Civic Intelligence

Greater Dover Chamber of Commerce

EIN 02-0127246 • 501(c)6 • Dover, NH

Profile

Promotion of the greater dover, new hampshire area

550 Central AveDover, NH 03820

www.dovernh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.47x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

0.70x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

11th percentile

-17%

Higher net margin than 11% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

70th percentile

$100,735

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 22.8% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

18th percentile

-12%

Faster asset growth than 18% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-2.5%

Faster revenue growth than 30% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets88th percentile

Assets

Down

$658,700

Down $88,134 (-12%) from 2023

Liabilities

Down

$308,961

Down $13,963 (-4.3%) from 2023

Net Assets

Down

$349,739

Down $74,171 (-17%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin11th percentile

Revenue

Down

$440,972

Down $11,201 (-2.5%) from 2023

Expenses

Up

$515,143

Up $25,780 (+5.3%) from 2023

Net Income

Down

-$74,171

Down $36,981 (-99%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth18th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2010: $694,985Liabilities 2010: $348,528Net Assets 2010: $346,4572010Assets 2011: $632,612Liabilities 2011: $307,287Net Assets 2011: $325,3252011Assets 2012: $626,653Liabilities 2012: $271,089Net Assets 2012: $355,5642012Assets 2013: $613,116Liabilities 2013: $271,026Net Assets 2013: $342,0902013Assets 2014: $631,543Liabilities 2014: $269,412Net Assets 2014: $362,1312014Assets 2015: $641,412Liabilities 2015: $251,193Net Assets 2015: $390,2192015Assets 2016: $666,547Liabilities 2016: $261,242Net Assets 2016: $405,3052016Assets 2017: $667,902Liabilities 2017: $252,793Net Assets 2017: $415,1092017Assets 2018: $680,042Liabilities 2018: $242,796Net Assets 2018: $437,2462018Assets 2019: $696,159Liabilities 2019: $235,932Net Assets 2019: $460,2272019Assets 2020: $654,237Liabilities 2020: $210,983Net Assets 2020: $443,2542020Assets 2021: $864,811Liabilities 2021: $358,936Net Assets 2021: $505,8752021Assets 2022: $791,034Liabilities 2022: $329,934Net Assets 2022: $461,1002022Assets 2023: $746,834Liabilities 2023: $322,924Net Assets 2023: $423,9102023Assets 2024: $658,700Liabilities 2024: $308,961Net Assets 2024: $349,7392024

Highlighted filing

2024

Assets$658,700
Liabilities$308,961
Net Assets$349,739
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $335,075Expenses 2010: $341,241Net Income 2010: -$6,1662010Revenue 2011: $329,369Expenses 2011: $350,501Net Income 2011: -$21,1322011Revenue 2012: $382,206Expenses 2012: $351,967Net Income 2012: $30,2392012Revenue 2013: $374,339Expenses 2013: $387,813Net Income 2013: -$13,4742013Revenue 2014: $419,700Expenses 2014: $399,659Net Income 2014: $20,0412014Revenue 2015: $438,926Expenses 2015: $410,838Net Income 2015: $28,0882015Revenue 2016: $484,526Expenses 2016: $469,440Net Income 2016: $15,0862016Revenue 2017: $504,146Expenses 2017: $494,342Net Income 2017: $9,8042017Revenue 2018: $496,637Expenses 2018: $474,500Net Income 2018: $22,1372018Revenue 2019: $491,816Expenses 2019: $468,835Net Income 2019: $22,9812019Revenue 2020: $402,774Expenses 2020: $419,747Net Income 2020: -$16,9732020Revenue 2021: $498,402Expenses 2021: $435,781Net Income 2021: $62,6212021Revenue 2022: $427,480Expenses 2022: $472,255Net Income 2022: -$44,7752022Revenue 2023: $452,173Expenses 2023: $489,363Net Income 2023: -$37,1902023Revenue 2024: $440,972Expenses 2024: $515,143Net Income 2024: -$74,1712024

Highlighted filing

2024

Revenue$440,972
Expenses$515,143
Net Income-$74,171
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$658,700
Liabilities
$308,961
Net assets
$349,739
Revenue
$440,972
Expenses
$515,143
Net income
-$74,171
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.59$3.09$3.50$4.41$5.15$0.74
2023Detailed filing. Detailed filing data is available for this year.$7.47$3.23$4.24$4.52$4.89$0.37
2022Detailed filing. Detailed filing data is available for this year.$7.91$3.30$4.61$4.27$4.72$0.45
2021Detailed filing. Detailed filing data is available for this year.$8.65$3.59$5.06$4.98$4.36$0.63
2020Detailed filing. Detailed filing data is available for this year.$6.54$2.11$4.43$4.03$4.20$0.17
2019Detailed filing. Detailed filing data is available for this year.$6.96$2.36$4.60$4.92$4.69$0.23
2018Detailed filing. Detailed filing data is available for this year.$6.80$2.43$4.37$4.97$4.75$0.22
2017Detailed filing. Detailed filing data is available for this year.$6.68$2.53$4.15$5.04$4.94$0.10
2016Summary only. Only limited summary data is available for this year.$6.67$2.61$4.05$4.85$4.69$0.15
2015Summary only. Only limited summary data is available for this year.$6.41$2.51$3.90$4.39$4.11$0.28
2014Summary only. Only limited summary data is available for this year.$6.32$2.69$3.62$4.20$4.00$0.20
2013Summary only. Only limited summary data is available for this year.$6.13$2.71$3.42$3.74$3.88$0.13
2012Summary only. Only limited summary data is available for this year.$6.27$2.71$3.56$3.82$3.52$0.30
2011Summary only. Only limited summary data is available for this year.$6.33$3.07$3.25$3.29$3.51$0.21
2010Summary only. Only limited summary data is available for this year.$6.95$3.49$3.46$3.35$3.41$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$453,858
Mission and Program Overview

