Civic Intelligence

Richard Garratt O.D. Incorporated

Plan context: Richard Garratt O.D. 401(K) Plan

EIN 95-4616101 • San Dimas, CA • 19 filings • 2 plans

120 West Bonita AvenueSuite ASan Dimas, CA 91773
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$1,597

2025 Contributions

$1,262

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,138,164$569,082$0199920102024YearValue
$1,597Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050199920092024YearValue
4Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$0-
Richard Garratt O.D. 401(K) Plan-0$0$0-
202414$1,597$1,262$316iApproximate average salary by contribution assumption: employee only about $7,888 at 4% or $5,258 at 6%; with 50% employer match about $5,258 at 4% or $3,506 at 6%; with 100% employer match about $3,944 at 4% or $2,629 at 6%.
Richard Garratt O.D. 401(K) Plan-4$1,597$1,262$316iApproximate average salary by contribution assumption: employee only about $7,888 at 4% or $5,258 at 6%; with 50% employer match about $5,258 at 4% or $3,506 at 6%; with 100% employer match about $3,944 at 4% or $2,629 at 6%.
202314$444$415$104iApproximate average salary by contribution assumption: employee only about $2,594 at 4% or $1,729 at 6%; with 50% employer match about $1,729 at 4% or $1,153 at 6%; with 100% employer match about $1,297 at 4% or $865 at 6%.
Richard Garratt O.D. 401(K) Plan-4$444$415$104iApproximate average salary by contribution assumption: employee only about $2,594 at 4% or $1,729 at 6%; with 50% employer match about $1,729 at 4% or $1,153 at 6%; with 100% employer match about $1,297 at 4% or $865 at 6%.
201610$0$0-
Richard Garratt O.D. 401(K) Plan-0$0--
201517$1,138,164$0-
Richard Garratt O.D. 401(K) Plan-7$1,138,164--
201418$1,132,788$26,029$3,254iApproximate average salary by contribution assumption: employee only about $81,341 at 4% or $54,227 at 6%; with 50% employer match about $54,227 at 4% or $36,151 at 6%; with 100% employer match about $40,670 at 4% or $27,114 at 6%.
Richard Garratt O.D. 401(K) Plan-8$1,132,788$26,029$3,254iApproximate average salary by contribution assumption: employee only about $81,341 at 4% or $54,227 at 6%; with 50% employer match about $54,227 at 4% or $36,151 at 6%; with 100% employer match about $40,670 at 4% or $27,114 at 6%.
201318$1,064,533$37,687$4,711iApproximate average salary by contribution assumption: employee only about $117,772 at 4% or $78,515 at 6%; with 50% employer match about $78,515 at 4% or $52,343 at 6%; with 100% employer match about $58,886 at 4% or $39,257 at 6%.
Richard Garratt O.D. 401(K) Plan-8$1,064,533$37,687$4,711iApproximate average salary by contribution assumption: employee only about $117,772 at 4% or $78,515 at 6%; with 50% employer match about $78,515 at 4% or $52,343 at 6%; with 100% employer match about $58,886 at 4% or $39,257 at 6%.
2012110$847,967$51,760$5,176iApproximate average salary by contribution assumption: employee only about $129,400 at 4% or $86,267 at 6%; with 50% employer match about $86,267 at 4% or $57,511 at 6%; with 100% employer match about $64,700 at 4% or $43,133 at 6%.
Richard Garratt O.D. 401(K) Plan-10$847,967$51,760$5,176iApproximate average salary by contribution assumption: employee only about $129,400 at 4% or $86,267 at 6%; with 50% employer match about $86,267 at 4% or $57,511 at 6%; with 100% employer match about $64,700 at 4% or $43,133 at 6%.
2011110$697,888$58,115$5,812iApproximate average salary by contribution assumption: employee only about $145,288 at 4% or $96,858 at 6%; with 50% employer match about $96,858 at 4% or $64,572 at 6%; with 100% employer match about $72,644 at 4% or $48,429 at 6%.
Richard Garratt O.D. 401(K) Plan-10$697,888$58,115$5,812iApproximate average salary by contribution assumption: employee only about $145,288 at 4% or $96,858 at 6%; with 50% employer match about $96,858 at 4% or $64,572 at 6%; with 100% employer match about $72,644 at 4% or $48,429 at 6%.
201015$996,269$75,532$15,106iApproximate average salary by contribution assumption: employee only about $377,660 at 4% or $251,773 at 6%; with 50% employer match about $251,773 at 4% or $167,849 at 6%; with 100% employer match about $188,830 at 4% or $125,887 at 6%.
Richard Garratt O.D. 401(K) Plan-5$996,269$75,532$15,106iApproximate average salary by contribution assumption: employee only about $377,660 at 4% or $251,773 at 6%; with 50% employer match about $251,773 at 4% or $167,849 at 6%; with 100% employer match about $188,830 at 4% or $125,887 at 6%.
