Civic Intelligence

Maine Financial Institutions Employee Ben Tr

990 • Fiscal year 2016 • EIN 01-6133041

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 14, 2017

2 Thomas DriveWestbrook, ME 04092

(207) 791-8400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.21x

Higher debt load relative to assets than 71% of similar nonprofits.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

55th percentile

0.07x

Higher debt load relative to revenue than 55% of similar nonprofits.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2016

Net Margin

50th percentile

3.1%

Higher net margin than 50% of similar nonprofits.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

92nd percentile

$334,296

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2016

Asset Growth

83rd percentile

17%

Faster asset growth than 83% of similar nonprofits.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

48th percentile

3.5%

Faster revenue growth than 48% of similar nonprofits.

2016 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Assets

Up

$10,848,787

Up $1,559,118 (+17%) from 2015

Net Assets

Up

$8,554,105

Up $955,950 (+13%) from 2015

Liabilities

Up

$2,294,682

Up $603,168 (+36%) from 2015

Revenue

Up

$30,808,655

Up $1,052,305 (+3.5%) from 2015

Expenses

Up

$29,852,705

Up $2,487,158 (+9.1%) from 2015

Net Income

Down

$955,950

Down $1,434,853 (-60%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $2,822,793Liabilities 2010: $184,951Net Assets 2010: $2,637,8422010Assets 2011: $4,842,471Liabilities 2011: $1,895,189Net Assets 2011: $2,947,2822011Assets 2012: $6,698,058Liabilities 2012: $1,954,946Net Assets 2012: $4,743,1122012Assets 2013: $6,084,079Liabilities 2013: $2,012,957Net Assets 2013: $4,071,1222013Assets 2014: $5,348,276Liabilities 2014: $140,924Net Assets 2014: $5,207,3522014Assets 2015: $9,289,669Liabilities 2015: $1,691,514Net Assets 2015: $7,598,1552015Assets 2016: $10,848,787Liabilities 2016: $2,294,682Net Assets 2016: $8,554,1052016Assets 2017: $11,948,053Liabilities 2017: $2,289,915Net Assets 2017: $9,658,1382017Assets 2018: $12,572,132Liabilities 2018: $2,620,445Net Assets 2018: $9,951,6872018Assets 2019: $10,807,821Liabilities 2019: $1,707,317Net Assets 2019: $9,100,5042019Assets 2020: $13,742,668Liabilities 2020: $1,697,345Net Assets 2020: $12,045,3232020Assets 2021: $15,345,410Liabilities 2021: $1,400,988Net Assets 2021: $13,944,4222021Assets 2022: $14,437,757Liabilities 2022: $1,336,925Net Assets 2022: $13,100,8322022Assets 2023: $12,584,943Liabilities 2023: $1,934,623Net Assets 2023: $10,650,3202023Assets 2024: $12,000,177Liabilities 2024: $1,306,811Net Assets 2024: $10,693,3662024

Highlighted filing

2016

Assets$10,848,787
Liabilities$2,294,682
Net Assets$8,554,105

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $22,949,4872010Expenses 2011: $25,181,2572011Expenses 2012: $26,657,0992012Revenue 2013: $28,364,005Expenses 2013: $29,035,995Net Income 2013: -$671,9902013Revenue 2014: $31,010,104Expenses 2014: $29,873,874Net Income 2014: $1,136,2302014Revenue 2015: $29,756,350Expenses 2015: $27,365,547Net Income 2015: $2,390,8032015Revenue 2016: $30,808,655Expenses 2016: $29,852,705Net Income 2016: $955,9502016Revenue 2017: $33,113,945Expenses 2017: $32,009,912Net Income 2017: $1,104,0332017Revenue 2018: $34,637,360Expenses 2018: $34,343,811Net Income 2018: $293,5492018Revenue 2019: $27,862,085Expenses 2019: $28,713,268Net Income 2019: -$851,1832019Revenue 2020: $29,142,977Expenses 2020: $26,198,158Net Income 2020: $2,944,8192020Revenue 2021: $31,217,132Expenses 2021: $29,318,033Net Income 2021: $1,899,0992021Revenue 2022: $30,607,059Expenses 2022: $31,450,649Net Income 2022: -$843,5902022Revenue 2023: $34,804,942Expenses 2023: $37,255,454Net Income 2023: -$2,450,5122023Revenue 2024: $35,016,697Expenses 2024: $34,973,651Net Income 2024: $43,0462024

Highlighted filing

2016

Revenue$30,808,655
Expenses$29,852,705
Net Income$955,950
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 14, 2017
Return Version
2016v3.0
Gross Receipts
$30,808,655
Mission and Program Overview

Mission

The VEBA trust was formed for the purpose of funding and administering employee benefit plans established and maintained by members of the Maine Bankers Association for their respective employees.

