Civic Intelligence

Referentia Systems Incorporated

Plan context: Referentia 401(K) Plan

EIN 99-0327742 • Honolulu, HI • 22 filings • 2 plans

155 Kapalulu Place, Ste 200Honolulu, HI 96819-1806
Current Snapshot

Latest Year

2025

2025 Participants

63

2025 Assets

$12,219,526

2025 Contributions

$790,518

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,219,526$6,109,763$0200420152025YearValue
$12,219,526Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

88440200420152025YearValue
63Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025163$12,219,526$790,518$12,548iApproximate average salary by contribution assumption: employee only about $313,698 at 4% or $209,132 at 6%; with 50% employer match about $209,132 at 4% or $139,421 at 6%; with 100% employer match about $156,849 at 4% or $104,566 at 6%.
Referentia 401(K) Plan-63$12,219,526$790,518$12,548iApproximate average salary by contribution assumption: employee only about $313,698 at 4% or $209,132 at 6%; with 50% employer match about $209,132 at 4% or $139,421 at 6%; with 100% employer match about $156,849 at 4% or $104,566 at 6%.
2024162$10,442,424$738,547$11,912iApproximate average salary by contribution assumption: employee only about $297,801 at 4% or $198,534 at 6%; with 50% employer match about $198,534 at 4% or $132,356 at 6%; with 100% employer match about $148,901 at 4% or $99,267 at 6%.
Referentia 401(K) Plan-62$10,442,424$738,547$11,912iApproximate average salary by contribution assumption: employee only about $297,801 at 4% or $198,534 at 6%; with 50% employer match about $198,534 at 4% or $132,356 at 6%; with 100% employer match about $148,901 at 4% or $99,267 at 6%.
2023166$9,076,040$718,342$10,884iApproximate average salary by contribution assumption: employee only about $272,099 at 4% or $181,399 at 6%; with 50% employer match about $181,399 at 4% or $120,933 at 6%; with 100% employer match about $136,050 at 4% or $90,700 at 6%.
Referentia 401(K) Plan-66$9,076,040$718,342$10,884iApproximate average salary by contribution assumption: employee only about $272,099 at 4% or $181,399 at 6%; with 50% employer match about $181,399 at 4% or $120,933 at 6%; with 100% employer match about $136,050 at 4% or $90,700 at 6%.
2022167$7,037,363$604,620$9,024iApproximate average salary by contribution assumption: employee only about $225,604 at 4% or $150,403 at 6%; with 50% employer match about $150,403 at 4% or $100,269 at 6%; with 100% employer match about $112,802 at 4% or $75,201 at 6%.
Referentia 401(K) Plan-67$7,037,363$604,620$9,024iApproximate average salary by contribution assumption: employee only about $225,604 at 4% or $150,403 at 6%; with 50% employer match about $150,403 at 4% or $100,269 at 6%; with 100% employer match about $112,802 at 4% or $75,201 at 6%.
2021157$8,046,708$473,142$8,301iApproximate average salary by contribution assumption: employee only about $207,518 at 4% or $138,346 at 6%; with 50% employer match about $138,346 at 4% or $92,230 at 6%; with 100% employer match about $103,759 at 4% or $69,173 at 6%.
Referentia 401(K) Plan-57$8,046,708$473,142$8,301iApproximate average salary by contribution assumption: employee only about $207,518 at 4% or $138,346 at 6%; with 50% employer match about $138,346 at 4% or $92,230 at 6%; with 100% employer match about $103,759 at 4% or $69,173 at 6%.
2020148$6,678,583$340,133$7,086iApproximate average salary by contribution assumption: employee only about $177,153 at 4% or $118,102 at 6%; with 50% employer match about $118,102 at 4% or $78,734 at 6%; with 100% employer match about $88,576 at 4% or $59,051 at 6%.
Referentia 401(K) Plan-48$6,678,583$340,133$7,086iApproximate average salary by contribution assumption: employee only about $177,153 at 4% or $118,102 at 6%; with 50% employer match about $118,102 at 4% or $78,734 at 6%; with 100% employer match about $88,576 at 4% or $59,051 at 6%.
2019144$5,526,037$336,233$7,642iApproximate average salary by contribution assumption: employee only about $191,041 at 4% or $127,361 at 6%; with 50% employer match about $127,361 at 4% or $84,907 at 6%; with 100% employer match about $95,521 at 4% or $63,680 at 6%.
