Civic Intelligence

Four Towns Forward Inc

EIN 01-1705312 • 501(c)3 • Sidney, NY

Profile

To promote economic diversification and enhance the quality of life, positioning the tri-county apex for growth and prosperity. We will work to retain people and business in the tri-town area. We support the towns and villages of afton, bainbridge, sidney, and unadilla through grants, fundraising, and events. Monies raised through our events are given back to each chamber of commerce for the betterment of their community. This organization works for initiatives such as housing, homelessness, and economic development.

PO Box 57Sidney, NY 13838

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.45x

Higher debt load relative to assets than 87% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

0.31x

Higher debt load relative to revenue than 88% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2024

Net Margin

13th percentile

-39%

Higher net margin than 13% of similar nonprofits.

NTEE S • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE S • <$500k nonprofits • Source year 2024

Asset Growth

93rd percentile

162%

Faster asset growth than 93% of similar nonprofits.

NTEE S • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

28%

Faster revenue growth than 74% of similar nonprofits.

NTEE S • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$55,028

Up $34,006 (+162%) from 2023

Liabilities

$25,000

No earlier filing loaded for comparison.

Net Assets

Up

$30,028

Up $9,006 (+43%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin13th percentile

Revenue

Up

$81,242

Up $17,788 (+28%) from 2023

Expenses

Up

$112,816

Up $65,862 (+140%) from 2023

Net Income

Down

-$31,574

Down $48,074 (-291%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2023: $21,022Net Assets 2023: $21,0222023Assets 2024: $55,028Liabilities 2024: $25,000Net Assets 2024: $30,0282024

Highlighted filing

2024

Assets$55,028
Liabilities$25,000
Net Assets$30,028
Open 2024 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2023: $63,454Expenses 2023: $46,954Net Income 2023: $16,5002023Revenue 2024: $81,242Expenses 2024: $112,816Net Income 2024: -$31,5742024

Highlighted filing

2024

Revenue$81,242
Expenses$112,816
Net Income-$31,574
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$55,028
Liabilities
$25,000
Net assets
$30,028
Revenue
$81,242
Expenses
$112,816
Net income
-$31,574
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.55$0.25$0.30$0.81$1.13$0.32
2023Detailed filing. Detailed filing data is available for this year.$0.21$0.21$0.63$0.47$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.0
Gross Receipts
$266,708
Mission and Program Overview

Mission

To promote economic diversification and enhance the quality of life, positioning the tri-county apex for growth and prosperity. We will work to retain people and business in the tri-town area. We support the towns and villages of afton, bainbridge, sidney, and unadilla through grants, fundraising, and events. Monies raised through our events are given back to each chamber of commerce for the betterment of their community. This organization works for initiatives such as housing, homelessness, and economic development.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$21,017$55,023▲ $34,006
Savings and Temporary Cash Investments$5$5→ $0
Total Assets$61,602$55,028▼ $6,574
Other Assets Total$40,580--
Liabilities
Other Liabilities-$25,000-
Total Liabilities$0$25,000▲ $25,000
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$61,602$30,028▼ $31,574
Total Net Assets Fund Balance$61,602$30,028▼ $31,574
Total Liabilities and Net Assets / Fund Balance$61,602$55,028▼ $6,574
Compensation and Service Providers
Top Officer Pay84th percentile

