/PersonNm17Steve Simmons
IRS990/Form990PartVIISectionAGrp/PersonNm18Timothy Soucy
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0271499
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1215528
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2182385
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3134701
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4126739
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5116504
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6109240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1SVP-Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP & Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP Community Outreach Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP Consumer Lending & IT
IRS990/Form990PartVIISectionAGrp/TitleTxt5AVP Mortgage Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt6Executive Assistant/Board Clerk
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt9Secretary/Credit Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chairman of Board
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member/Credit Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Supervisory Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Member/Credit Committee Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt14Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board Member/Credit Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt16Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt17Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt18Board Member/Credit Committee Member
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01949
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt07500
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt013036921
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupExemptionNum03028
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt055217
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/InterestGrp/TotalAmt0348
IRS990/InventoriesForSaleOrUseGrp/BOYAmt04277
IRS990/InventoriesForSaleOrUseGrp/EOYAmt06060
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02733255
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02733255
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt085774070
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt090406398
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt03312
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03951145
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010750968
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010277808
IRS990/LandBldgEquipCostOrOtherBssAmt014228953
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Building valued relationships by delivering financial solutions to simplify your life
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt013051236
IRS990/NetAssetsOrFundBalancesEOYAmt015773682
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-32127
IRS990/NetUnrlzdGainsLossesInvstAmt0793932
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0378471
IRS990/OfficeExpensesGrp/TotalAmt02114149
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07087676
IRS990/OtherAssetsTotalGrp/EOYAmt08721709
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0420412
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Other Professional Services
IRS990/OtherExpensesGrp/Desc2Provisions For Loan Losses
IRS990/OtherExpensesGrp/TotalAmt0235969
IRS990/OtherExpensesGrp/TotalAmt1155533
IRS990/OtherExpensesGrp/TotalAmt2543510
IRS990/OtherLiabilitiesGrp/BOYAmt0233877444
IRS990/OtherLiabilitiesGrp/EOYAmt0237846217
IRS990/OtherOrganizationDsc0Non-Profit
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Service fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01213010
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1963760
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01213010
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1963760
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt02176770
IRS990/OtherSalariesAndWagesGrp/TotalAmt02631754
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0144131629
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0145040234
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0219364
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt075176
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0420877
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0408611

Document Assets

No mirrored PDF or thumbnail assets are attached yet.