Civic Intelligence

Greater Manchester Chamber Of

EIN 02-0161920 • 501(c)6 • Manchester, NH

View Organization Page

Profile

We are the voice of business, shaping economic success to enhance the quality of life in greater manchester.

54 Hanover StreetManchester, NH 03101

www.manchester-chamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.65x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.60x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

27th percentile

-2.3%

Higher net margin than 27% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

52nd percentile

$143,312

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 11.4% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

29th percentile

-1.1%

Faster asset growth than 29% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

66th percentile

12%

Faster revenue growth than 66% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$1,161,166

Down $13,212 (-1.1%) from 2023

Liabilities

Up

$750,253

Up $20,798 (+2.9%) from 2023

Net Assets

Down

$410,913

Down $34,010 (-7.6%) from 2023

Operations
Liabilities / Revenue87th percentileNet Margin27th percentile

Revenue

Up

$1,254,607

Up $133,007 (+12%) from 2023

Expenses

Up

$1,283,034

Up $125,121 (+11%) from 2023

Net Income

Up

-$28,427

Up $7,886 (+22%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth29th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0-$500KAssets 2010: $321,772Liabilities 2010: $341,160Net Assets 2010: -$19,3882010Assets 2011: $293,368Liabilities 2011: $322,750Net Assets 2011: -$29,3822011Assets 2012: $244,865Liabilities 2012: $145,000Net Assets 2012: $99,8652012Assets 2013: $231,291Liabilities 2013: $155,076Net Assets 2013: $76,2152013Assets 2014: $257,244Liabilities 2014: $147,850Net Assets 2014: $109,3942014Assets 2015: $279,993Liabilities 2015: $110,987Net Assets 2015: $169,0062015Assets 2016: $307,740Liabilities 2016: $106,846Net Assets 2016: $200,8942016Assets 2017: $425,981Liabilities 2017: $176,509Net Assets 2017: $249,4722017Assets 2018: $381,625Liabilities 2018: $165,317Net Assets 2018: $216,3082018Assets 2019: $604,414Liabilities 2019: $404,647Net Assets 2019: $199,7672019Assets 2020: $652,712Liabilities 2020: $352,074Net Assets 2020: $300,6382020Assets 2021: $764,279Liabilities 2021: $294,804Net Assets 2021: $469,4752021Assets 2022: $1,382,665Liabilities 2022: $901,429Net Assets 2022: $481,2362022Assets 2023: $1,174,378Liabilities 2023: $729,455Net Assets 2023: $444,9232023Assets 2024: $1,161,166Liabilities 2024: $750,253Net Assets 2024: $410,9132024

Highlighted filing

2024

Assets$1,161,166
Liabilities$750,253
Net Assets$410,913
Open 2024 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2010: $722,232Expenses 2010: $833,849Net Income 2010: -$111,6172010Expenses 2011: $1,000,0622011Expenses 2012: $914,6412012Revenue 2013: $933,404Expenses 2013: $957,056Net Income 2013: -$23,6522013Revenue 2014: $934,039Expenses 2014: $900,860Net Income 2014: $33,1792014Revenue 2015: $879,496Expenses 2015: $819,884Net Income 2015: $59,6122015Revenue 2016: $903,802Expenses 2016: $871,914Net Income 2016: $31,8882016Revenue 2017: $962,540Expenses 2017: $913,962Net Income 2017: $48,5782017Revenue 2018: $961,141Expenses 2018: $994,305Net Income 2018: -$33,1642018Revenue 2019: $1,024,978Expenses 2019: $1,041,520Net Income 2019: -$16,5422019Revenue 2020: $1,190,024Expenses 2020: $1,089,153Net Income 2020: $100,8712020Revenue 2021: $1,070,211Expenses 2021: $901,374Net Income 2021: $168,8372021Revenue 2022: $981,465Expenses 2022: $969,704Net Income 2022: $11,7612022Revenue 2023: $1,121,600Expenses 2023: $1,157,913Net Income 2023: -$36,3132023Revenue 2024: $1,254,607Expenses 2024: $1,283,034Net Income 2024: -$28,4272024

