Civic Intelligence

M. Joy Spivak Enterprises Inc.

Plan context: M. Joy Spivak Enterprises Inc. Profit Sharing Plan

EIN 95-4804544 • 22 filings • 2 plans

Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$3,770,766

2025 Contributions

$2,477,836

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,770,766$1,885,383$0200520162025YearValue
$3,770,766Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200520152025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$3,770,766$0-
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-3$3,770,766--
202413$3,149,505$0-
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-3$3,149,505--
202313$3,313,632$0-
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-3$3,313,632--
202213$3,111,690$0-
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-3$3,111,690--
202113$2,903,935$0-
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-3$2,903,935--
202024$2,477,836$2,477,836$619,459iApproximate average salary by contribution assumption: employee only about $15,486,475 at 4% or $10,324,317 at 6%; with 50% employer match about $10,324,317 at 4% or $6,882,878 at 6%; with 100% employer match about $7,743,238 at 4% or $5,162,158 at 6%.
M. Joy Spivak Enterprises Inc. Profit Sharing Plan-4$2,477,836$2,477,836$619,459iApproximate average salary by contribution assumption: employee only about $15,486,475 at 4% or $10,324,317 at 6%; with 50% employer match about $10,324,317 at 4% or $6,882,878 at 6%; with 100% employer match about $7,743,238 at 4% or $5,162,158 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-0---
201914$2,350,548$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$2,350,548--
201814$2,316,515$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$2,316,515--
201714$2,091,393$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$2,091,393--
201614$1,689,400$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$1,689,400--
201514$1,001,427$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$1,001,427--
201414$984,436$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$984,436--
201314$920,240$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$920,240--
201214$934,154$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$934,154--
201114$933,033$80,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$933,033$80,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
201014$845,907$60,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$845,907$60,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
200914$827,242$94,351$23,588iApproximate average salary by contribution assumption: employee only about $589,694 at 4% or $393,129 at 6%; with 50% employer match about $393,129 at 4% or $262,086 at 6%; with 100% employer match about $294,847 at 4% or $196,565 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$827,242$94,351$23,588iApproximate average salary by contribution assumption: employee only about $589,694 at 4% or $393,129 at 6%; with 50% employer match about $393,129 at 4% or $262,086 at 6%; with 100% employer match about $294,847 at 4% or $196,565 at 6%.
200814$0$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4---
200714$0$0-
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4---
200614$654,600$316,240$79,060iApproximate average salary by contribution assumption: employee only about $1,976,500 at 4% or $1,317,667 at 6%; with 50% employer match about $1,317,667 at 4% or $878,444 at 6%; with 100% employer match about $988,250 at 4% or $658,833 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$654,600$316,240$79,060iApproximate average salary by contribution assumption: employee only about $1,976,500 at 4% or $1,317,667 at 6%; with 50% employer match about $1,317,667 at 4% or $878,444 at 6%; with 100% employer match about $988,250 at 4% or $658,833 at 6%.
200514$313,862$313,853$78,463iApproximate average salary by contribution assumption: employee only about $1,961,581 at 4% or $1,307,721 at 6%; with 50% employer match about $1,307,721 at 4% or $871,814 at 6%; with 100% employer match about $980,791 at 4% or $653,860 at 6%.
M. Joy Spivak Enterprises Inc. Defined Benefit Pension Plan-4$313,862$313,853$78,463iApproximate average salary by contribution assumption: employee only about $1,961,581 at 4% or $1,307,721 at 6%; with 50% employer match about $1,307,721 at 4% or $871,814 at 6%; with 100% employer match about $980,791 at 4% or $653,860 at 6%.