Civic Intelligence

Adrian Area Chamber of Commerce

990EZ • Fiscal year 2020 • EIN 01-0754398

Jan 01, 2020 to Dec 31, 2020 • Filed on Apr 23, 2021

Organization ProfileWWW.ADRIANAREACHAMBER.COM
230 W Maumee StreetAdrian, MI 49221

(517) 265-2320

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.68x

Higher debt load relative to assets than 94% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

85th percentile

0.31x

Higher debt load relative to revenue than 85% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

83rd percentile

28%

Higher net margin than 83% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

99th percentile

460%

Faster asset growth than 99% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

89th percentile

16%

Faster revenue growth than 89% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$67,522

Up $55,474 (+460%) from 2019

Net Assets

Up

$21,688

Up $42,303 (+205%) from 2019

Liabilities

Up

$45,834

Up $13,171 (+40%) from 2019

Revenue And Expenses
Liabilities / Revenue85th percentileNet Margin83rd percentile

Revenue

Up

$148,621

Up $20,016 (+16%) from 2019

Expenses

Down

$106,318

Down $35,059 (-25%) from 2019

Net Income

Up

$42,303

Up $55,075 (+431%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0-$50K-$100KAssets 2010: $44,921Liabilities 2010: $112,840Net Assets 2010: -$67,9192010Assets 2011: $80,463Liabilities 2011: $119,669Net Assets 2011: -$39,2062011Assets 2012: $88,484Liabilities 2012: $125,839Net Assets 2012: -$37,3552012Assets 2013: $87,933Liabilities 2013: $103,936Net Assets 2013: -$16,0032013Assets 2014: $81,015Liabilities 2014: $104,175Net Assets 2014: -$23,1602014Assets 2015: $71,325Liabilities 2015: $88,180Net Assets 2015: -$16,8552015Assets 2016: $53,658Liabilities 2016: $65,113Net Assets 2016: -$11,4552016Assets 2017: $48,668Liabilities 2017: $55,714Net Assets 2017: -$7,0462017Assets 2018: $45,237Liabilities 2018: $53,080Net Assets 2018: -$7,8432018Assets 2019: $12,048Liabilities 2019: $32,663Net Assets 2019: -$20,6152019Assets 2020: $67,522Liabilities 2020: $45,834Net Assets 2020: $21,6882020Assets 2021: $113,085Liabilities 2021: $62,221Net Assets 2021: $50,8642021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2020

Assets$67,522
Liabilities$45,834
Net Assets$21,688
Open 2020 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $148,862Expenses 2010: $158,355Net Income 2010: -$9,4932010Revenue 2011: $156,560Expenses 2011: $150,541Net Income 2011: $6,0192011Revenue 2012: $203,015Expenses 2012: $178,137Net Income 2012: $24,8782012Revenue 2013: $220,304Expenses 2013: $198,952Net Income 2013: $21,3522013Revenue 2014: $197,626Expenses 2014: $204,783Net Income 2014: -$7,1572014Revenue 2015: $170,950Expenses 2015: $164,645Net Income 2015: $6,3052015Revenue 2016: $165,519Expenses 2016: $160,119Net Income 2016: $5,4002016Revenue 2017: $156,207Expenses 2017: $151,798Net Income 2017: $4,4092017Revenue 2018: $127,821Expenses 2018: $128,618Net Income 2018: -$7972018Revenue 2019: $128,605Expenses 2019: $141,377Net Income 2019: -$12,7722019Revenue 2020: $148,621Expenses 2020: $106,318Net Income 2020: $42,3032020Revenue 2021: $170,913Expenses 2021: $141,737Net Income 2021: $29,1762021Revenue 2022: $41,088Expenses 2022: $91,952Net Income 2022: -$50,8642022

Highlighted filing

2020

Revenue$148,621
Expenses$106,318
Net Income$42,303
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Apr 23, 2021
Return Version
2020v4.0
Gross Receipts
$149,199
Mission and Program Overview

Mission

Increase the economic prosperit

Program Services

DescriptionGrantsExpenses
SEE SCHEDULE O--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAN GARNOChair-$0--
JIM COLMANVice Chair-$0--
KARA HARRISTreasurer-$0--
ALISHA MORTONSecretary-$0--
ALISHA MORTONPast Chair-$0--
MISTY SHULTERSDirector-$0--
FRAN BRANTDirector-$0--
TODD WARNERDirector-$0--
SAM LOFTONDirector-$0--
LAURA PIPISDirector-$0--
DERRICK RICHARDSDirector-$0--
MELISSA TSUJIDirector-$0--
Filing and Contact Details

Filer

Filer Name
Adrian Chamber of Commerce
EIN
01-0754398
Address
230 W MAUMEE STREET, ADRIAN, MI 49221

Signing Officer

Name
Dan Garno
Title
Chair
Signed
2021-04-23
Discuss with paid preparer
Yes

Preparer

Firm
Donna Baker and Associates LLC
Address
102 E MAUMEE STREET, ADRIAN, MI 49221
Preparer
Kathy O Adam
Phone
5172662228
Supplemental Narrative

Additional Explanations

Form 990 EZ Part II Line 26 Other Liabilities

“Accounts payable $2354 eidl loan $25000 chamber bucks payable $18480”

