Civic Intelligence

Mainestream Finance

990 • Fiscal year 2020 • EIN 01-0539222

Oct 01, 2019 to Sep 30, 2020 • Filed on Jul 20, 2021

Organization Profilewww.mainestreamfinance.org
PO Box 1162Bangor, ME 04402-1162

(207) 973-3500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.81x

Higher debt load relative to assets than 87% of similar nonprofits.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2020

Liabilities / Revenue

96th percentile

7.26x

Higher debt load relative to revenue than 96% of similar nonprofits.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2020

Net Margin

56th percentile

6.9%

Higher net margin than 56% of similar nonprofits.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2020

Top Officer Pay

77th percentile

$202,392

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 30.7% of source-year revenue.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2020

Asset Growth

37th percentile

2.0%

Faster asset growth than 37% of similar nonprofits.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2019 to 2020

Revenue Growth

38th percentile

-3.6%

Faster revenue growth than 38% of similar nonprofits.

2020 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$5,933,338

Up $118,314 (+2.0%) from 2019

Net Assets

Up

$1,146,165

Up $45,251 (+4.1%) from 2019

Liabilities

Up

$4,787,173

Up $73,063 (+1.5%) from 2019

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin56th percentile

Revenue

Down

$659,119

Down $24,371 (-3.6%) from 2019

Expenses

Down

$613,868

Down $243,411 (-28%) from 2019

Net Income

Up

$45,251

Up $219,040 (+126%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $2,411,851Liabilities 2010: $1,361,527Net Assets 2010: $1,050,3242010Assets 2011: $2,898,088Liabilities 2011: $1,943,469Net Assets 2011: $954,6192011Assets 2012: $3,850,688Liabilities 2012: $2,919,535Net Assets 2012: $931,1532012Assets 2013: $4,975,379Liabilities 2013: $3,569,220Net Assets 2013: $1,406,1592013Assets 2014: $6,171,100Liabilities 2014: $4,546,385Net Assets 2014: $1,624,7152014Assets 2015: $7,482,330Liabilities 2015: $5,770,041Net Assets 2015: $1,712,2892015Assets 2016: $6,678,912Liabilities 2016: $5,172,023Net Assets 2016: $1,506,8892016Assets 2017: $5,511,379Liabilities 2017: $4,142,989Net Assets 2017: $1,368,3902017Assets 2018: $5,438,648Liabilities 2018: $4,163,945Net Assets 2018: $1,274,7032018Assets 2019: $5,815,024Liabilities 2019: $4,714,110Net Assets 2019: $1,100,9142019Assets 2020: $5,933,338Liabilities 2020: $4,787,173Net Assets 2020: $1,146,1652020Assets 2021: $6,924,505Liabilities 2021: $4,888,459Net Assets 2021: $2,036,0462021Assets 2022: $6,730,189Liabilities 2022: $3,895,092Net Assets 2022: $2,835,0972022Assets 2023: $6,908,881Liabilities 2023: $4,172,612Net Assets 2023: $2,736,2692023Assets 2024: $7,474,375Liabilities 2024: $4,629,798Net Assets 2024: $2,844,5772024

Highlighted filing

2020

Assets$5,933,338
Liabilities$4,787,173
Net Assets$1,146,165
Open 2020 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $314,2802010Expenses 2011: $548,9462011Expenses 2012: $474,1312012Revenue 2013: $1,077,215Expenses 2013: $602,209Net Income 2013: $475,0062013Revenue 2014: $1,181,716Expenses 2014: $963,160Net Income 2014: $218,5562014Revenue 2015: $892,280Expenses 2015: $804,706Net Income 2015: $87,5742015Revenue 2016: $753,799Expenses 2016: $959,199Net Income 2016: -$205,4002016Revenue 2017: $661,099Expenses 2017: $799,598Net Income 2017: -$138,4992017Revenue 2018: $805,718Expenses 2018: $899,406Net Income 2018: -$93,6882018Revenue 2019: $683,490Expenses 2019: $857,279Net Income 2019: -$173,7892019Revenue 2020: $659,119Expenses 2020: $613,868Net Income 2020: $45,2512020Revenue 2021: $1,591,851Expenses 2021: $701,970Net Income 2021: $889,8812021Revenue 2022: $1,442,234Expenses 2022: $643,183Net Income 2022: $799,0512022Revenue 2023: $484,821Expenses 2023: $583,649Net Income 2023: -$98,8282023Revenue 2024: $615,035Expenses 2024: $506,727Net Income 2024: $108,3082024

Highlighted filing

2020

Revenue$659,119
Expenses$613,868
Net Income$45,251
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2019 to Sep 30, 2020
Signed
Jul 20, 2021
Return Version
2019v5.2
Gross Receipts
$723,619
Mission and Program Overview

Mission

To promote community development and perform all functions permitted as community development financial institution, primarily through financing activities servicing the low income targeted population of the state of Maine.

