Civic Intelligence

Habitat for Humanity International Inc

990 • Fiscal year 2018 • EIN 01-0455355

Jul 01, 2017 to Jun 30, 2018 • Filed on Feb 01, 2019

799 West StreetRockport, ME 04856

(207) 236-6123

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.15x

Higher debt load relative to assets than 59% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

65th percentile

0.21x

Higher debt load relative to revenue than 65% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Net Margin

80th percentile

23%

Higher net margin than 80% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

48th percentile

$58,024

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Asset Growth

82nd percentile

21%

Faster asset growth than 82% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2018

Revenue Growth

90th percentile

61%

Faster revenue growth than 90% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2018

Assets

Up

$1,851,780

Up $582,872 (+46%) from 2016

Net Assets

Up

$1,566,030

Up $531,683 (+51%) from 2016

Liabilities

Up

$285,750

Up $51,189 (+22%) from 2016

Revenue

Up

$1,349,572

Up $831,356 (+160%) from 2016

Expenses

Up

$1,036,457

Up $520,393 (+101%) from 2016

Net Income

Up

$313,115

Up $310,963 (+14450%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $766,957Liabilities 2011: $128,249Net Assets 2011: $638,7082011Assets 2012: $891,444Liabilities 2012: $126,311Net Assets 2012: $765,1332012Assets 2013: $906,824Liabilities 2013: $126,742Net Assets 2013: $780,0822013Assets 2014: $990,532Liabilities 2014: $184,919Net Assets 2014: $805,6132014Assets 2015: $1,264,134Liabilities 2015: $225,536Net Assets 2015: $1,038,5982015Assets 2016: $1,268,908Liabilities 2016: $234,561Net Assets 2016: $1,034,3472016Assets 2018: $1,851,780Liabilities 2018: $285,750Net Assets 2018: $1,566,0302018Assets 2019: $2,044,678Liabilities 2019: $238,485Net Assets 2019: $1,806,1932019Assets 2020: $2,659,969Liabilities 2020: $576,195Net Assets 2020: $2,083,7742020Assets 2021: $3,045,607Liabilities 2021: $580,145Net Assets 2021: $2,465,4622021Assets 2022: $2,971,888Liabilities 2022: $430,686Net Assets 2022: $2,541,2022022Assets 2023: $4,111,260Liabilities 2023: $1,237,349Net Assets 2023: $2,873,9112023Assets 2024: $5,779,824Liabilities 2024: $2,325,538Net Assets 2024: $3,454,2862024Assets 2025: $3,832,270Liabilities 2025: $680,576Net Assets 2025: $3,151,6942025

Highlighted filing

2018

Assets$1,851,780
Liabilities$285,750
Net Assets$1,566,030

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Revenue 2011: $348,813Expenses 2011: $303,527Net Income 2011: $45,2862011Revenue 2012: $425,710Expenses 2012: $299,285Net Income 2012: $126,4252012Revenue 2013: $365,917Expenses 2013: $362,569Net Income 2013: $3,3482013Revenue 2014: $407,478Expenses 2014: $387,946Net Income 2014: $19,5322014Revenue 2015: $624,894Expenses 2015: $388,268Net Income 2015: $236,6262015Revenue 2016: $518,216Expenses 2016: $516,064Net Income 2016: $2,1522016Revenue 2018: $1,349,572Expenses 2018: $1,036,457Net Income 2018: $313,1152018Revenue 2019: $662,049Expenses 2019: $421,886Net Income 2019: $240,1632019Revenue 2020: $880,085Expenses 2020: $602,504Net Income 2020: $277,5812020Revenue 2021: $1,257,460Expenses 2021: $905,288Net Income 2021: $352,1722021Revenue 2022: $1,225,460Expenses 2022: $1,127,053Net Income 2022: $98,4072022Revenue 2023: $1,704,074Expenses 2023: $1,382,859Net Income 2023: $321,2152023Revenue 2024: $1,920,097Expenses 2024: $1,305,119Net Income 2024: $614,9782024Revenue 2025: $3,854,079Expenses 2025: $3,298,557Net Income 2025: $555,5222025

Highlighted filing

2018

Revenue$1,349,572
Expenses$1,036,457
Net Income$313,115
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Feb 1, 2019
Return Version
2017v2.3
Gross Receipts
$1,830,183
Mission and Program Overview

Mission

To work in cooperation with the vision and principles of habitat for humanity international, bringing people together to build hope, homes, and community and end poverty housing in knox county, maine.