Mission

Promotion of the greater dover, new hampshire area

The Greater Dover Chamber of Commerce, a member-driven organization, provides value to its members, residents, and visitors by facilitating and sustaining growth of businesses, organizations, and events to promote a healthy thriving community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$493,878$482,718▼ $11,160
Savings and Temporary Cash Investments$227,279$157,742▼ $69,537
Prepaid Expenses and Deferred Charges$6,748$7,092▲ $344
Accounts Receivable$17,214$6,068▼ $11,146
Cash and Non-Interest-Bearing Accounts$1,715$5,080▲ $3,365
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$746,834$658,700▼ $88,134
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$249,692$239,151▼ $10,541
Deferred Revenue$66,067$56,580▼ $9,487
Accounts Payable and Accrued Expenses$7,165$13,230▲ $6,065
Total Liabilities$322,924$308,961▼ $13,963
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$423,910$349,739▼ $74,171
Total Net Assets Fund Balance$423,910$349,739▼ $74,171
Total Liabilities and Net Assets / Fund Balance$746,834$658,700▼ $88,134

Asset Categories

AssetBook ValueDepreciationBasis
Land$254,074-$254,074
Leasehold Improvements$143,775$98,430$242,205
Buildings$82,899$66,319$149,218
Equipment$1,970$41,280$43,250
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Margaret JoycePresidentFT$90,037$10,698$100,735

Board Members and Trustees

NameTitle
Dr Mike CooledgeChair
Ian OneailChair
Benjamin LordChair Elect
Amanda GagneVice Chair
Chris GuerretteDirector
Christopher ParkerDirector
Darin RoarkDirector
Diane CarrollDirector
Glenn SabalewskiDirector
Jennifer JohnsonDirector
Joshua LanzettaDirector
Renee Touhey-childressDirector
Shelley-ann CullenDirector
John GilbertDirector at Lg
Abby Sykas KaroutasDirector Until 9/30
Scott BehanDirector Until 9/30
Shawn OlstenDirector Until 9/30
Brieanna PettengillTreas Thru 9/30
Abby LamotheTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$171,466
Program Service Revenue
$250,439
Investment Income
$9,578
Other Revenue
$9,489
All Other Contributions
$5,000
Change in Net Assets
$-74,171
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$276,581
Other Expenses$236,312
Grants and Similar Amounts Paid$2,250
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$115,092$20,310-$135,402
Current Officers, Directors, Trustees, and Key Employees$67,528$22,509-$90,037
Fees for Services Other$35,791$6,316-$42,107
Other Employee Benefits$21,860$5,098-$26,958
Office Expenses$19,984$4,660-$24,644
Occupancy$16,675$3,888-$20,563
Payroll Taxes$14,648$3,416-$18,064
Other Expenses$15,078--$15,078
Fees for Services Accounting-$11,765-$11,765
Depreciation Depletion$9,050$2,110-$11,160
Information Technology$8,396$1,958-$10,354
Insurance$7,452$1,738-$9,190
Interest$6,998$1,632-$8,630
Pension Plan Contributions$4,963$1,157-$6,120
All Other Expenses$4,799--$4,799
Advertising-$2,592-$2,592
Grants to Domestic Individuals$2,000--$2,000
Conferences and Meetings$1,368$319-$1,687
Grants to Domestic Orgs$250--$250
Total Functional Expenses$425,675$89,468$0$515,143
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$22,375
Gaming Direct Expenses$12,886
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members”

Form 990, Part VI, Section B, Line 11B

“A draft of form 990 is provided to the board of directors to review and approve before filing.”

Form 990, Part VI, Section B, Line 12C

“An annual conflict of interest disclosure form is circulated to all board members to complete to allow monitoring of conflicting relationships.”

Form 990, Part VI, Section B, Line 15A

“The board reviews comparability data when setting the compensation for the president.”

Form 990, Part VI, Section C, Line 19

“Governing documents and the tax return are made available to the public upon request. The tax return is also available on the website guidestar.org.”

Filing and Contact Details

Filer

Filer Name
Greater Dover Chamber of Commerce
EIN
02-0127246
Phone
6037422218
Address
550 CENTRAL AVE, DOVER, NH 03820

Signing Officer

Name
Abby Lamothe
Title
Treasurer
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Margaret Joyce
Formed
1920
Legal Domicile
Nh
Voting Board Members
19
Independent Board Members
19
Employees
5
Volunteers
200

Preparer

Firm
Raiche & Company CPAs PLLC
Address
680 Central Ave, Dover, NH 03820
Preparer
David J Verno CPA
Phone
6037428894
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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