Highlighted filing

2024

Revenue$1,254,607
Expenses$1,283,034
Net Income-$28,427
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,161,166
Liabilities
$750,253
Net assets
$410,913
Revenue
$1,254,607
Expenses
$1,283,034
Net income
-$28,427
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.16$0.75$0.41$1.25$1.28$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.17$0.73$0.44$1.12$1.16$0.04
2022Detailed filing. Detailed filing data is available for this year.$1.38$0.90$0.48$0.98$0.97$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.76$0.29$0.47$1.07$0.90$0.17
2020Detailed filing. Detailed filing data is available for this year.$0.65$0.35$0.30$1.19$1.09$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.60$0.40$0.20$1.02$1.04$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.38$0.17$0.22$0.96$0.99$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.18$0.25$0.96$0.91$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.11$0.20$0.90$0.87$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.28$0.11$0.17$0.88$0.82$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.26$0.15$0.11$0.93$0.90$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.23$0.16$0.08$0.93$0.96$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.15$0.10$0.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.32$0.03$1.00
2010Summary only. Only limited summary data is available for this year.$0.32$0.34$0.02$0.72$0.83$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.0
Gross Receipts
$1,278,197
Mission and Program Overview

Mission

It is the mission of the greeater manchester chamber of commerce to be a member-focused organization that drives the greater manchester business environment and the economic health and vitality of the region by supporting business growth, professional development and networking opportunities, while advocating for our membership.

We are the voice of business, shaping economic success to enhance the quality of life in greater manchester. Our four areas of strategic focus include 1) economic development 2) workforce development 3) diversity, equity and inclusion and 4) the chamber of tomorrow. Towards these goals , the greater manchester chamber supports, facilitates, and enhances economic vitality in order to attract new businesses and promote growth for existing businesses in the greater manchester region. The gmc helps to attract and develop a dynamic workforce that can sustain economic growth and prosperity for the greater manchester region. We forge new connections and partnerships with diverse communities and stakeholders from across our community and state. We serve as resource for member businesses seeking to implement new practices intended to foster a culture of equity and inclusion in the workplace and in the communities they serve. The gmc aspires to be the premier member-serving organization and cham

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$368,401$530,391▲ $161,990
Intangible Assets$505,516$424,681▼ $80,835
Land, Buildings, and Equipment, Net$186,676$146,281▼ $40,395
Pledges and Grants Receivable$33,279$26,086▼ $7,193
Prepaid Expenses and Deferred Charges$22,462$17,742▼ $4,720
Accounts Receivable$58,044$15,985▼ $42,059
Total Assets$1,174,378$1,161,166▼ $13,212
Liabilities
Other Liabilities$529,220$455,371▼ $73,849
Deferred Revenue$128,578$235,302▲ $106,724
Accounts Payable and Accrued Expenses$45,324$59,580▲ $14,256
Mortgage Notes Payable Secured by Investment Property$26,333--
Total Liabilities$729,455$750,253▲ $20,798
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$444,524$410,514▼ $34,010
Net Assets With Donor Restrictions$399$399→ $0
Total Net Assets Fund Balance$444,923$410,913▼ $34,010
Total Liabilities and Net Assets / Fund Balance$1,174,378$1,161,166▼ $13,212

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$102,156$143,074$245,230
Other Land Buildings$35,544$160,499$196,043
Equipment$8,581$44,327$52,908
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Heather McgrailPresident/ceFT$143,312$143,312

Board Members and Trustees

NameTitle
Matt CooksonChair
Trinnie HoughtonVice Chair
Ashley ObergDirector
Diane FitzpatrickDirector
Dr Greg BaxterDirector
Jennifer GilkieDirector
Joe FavazzaDirector
Joshua WrightDirector
Ken SenusDirector
Kris MccrackenDirector
Michael LicataDirector
Mike HarringtonDirector
Pawn NitichanDirector
Ramey SylvesterDirector
Shana HawrylchakDirector
Theodore KitchensDirector
Tom SullivanDirector
Alexandra HortonEc at Large
Kate SkouterisEc at Large
Scott SpradlingEc at Large
John KacavasLegal Counse
Ernesto BurdenSecretary
Sheila McneilTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$83,268
Program Service Revenue
$1,086,897
Investment Income
$18,509
Other Revenue
$65,933
All Other Contributions
$73,268
Change in Net Assets
$-28,427

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,254,607
Revenue Not Reported on Form 990
$23,590
Total Revenue per Audited Statements
$1,278,197
Total Revenue per Form 990
$1,254,607
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$664,749
Other Expenses$618,285
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$347,864$62,494-$410,358
Current Officers, Directors, Trustees, and Key Employees$114,650$28,662-$143,312
Occupancy$58,191$38,794-$96,985
Other Employee Benefits$59,577$10,808-$70,385
Advertising$55,296$5,043-$60,339
Depreciation Depletion-$44,403-$44,403
Payroll Taxes$33,810$6,884-$40,694
All Other Expenses$10,285$7,832-$18,117
Office Expenses$13,660$2,846-$16,506
Other Expenses$11,130$2,984-$14,114
Insurance-$8,274-$8,274
Fees for Services Accounting-$5,141-$5,141
Travel$858$43-$901
Interest-$851-$851
Total Functional Expenses$995,173$287,861$0$1,283,034

