Civic Intelligence

Old Orchard Beach Chamber

EIN 01-0212181 • 501(c)6 • Old Orchard Beach, ME

Profile

The organization defines and develops activities and programs to expand business opportunities and economic activity in and around the old orchard beach area. The organization is also a vehicle through which resources can be marshaled to promote and maintain a favorable quality of life for citizens and visitors alike.

11 First StreetOld Orchard Beach, ME 04064

www.oldorchardbeachmaine.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

0.94x

Higher debt load relative to assets than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

1.41x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

38th percentile

-5.4%

Higher net margin than 38% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

87th percentile

32%

Faster asset growth than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

78th percentile

22%

Faster revenue growth than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$380,743

Up $93,110 (+32%) from 2023

Liabilities

Up

$357,384

Up $93,772 (+36%) from 2023

Net Assets

Down

$23,359

Down $662 (-2.8%) from 2023

Revenue

Up

$253,128

Up $44,808 (+22%) from 2023

Expenses

Up

$266,796

Up $10,266 (+4.0%) from 2023

Net Income

Up

-$13,668

Up $34,542 (+72%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2009: $374,312Liabilities 2009: $220,933Net Assets 2009: $153,3792009Assets 2010: $366,838Liabilities 2010: $208,616Net Assets 2010: $158,2222010Assets 2011: $345,869Liabilities 2011: $221,028Net Assets 2011: $124,8412011Assets 2012: $325,637Liabilities 2012: $221,633Net Assets 2012: $104,0042012Assets 2013: $298,226Liabilities 2013: $217,878Net Assets 2013: $80,3482013Assets 2014: $296,538Liabilities 2014: $217,500Net Assets 2014: $79,0382014Assets 2015: $305,439Liabilities 2015: $212,600Net Assets 2015: $92,8392015Assets 2016: $317,375Liabilities 2016: $201,282Net Assets 2016: $116,0932016Assets 2017: $322,089Liabilities 2017: $185,495Net Assets 2017: $136,5942017Assets 2018: $371,344Liabilities 2018: $239,060Net Assets 2018: $132,2842018Assets 2019: $340,587Liabilities 2019: $238,286Net Assets 2019: $102,3012019Assets 2020: $446,222Liabilities 2020: $367,575Net Assets 2020: $78,6472020Assets 2021: $345,472Liabilities 2021: $268,280Net Assets 2021: $77,1922021Assets 2022: $327,743Liabilities 2022: $266,369Net Assets 2022: $61,3742022Assets 2023: $287,633Liabilities 2023: $263,612Net Assets 2023: $24,0212023Assets 2024: $380,743Liabilities 2024: $357,384Net Assets 2024: $23,3592024

Highlighted filing

2024

Assets$380,743
Liabilities$357,384
Net Assets$23,359

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2009: $248,796Expenses 2009: $262,630Net Income 2009: -$13,8342009Revenue 2010: $251,584Expenses 2010: $246,741Net Income 2010: $4,8432010Revenue 2011: $213,193Expenses 2011: $246,574Net Income 2011: -$33,3812011Revenue 2012: $218,851Expenses 2012: $239,688Net Income 2012: -$20,8372012Revenue 2013: $231,294Expenses 2013: $254,950Net Income 2013: -$23,6562013Revenue 2014: $223,525Expenses 2014: $224,835Net Income 2014: -$1,3102014Revenue 2015: $245,817Expenses 2015: $232,016Net Income 2015: $13,8012015Revenue 2016: $279,968Expenses 2016: $256,714Net Income 2016: $23,2542016Revenue 2017: $300,218Expenses 2017: $279,717Net Income 2017: $20,5012017Revenue 2018: $292,703Expenses 2018: $297,013Net Income 2018: -$4,3102018Revenue 2019: $270,807Expenses 2019: $300,790Net Income 2019: -$29,9832019Revenue 2020: $202,977Expenses 2020: $226,631Net Income 2020: -$23,6542020Revenue 2021: $255,409Expenses 2021: $256,864Net Income 2021: -$1,4552021Revenue 2022: $235,096Expenses 2022: $250,914Net Income 2022: -$15,8182022Revenue 2023: $208,320Expenses 2023: $256,530Net Income 2023: -$48,2102023Revenue 2024: $253,128Expenses 2024: $266,796Net Income 2024: -$13,6682024