The VEBA trust is a group health plan designed to fund and administer employee benefits for employees of certain Maine financial institutions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$7,222,436$10,171,007▲ $2,948,571
Accounts Receivable$345,073$280,114▼ $64,959
Prepaid Expenses and Deferred Charges$223,159$274,010▲ $50,851
Cash and Non-Interest-Bearing Accounts$1,499,001$123,656▼ $1,375,345
Total Assets$9,289,669$10,848,787▲ $1,559,118
Liabilities
Accounts Payable and Accrued Expenses$1,338,657$2,211,333▲ $872,676
Other Liabilities$352,857$83,349▼ $269,508
Total Liabilities$1,691,514$2,294,682▲ $603,168
Net Assets / Fund Balance
Unrestricted Net Assets$7,598,155$8,554,105▲ $955,950
Total Net Assets Fund Balance$7,598,155$8,554,105▲ $955,950
Total Liabilities and Net Assets / Fund Balance$9,289,669$10,848,787▲ $1,559,118
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Marc P OwenVice President & TreasurerPT$144,357$144,357
Marcia M FergusonDirector of Insurance ProgramsPT$128,706$128,706

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Maine Bankers AssociationMgmt. Administrative2 Thomas Drive, Westbrook, ME 04092$720,000
BusinesssolverWellness Program Admin.15 Columbia Street Suite 401, Bangor, ME 04401$567,017
-Online Benefit Admin.PO Box 310411, Des Moines, IA 50331$102,794
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$30,750,915
Investment Income
$57,740
Other Revenue
$0
Change in Net Assets
$955,950

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,808,655
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$30,808,655
Total Revenue per Form 990
$30,808,655
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$29,852,705
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$42,135
Fees for Services Accounting---$17,610
Office Expenses---$9,451
Insurance---$6,500
Conferences and Meetings---$3,824
Fees for Services Legal---$2,544
Other Expenses---$541
Total Functional Expenses$0$0$0$29,852,705

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$29,852,705
Expenses per Audited Statements$28,995,016
Total Expenses per Audited Statements$28,995,016
Expenses Not Reported on Financial Statements$857,689
Other Expense Adjustments$857,689
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Premiums in Suspense$83,235
Advance from Carrier$114
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

The Form 990 is always reviewed first by the VP/Treasurer, Marc P. Owen and Senior Vice President, Kathleen Meehan, and then by the President, Christopher W. Pinkham, to ensure the accuracy of the data and the accuracy of the information disclosed, before the return is signed. The VP/Treasurer ties the financial numbers to the internally prepared management reports and reviews the information disclosed for any changes in internal policy or position from the prior year's return.

Form 990, Part VI, Section B, line 15

The Organization has no employees, and does not pay compensation to its officers and directors. The Organization's officers are compensated by the Maine Bankers Association, a related organization. Compensation is reviewed and approved by members of the governing body of Maine Bankers Association.

Form 990, Part VI, Section C, line 19

The Organization makes its governing documents and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Maine Financial Institutions
EIN
01-6133041
Phone
2077918400
Address
2 Thomas Drive, Westbrook, ME 04092

Signing Officer

Name
Marc P Owen
Title
Vice President & Treasurer
Phone
2077918400
Signed
2017-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher W Pinkham
Formed
2010
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
PO Box 1100, Portland, ME 04104-1100
Preparer
Barbara J McGuan CPA
Phone
2077752387
Supplemental Narrative

Financial Statement Notes

Part X, Line 2:

Management has determined that the Plan has no uncertain tax positions that require adjustment to the financial statements. The Plan is currently open to examination under the statute of limitations by the IRS for the years ended December 31, 2013 through 2016.

Part XII, Line 4B - Other Adjustments:

Change in Amounts Payable to Insurance Companies 857,689.

