Civic Intelligence

Evergreen Credit Union

EIN 01-0216328 • 501(c)14 • Portland, ME

View Organization Page

Profile

Provide members with savings and loan services.

225 Riverside StreetPortland, ME 04104

www.evergreencreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.93x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

15.87x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

50th percentile

9.2%

Higher net margin than 50% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

71st percentile

5.7%

Faster asset growth than 71% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

17%

Faster revenue growth than 56% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$569,177,748

Up $30,519,847 (+5.7%) from 2023

Liabilities

Up

$527,130,931

Up $27,464,650 (+5.5%) from 2023

Net Assets

Up

$42,046,817

Up $3,055,197 (+7.8%) from 2023

Operations
Liabilities / Revenue57th percentileNet Margin50th percentile

Revenue

Up

$33,224,947

Up $4,807,637 (+17%) from 2023

Expenses

Up

$30,169,750

Up $5,997,363 (+25%) from 2023

Net Income

Down

$3,055,197

Down $1,189,726 (-28%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth71st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $208,837,986Liabilities 2010: $192,785,205Net Assets 2010: $16,052,7812010Assets 2011: $207,020,000Liabilities 2011: $190,006,757Net Assets 2011: $17,013,2432011Assets 2012: $214,654,282Liabilities 2012: $197,035,413Net Assets 2012: $17,618,8692012Assets 2013: $220,406,548Liabilities 2013: $201,785,366Net Assets 2013: $18,621,1822013Assets 2014: $227,662,070Liabilities 2014: $208,165,848Net Assets 2014: $19,496,2222014Assets 2015: $239,344,391Liabilities 2015: $218,563,235Net Assets 2015: $20,781,1562015Assets 2016: $258,096,322Liabilities 2016: $235,603,985Net Assets 2016: $22,492,3372016Assets 2017: $269,528,838Liabilities 2017: $245,422,164Net Assets 2017: $24,106,6742017Assets 2018: $292,386,903Liabilities 2018: $265,882,982Net Assets 2018: $26,503,9212018Assets 2019: $315,745,025Liabilities 2019: $287,011,407Net Assets 2019: $28,733,6182019Assets 2020: $401,835,756Liabilities 2020: $372,087,169Net Assets 2020: $29,748,5872020Assets 2021: $464,620,792Liabilities 2021: $433,195,270Net Assets 2021: $31,425,5222021Assets 2022: $495,681,435Liabilities 2022: $460,931,699Net Assets 2022: $34,749,7362022Assets 2023: $538,657,901Liabilities 2023: $499,666,281Net Assets 2023: $38,991,6202023Assets 2024: $569,177,748Liabilities 2024: $527,130,931Net Assets 2024: $42,046,8172024

Highlighted filing

2024

Assets$569,177,748
Liabilities$527,130,931
Net Assets$42,046,817
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $10,561,7232010Expenses 2011: $10,046,2982011Expenses 2012: $9,782,6812012Revenue 2013: $10,244,571Expenses 2013: $9,242,258Net Income 2013: $1,002,3132013Revenue 2014: $9,842,376Expenses 2014: $8,967,336Net Income 2014: $875,0402014Revenue 2015: $10,019,877Expenses 2015: $8,734,943Net Income 2015: $1,284,9342015Revenue 2016: $10,605,505Expenses 2016: $8,894,324Net Income 2016: $1,711,1812016Revenue 2017: $11,687,004Expenses 2017: $10,072,667Net Income 2017: $1,614,3372017Revenue 2018: $14,236,278Expenses 2018: $11,839,030Net Income 2018: $2,397,2482018Revenue 2019: $16,124,008Expenses 2019: $13,894,311Net Income 2019: $2,229,6972019Revenue 2020: $16,514,366Expenses 2020: $15,499,397Net Income 2020: $1,014,9692020Revenue 2021: $18,374,213Expenses 2021: $16,697,278Net Income 2021: $1,676,9352021Revenue 2022: $21,853,203Expenses 2022: $18,528,989Net Income 2022: $3,324,2142022Revenue 2023: $28,417,310Expenses 2023: $24,172,387Net Income 2023: $4,244,9232023Revenue 2024: $33,224,947Expenses 2024: $30,169,750Net Income 2024: $3,055,1972024

