Civic Intelligence

Utah Business Lending Corporation

EIN 01-0751931 • 501(c)3 • South Jordan, UT

Profile

Utah Business Lending Corp is designated to be a 501-C3 by the Department of Agriculture to administer their programs. We loan money to businesses in rural Utah. We loan money to refuges starting a business. We assist with the revolving loan fund for Salt Lake County.

1196 W S Jordan Parkway Unit DSouth Jordan, UT 84095-5516
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.82x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

100th percentile

55.76x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

77th percentile

24%

Higher net margin than 77% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

68th percentile

9.9%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

30th percentile

-25%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$441,415

Up $39,672 (+9.9%) from 2019

Liabilities

Down

$805,281

Down $13,925 (-1.7%) from 2019

Net Assets

Up

-$363,866

Up $53,597 (+13%) from 2019

Operations
Liabilities / Revenue100th percentileNet Margin77th percentile

Revenue

Down

$14,441

Down $4,867 (-25%) from 2019

Expenses

Down

$11,002

Down $9,210 (-46%) from 2019

Net Income

Up

$3,439

Up $4,343 (+480%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0-$1.0MAssets 2011: $1,792,254Liabilities 2011: $1,878,363Net Assets 2011: -$86,1092011Assets 2012: $1,516,352Liabilities 2012: $1,709,332Net Assets 2012: -$192,9792012Assets 2013: $1,950,181Liabilities 2013: $2,224,137Net Assets 2013: -$273,9552013Assets 2014: $1,396,876Liabilities 2014: $1,712,019Net Assets 2014: -$315,1432014Assets 2015: $1,690,570Liabilities 2015: $1,968,159Net Assets 2015: -$277,5892015Assets 2016: $549,960Liabilities 2016: $958,018Net Assets 2016: -$408,0582016Assets 2017: $471,354Liabilities 2017: $438,663Net Assets 2017: $32,6912017Assets 2018: $460,083Liabilities 2018: -$406,660Net Assets 2018: $866,7432018Assets 2019: $401,743Liabilities 2019: $819,206Net Assets 2019: -$417,4632019Assets 2020: $441,415Liabilities 2020: $805,281Net Assets 2020: -$363,8662020

Highlighted filing

2020

Assets$441,415
Liabilities$805,281
Net Assets-$363,866
Open 2020 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $68,459Expenses 2011: $92,416Net Income 2011: -$23,9572011Revenue 2012: $49,522Expenses 2012: $98,759Net Income 2012: -$49,2372012Revenue 2013: $72,801Expenses 2013: $113,670Net Income 2013: -$40,8692013Revenue 2014: $68,068Expenses 2014: $105,075Net Income 2014: -$37,0072014Revenue 2015: $63,421Expenses 2015: $98,919Net Income 2015: -$35,4982015Revenue 2016: $31,605Expenses 2016: $56,171Net Income 2016: -$24,5662016Revenue 2017: $37,961Expenses 2017: $20,366Net Income 2017: $17,5952017Revenue 2018: $29,290Expenses 2018: $53,585Net Income 2018: -$24,2952018Revenue 2019: $19,308Expenses 2019: $20,212Net Income 2019: -$9042019Revenue 2020: $14,441Expenses 2020: $11,002Net Income 2020: $3,4392020

Highlighted filing

2020

Revenue$14,441
Expenses$11,002
Net Income$3,439
Open 2020 Filing

Filings

Most recent year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$441,415
Liabilities
$805,281
Net assets
-$363,866
Revenue
$14,441
Expenses
$11,002
Net income
$3,439
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.44$0.81$0.36$0.01$0.01$0.00
2019Summary only. Only limited summary data is available for this year.$0.40$0.82$0.42$0.02$0.02$0.00
2018Summary only. Only limited summary data is available for this year.$0.46$0.41$0.87$0.03$0.05$0.02
2017Summary only. Only limited summary data is available for this year.$0.47$0.44$0.03$0.04$0.02$0.02
2016Summary only. Only limited summary data is available for this year.$0.55$0.96$0.41$0.03$0.06$0.02
2015Summary only. Only limited summary data is available for this year.$1.69$1.97$0.28$0.06$0.10$0.04
2014Summary only. Only limited summary data is available for this year.$1.40$1.71$0.32$0.07$0.11$0.04
2013Summary only. Only limited summary data is available for this year.$1.95$2.22$0.27$0.07$0.11$0.04
2012Summary only. Only limited summary data is available for this year.$1.52$1.71$0.19$0.05$0.10$0.05
2011Summary only. Only limited summary data is available for this year.$1.79$1.88$0.09$0.07$0.09$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 20, 2022
Return Version
2020v4.0
Gross Receipts
$14,441
Mission and Program Overview

Mission

Utah Business Lending Corp is designated to be a 501-C3 by the Department of Agriculture to administer their programs. We loan money to businesses in rural Utah. We loan money to refuges starting a business. We assist with the revolving loan fund for Salt Lake County.

Program Services

DescriptionGrantsExpenses
USDA Loans$250,000$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gordon Holt PresidentPresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Utah Business Lending Corporation
EIN
01-0751931
Phone
8016542213
Address
1196 W S JORDAN PARKWAY UNIT D, SOUTH JORDAN, UT 84095-5516

Signing Officer

Name
Gordon Holt
Title
President
Phone
8016542213
Signed
2022-06-20
Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08016542213
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Sandy
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IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd084093
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02520
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01238
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IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt03439
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IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
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IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-442664
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-363865
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IRS990EZ/OccupancyRentUtltsAndMaintAmt06000
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Gordon Holt President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0374022
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0440177
IRS990EZ/OtherChangesInNetAssetsAmt075360
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt05002
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Utah Business Lending Corp is designated to be a 501-C3 by the Department of Agriculture to administer their programs. We loan money to businesses in rural Utah. We loan money to refuges starting a business. We assist with the revolving loan fund for Salt Lake County.
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0USDA Loans
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0250000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0UT
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0819206
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0805281
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt011002
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt014441
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt00
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ReasonableCauseExplanation/ExplanationTxt0Received letter from IRA: LTR2694c dated 5/11/2022. Requirement to file information electronically.
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Gordon Holt
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum08016542213
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-06-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UTAH BUSINESS LENDING CORPORATION
ReturnHeader/Filer/BusinessNameControlTxt0UTAH
ReturnHeader/Filer/EIN0010751931
ReturnHeader/Filer/PhoneNum08016542213
ReturnHeader/Filer/USAddress/AddressLine1Txt01196 W S JORDAN PARKWAY UNIT D
ReturnHeader/Filer/USAddress/CityNm0SOUTH JORDAN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0UT
ReturnHeader/Filer/USAddress/ZIPCd0840955516
ReturnHeader/ReturnTs02022-06-20T19:23:49Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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