Board Members and Trustees

NameTitle
Teresa SchunkPresident
Jake CottonDirector
John HinmanDirector
John LawrenceDirector
John PayneDirector
Phil WadeDirector
Ray BakerDirector
Judy HinmanSecretary
Jackie CareyTreasurer
Ronald BogertVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$142,400
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$-61,158
All Other Contributions
$10,000
Change in Net Assets
$-31,574
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$112,816
Total Fundraising Expense$45,690
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$499-$19,450$19,949
Fees for Services Other$200-$11,150$11,350
Insurance$845-$8,547$9,392
Office Expenses$6,011--$6,011
Fees for Services Management--$4,800$4,800
Travel--$1,743$1,743
Interest$1,341--$1,341
Conferences and Meetings$130--$130
Other Expenses$100--$100
Total Functional Expenses$67,126$0$45,690$112,816
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$185,466
Fundraising Gross Income$124,308
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Music Festival$243,258$124,308$19,961$104,347
Total Events$243,258$124,308$185,466$-61,158
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Bank Loan$25,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Reviewed by the board president and treasurer before submission.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Four Towns Forward Inc
EIN
01-1705312
Phone
6074355620
Address
PO BOX 57, SIDNEY, NY 13838

Signing Officer

Name
Teresa Schunk
Title
President
Phone
6074355620
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Teresa Schunk
Formed
1998
Legal Domicile
Ny
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
10

Preparer

Firm
The Peachin Group LLC
Address
426 CHESTNUT ST, ONEONTA, NY 13820-2146
Preparer
Patricia Sperry
Phone
6074325314
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To promote economic diversification and enhance the quality of life, positioning the tri-county apex for growth and prosperity. We will work to retain people and business in the tri-town area. We support the towns and villages of afton, bainbridge, sidney, and unadilla through grants, fundraising, and events. Monies raised through our events are given back to each chamber of commerce for the betterment of their community. This organization works for initiatives such as housing, homelessness, and economic development.”

Form 990, Part IX, Line 11G

“Professional fees 200 0 0 music festival security/ems 0 0 11,150 total 200 0 11,150”

Raw XML Appendix359 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0124308
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-61158
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt019961
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt019961
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt056914
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt056914
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE ECONOMIC DIVERSIFICATION AND ENHANCE THE QUALITY OF LIFE, POSITIONING THE TRI-COUNTY APEX FOR GROWTH AND PROSPERITY. WE WILL WORK TO RETAIN PEOPLE AND BUSINESS IN THE TRI-TOWN AREA. WE SUPPORT THE TOWNS AND VILLAGES OF AFTON, BAINBRIDGE, SIDNEY, AND UNADILLA THROUGH GRANTS, FUNDRAISING, AND EVENTS. MONIES RAISED THROUGH OUR EVENTS ARE GIVEN BACK TO EACH CHAMBER OF COMMERCE FOR THE BETTERMENT OF THEIR COMMUNITY. THIS ORGANIZATION WORKS FOR INITIATIVES SUCH AS HOUSING, HOMELESSNESS, AND ECONOMIC DEVELOPMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED BY THE BOARD PRESIDENT AND TREASURER BEFORE SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PROFESSIONAL FEES 200 0 0 MUSIC FESTIVAL SECURITY/EMS 0 0 11,150 TOTAL 200 0 11,150
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NY
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt061602
IRS990/TotalAssetsEOYAmt055028
IRS990/TotalAssetsGrp/BOYAmt061602
IRS990/TotalAssetsGrp/EOYAmt055028
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0142400
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt045690
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt067126
IRS990/TotalFunctionalExpensesGrp/TotalAmt0112816
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt025000
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt025000
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt061602
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt030028
IRS990/TotalProgramServiceExpensesAmt067126
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt081242
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061602
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt055028
IRS990/TravelGrp/FundraisingAmt01743
IRS990/TravelGrp/TotalAmt01743
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TERESA SCHUNK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06074355620
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FOUR TOWNS FORWARD INC
ReturnHeader/Filer/BusinessNameControlTxt0FOUR
ReturnHeader/Filer/EIN0011705312
ReturnHeader/Filer/PhoneNum06074355620
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 57
ReturnHeader/Filer/USAddress/CityNm0SIDNEY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd013838
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461335729
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE PEACHIN GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0426 CHESTNUT ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONEONTA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0138202146
ReturnHeader/PreparerPersonGrp/PhoneNum06074325314
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICIA SPERRY
ReturnHeader/ReturnTs02025-05-14T15:23:31-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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