Highlighted filing

2024

Revenue$33,224,947
Expenses$30,169,750
Net Income$3,055,197
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$569,177,748
Liabilities
$527,130,931
Net assets
$42,046,817
Revenue
$33,224,947
Expenses
$30,169,750
Net income
$3,055,197
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$569$527$42.0$33.2$30.2$3.06
2023Detailed filing. Detailed filing data is available for this year.$539$500$39.0$28.4$24.2$4.24
2022Detailed filing. Detailed filing data is available for this year.$496$461$34.7$21.9$18.5$3.32
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$465$433$31.4$18.4$16.7$1.68
2020Detailed filing. Detailed filing data is available for this year.$402$372$29.7$16.5$15.5$1.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$316$287$28.7$16.1$13.9$2.23
2018Detailed filing. Detailed filing data is available for this year.$292$266$26.5$14.2$11.8$2.40
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$270$245$24.1$11.7$10.1$1.61
2016Detailed filing. Detailed filing data is available for this year.$258$236$22.5$10.6$8.89$1.71
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$239$219$20.8$10.0$8.73$1.28
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$228$208$19.5$9.84$8.97$0.88
2013Detailed filing. Detailed filing data is available for this year.$220$202$18.6$10.2$9.24$1.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$215$197$17.6$9.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$207$190$17.0$10.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$209$193$16.1$10.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 29, 2025
Return Version
2024v5.2
Gross Receipts
$33,224,947
Mission and Program Overview

Mission

Provide members with savings and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$424,093,595$417,724,134▼ $6,369,461
Investments Other Securities$69,940,653$64,215,985▼ $5,724,668
Rtn Earn Endowment Incm Other Fnds$38,991,620$42,046,817▲ $3,055,197
Cash and Non-Interest-Bearing Accounts$6,176,884$31,873,980▲ $25,697,096
Savings and Temporary Cash Investments$13,839,404$14,858,236▲ $1,018,832
Land, Buildings, and Equipment, Net$11,539,581$12,783,937▲ $1,244,356
Receivables From Officers Etc$6,707,035$7,871,953▲ $1,164,918
Prepaid Expenses and Deferred Charges$1,408,887$1,342,031▼ $66,856
Accounts Receivable$101,097$37,090▼ $64,007
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$538,657,901$569,177,748▲ $30,519,847
Other Assets Total$4,850,765$18,470,402▲ $13,619,637
Liabilities
Other Liabilities$488,381,054$521,856,474▲ $33,475,420
Unsecured Notes Loans Payable$9,356,425$3,131,525▼ $6,224,900
Accounts Payable and Accrued Expenses$1,928,802$2,142,932▲ $214,130
Total Liabilities$499,666,281$527,130,931▲ $27,464,650
Net Assets / Fund Balance
Total Net Assets Fund Balance$38,991,620$42,046,817▲ $3,055,197
Total Liabilities and Net Assets / Fund Balance$538,657,901$569,177,748▲ $30,519,847

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,236,358$4,457,673$13,694,031
Equipment$1,005,192$2,202,956$3,208,148
Land$2,458,977-$2,458,977
Leasehold Improvements$83,410$275,483$358,893
Other Securities$38,573,226--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jason LindstromCEOFT$343,363$188,321$531,684
Timothy VerreaultCOOFT$298,071$77,044$375,115
Kathleen ArchambaultCFOFT$292,353$66,106$358,459
Jere ShawVP CML LendingFT$186,505$57,361$243,866
Cathy LestageSVP of HrFT$192,465$51,093$243,558
Denis KnoxVP LendingFT$166,474$59,430$225,904
Nathan DavisVP of ItFT$160,750$58,786$219,536
Julie LittellVP of Commercial LendingFT$137,129$36,776$173,905
Michael DoreyVP of Deposit OperationsFT$142,133$31,288$173,421

Board Members and Trustees

NameTitle
Rachel GreenChair
Robert DorrVice Chair
Bill FosterDirector
Chris DoeDirector
Jim HettenbachDirector
Jim WilsonDirector
Kevin MahoneyDirector
Rick TrachimowiczSecretary
Eric KingTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
SynergentCore Data ProcessorPO BOX 1236, Portland, ME 04104$1,824,474
Risbara Bros ConstructionBuilding ContractorPO BOX 485, Scarborough, ME 04070$1,304,243
Systems EngineeringIt Managed Services120 EXCHANGE ST, Portland, ME 04101$307,128
Karen St Clair MediaAdvertising Contractor12 WILDWOOD BLVD, Cumberland Foreside, ME 04110$229,420
Dbsi INCCash Recycler Vendor6950 W MORELOS PLACE, Chandler, AZ 85226$149,540
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$26,361,487
Investment Income
$2,165,837
Other Revenue
$4,697,623
Change in Net Assets
$3,055,197
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$12,417,494
Other Expenses$9,454,741
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$8,297,515
Other Salaries and Wages---$8,179,406
Fees for Services Other---$3,425,593
Other Employee Benefits---$1,600,109
Current Officers, Directors, Trustees, and Key Employees---$1,509,124
Occupancy---$1,396,583
Office Expenses---$1,097,753
Advertising---$911,125
Depreciation Depletion---$804,396
Payroll Taxes---$691,731
Pension Plan Contributions---$437,124
Travel---$110,266
Insurance---$104,478
Fees for Services Accounting---$102,000
All Other Expenses---$94,938
Interest---$87,337
Other Expenses---$72,966
Fees for Services Legal---$25,082
Conferences and Meetings---$4,557
Total Functional Expenses$0$0$0$30,169,750
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$6,707,035$7,871,953▲ $1,164,918
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCOUNTS$521,856,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Line 6 explanation - membership is obtained by anyone making the minimum requirement deposit in the credit union.”