Form 990 EZ Part III Line 28

“To enhance the quality of life in the greater adrian area by working collaboratively to strenghten the commercial sector build relationship between businesses, organizations and individuals, strengthen bonds with students at all levels”

Form 990 EZ Part 1 Line 16 - Other Expenses

“Office supplies $793 copier $2614 dues and subscriptions $2647”

Form 990 EZ Part 1 Line 16 - Other Expenses Cont

“Website $2388 travel $318 meals $447”

Form 990 EZ Part 1 Line 16 Other Expenses Cont

“Insurance $3396 bank fees $2144 professional development $522”

Form 990 EZ Part 1 Line 16 -other Expenses Cont

“Interest expense $185 program expenses $9153”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ADRIAN CHAMBER OF COMMERC
IRS990EZ/BooksInCareOfDetail/PhoneNum05172652320
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0230 W MAUMEE STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ADRIAN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049221
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt09590
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt066727
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt018700
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt042303
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04322
IRS990EZ/Form990TotalAssetsGrp/BOYAmt012048
IRS990EZ/Form990TotalAssetsGrp/EOYAmt067522
IRS990EZ/FundraisingGrossIncomeAmt03100
IRS990EZ/GrossReceiptsAmt0149199
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt098654
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-20615
IRS990EZ/NetAssetsOrFundBalancesEOYAmt021688
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-20615
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt021688
IRS990EZ/OccupancyRentUtltsAndMaintAmt09840
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DAN GARNO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JIM COLMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KARA HARRIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ALISHA MORTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ALISHA MORTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MISTY SHULTERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6FRAN BRANT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7TODD WARNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8SAM LOFTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LAURA PIPIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10DERRICK RICHARDS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11MELISSA TSUJI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PAST CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02458
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0795
IRS990EZ/OtherExpensesTotalAmt024607
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0INCREASE THE ECONOMIC PROSPERIT
IRS990EZ/PrintingPublicationsPostageAmt0276
IRS990EZ/ProgramServiceRevenueAmt028745
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SEE SCHEDULE O
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt067273
IRS990EZ/SpecialEventsDirectExpensesAmt0578
IRS990EZ/SpecialEventsNetIncomeLossAmt02522
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt032663
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt045834
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0106318
IRS990EZ/TotalRevenueAmt0148621
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACCOUNTS PAYABLE $2354 EIDL LOAN $25000 CHAMBER BUCKS PAYABLE $18480
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO ENHANCE THE QUALITY OF LIFE IN THE GREATER ADRIAN AREA BY WORKING COLLABORATIVELY TO STRENGHTEN THE COMMERCIAL SECTOR BUILD RELATIONSHIP BETWEEN BUSINESSES, ORGANIZATIONS AND INDIVIDUALS, STRENGTHEN BONDS WITH STUDENTS AT ALL LEVELS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICE SUPPLIES $793 COPIER $2614 DUES AND SUBSCRIPTIONS $2647
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3WEBSITE $2388 TRAVEL $318 MEALS $447
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4INSURANCE $3396 BANK FEES $2144 PROFESSIONAL DEVELOPMENT $522
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INTEREST EXPENSE $185 PROGRAM EXPENSES $9153
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 EZ PART II LINE 26 OTHER LIABILITIES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990 EZ PART III LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990 EZ PART 1 LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990 EZ PART 1 LINE 16 - OTHER EXPENSES CONT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990 EZ PART 1 LINE 16 OTHER EXPENSES CONT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990 EZ PART 1 LINE 16 -OTHER EXPENSES CONT
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DAN GARNO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ADRIAN CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0ADRI
ReturnHeader/Filer/EIN0010754398
ReturnHeader/Filer/USAddress/AddressLine1Txt0230 W MAUMEE STREET
ReturnHeader/Filer/USAddress/CityNm0ADRIAN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049221
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0208440208
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DONNA BAKER AND ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0102 E MAUMEE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ADRIAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049221
ReturnHeader/PreparerPersonGrp/PhoneNum05172662228
ReturnHeader/PreparerPersonGrp/PreparationDt02021-04-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHY O ADAM
ReturnHeader/ReturnTs02021-05-17T09:20:21-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DAN GARNO
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CHAIR
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,522
Liabilities
$45,834
Net assets
$21,688
Revenue
$148,621
Expenses
$106,318
Net income
$42,303
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.41$0.92$0.51
2021Detailed filing. Detailed filing data is available for this year.$1.13$0.62$0.51$1.71$1.42$0.29
2020Detailed filing. Detailed filing data is available for this year.$0.68$0.46$0.22$1.49$1.06$0.42
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.12$0.33$0.21$1.29$1.41$0.13
2018Detailed filing. Detailed filing data is available for this year.$0.45$0.53$0.08$1.28$1.29$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.56$0.07$1.56$1.52$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.65$0.11$1.66$1.60$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.88$0.17$1.71$1.65$0.06
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.81$1.04$0.23$1.98$2.05$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.88$1.04$0.16$2.20$1.99$0.21
2012Summary only. Only limited summary data is available for this year.$0.88$1.26$0.37$2.03$1.78$0.25
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.80$1.20$0.39$1.57$1.51$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$1.13$0.68$1.49$1.58$0.09