To promote community development and perform all functions permitted as community development financial institution, primarily through financing activities, servicing the low income targeted population of the state of Maine.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,079,127$4,748,440▲ $669,313
Savings and Temporary Cash Investments$1,311,971$881,937▼ $430,034
Investments Program Related$270,000$145,000▼ $125,000
Accounts Receivable$72,497$133,597▲ $61,100
Prepaid Expenses and Deferred Charges$11,345$20,864▲ $9,519
Inventories for Sale or Use$68,000$3,500▼ $64,500
Land, Buildings, and Equipment, Net$2,084$0▼ $2,084
Total Assets$5,815,024$5,933,338▲ $118,314
Liabilities
Mortgage Notes Payable Secured by Investment Property$3,766,166$3,922,045▲ $155,879
Other Liabilities$849,606$670,561▼ $179,045
Escrow Account Liability$48,973$114,293▲ $65,320
Deferred Revenue$28,546$66,520▲ $37,974
Accounts Payable and Accrued Expenses$20,819$13,754▼ $7,065
Total Liabilities$4,714,110$4,787,173▲ $73,063
Net Assets / Fund Balance
Net Assets With Donor Restrictions$1,743,638$1,806,692▲ $63,054
Net Assets Without Donor Restrictions$-642,724$-660,527▼ $17,803
Total Net Assets Fund Balance$1,100,914$1,146,165▲ $45,251
Total Liabilities and Net Assets / Fund Balance$5,815,024$5,933,338▲ $118,314

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$52,258$52,258
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Michelle CobbChair
Kara HayPresident
Geneva LibbyVice Chair
Adam RobertsonDirector
Harvey GosselinDirector
Samantha HillDirector
Scott KilcollinsDirector
Susan HammondDirector
Christopher LinderChief Executive Officer
Denice ConaryChief Financial Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$267,437
Program Service Revenue
$428,682
Investment Income
$-37,000
Other Revenue
$0
All Other Contributions
$49,923
Change in Net Assets
$45,251

Audited Revenue Reconciliation

Revenue per Audited Statements
$659,119
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$69,205
Total Revenue per Audited Statements
$728,324
Total Revenue per Form 990
$659,119
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$608,868
Grants and Similar Amounts Paid$5,000
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$117,294--$117,294
Occupancy$14,483$26,759-$41,242
Information Technology$21,991$2,787-$24,778
Office Expenses$17,723$561-$18,284
Fees for Services Legal$786$15,468-$16,254
Fees for Services Accounting$10,867$2,902-$13,769
Insurance$4,956$1,612-$6,568
Grants to Domestic Individuals$5,000--$5,000
Fees for Services Other$3,915--$3,915
Travel$2,875$493-$3,368
Depreciation Depletion$1,667$417-$2,084
Other Expenses$0$1,925-$1,925
Total Functional Expenses$499,598$114,270$0$613,868

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$683,073
Expenses per Audited Statements$613,868
Total Expenses per Form 990$613,868
Expenses Not Reported on Form 990$69,205
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliate$670,561
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“A draft of the MaineStream Finance Form 990 is presented to the Finance Committee by Penquis Chief Financial Officer, Denice Conary. The Committee as designated by the Penquis Board of Directors unanimously approves the filing of the tax return.”

Form 990, Part VI, Section B, line 12C

“No person shall be at once an employee of the corporation and a member of the Board of Directors. No person may serve as a member of the Board of Directors while that person's husband, wife, child, sibling or parent is an employee of the corporation. Members of the Board of Directors may not apply for employment with the corporation, its subsidiaries or delegates. Board of Directors may not directly or indirectly solicit or accept gratuities of a monetary value from any recipient of the corporation's services or from any organization with which the corporation has a contractual relationship. Board of Directors may not have a financial conflict of interest with the agency. Board of Directors may not receive compensation for serving on the Board of Directors. Board of Directors members shall operate as an entity independent of staff employed by the agency. MaineStream Finance also has a specific Conflict of Interest Policy which further defines the corporate policy and related practices.”