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,306,624
Expenses per Audited Statements$1,283,034
Total Expenses per Form 990$1,283,034
Expenses Not Reported on Form 990$23,590
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$61,830
Fundraising Direct Expenses$23,590
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$61,830$61,830$23,590$38,240
Total Events$61,830$61,830$23,590$38,240
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$40,158
Current Year Nondeductible Lobbying and Political Cost$35,306
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Office Lease Obligations$444,141
Intermediary Obligations$11,230
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Forms 990 and 990t get reviewed in detail by the finance committee, then go to the executive committee for approval, then go to the entire board for review and comment before filing.”

Form 990, Page 6, Part VI, Line 12C

“Annually, our board members are asked to sign a form about their potential conflicts, if any.”

Form 990, Page 6, Part VI, Line 15A

“Ceo compensation is determined and reviewed by the board of directors on an annual basis.”

Form 990, Page 6, Part VI, Line 19

“Documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Greater Manchester Chamber of
EIN
02-0161920
Phone
6037924100
Address
54 HANOVER STREET, MANCHESTER, NH 03101

Signing Officer

Name
Heather Mcgrail
Title
President/CEO
Phone
6036666600
Signed
2025-11-11

Organization Details

Principal Officer
Heather Mcgrail
Formed
1911
Legal Domicile
Nh
Voting Board Members
23
Independent Board Members
23
Employees
6
Volunteers
30

Preparer

Firm
Vachon Clukay & Company Pc
Address
608 CHESTNUT ST, MANCHESTER, NH 03104
Preparer
Gary G Boisvert
Phone
6036227070
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“We are the voice of business, shaping economic success to enhance the quality of life in greater manchester. Our four areas of strategic focus include 1) economic development 2) workforce development 3) diversity, equity and inclusion and 4) the chamber of tomorrow. Towards these goals , the greater manchester chamber supports, facilitates, and enhances economic vitality in order to attract new businesses and promote growth for existing businesses in the greater manchester region. The gmc helps to attract and develop a dynamic workforce that can sustain economic growth and prosperity for the greater manchester region. We forge new connections and partnerships with diverse communities and stakeholders from across our community and state. We serve as resource for member businesses seeking to implement new practices intended to foster a culture of equity and inclusion in the workplace and in the communities they serve. The gmc aspires to be the premier member-serving organization and chamber of commerce in new england by providing high-quality membership experiences and engagement opportunities tailored to member needs and through fostering an organizational culture of vibrancy and innovation.”

Form 990, Part XI, Line 9

“Fundraising - direct expenses 23,590 fundraising- direct expenses -23,590”

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

“Fundraising - direct expenses 23,590”

Schedule D, Page 4, Part XII, Line 2D

“Fundraising- direct expenses 23,590”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0WE ARE THE VOICE OF BUSINESS, SHAPING ECONOMIC SUCCESS TO ENHANCE THE QUALITY OF LIFE IN GREATER MANCHESTER. OUR FOUR AREAS OF STRATEGIC FOCUS INCLUDE 1) ECONOMIC DEVELOPMENT 2) WORKFORCE DEVELOPMENT 3) DIVERSITY, EQUITY AND INCLUSION AND 4) THE CHAMBER OF TOMORROW. TOWARDS THESE GOALS , THE GREATER MANCHESTER CHAMBER SUPPORTS, FACILITATES, AND ENHANCES ECONOMIC VITALITY IN ORDER TO ATTRACT NEW BUSINESSES AND PROMOTE GROWTH FOR EXISTING BUSINESSES IN THE GREATER MANCHESTER REGION. THE GMC HELPS TO ATTRACT AND DEVELOP A DYNAMIC WORKFORCE THAT CAN SUSTAIN ECONOMIC GROWTH AND PROSPERITY FOR THE GREATER MANCHESTER REGION. WE FORGE NEW CONNECTIONS AND PARTNERSHIPS WITH DIVERSE COMMUNITIES AND STAKEHOLDERS FROM ACROSS OUR COMMUNITY AND STATE. WE SERVE AS RESOURCE FOR MEMBER BUSINESSES SEEKING TO IMPLEMENT NEW PRACTICES INTENDED TO FOSTER A CULTURE OF EQUITY AND INCLUSION IN THE WORKPLACE AND IN THE COMMUNITIES THEY SERVE. THE GMC ASPIRES TO BE THE PREMIER MEMBER-SERVING ORGANIZATION AND CHAM
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