Form 990, Part VI, Section A, Line 7A

“Line 7a explanation - board of directors is comprised of members elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Line 7b explanation - certain actions of the board require a vote by the membership.”

Form 990, Part VI, Section B, Line 11B

“A formal review by the entire governing body was not deemed necessary. A formal review by the ceo and cfo is performed.”

Form 990, Part VI, Section B, Line 12C

“In signing the conflict of interest policy, officers agree to disclose any related items. The organization is small and therefore senior management is aware of all contracts with third parties. Therefore, any conflict would be easily identified and avoided. If the board member wanted to pursue a business relationship they would be required to resign from the board.”

Form 990, Part VI, Section B, Line 15

“Ceo is reviewed by compensation committee of the board. Goals are set for each year at the beginning of the year. Ceo is measured based on goals and compensation range is based on third party vendor ranges for like size" institutions. Other officers and key employees are reviewed by their supervisor based on established credit union review process.”

Form 990, Part VI, Section C, Line 19

“The governing documents and policies of the organization are made available upon request. The financial statements are posted in the lobby monthly.”

Filing and Contact Details

Filer

Filer Name
Evergreen Credit Union
EIN
01-0216328
Phone
2072215000
Address
225 RIVERSIDE STREET, PORTLAND, ME 04104

Signing Officer

Name
Kate Archambault
Title
CFO
Phone
2072215000
Signed
2025-10-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kate Archambault
Formed
1951
Legal Domicile
Me
Voting Board Members
9
Independent Board Members
9
Employees
140
Volunteers
12

Preparer

Firm
Wipfli Advisory LLC
Address
30 LONG CREEK DRIVE, SOUTH PORTLAND, ME 04106-2437
Preparer
Julia Howland CPA
Phone
2077745701
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Breeze cash back rewards 240,696. Atm expenses 1,677,491. Visa expenses 17,140. Professional services - other 631,485. Data processing fees 716,480. Cannabis banking expense 142,301.”