Form 990, Part VI, Section B, line 15

“The CEO's compensation is determined by Human Resources of the parent organization utilizing an independent compensation survey which is completed every 3 years.”

Form 990, Part VI, Section C, line 19

“Governing documents, policies, and financial statements are made available to the public upon written request. The documents are copied and mailed to the requestor as soon as they are available.”

Filing and Contact Details

Filer

Filer Name
MaineStream Finance
EIN
01-0539222
Phone
2079733500
Address
PO Box 1162, Bangor, ME 04402-1162

Signing Officer

Name
Denice Conary
Title
Chief Financial Officer
Phone
2079733500
Signed
2021-07-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kara Hay
Formed
2000
Legal Domicile
Me
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
PO BOX 1100, Portland, ME 04104-1100
Preparer
Joseph R Byrne
Phone
2077752387
Supplemental Narrative

Additional Explanations

Form 990, Part X, Line 10: Land, Buildings, and Equipment

“Section 1.263(a)-3(n) Election: MaineStream Finance P.O. Box 1162 Bangor, ME 04402-1162 EIN: 01-0539222 MaineStream Finance is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).”

Financial Statement Notes

Part IV, Line 2B:

“The balance represents loan escrow balances in aggregate collected monthly from the debtor to pay the real estate taxes and homeowners insurance on the property held as collateral.”

Part XI, Line 2D - Other Adjustments:

“Loss on Sale of Fixed Asset 37,000. Other Reconciling Item 23,699.”

Part XII, Line 2D - Other Adjustments:

“Loss on Sale of Fixed Asset 37,000. Other Reconciling Item 23,699.”

