Civic Intelligence

Four Directions Development Corporation

EIN 01-0544468 • 501(c)3 • Orono, ME

Profile

To improve the social and economic conditions of tribal members in the four maine tribes (maliseet, micmac, passamaquoddy and penobscot) through education and investment in affordable housing, tribal business ventures, and entrepreneurs.

20 Godfrey Dr UNIT 7Orono, ME 04473

www.fourdirectionsmaine.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.42x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

2.64x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

48th percentile

3.5%

Higher net margin than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

15th percentile

$0

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

21st percentile

-3.6%

Faster asset growth than 21% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-5.1%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$15,081,245

Down $565,734 (-3.6%) from 2023

Liabilities

Down

$6,403,097

Down $649,459 (-9.2%) from 2023

Net Assets

Up

$8,678,148

Up $83,725 (+1.0%) from 2023

Revenue

Down

$2,421,539

Down $129,871 (-5.1%) from 2023

Expenses

Up

$2,337,814

Up $291,149 (+14%) from 2023

Net Income

Down

$83,725

Down $421,020 (-83%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2011: $6,390,579Liabilities 2011: $2,658,256Net Assets 2011: $3,732,3232011Assets 2012: $5,869,518Liabilities 2012: $2,130,021Net Assets 2012: $3,739,4972012Assets 2013: $5,855,735Liabilities 2013: $2,022,237Net Assets 2013: $3,833,4982013Assets 2014: $6,307,727Liabilities 2014: $2,344,067Net Assets 2014: $3,963,6602014Assets 2015: $8,253,498Liabilities 2015: $3,563,510Net Assets 2015: $4,689,9882015Assets 2016: $8,501,971Liabilities 2016: $3,503,828Net Assets 2016: $4,998,1432016Assets 2017: $9,238,677Liabilities 2017: $3,792,284Net Assets 2017: $5,446,3932017Assets 2018: $9,806,937Liabilities 2018: $4,211,181Net Assets 2018: $5,595,7562018Assets 2019: $10,950,548Liabilities 2019: $4,875,199Net Assets 2019: $6,075,3492019Assets 2020: $11,436,846Liabilities 2020: $4,940,916Net Assets 2020: $6,495,9302020Assets 2021: $13,017,846Liabilities 2021: $5,488,785Net Assets 2021: $7,529,0612021Assets 2022: $14,264,573Liabilities 2022: $6,131,569Net Assets 2022: $8,133,0042022Assets 2023: $15,646,979Liabilities 2023: $7,052,556Net Assets 2023: $8,594,4232023Assets 2024: $15,081,245Liabilities 2024: $6,403,097Net Assets 2024: $8,678,1482024

Highlighted filing

2024

Assets$15,081,245
Liabilities$6,403,097
Net Assets$8,678,148

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Revenue 2011: $1,460,819Expenses 2011: $1,310,233Net Income 2011: $150,5862011Expenses 2012: $1,475,5112012Revenue 2013: $1,354,139Expenses 2013: $1,260,138Net Income 2013: $94,0012013Revenue 2014: $791,337Expenses 2014: $661,175Net Income 2014: $130,1622014Revenue 2015: $1,427,868Expenses 2015: $701,540Net Income 2015: $726,3282015Revenue 2016: $1,105,590Expenses 2016: $797,435Net Income 2016: $308,1552016Revenue 2017: $1,316,330Expenses 2017: $863,996Net Income 2017: $452,3342017Revenue 2018: $916,929Expenses 2018: $727,013Net Income 2018: $189,9162018Revenue 2019: $1,403,515Expenses 2019: $900,634Net Income 2019: $502,8812019Revenue 2020: $1,324,518Expenses 2020: $896,411Net Income 2020: $428,1072020Revenue 2021: $2,458,289Expenses 2021: $1,452,618Net Income 2021: $1,005,6712021Revenue 2022: $2,419,599Expenses 2022: $1,851,139Net Income 2022: $568,4602022Revenue 2023: $2,551,410Expenses 2023: $2,046,665Net Income 2023: $504,7452023Revenue 2024: $2,421,539Expenses 2024: $2,337,814Net Income 2024: $83,7252024