Through partnerships with individuals, local companies, civic organizations and government, builds or repairs safe, decent, affordable housing and provides homeownership opportunities to low-income families in knox county, maine.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$498,065$660,185▲ $162,120
Land, Buildings, and Equipment, Net$319,126$310,077▼ $9,049
Savings and Temporary Cash Investments$5,046$210,607▲ $205,561
Investments in Publicly Traded Securities$99,136$117,126▲ $17,990
Accounts Receivable$22,746$62,647▲ $39,901
Prepaid Expenses and Deferred Charges$5,152$6,014▲ $862
Cash and Non-Interest-Bearing Accounts$200$200→ $0
Total Assets$1,562,626$1,851,780▲ $289,154
Other Assets Total$613,155$484,924▼ $128,231
Liabilities
Mortgage Notes Payable Secured by Investment Property$233,032$218,127▼ $14,905
Accounts Payable and Accrued Expenses$72,610$62,028▼ $10,582
Escrow Account Liability$5,844$5,595▼ $249
Total Liabilities$311,486$285,750▼ $25,736
Net Assets / Fund Balance
Unrestricted Net Assets$1,247,769$1,540,645▲ $292,876
Temporarily Rstr Net Assets$3,371$25,385▲ $22,014
Total Net Assets Fund Balance$1,251,140$1,566,030▲ $314,890
Total Liabilities and Net Assets / Fund Balance$1,562,626$1,851,780▲ $289,154

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$169,529$42,754$212,283
Land$104,000-$104,000
Equipment$36,548$14,533$51,081
Other Assets Org$199,880--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Tia AndersonExecutive DiFT$58,024$58,024

Board Members and Trustees

NameTitle
Cale PickfordPresident
Gretchen GeeDirector
Jay FischerDirector
Peter BerkeDirector
Peter HorchDirector
Robert FillnowDirector
Susan TaylorDirector
Vicki DouderaDirector
Patty EddySecretary
Robert HollandTreasurer
Jennifer MazurekVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$492,739
Program Service Revenue
$657,689
Investment Income
$25,415
Other Revenue
$173,729
All Other Contributions
$492,739
Change in Net Assets
$313,115

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,349,572
Revenue Not Reported on Form 990
$25,850
Total Revenue per Audited Statements
$1,375,422
Total Revenue per Form 990
$1,349,572
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$911,140
Salaries, Compensation, and Employee Benefits$125,317
Total Fundraising Expense$65,883
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$35,816$11,938$11,938$59,692
Other Salaries and Wages$8,821$7,276$37,962$54,059
Fees for Services Other$416$23,907$416$24,739
Insurance$10,199$1,726$6,308$18,233
Depreciation Depletion-$18,211-$18,211
Payroll Taxes$3,510$5,152$2,904$11,566
Travel$7,571$3,738$13$11,322
Office Expenses$1,808$3,839$4,592$10,239
Other Expenses$8,959$897$25$8,959
Interest$149$5,245-$5,394
Occupancy$233$3,221-$3,454
All Other Expenses$550$688$1,705$2,943
Advertising$1,846-$20$1,866
Total Functional Expenses$884,736$85,838$65,883$1,036,457

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,036,457
Total Expenses per Audited Statements$1,036,457
Total Expenses per Form 990$1,036,457
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$19,499
Fundraising Direct Expenses$4,265
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Home Sweet Home$19,499$19,499$526$18,973
Total Events$19,499$19,499$4,265$15,234
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Reviewed by board members prior to filing form 990.

Form 990, Page 6, Part VI, Line 12C

The confilct of interest policy is reviewed annually by the board of directors. The executive committee monitors compliance to this policy.