Referentia 401(K) Plan-44$5,526,037$336,233$7,642iApproximate average salary by contribution assumption: employee only about $191,041 at 4% or $127,361 at 6%; with 50% employer match about $127,361 at 4% or $84,907 at 6%; with 100% employer match about $95,521 at 4% or $63,680 at 6%.
2018143$4,345,481$377,076$8,769iApproximate average salary by contribution assumption: employee only about $219,230 at 4% or $146,153 at 6%; with 50% employer match about $146,153 at 4% or $97,436 at 6%; with 100% employer match about $109,615 at 4% or $73,077 at 6%.
Referentia 401(K) Plan-43$4,345,481$377,076$8,769iApproximate average salary by contribution assumption: employee only about $219,230 at 4% or $146,153 at 6%; with 50% employer match about $146,153 at 4% or $97,436 at 6%; with 100% employer match about $109,615 at 4% or $73,077 at 6%.
2017144$4,652,056$242,457$5,510iApproximate average salary by contribution assumption: employee only about $137,760 at 4% or $91,840 at 6%; with 50% employer match about $91,840 at 4% or $61,227 at 6%; with 100% employer match about $68,880 at 4% or $45,920 at 6%.
Referentia 401(K) Plan-44$4,652,056$242,457$5,510iApproximate average salary by contribution assumption: employee only about $137,760 at 4% or $91,840 at 6%; with 50% employer match about $91,840 at 4% or $61,227 at 6%; with 100% employer match about $68,880 at 4% or $45,920 at 6%.
2016146$3,914,093$440,222$9,570iApproximate average salary by contribution assumption: employee only about $239,251 at 4% or $159,501 at 6%; with 50% employer match about $159,501 at 4% or $106,334 at 6%; with 100% employer match about $119,626 at 4% or $79,750 at 6%.
Referentia 401(K) Plan-46$3,914,093$440,222$9,570iApproximate average salary by contribution assumption: employee only about $239,251 at 4% or $159,501 at 6%; with 50% employer match about $159,501 at 4% or $106,334 at 6%; with 100% employer match about $119,626 at 4% or $79,750 at 6%.
2015188$5,534,165$716,605$8,143iApproximate average salary by contribution assumption: employee only about $203,581 at 4% or $135,721 at 6%; with 50% employer match about $135,721 at 4% or $90,480 at 6%; with 100% employer match about $101,790 at 4% or $67,860 at 6%.
Referentia 401(K) Plan-88$5,534,165$716,605$8,143iApproximate average salary by contribution assumption: employee only about $203,581 at 4% or $135,721 at 6%; with 50% employer match about $135,721 at 4% or $90,480 at 6%; with 100% employer match about $101,790 at 4% or $67,860 at 6%.
2014179$5,390,004$907,107$11,482iApproximate average salary by contribution assumption: employee only about $287,059 at 4% or $191,373 at 6%; with 50% employer match about $191,373 at 4% or $127,582 at 6%; with 100% employer match about $143,530 at 4% or $95,686 at 6%.
Referentia 401(K) Plan-79$5,390,004$907,107$11,482iApproximate average salary by contribution assumption: employee only about $287,059 at 4% or $191,373 at 6%; with 50% employer match about $191,373 at 4% or $127,582 at 6%; with 100% employer match about $143,530 at 4% or $95,686 at 6%.
2013183$5,610,251$685,668$8,261iApproximate average salary by contribution assumption: employee only about $206,527 at 4% or $137,684 at 6%; with 50% employer match about $137,684 at 4% or $91,790 at 6%; with 100% employer match about $103,263 at 4% or $68,842 at 6%.
Referentia 401(K) Plan-83$5,610,251$685,668$8,261iApproximate average salary by contribution assumption: employee only about $206,527 at 4% or $137,684 at 6%; with 50% employer match about $137,684 at 4% or $91,790 at 6%; with 100% employer match about $103,263 at 4% or $68,842 at 6%.
2012186$4,510,736$894,646$10,403iApproximate average salary by contribution assumption: employee only about $260,072 at 4% or $173,381 at 6%; with 50% employer match about $173,381 at 4% or $115,587 at 6%; with 100% employer match about $130,036 at 4% or $86,691 at 6%.
Referentia 401(K) Plan-86$4,510,736$894,646$10,403iApproximate average salary by contribution assumption: employee only about $260,072 at 4% or $173,381 at 6%; with 50% employer match about $173,381 at 4% or $115,587 at 6%; with 100% employer match about $130,036 at 4% or $86,691 at 6%.
2011183$3,731,722$775,306$9,341iApproximate average salary by contribution assumption: employee only about $233,526 at 4% or $155,684 at 6%; with 50% employer match about $155,684 at 4% or $103,789 at 6%; with 100% employer match about $116,763 at 4% or $77,842 at 6%.