Highlighted filing

2024

Revenue$253,128
Expenses$266,796
Net Income-$13,668

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.81$3.57$0.23$2.53$2.67$0.14
2023Detailed filing. Detailed filing data is available for this year.$2.88$2.64$0.24$2.08$2.57$0.48
2022Detailed filing. Detailed filing data is available for this year.$3.28$2.66$0.61$2.35$2.51$0.16
2021Detailed filing. Detailed filing data is available for this year.$3.45$2.68$0.77$2.55$2.57$0.01
2020Detailed filing. Detailed filing data is available for this year.$4.46$3.68$0.79$2.03$2.27$0.24
2019Detailed filing. Detailed filing data is available for this year.$3.41$2.38$1.02$2.71$3.01$0.30
2018Summary only. Only limited summary data is available for this year.$3.71$2.39$1.32$2.93$2.97$0.04
2017Summary only. Only limited summary data is available for this year.$3.22$1.85$1.37$3.00$2.80$0.21
2016Summary only. Only limited summary data is available for this year.$3.17$2.01$1.16$2.80$2.57$0.23
2015Summary only. Only limited summary data is available for this year.$3.05$2.13$0.93$2.46$2.32$0.14
2014Summary only. Only limited summary data is available for this year.$2.97$2.18$0.79$2.24$2.25$0.01
2013Summary only. Only limited summary data is available for this year.$2.98$2.18$0.80$2.31$2.55$0.24
2012Summary only. Only limited summary data is available for this year.$3.26$2.22$1.04$2.19$2.40$0.21
2011Summary only. Only limited summary data is available for this year.$3.46$2.21$1.25$2.13$2.47$0.33
2010Summary only. Only limited summary data is available for this year.$3.67$2.09$1.58$2.52$2.47$0.05
2009Summary only. Only limited summary data is available for this year.$3.74$2.21$1.53$2.49$2.63$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.0
Gross Receipts
$253,128
Mission and Program Overview

Mission

The organization defines and develops activities and programs to expand business opportunities and economic activity in and around the old orchard beach area. The organization is also a vehicle through which resources can be marshaled to promote and maintain a favorable quality of life for citizens and visitors alike.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$196,979$240,233▲ $43,254
Savings and Temporary Cash Investments$35,844$76,145▲ $40,301
Cash and Non-Interest-Bearing Accounts$42,072$54,313▲ $12,241
Accounts Receivable$12,738$10,052▼ $2,686
Total Assets$287,633$380,743▲ $93,110
Liabilities
Mortgage Notes Payable Secured by Investment Property$212,875$257,549▲ $44,674
Accounts Payable and Accrued Expenses$14,400$60,231▲ $45,831
Deferred Revenue$36,337$39,604▲ $3,267
Total Liabilities$263,612$357,384▲ $93,772
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$24,021$23,359▼ $662
Total Net Assets Fund Balance$24,021$23,359▼ $662
Total Liabilities and Net Assets / Fund Balance$287,633$380,743▲ $93,110

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$156,341$211,343$367,684
Other Land Buildings$63,469$26,970$90,439
Equipment$14,423$23,981$38,404
Land$6,000-$6,000
Compensation and Service Providers

Board Members and Trustees

NameTitle
Mike HallePresident
Lisa KiddBoard Rep
Alison CourtoisDirector
Allison BayleyDirector
Anna AyotteDirector
Chad HeidDirector
Colin PattonDirector
Erica StaggDirector
Jessica GearyDirector
Kara PoulinDirector
Sterling MorseDirector
Molly CarabatsosAlternate
Sean NicklessSecretary
Michael RagueTreasurer
Phil SmithVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$239,266
Investment Income
$2,678
Other Revenue
$11,184
Change in Net Assets
$-13,668
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$139,787
Salaries, Compensation, and Employee Benefits$118,028
Grants and Similar Amounts Paid$8,981
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$65,090
Other Salaries and Wages---$44,259
Occupancy---$31,204
Advertising---$24,806
Office Expenses---$17,489
Depreciation Depletion---$10,806
Grants to Domestic Orgs---$8,981
Payroll Taxes---$8,679
Fees for Services Other---$5,060
Fees for Services Accounting---$2,015
Interest---$1,998
Insurance---$1,781
Information Technology---$1,337
Other Expenses---$1,225
All Other Expenses---$772
Conferences and Meetings---$81
Fees for Services Legal---$45
Total Functional Expenses$0$0$0$266,796
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Active members in good standing may be elected to governing board

Form 990, Page 6, Part VI, Line 11B

Treasurer and director review return prior to filing. Comments and questions are resolved with paid preparer prior to filing .