Highlighted filing

2024

Revenue$2,421,539
Expenses$2,337,814
Net Income$83,725

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.1$6.40$8.68$2.42$2.34$0.08
2023Detailed filing. Detailed filing data is available for this year.$15.6$7.05$8.59$2.55$2.05$0.50
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$6.13$8.13$2.42$1.85$0.57
2021Detailed filing. Detailed filing data is available for this year.$13.0$5.49$7.53$2.46$1.45$1.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$4.94$6.50$1.32$0.90$0.43
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.0$4.88$6.08$1.40$0.90$0.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.81$4.21$5.60$0.92$0.73$0.19
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.24$3.79$5.45$1.32$0.86$0.45
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$8.50$3.50$5.00$1.11$0.80$0.31
2015Detailed filing. Detailed filing data is available for this year.$8.25$3.56$4.69$1.43$0.70$0.73
2014Detailed filing. Detailed filing data is available for this year.$6.31$2.34$3.96$0.79$0.66$0.13
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.86$2.02$3.83$1.35$1.26$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.87$2.13$3.74$1.48
2011Summary only. Only limited summary data is available for this year.$6.39$2.66$3.73$1.46$1.31$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Apr 29, 2025
Return Version
2023v6.0
Gross Receipts
$2,421,539
Mission and Program Overview

Mission

See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$29,370$3,461,258▲ $3,431,888
Savings and Temporary Cash Investments$6,383,403$2,607,485▼ $3,775,918
Pledges and Grants Receivable$626,529$438,485▼ $188,044
Prepaid Expenses and Deferred Charges$7,462$28,648▲ $21,186
Inventories for Sale or Use-$4,507-
Land, Buildings, and Equipment, Net$11,849$2,883▼ $8,966
Total Assets$15,646,979$15,081,245▼ $565,734
Other Assets Total$8,588,366$8,537,979▼ $50,387
Liabilities
Mortgage Notes Payable Secured by Investment Property$6,654,846$5,948,555▼ $706,291
Other Liabilities-$240,000-
Accounts Payable and Accrued Expenses$159,022$131,505▼ $27,517
Deferred Revenue$238,688$83,037▼ $155,651
Total Liabilities$7,052,556$6,403,097▼ $649,459
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$7,701,069$7,972,129▲ $271,060
Net Assets With Donor Restrictions$893,354$706,019▼ $187,335
Total Net Assets Fund Balance$8,594,423$8,678,148▲ $83,725
Total Liabilities and Net Assets / Fund Balance$15,646,979$15,081,245▼ $565,734

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,883$48,058$50,941
Leasehold Improvements-$4,925$4,925
Other Assets Org$-412,607--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Nichole FrancisPresident
Christopher PhillipsDirector
Gabe PaulDirector
Jacob PelkeyDirector
Jeffrey NathanDirector
John DennisDirector
Laura BuxbaumDirector
Martha BentleyDirector
Susan HammondDirector
Vicki RusbultDirector
Charlene VirgilioExecutive Director
Catherine St JohnSecretary
Eric NicolarTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,755,056
Program Service Revenue
$497,689
Investment Income
$156,139
Other Revenue
$12,655
All Other Contributions
$406,017
Change in Net Assets
$83,725
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,295,470
Salaries, Compensation, and Employee Benefits$1,042,344
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$530,074$286,750-$816,824
Fees for Services Other$350,552$38,712-$389,264
All Other Expenses$69,937$93,856-$163,793
Other Employee Benefits$86,520$67,034-$153,554
Interest$68,119$53,008-$121,127
Conferences and Meetings$92,459$18,623-$111,082
Occupancy$45,455$38,154-$83,609
Payroll Taxes$46,616$25,350-$71,966
Other Expenses$44,568$2,574-$44,568
Office Expenses$20,793$20,060-$40,853
Insurance-$36,253-$36,253
Travel$21,707$13,857-$35,564
Fees for Services Accounting-$33,342-$33,342
Advertising$7,891$16,349-$24,240
Information Technology$2,000$16,310-$18,310
Depreciation Depletion-$8,965-$8,965
Fees for Services Legal$950$324-$1,274
Total Functional Expenses$1,561,035$776,779$0$2,337,814
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$240,000
Current Portion LT Liabilities-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The Form 990 is provided to the Board of Directors for consent before filing

