Civic Intelligence

Georgia Community Loan Fund

EIN 01-0678290 • 501(c)3 • Atlanta, GA

Revoked990-N Coverage

Profile

Revocation date: May 15, 2019

999 Peachtree St NE Ste 2300Atlanta, GA 30309
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.32x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2010

Liabilities / Revenue

98th percentile

3.25x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2010

Net Margin

19th percentile

-31%

Higher net margin than 19% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2010

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Balance Sheet
Liabilities / Assets86th percentile

Assets

$97,252

No earlier filing loaded for comparison.

Liabilities

$31,446

No earlier filing loaded for comparison.

Net Assets

$65,806

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue98th percentileNet Margin19th percentile

Revenue

$9,682

No earlier filing loaded for comparison.

Expenses

$12,659

No earlier filing loaded for comparison.

Net Income

-$2,977

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $97,252Liabilities 2010: $31,446Net Assets 2010: $65,8062010

Highlighted filing

2010

Assets$97,252
Liabilities$31,446
Net Assets$65,806
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0-$5.0KRevenue 2010: $9,682Expenses 2010: $12,659Net Income 2010: -$2,9772010

Highlighted filing

2010

Revenue$9,682
Expenses$12,659
Net Income-$2,977
Open 2010 Filing

Filings

Most recent year

2010 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$97,252
Liabilities
$31,446
Net assets
$65,806
Revenue
$9,682
Expenses
$12,659
Net income
-$2,977
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.3$31.4$65.8$9.68$12.7$2.98
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Nov 15, 2011
Return Version
2010v3.2
Filing and Contact Details