Form 990, Page 6, Part VI, Line 12C

The executive committee will determine existence of a conflict of interest and take appropriate steps to resolve the conflict

Form 990, Page 6, Part VI, Line 19

AVAILABLE UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Old Orchard Beach Chamber
EIN
01-0212181
Phone
2079342500
Address
11 FIRST STREET, OLD ORCHARD BEACH, ME 04064

Signing Officer

Name
Michael Rague
Title
Treasurer
Phone
2079342500
Signed
2025-11-04

Organization Details

Principal Officer
Mike Halle
Formed
1949
Legal Domicile
Me
Voting Board Members
15
Independent Board Members
15
Employees
4
Volunteers
25

Preparer

Firm
SIMENSKY ENGSTROM & ASSOCIATES CPA'S
Address
PO BOX 760, SACO, ME 04072
Preparer
Aubrey G Engstrom Jr
Phone
2072845943
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The organization defines and develops activities and programs to expand business opportunities and economic activity in and around the old orchard beach area. The organization is also a vehicle through which resources can be marshaled to promote and maintain a favorable quality of life for citizens and visitors alike.

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IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt09000
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt031204
IRS990/OfficeExpensesGrp/TotalAmt017489
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0COMMUNITY EVENTS
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IRS990/OtherExpensesGrp/Desc2TELEPHONE
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IRS990/ProgramServiceRevenueGrp/Desc0ADS-VARIOUS PUBLICATIONS
IRS990/ProgramServiceRevenueGrp/Desc1COMMUNITY EVENTS
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER DUES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER MEMBER SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/Desc4MEMBER-FACILITY SUPPORT
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IRS990/ProgSrvcAccomActy2Grp/Desc0ORGANIZATION COORDINATED THE PRODUCTION OF SEVERAL COMMUNITY EVENTS WHICH SERVED TO BENEFIT THE BUSINESS AND ECONOMIC CLIMATE OF THE AREA.
IRS990/ProgSrvcAccomActy3Grp/Desc0ORGANIZATION MAINTAINED YEAR ROUND OFFICE PROVIDING ASSISTANCE TO MEMBER BUSINESSES AND RESPONDED TO THOUSANDS OF REQUESTS FOR VISITOR INFORMATION.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DEFINES AND DEVELOPS ACTIVITIES AND PROGRAMS TO EXPAND BUSINESS OPPORTUNITIES AND ECONOMIC ACTIVITY IN AND AROUND THE OLD ORCHARD BEACH AREA. THE ORGANIZATION IS ALSO A VEHICLE THROUGH WHICH RESOURCES CAN BE MARSHALED TO PROMOTE AND MAINTAIN A FAVORABLE QUALITY OF LIFE FOR CITIZENS AND VISITORS ALIKE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVE MEMBERS IN GOOD STANDING MAY BE ELECTED TO GOVERNING BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TREASURER AND DIRECTOR REVIEW RETURN PRIOR TO FILING. COMMENTS AND QUESTIONS ARE RESOLVED WITH PAID PREPARER PRIOR TO FILING .
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE COMMITTEE WILL DETERMINE EXISTENCE OF A CONFLICT OF INTEREST AND TAKE APPROPRIATE STEPS TO RESOLVE THE CONFLICT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/USAddress/CityNm0OLD ORCHARD BEACH
IRS990/USAddress/StateAbbreviationCd0ME
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IRS990/WebsiteAddressTxt0WWW.OLDORCHARDBEACHMAINE.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL RAGUE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02079342500
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OLD ORCHARD BEACH CHAMBER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0OLDO
ReturnHeader/Filer/EIN0010212181
ReturnHeader/Filer/PhoneNum02079342500
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ReturnHeader/Filer/USAddress/CityNm0OLD ORCHARD BEACH
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0010353028
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SIMENSKY ENGSTROM & ASSOCIATES CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 760
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SACO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd004072
ReturnHeader/PreparerPersonGrp/PhoneNum02072845943
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AUBREY G ENGSTROM JR

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