Raw XML AppendixShowing 400 of 483 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm3Kevin P Savage
IRS990/Form990PartVIISectionAGrp/PersonNm4John Witherspoon
IRS990/Form990PartVIISectionAGrp/PersonNm5Curtis Simard
IRS990/Form990PartVIISectionAGrp/PersonNm6Mark Mickeriz
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IRS990/OtherExpensesGrp/TotalAmt2549857
IRS990/OtherExpensesGrp/TotalAmt3541
IRS990/OtherLiabilitiesGrp/BOYAmt0352857
IRS990/OtherLiabilitiesGrp/EOYAmt083349
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0223159
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0274010
IRS990/PrincipalOfficerNm0Christopher W Pinkham
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/BusinessCd1561000
IRS990/ProgramServiceRevenueGrp/BusinessCd2561000
IRS990/ProgramServiceRevenueGrp/Desc0Premiums Collected
IRS990/ProgramServiceRevenueGrp/Desc1Administrative Income
IRS990/ProgramServiceRevenueGrp/Desc2Miscellaneous Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt029929066
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1797679
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt224170
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt029929066
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1797679
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt224170
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt048384
IRS990/PYOtherExpensesAmt027365547
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt029707966
IRS990/PYRevenuesLessExpensesAmt02390803
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt027365547
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt029756350
IRS990/ReconcilationRevenueExpnssAmt0955950
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07222436
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010171007
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0857689
IRS990ScheduleD/ExpensesSubtotalAmt028995016
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesNotIncludedAmt0857689
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt083235
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1114
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Premiums in Suspense
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Advance from Carrier
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt030808655
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Management has determined that the Plan has no uncertain tax positions that require adjustment to the financial statements. The Plan is currently open to examination under the statute of limitations by the IRS for the years ended December 31, 2013 through 2016.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Change in Amounts Payable to Insurance Companies 857,689.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XII, Line 4b - Other Adjustments:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt029852705
IRS990ScheduleD/TotalLiabilityAmt083349
IRS990ScheduleD/TotalRevenuePerForm990Amt030808655
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt030808655
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt028995016
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt031175
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt122000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0266309
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1205783
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt016218
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt136335
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt014322
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt128501
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt06272
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt115735
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Christopher W Pinkham
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Kathleen Meehan
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Senior Vice President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0334296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1308354
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0Maine Bankers Association, a related organization, establishes the compensation for the Organization's President. Maine Bankers Association uses a variety of resources to establish compensation as follows: 1. Compensation Committee 2. Written employment contract 3. Compensation survey/study 4. Approval by the board/compensation committee
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 is always reviewed first by the VP/Treasurer, Marc P. Owen and Senior Vice President, Kathleen Meehan, and then by the President, Christopher W. Pinkham, to ensure the accuracy of the data and the accuracy of the information disclosed, before the return is signed. The VP/Treasurer ties the financial numbers to the internally prepared management reports and reviews the information disclosed for any changes in internal policy or position from the prior year's return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Organization has no employees, and does not pay compensation to its officers and directors. The Organization's officers are compensated by the Maine Bankers Association, a related organization. Compensation is reviewed and approved by members of the governing body of Maine Bankers Association.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Organization makes its governing documents and financial statements available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, line 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0Bangor Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1Saco & Biddeford Savings Institution
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt2Bar Harbor Bank & Trust
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt3Machias Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt4Northeast Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt5Franklin Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt6Gorham Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt7Bath Savings Institution
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt8Katahdin Trust Company
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt9Sanford Institution for Savings
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt10Skowhegan Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt11Biddeford Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt12Mechanics Savings Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt13Damariscotta Bank & Trust Co
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt14First Federal Savings & Loan Association of Bath
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt15Spinnaker Trust
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt16Aroostook County Federal Savings & Loan
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt17Rockland Savings & Loan Association
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt18Auburn Savings & Loan Association
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt19Bar Harbor Savings & Loan
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt20Portland Trust Company
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt0M&M Consulting LLC
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt1Atlantic Trust LLC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0Maine Bankers Association
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0010155360
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(6)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0ME
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Trade Association
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt02 Thomas Drive
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Westbrook
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0ME
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd004092
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd01
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd01
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0867513
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0FMV
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0Maine Bankers Association
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0P
IRS990ScheduleR/TransferFromOtherOrgInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.0$1.31$10.7$35.0$35.0$0.04
2023Detailed filing. Detailed filing data is available for this year.$12.6$1.93$10.7$34.8$37.3$2.45
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.4$1.34$13.1$30.6$31.5$0.84
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$1.40$13.9$31.2$29.3$1.90
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.7$1.70$12.0$29.1$26.2$2.94
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$1.71$9.10$27.9$28.7$0.85
2018Detailed filing. Detailed filing data is available for this year.$12.6$2.62$9.95$34.6$34.3$0.29
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.9$2.29$9.66$33.1$32.0$1.10
2016Detailed filing. Detailed filing data is available for this year.$10.8$2.29$8.55$30.8$29.9$0.96
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$9.29$1.69$7.60$29.8$27.4$2.39
2014Detailed filing. Detailed filing data is available for this year.$5.35$0.14$5.21$31.0$29.9$1.14
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$6.08$2.01$4.07$28.4$29.0$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.70$1.95$4.74$26.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.84$1.90$2.95$25.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.82$0.18$2.64$22.9
Peer Organizations

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