Referentia 401(K) Plan-83$3,731,722$775,306$9,341iApproximate average salary by contribution assumption: employee only about $233,526 at 4% or $155,684 at 6%; with 50% employer match about $155,684 at 4% or $103,789 at 6%; with 100% employer match about $116,763 at 4% or $77,842 at 6%.
2010178$3,947,265$1,008,715$12,932iApproximate average salary by contribution assumption: employee only about $323,306 at 4% or $215,537 at 6%; with 50% employer match about $215,537 at 4% or $143,692 at 6%; with 100% employer match about $161,653 at 4% or $107,769 at 6%.
Referentia 401(K) Plan-78$3,947,265$1,008,715$12,932iApproximate average salary by contribution assumption: employee only about $323,306 at 4% or $215,537 at 6%; with 50% employer match about $215,537 at 4% or $143,692 at 6%; with 100% employer match about $161,653 at 4% or $107,769 at 6%.
2009178$2,664,416$711,810$9,126iApproximate average salary by contribution assumption: employee only about $228,144 at 4% or $152,096 at 6%; with 50% employer match about $152,096 at 4% or $101,397 at 6%; with 100% employer match about $114,072 at 4% or $76,048 at 6%.
Referentia 401(K) Plan-78$2,664,416$711,810$9,126iApproximate average salary by contribution assumption: employee only about $228,144 at 4% or $152,096 at 6%; with 50% employer match about $152,096 at 4% or $101,397 at 6%; with 100% employer match about $114,072 at 4% or $76,048 at 6%.
2008184$1,752,522$695,703$8,282iApproximate average salary by contribution assumption: employee only about $207,054 at 4% or $138,036 at 6%; with 50% employer match about $138,036 at 4% or $92,024 at 6%; with 100% employer match about $103,527 at 4% or $69,018 at 6%.
Referentia 401(K) Plan-84$1,752,522$695,703$8,282iApproximate average salary by contribution assumption: employee only about $207,054 at 4% or $138,036 at 6%; with 50% employer match about $138,036 at 4% or $92,024 at 6%; with 100% employer match about $103,527 at 4% or $69,018 at 6%.
2007178$2,134,921$634,466$8,134iApproximate average salary by contribution assumption: employee only about $203,354 at 4% or $135,570 at 6%; with 50% employer match about $135,570 at 4% or $90,380 at 6%; with 100% employer match about $101,677 at 4% or $67,785 at 6%.
Referentia 401(K) Plan-78$2,134,921$634,466$8,134iApproximate average salary by contribution assumption: employee only about $203,354 at 4% or $135,570 at 6%; with 50% employer match about $135,570 at 4% or $90,380 at 6%; with 100% employer match about $101,677 at 4% or $67,785 at 6%.
2006181$1,528,660$577,306$7,127iApproximate average salary by contribution assumption: employee only about $178,181 at 4% or $118,787 at 6%; with 50% employer match about $118,787 at 4% or $79,191 at 6%; with 100% employer match about $89,090 at 4% or $59,394 at 6%.
Referentia 401(K) Plan-81$1,528,660$577,306$7,127iApproximate average salary by contribution assumption: employee only about $178,181 at 4% or $118,787 at 6%; with 50% employer match about $118,787 at 4% or $79,191 at 6%; with 100% employer match about $89,090 at 4% or $59,394 at 6%.
2005177$837,208$682,729$8,867iApproximate average salary by contribution assumption: employee only about $221,665 at 4% or $147,777 at 6%; with 50% employer match about $147,777 at 4% or $98,518 at 6%; with 100% employer match about $110,833 at 4% or $73,888 at 6%.
Referentia 401(K) Plan-77$837,208$682,729$8,867iApproximate average salary by contribution assumption: employee only about $221,665 at 4% or $147,777 at 6%; with 50% employer match about $147,777 at 4% or $98,518 at 6%; with 100% employer match about $110,833 at 4% or $73,888 at 6%.
2004143$134,252$126,700$2,947iApproximate average salary by contribution assumption: employee only about $73,663 at 4% or $49,109 at 6%; with 50% employer match about $49,109 at 4% or $32,739 at 6%; with 100% employer match about $36,831 at 4% or $24,554 at 6%.
Referentia 401(K) Plan-43$134,252$126,700$2,947iApproximate average salary by contribution assumption: employee only about $73,663 at 4% or $49,109 at 6%; with 50% employer match about $49,109 at 4% or $32,739 at 6%; with 100% employer match about $36,831 at 4% or $24,554 at 6%.