Filer

EIN
01-0678290
Raw XML Appendix237 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/ExcessOrDeficitForYear0-2977
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IRS990EZ/NetAssetsOrFundBalancesEOY065806
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition51.00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition71.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation48800
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation70
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0CHARLES LESTER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1BARBARA CHAMPION
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2OSCAR CARDENAS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3JUDY O'BRIEN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4JACK BECKFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5JONATHAN TESCHER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6ELIZABETH G GAVRILLES
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName7JOHN LITTLES
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Executive Direc
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6Secretary
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7BOARD MEMBER
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY065000
IRS990EZ/OtherAssetsTotal/EOY092667
IRS990EZ/OtherExpensesTotal02038
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0To foster equity in Georgia's communities, the Georgia Community Loan Fund provides loans and technical assistance to community groups who do not have access to traditional sources of capital, particularly groups in rural, low-income and/or minority communities working on affordable housing and other environmentally and economically sustainable community development projects.GCLF focuses, currently, on assisting low-income residents in manufactured housing to cooperatively purchase and manage their own communities.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0GCLF provides loans and technical assistance to low-income community development projects in rural Georgia. There is a special focus on working with groups of low-income residents of manufactured home communities, to assist them in forming nonprofit organizations and purchasing and operating their own communities. This provides low-income residents with increased security in their homes through cooperative land ownership rather than renting land from investor community owners. Our current largest project is working with Athens based "People of Hope". This nonprofit organization of residents is working to construct their own community on land they purchased after over 100 families were evicted from their homes in 2002.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations09709
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/RelatedOrgSection527Org0false
IRS990EZ/SalariesOtherCompEmplBenefits09473
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IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/SpecialEventsNetIncomeLoss00
IRS990EZ/StatesWhereCopyOfReturnIsFiled0GA
IRS990EZ/SumOfTotalLiabilities/BOY034384
IRS990EZ/SumOfTotalLiabilities/EOY031446
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10999 PEACHTREE ST NE STE 2300
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0ATLANTA
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0GA
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode030309
IRS990EZ/TheBooksAreInCareOf/NamePerson0JACK BECKFORD
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber04044075093
IRS990EZ/TotalAssets/BOY0103167
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IRS990EZ/TotalExpenses012659
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IRS990EZ/TotalRevenue09682
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0www.gaclf.org
IRS990ScheduleA/AmtsFromSubstContributors/Total00
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total00
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear09484
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus1Year013352
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus2Years021615
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus3Years023635
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus4Years0104632
IRS990ScheduleA/GiftsGrantsContribReceived509/Total0172718
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear0198
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year089
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years0334
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years0630
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years02011
IRS990ScheduleA/GrossInvestmentIncome509/Total03262
IRS990ScheduleA/GrossReceiptsFromAdmissions/Total00
IRS990ScheduleA/GrossReceiptsFromNonUBI/Total00
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear0198
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IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus2Years0334
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IRS990ScheduleA/InvestmentIncomePercentage00.01840
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IRS990ScheduleA/OtherIncome509/CurrentTaxYearMinus3Years0700
IRS990ScheduleA/OtherIncome509/CurrentTaxYearMinus4Years0512
IRS990ScheduleA/OtherIncome509/Total01212
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IRS990ScheduleA/PriorYearSupportPercentage00.98530
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IRS990ScheduleA/PubliclySupportedOrg509a20X
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IRS990ScheduleA/TotalSupportTotal/Total0177192
IRS990ScheduleA/ValueOfSvcsFcltsFurnishdByGovt/Total00
IRS990ScheduleO/GeneralExplanation/Explanation0PAYROLL TAXES PAYABLE - Beginning $1741 PAYROLL TAXES PAYABLE - Ending $995
IRS990ScheduleO/GeneralExplanation/Explanation1Secured Mortgages and Notes Payable - Beginning $32643 Secured Mortgages and Notes Payable - Ending $30451
IRS990ScheduleO/GeneralExplanation/Explanation2Notes and Loans Receivable - Beginning $5000 Notes and Loans Receivable - Ending $32667
IRS990ScheduleO/GeneralExplanation/Explanation3Pledges and Grants Receivable - Beginning $60000 Pledges and Grants Receivable - Ending $60000
IRS990ScheduleO/GeneralExplanation/Explanation4BANK CHARGES $1
IRS990ScheduleO/GeneralExplanation/Explanation5TAXES AND LICENSES $60
IRS990ScheduleO/GeneralExplanation/Explanation6PENALTIES $247
IRS990ScheduleO/GeneralExplanation/Explanation7Interest $573
IRS990ScheduleO/GeneralExplanation/Explanation8Conferences, Conventions, and Meetings $722
IRS990ScheduleO/GeneralExplanation/Explanation9Travel $435
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990-EZ, Part II, Line 26.1
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990-EZ, Part II, Line 26.1007
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990-EZ, Part II, Line 24.1009
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990-EZ, Part II, Line 24.1006
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990-EZ, Part I, Line 16.3
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990-EZ, Part I, Line 16.2
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990-EZ, Part I, Line 16.1
IRS990ScheduleO/GeneralExplanation/Identifier7Form 990-EZ, Part I, Line 16.1008
IRS990ScheduleO/GeneralExplanation/Identifier8Form 990-EZ, Part I, Line 16.1007
IRS990ScheduleO/GeneralExplanation/Identifier9Form 990-EZ, Part I, Line 16.1005
IRS990ScheduleO/GeneralExplanation/ReturnReference0Total Liabilities.1
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IRS990ScheduleO/GeneralExplanation/ReturnReference2Other Assets.1009
IRS990ScheduleO/GeneralExplanation/ReturnReference3Other Assets.1006
IRS990ScheduleO/GeneralExplanation/ReturnReference4Other Expenses.3
IRS990ScheduleO/GeneralExplanation/ReturnReference5Other Expenses.2
IRS990ScheduleO/GeneralExplanation/ReturnReference6Other Expenses.1
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IRS990ScheduleO/GeneralExplanation/ReturnReference8Other Expenses.1007
IRS990ScheduleO/GeneralExplanation/ReturnReference9Other Expenses.1005
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0010678290
ReturnHeader/Filer/Name/BusinessNameLine10GEORGIA COMMUNITY LOAN FUND INC
ReturnHeader/Filer/NameControl0GEOR
ReturnHeader/Filer/Phone04044075093
ReturnHeader/Filer/USAddress/AddressLine10999 PEACHTREE ST NE STE 2300
ReturnHeader/Filer/USAddress/City0ATLANTA
ReturnHeader/Filer/USAddress/State0GA
ReturnHeader/Filer/USAddress/ZIPCode030309
ReturnHeader/Officer/DateSigned02011-11-15
ReturnHeader/Officer/Name0ELIZABETH G GAVRILLES
ReturnHeader/Officer/Title0Secretary
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Turner and Patat PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101165-A Cedar Shoals Dr
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Athens
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0GA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0306053592
ReturnHeader/Preparer/Name0Tracy M Mathews
ReturnHeader/Preparer/Phone07063541212
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-11-11T08:46:49-08:00

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