Form 990, Page 6, Part VI, Line 15A

Our executive director is hired via a nominating committee. The committee through research of other habitat for humanity chapters and similar organizations, recommends a salary level to the board of directors for approval. Increase in compensation is approved by the executive committee. The management of the restore is hired via the restore committee. The committee through research of other restores and similar organizations, recommends a salary level to the board of directors for approval. Increase in compensation is approved by the executive committee.

Form 990, Page 6, Part VI, Line 19

The organization's form 990 is available in short form on www.guidestar.org. Full copy of form 990 and all schedules, governing documents, conflict of interest policies, and financials statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Midcoast Habitat for Humanity Inc
EIN
01-0455355
Phone
2072366123
Address
799 WEST STREET, ROCKPORT, ME 04856

Signing Officer

Name
Robert Holland
Title
Treasurer
Phone
2072366123
Signed
2019-02-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cale Pickford
Formed
1990
Legal Domicile
Me
Voting Board Members
11
Independent Board Members
11
Employees
4
Volunteers
400

Preparer

Firm
One River Cpas
Address
46 FIRSTPARK DRIVE, OAKLAND, ME 04963-5362
Preparer
Gary W Smith CPA
Phone
2078731603
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Through partnerships with individuals, local companies, civic organizations and government, builds or repairs safe, decent, affordable housing and provides homeownership opportunities to low-income families in knox county, maine.

Financial Statement Notes

Schedule D, Page 3, Part X

Mid-coast habitat for humanity, inc. Is exempt from income taxes under code section 501 (c)(3) of the internal revenue code and is classified as an organization that is not a private foundation as described in section 509 (a). The organization regularly review and evaluates its tax position taken in previously filed information returns and as reflected in its financial statements, with regard to issues affecting its tax exempt status, unrelated business income, and related matters. The organization believes that in the event of an examination by taxing authorities, its position would prevail based upon technical merit of such positions. Therefore, the organization has concluded that no tax benefits or liabilities are required to be recognized.