Form 990, Part VI, Section B, Line 12C

The monitoring is applied consistently and conflicts of interest that arise are handled immediately with disciplinary or discharge action taken. The directors are required to read and sign a copy of the conflict of interest policy at each Board of Directors meeting.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy and financial statements are available to the public upon request

Filing and Contact Details

Filer

Filer Name
Four Directions Development Corporation
EIN
01-0544468
Phone
2078666545
Address
20 Godfrey Dr UNIT 7, Orono, ME 04473

Signing Officer

Name
Matthew Lewis
Title
Executive Director
Phone
2078666545
Signed
2025-04-29
Discuss with paid preparer
No

Organization Details

Principal Officer
Matthew Lewis
Formed
2001
Legal Domicile
Me
Voting Board Members
12
Independent Board Members
12
Employees
18

Preparer

Firm
RHR Smith & Company CPA's
Address
3 Old Orchard Road, Buxton, ME 04093
Preparer
Danielle N O'Neill
Phone
2079294606
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other fees for service include Outside Contract Services, Consulting Programs Business Development, Community Development, General Admin , Internship/Participation.

Raw XML AppendixShowing 400 of 466 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02421539
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt012
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt016310
IRS990/InformationTechnologyGrp/ProgramServicesAmt02000
IRS990/InformationTechnologyGrp/TotalAmt018310
IRS990/InsuranceGrp/ManagementAndGeneralAmt036253
IRS990/InsuranceGrp/TotalAmt036253
IRS990/InterestGrp/ManagementAndGeneralAmt053008
IRS990/InterestGrp/ProgramServicesAmt068119
IRS990/InterestGrp/TotalAmt0121127
IRS990/InventoriesForSaleOrUseGrp/EOYAmt04507
IRS990/InvestmentIncomeGrp/ExclusionAmt0156139
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0156139
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt052983
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011849
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02883
IRS990/LandBldgEquipCostOrOtherBssAmt055866
IRS990/LegalDomicileStateCd0ME
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt012655
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt012655
IRS990/MissionDesc0See Schedule O
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt06654846
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt05948555
IRS990/NetAssetsOrFundBalancesBOYAmt08594423
IRS990/NetAssetsOrFundBalancesEOYAmt08678148
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt07701069
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt07972129
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt038154
IRS990/OccupancyGrp/ProgramServicesAmt045455
IRS990/OccupancyGrp/TotalAmt083609
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt020060
IRS990/OfficeExpensesGrp/ProgramServicesAmt020793
IRS990/OfficeExpensesGrp/TotalAmt040853
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08588366
IRS990/OtherAssetsTotalGrp/EOYAmt08537979
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt067034
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt086520
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0153554
IRS990/OtherExpensesGrp/Desc0Licenses Memberships
IRS990/OtherExpensesGrp/Desc1Recruitment Retention
IRS990/OtherExpensesGrp/Desc2Program/Grant Expense
IRS990/OtherExpensesGrp/Desc3Bad Debt Expense
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt07258
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12574
IRS990/OtherExpensesGrp/ProgramServicesAmt09981
IRS990/OtherExpensesGrp/ProgramServicesAmt1118925
IRS990/OtherExpensesGrp/ProgramServicesAmt244488
IRS990/OtherExpensesGrp/ProgramServicesAmt344568
IRS990/OtherExpensesGrp/TotalAmt017239
IRS990/OtherExpensesGrp/TotalAmt1121499
IRS990/OtherExpensesGrp/TotalAmt244488
IRS990/OtherExpensesGrp/TotalAmt344568
IRS990/OtherLiabilitiesGrp/EOYAmt0240000
IRS990/OtherRevenueTotalAmt012655
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0286750
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0530074
IRS990/OtherSalariesAndWagesGrp/TotalAmt0816824
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt025350
IRS990/PayrollTaxesGrp/ProgramServicesAmt046616
IRS990/PayrollTaxesGrp/TotalAmt071966
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0626529
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0438485
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07462