Raw XML AppendixShowing 400 of 810 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0ECONOMIC DEVELOPMENT: The economic development program of MaineStream Finance provides loans, education, and services to assist individuals to start small businesses and assist existing small businesses to grow. The Incubator Without Walls program is a comprehensive training program that helps entrepreneurs advance their business through increased knowledge and skills in a multitude of business areas. The program centers around group networking among participants rather than 1 on 1 business plan preparation or classroom work. The program includes pre-loan technical assistance, such as writing a business plan, cash flow analysis preparation, and, after the loan has been processed, ongoing support for running a small business. Business 101 classes are offered to prospective self-employed individuals and covers the basics of what it takes to start up a new micro-business. Classes include financial review, assistance with a business plan, foreclosure, debt management, budget and business cash flow counseling. Those businesses that are currently in operation are encouraged to attend the Incubator Without Walls program for classroom and networking support. MaineStream Finance loans funds to day care providers that are used to establish/expand child care businesses in order to create job opportunities for low-income individuals.
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IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0270000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0145000
IRS990/IRPDocumentCnt0150
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt052258
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02084
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt052258
IRS990/LegalDomicileStateCd0ME
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt064500
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To promote community development and perform all functions permitted as community development financial institution, primarily through financing activities servicing the low income targeted population of the state of Maine.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03766166
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03922045
IRS990/NetAssetsOrFundBalancesBOYAmt01100914
IRS990/NetAssetsOrFundBalancesEOYAmt01146165
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-37000
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-37000
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0-642724
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0-660527
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt026759
IRS990/OccupancyGrp/ProgramServicesAmt014483
IRS990/OccupancyGrp/TotalAmt041242
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0561
IRS990/OfficeExpensesGrp/ProgramServicesAmt017723
IRS990/OfficeExpensesGrp/TotalAmt018284
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Allocation of Managemen
IRS990/OtherExpensesGrp/Desc1Miscellanous Expense
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt061346
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11925
IRS990/OtherExpensesGrp/ProgramServicesAmt0298041
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/TotalAmt0359387
IRS990/OtherExpensesGrp/TotalAmt11925
IRS990/OtherLiabilitiesGrp/BOYAmt0849606
IRS990/OtherLiabilitiesGrp/EOYAmt0670561
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04079127
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04748440
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011345
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020864
IRS990/PrincipalOfficerNm0Kara Hay
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Homebuyer Education
IRS990/ProgramServiceRevenueGrp/Desc2Loan Servicing
IRS990/ProgramServiceRevenueGrp/Desc3Economic Development
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0338364
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt139063
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt233755
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt317500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0338364
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt139063
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt233755
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt317500
IRS990/ProgSrvcAccomActy2Grp/Desc0HOMEBUYER EDUCATION: Classes for individuals seeking to purchase a home to learn the process and calculations involved in loan processing, home owners insurance, escrows, home inspections, and all other aspects of a home purchase.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt042168
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt039063
IRS990/ProgSrvcAccomActy3Grp/Desc0LOAN SERVICING: MaineStream Finance offers loans to those who can not qualify for other loan products at an affordable rate. First mortgage loans are available to purchase, rehabilitate or refinance residential owner-occupied properties. Through education programs, MaineStream Finance fosters successful homeownership, entrepreneurship, and wealth creation. Financial counseling occurs pre- and post-loan closing. If borrowers qualify for USDA/RD loans and /or Maine Housing's loans, MaineStream Finance encourages and assists them to apply for those products if appropriate.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0373270
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0372119
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0321455
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04500
IRS990/PYOtherExpensesAmt0857279
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0357535
IRS990/PYRevenuesLessExpensesAmt0-173789
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0857279
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0683490
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt045251
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt0118000
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt017500
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01311971
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0881937
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0267437
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0321455
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0480686
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0328087
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0411428
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01809093
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt04560
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt05134
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt05531
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt015225
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt01754197
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99170
IRS990ScheduleA/PublicSupportPY170Pct00.99000
IRS990ScheduleA/PublicSupportTotal170Amt01809093
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0267437
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0321455
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0480686
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0328087
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0411428
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01809093
IRS990ScheduleA/TotalSupportAmt01824318
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt08506
IRS990ScheduleD/DonatedServicesUseFcltsAmt08506
IRS990ScheduleD/ExpensesNotReportedAmt069205
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0613868
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherExpensesIncludedAmt060699
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt052258
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt052258
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0670561
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Due to Affiliate
IRS990ScheduleD/OtherRevenueAmt060699
IRS990ScheduleD/RevenueNotReportedAmt069205
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0659119
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The balance represents loan escrow balances in aggregate collected monthly from the debtor to pay the real estate taxes and homeowners insurance on the property held as collateral.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Loss on Sale of Fixed Asset 37,000. Other Reconciling Item 23,699.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2Loss on Sale of Fixed Asset 37,000. Other Reconciling Item 23,699.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XI, Line 2d - Other Adjustments:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2Part XII, Line 2d - Other Adjustments:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0613868
IRS990ScheduleD/TotalLiabilityAmt0670561
IRS990ScheduleD/TotalRevenuePerForm990Amt0659119
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0728324
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0683073
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0143887
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1118045
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt2102032
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,933,338
Liabilities
$4,787,173
Net assets
$1,146,165
Revenue
$659,119
Expenses
$613,868
Net income
$45,251
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$7.47$4.63$2.84$0.62$0.51$0.11
2023Detailed filing. Detailed filing data is available for this year.$6.91$4.17$2.74$0.48$0.58$0.10
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.73$3.90$2.84$1.44$0.64$0.80
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$6.92$4.89$2.04$1.59$0.70$0.89
2020Detailed filing. Detailed filing data is available for this year.$5.93$4.79$1.15$0.66$0.61$0.05
2019Detailed filing. Detailed filing data is available for this year.$5.82$4.71$1.10$0.68$0.86$0.17
2018Detailed filing. Detailed filing data is available for this year.$5.44$4.16$1.27$0.81$0.90$0.09
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$5.51$4.14$1.37$0.66$0.80$0.14
2016Detailed filing. Detailed filing data is available for this year.$6.68$5.17$1.51$0.75$0.96$0.21
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.48$5.77$1.71$0.89$0.80$0.09
2014Detailed filing. Detailed filing data is available for this year.$6.17$4.55$1.62$1.18$0.96$0.22
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.98$3.57$1.41$1.08$0.60$0.48
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.85$2.92$0.93$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.90$1.94$0.95$0.55
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.41$1.36$1.05$0.31
Peer Organizations

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