Raw XML AppendixShowing 400 of 679 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01928802
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02142932
IRS990/AccountsReceivableGrp/BOYAmt0101097
IRS990/AccountsReceivableGrp/EOYAmt037090
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES.
IRS990/AdvertisingGrp/TotalAmt0911125
IRS990/AllOtherExpensesGrp/TotalAmt094938
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt08297515
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KATE ARCHAMBAULT
IRS990/BooksInCareOfDetail/PhoneNum02072215000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0225 RIVERSIDE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0PORTLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ME
IRS990/BooksInCareOfDetail/USAddress/ZIPCd004104
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06176884
IRS990/CashNonInterestBearingGrp/EOYAmt031873980
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt010
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01509124
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt04557
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt01824474
IRS990/ContractorCompensationGrp/CompensationAmt11304243
IRS990/ContractorCompensationGrp/CompensationAmt2307128
IRS990/ContractorCompensationGrp/CompensationAmt3229420
IRS990/ContractorCompensationGrp/CompensationAmt4149540
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 1236
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 485
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2120 EXCHANGE ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt312 WILDWOOD BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt46950 W MORELOS PLACE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0PORTLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1SCARBOROUGH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2PORTLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3CUMBERLAND FORESIDE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4CHANDLER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0ME
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1ME
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2ME
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3ME
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4AZ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd004104
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd104070
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd204101
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd304110
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd485226
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0SYNERGENT
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1RISBARA BROS CONSTRUCTION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2SYSTEMS ENGINEERING
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3KAREN ST CLAIR MEDIA
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4DBSI INC
IRS990/ContractorCompensationGrp/ServicesDesc0CORE DATA PROCESSOR
IRS990/ContractorCompensationGrp/ServicesDesc1BUILDING CONTRACTOR
IRS990/ContractorCompensationGrp/ServicesDesc2IT MANAGED SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc3ADVERTISING CONTRACTOR
IRS990/ContractorCompensationGrp/ServicesDesc4CASH RECYCLER VENDOR
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt08297515
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02165837
IRS990/CYOtherExpensesAmt09454741
IRS990/CYOtherRevenueAmt04697623
IRS990/CYProgramServiceRevenueAmt026361487
IRS990/CYRevenuesLessExpensesAmt03055197
IRS990/CYSalariesCompEmpBnftPaidAmt012417494
IRS990/CYTotalExpensesAmt030169750
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt033224947
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0804396
IRS990/Desc0THE CREDIT UNION HAS 31,016 MEMBERS AS OF 12/31/2024. MEMBERS HAVE ACCESS TO A WIDE VARIETY OF LOW COST, HIGH QUALITY SERVICES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0140
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0102000
IRS990/FeesForServicesLegalGrp/TotalAmt025082
IRS990/FeesForServicesOtherGrp/TotalAmt03425593
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt9118847
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1047890
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1158828
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1236776
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1338592
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1446992
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1546432
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1619082
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1724652
IRS990/Form990PartVIISectionAGrp/PersonNm0RACHEL GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBERT DORR
IRS990/Form990PartVIISectionAGrp/PersonNm2ERIC KING
IRS990/Form990PartVIISectionAGrp/PersonNm3RICK TRACHIMOWICZ
IRS990/Form990PartVIISectionAGrp/PersonNm4CHRIS DOE
IRS990/Form990PartVIISectionAGrp/PersonNm5BILL FOSTER
IRS990/Form990PartVIISectionAGrp/PersonNm6JIM HETTENBACH
IRS990/Form990PartVIISectionAGrp/PersonNm7KEVIN MAHONEY
IRS990/Form990PartVIISectionAGrp/PersonNm8JIM WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm9JASON LINDSTROM
IRS990/Form990PartVIISectionAGrp/PersonNm10KATHLEEN ARCHAMBAULT
IRS990/Form990PartVIISectionAGrp/PersonNm11TIMOTHY VERREAULT
IRS990/Form990PartVIISectionAGrp/PersonNm12JERE SHAW
IRS990/Form990PartVIISectionAGrp/PersonNm13CATHY LESTAGE
IRS990/Form990PartVIISectionAGrp/PersonNm14DENIS KNOX
IRS990/Form990PartVIISectionAGrp/PersonNm15NATHAN DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm16MICHAEL DOREY
IRS990/Form990PartVIISectionAGrp/PersonNm17JULIE LITTELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9412837
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10310569
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11316287
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12207090
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13204966
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14178912
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15173104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16154339
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17149253
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP CML LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP OF HR
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP OF IT
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP OF DEPOSIT OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF COMMERCIAL LENDING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt033224947
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt022
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt0104478
IRS990/InterestGrp/TotalAmt087337
IRS990/InvestmentIncomeGrp/ExclusionAmt02165837
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02165837
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt069940653
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt064215985
IRS990/IRPDocumentCnt06030
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06936112
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011539581
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012783937
IRS990/LandBldgEquipCostOrOtherBssAmt019720049
IRS990/LegalDomicileStateCd0ME
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE MEMBERS WITH SAVINGS AND LOAN SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt038991620
IRS990/NetAssetsOrFundBalancesEOYAmt042046817
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01396583
IRS990/OfficeExpensesGrp/TotalAmt01097753
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04850765
IRS990/OtherAssetsTotalGrp/EOYAmt018470402
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01600109
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc3DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/TotalAmt0559501
IRS990/OtherExpensesGrp/TotalAmt1525000
IRS990/OtherExpensesGrp/TotalAmt2133166
IRS990/OtherExpensesGrp/TotalAmt372966
IRS990/OtherLiabilitiesGrp/BOYAmt0488381054
IRS990/OtherLiabilitiesGrp/EOYAmt0521856474
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0ATM INTERCHANGE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04318404
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1249874
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04374749
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1322874
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt056345
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt173000
IRS990/OtherRevenueTotalAmt04697623
IRS990/OtherSalariesAndWagesGrp/TotalAmt08179406
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0424093595
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0417724134
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0691731
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0437124
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01408887
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01342031
IRS990/PrincipalOfficerNm0KATE ARCHAMBAULT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023934673
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12426814
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023934673
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12426814
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt04807334
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01861482
IRS990/PYOtherExpensesAmt08219273
IRS990/PYOtherRevenueAmt04421375
IRS990/PYProgramServiceRevenueAmt022134453
IRS990/PYRevenuesLessExpensesAmt04244923
IRS990/PYSalariesCompEmpBnftPaidAmt011145780
IRS990/PYTotalExpensesAmt024172387
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt028417310
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt06707035
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt07871953
IRS990/ReconcilationRevenueExpnssAmt03055197
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt038991620
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt042046817
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013839404
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014858236
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt09236358
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04457673
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013694031
IRS990ScheduleD/EquipmentGrp/BookValueAmt01005192
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02202956
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03208148
IRS990ScheduleD/LandGrp/BookValueAmt02458977
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02458977
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt083410
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0275483
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0358893
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0521856474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt020834130
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt14808629
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt238573226
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MORTGAGE-BACKED SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1NCUSIF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012783937
IRS990ScheduleD/TotalBookValueSecuritiesAmt064215985
IRS990ScheduleD/TotalLiabilityAmt0521856474
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0343363
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1298071

Document Assets

No mirrored PDF or thumbnail assets are attached yet.