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt028648
IRS990/PrincipalOfficerNm0Matthew Lewis
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Loan Origination Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0474645
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt123044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0474645
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt123044
IRS990/ProgSrvcAccomActy2Grp/Desc0See Schedule O
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01180192
IRS990/ProgSrvcAccomActy3Grp/Desc0FINANCIAL CAPABILITIES - FOUR DIRECTIONS DEVELOPMENT CORPORATIONS FINANCIAL CAPABILITIES PROGRAM PROVIDES HOMEOWNERSHIP AND FINANCIAL EDUCATION TO EMPOWER TRIBAL MEMBERS TO REACH THEIR FINANCIAL GOALS. THE PROGRAM INCLUDES ONE-ON-ONE FINANCIAL COACHING AND HOMEOWNERSHIP COUNSELING, AS WELL AS LARGER GROUP EDUCATION WORKSHOPS AND EVENTS. THESE ACTIVITES INCLUDE PRE AND POST PURCHASE HOMEOWNERSHIP COUNSELING, RENTAL COUNSELING, DELINQUENCY AND PRE-FORECLOSURE COUNSELING, MONEY MANAGEMENT COACHING, CREDIT COACHING, AND HOMEBUYER EDUCATION CLASSES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0125944
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01986581
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt063663
IRS990/PYInvestmentIncomeAmt069537
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01032070
IRS990/PYOtherRevenueAmt019859
IRS990/PYProgramServiceRevenueAmt0475433
IRS990/PYRevenuesLessExpensesAmt0504745
IRS990/PYSalariesCompEmpBnftPaidAmt0950932
IRS990/PYTotalExpensesAmt02046665
IRS990/PYTotalRevenueAmt02551410
IRS990/QuidProQuoContributionsInd0false
IRS990/QuidProQuoContriDisclInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt083725
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06383403
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02607485
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01755056
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01755056
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0156139
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0156139
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.91830
IRS990ScheduleA/PublicSupportTotal170Amt01755056
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01755056
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01755056
IRS990ScheduleA/TotalSupportAmt01911195
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt02883
IRS990ScheduleD/EquipmentGrp/DepreciationAmt048058
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt050941
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04925
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt04925
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0682128
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt18228458
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt240000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3-412607
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Construction in Progress
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Housing and Business Loans Receivable
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Loan Loss Reserve Escrow
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Allowance for Loan Losses
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0240000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Current Portion LT Liabilities
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02883
IRS990ScheduleD/TotalBookValueOtherAssetsAmt08537979
IRS990ScheduleD/TotalLiabilityAmt0240000
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 is provided to the Board of Directors for consent before filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The monitoring is applied consistently and conflicts of interest that arise are handled immediately with disciplinary or discharge action taken. The directors are required to read and sign a copy of the conflict of interest policy at each Board of Directors meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Governing documents, conflict of interest policy and financial statements are available to the public upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Other fees for service include Outside Contract Services, Consulting Programs Business Development, Community Development, General Admin , Internship/Participation.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt015646979
IRS990/TotalAssetsEOYAmt015081245
IRS990/TotalAssetsGrp/BOYAmt015646979

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