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IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03839
IRS990/OfficeExpensesGrp/ProgramServicesAmt01808
IRS990/OfficeExpensesGrp/TotalAmt010239
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IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0613155
IRS990/OtherAssetsTotalGrp/EOYAmt0484924
IRS990/OtherExpensesGrp/Desc0COSTS OF HOMES SOLD
IRS990/OtherExpensesGrp/Desc1CONTRIBUTIONS
IRS990/OtherExpensesGrp/Desc2OTHER
IRS990/OtherExpensesGrp/Desc3HABITAT INTER TITHE & FEE
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IRS990/OtherExpensesGrp/ProgramServicesAmt1147431
IRS990/OtherExpensesGrp/ProgramServicesAmt28852
IRS990/OtherExpensesGrp/ProgramServicesAmt38959
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IRS990/OtherExpensesGrp/TotalAmt29774
IRS990/OtherExpensesGrp/TotalAmt38959
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IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt124670
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220021
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IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt06889
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt024670
IRS990/ProgSrvcAccomActy3Grp/Desc0EXPENSE FOR PROGRAM PERSONNEL AND VOLUNTEERS TO ADMINISTER SERVICES.
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IRS990/ProgSrvcAccomActy3Grp/RevenueAmt020021
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IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt05846
IRS990/PYOtherExpensesAmt0203377
IRS990/PYOtherRevenueAmt0157005
IRS990/PYProgramServiceRevenueAmt0149565
IRS990/PYRevenuesLessExpensesAmt0166744
IRS990/PYSalariesCompEmpBnftPaidAmt0105713
IRS990/PYTotalExpensesAmt0309090
IRS990/PYTotalRevenueAmt0475834
IRS990/ReconcilationRevenueExpnssAmt0313115
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
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IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt0210607
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0RESTORE 723,959
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01339
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01088
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01093
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01227
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01376
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IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0915466
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0189369
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0180970
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0193988
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0159632
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0723959
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.62840
IRS990ScheduleA/PublicSupportPY170Pct00.73210
IRS990ScheduleA/PublicSupportTotal170Amt01704772
IRS990ScheduleA/SubstantialContributorsTotAmt0278107
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0200179
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0957894
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01982879
IRS990ScheduleA/TotalSupportAmt02712961
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0169529
IRS990ScheduleD/BuildingsGrp/DepreciationAmt042754
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0212283
IRS990ScheduleD/EquipmentGrp/BookValueAmt036548
IRS990ScheduleD/EquipmentGrp/DepreciationAmt014533
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt051081
IRS990ScheduleD/ExpensesSubtotalAmt01036457
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt0104000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0104000
IRS990ScheduleD/NetUnrealizedGainsInvstAmt025850
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0285044
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1199880
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0LAND HELD FOR DEVELOPMENT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1CONSTRUCTION IN PROGRESS
IRS990ScheduleD/RevenueNotReportedAmt025850
IRS990ScheduleD/RevenueSubtotalAmt01349572
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MID-COAST HABITAT FOR HUMANITY, INC. IS EXEMPT FROM INCOME TAXES UNDER CODE SECTION 501 (C)(3) OF THE INTERNAL REVENUE CODE AND IS CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION AS DESCRIBED IN SECTION 509 (A). THE ORGANIZATION REGULARLY REVIEW AND EVALUATES ITS TAX POSITION TAKEN IN PREVIOUSLY FILED INFORMATION RETURNS AND AS REFLECTED IN ITS FINANCIAL STATEMENTS, WITH REGARD TO ISSUES AFFECTING ITS TAX EXEMPT STATUS, UNRELATED BUSINESS INCOME, AND RELATED MATTERS. THE ORGANIZATION BELIEVES THAT IN THE EVENT OF AN EXAMINATION BY TAXING AUTHORITIES, ITS POSITION WOULD PREVAIL BASED UPON TECHNICAL MERIT OF SUCH POSITIONS. THEREFORE, THE ORGANIZATION HAS CONCLUDED THAT NO TAX BENEFITS OR LIABILITIES ARE REQUIRED TO BE RECOGNIZED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt0484924
IRS990ScheduleD/TotalExpensesPerForm990Amt01036457
IRS990ScheduleD/TotalRevenuePerForm990Amt01349572
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01375422
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01036457
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt04265
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt0150
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt0150
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0HOME SWEET HOME
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt089
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt089
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt019499
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt019499
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt019499
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt019499
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt015234
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0526
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0526
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt03500
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt03500
IRS990/ScheduleJRequiredInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.83$0.68$3.15$3.85$3.30$0.56
2024Detailed filing. Detailed filing data is available for this year.$5.78$2.33$3.45$1.92$1.31$0.61
2023Detailed filing. Detailed filing data is available for this year.$4.11$1.24$2.87$1.70$1.38$0.32
2022Detailed filing. Detailed filing data is available for this year.$2.97$0.43$2.54$1.23$1.13$0.10
2021Detailed filing. Detailed filing data is available for this year.$3.05$0.58$2.47$1.26$0.91$0.35
2020Detailed filing. Detailed filing data is available for this year.$2.66$0.58$2.08$0.88$0.60$0.28
2019Detailed filing. Detailed filing data is available for this year.$2.04$0.24$1.81$0.66$0.42$0.24
2018Detailed filing. Detailed filing data is available for this year.$1.85$0.29$1.57$1.35$1.04$0.31
2016Detailed filing. Detailed filing data is available for this year.$1.27$0.23$1.03$0.52$0.52$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.26$0.23$1.04$0.62$0.39$0.24
2014Summary only. Only limited summary data is available for this year.$0.99$0.18$0.81$0.41$0.39$0.02
2013Summary only. Only limited summary data is available for this year.$0.91$0.13$0.78$0.37$0.36$0.00
2012Summary only. Only limited summary data is available for this year.$0.89$0.13$0.77$0.43$0.30$0.13
2011Summary only. Only limited summary data is available for this year.$0.77$0.13$0.64$0.35$0.30$0.05