200914$847,616$107,297$26,824iApproximate average salary by contribution assumption: employee only about $670,606 at 4% or $447,071 at 6%; with 50% employer match about $447,071 at 4% or $298,047 at 6%; with 100% employer match about $335,303 at 4% or $223,535 at 6%.
Richard Garratt O.D. 401(K) Plan-4$847,616$107,297$26,824iApproximate average salary by contribution assumption: employee only about $670,606 at 4% or $447,071 at 6%; with 50% employer match about $447,071 at 4% or $298,047 at 6%; with 100% employer match about $335,303 at 4% or $223,535 at 6%.
200714$798,826$59,420$14,855iApproximate average salary by contribution assumption: employee only about $371,375 at 4% or $247,583 at 6%; with 50% employer match about $247,583 at 4% or $165,056 at 6%; with 100% employer match about $185,688 at 4% or $123,792 at 6%.
Richard Garratt O.D. 401(K) Plan-4$798,826$59,420$14,855iApproximate average salary by contribution assumption: employee only about $371,375 at 4% or $247,583 at 6%; with 50% employer match about $247,583 at 4% or $165,056 at 6%; with 100% employer match about $185,688 at 4% or $123,792 at 6%.
200615$663,369$60,350$12,070iApproximate average salary by contribution assumption: employee only about $301,750 at 4% or $201,167 at 6%; with 50% employer match about $201,167 at 4% or $134,111 at 6%; with 100% employer match about $150,875 at 4% or $100,583 at 6%.
Richard Garratt O.D. 401(K) Plan-5$663,369$60,350$12,070iApproximate average salary by contribution assumption: employee only about $301,750 at 4% or $201,167 at 6%; with 50% employer match about $201,167 at 4% or $134,111 at 6%; with 100% employer match about $150,875 at 4% or $100,583 at 6%.
200518$520,780$57,096$7,137iApproximate average salary by contribution assumption: employee only about $178,425 at 4% or $118,950 at 6%; with 50% employer match about $118,950 at 4% or $79,300 at 6%; with 100% employer match about $89,213 at 4% or $59,475 at 6%.
Richard Garratt O.D. 401(K) Plan-8$520,780$57,096$7,137iApproximate average salary by contribution assumption: employee only about $178,425 at 4% or $118,950 at 6%; with 50% employer match about $118,950 at 4% or $79,300 at 6%; with 100% employer match about $89,213 at 4% or $59,475 at 6%.
200416$416,413$60,013$10,002iApproximate average salary by contribution assumption: employee only about $250,054 at 4% or $166,703 at 6%; with 50% employer match about $166,703 at 4% or $111,135 at 6%; with 100% employer match about $125,027 at 4% or $83,351 at 6%.
Richard Garratt O.D. 401(K) Plan-6$416,413$60,013$10,002iApproximate average salary by contribution assumption: employee only about $250,054 at 4% or $166,703 at 6%; with 50% employer match about $166,703 at 4% or $111,135 at 6%; with 100% employer match about $125,027 at 4% or $83,351 at 6%.
200315$316,293$56,392$11,278iApproximate average salary by contribution assumption: employee only about $281,960 at 4% or $187,973 at 6%; with 50% employer match about $187,973 at 4% or $125,316 at 6%; with 100% employer match about $140,980 at 4% or $93,987 at 6%.
Richard Garratt O.D. 401(K) Plan-5$316,293$56,392$11,278iApproximate average salary by contribution assumption: employee only about $281,960 at 4% or $187,973 at 6%; with 50% employer match about $187,973 at 4% or $125,316 at 6%; with 100% employer match about $140,980 at 4% or $93,987 at 6%.
200115$0$0-
Richard Garratt O.D. 401(K) Plan-5---
200015$189,718$38,064$7,613iApproximate average salary by contribution assumption: employee only about $190,320 at 4% or $126,880 at 6%; with 50% employer match about $126,880 at 4% or $84,587 at 6%; with 100% employer match about $95,160 at 4% or $63,440 at 6%.
Richard Garratt O.D. 401(K) Plan-5$189,718$38,064$7,613iApproximate average salary by contribution assumption: employee only about $190,320 at 4% or $126,880 at 6%; with 50% employer match about $126,880 at 4% or $84,587 at 6%; with 100% employer match about $95,160 at 4% or $63,440 at 6%.
199913$155,841$32,277$10,759iApproximate average salary by contribution assumption: employee only about $268,975 at 4% or $179,317 at 6%; with 50% employer match about $179,317 at 4% or $119,544 at 6%; with 100% employer match about $134,488 at 4% or $89,658 at 6%.
Richard Garratt O.D. 401(K) Plan-3$155,841$32,277$10,759iApproximate average salary by contribution assumption: employee only about $268,975 at 4% or $179,317 at 6%; with 50% employer match about $179,317 at 4% or $119,544 at 6%; with 100% employer match about $134,488 at 4% or $89,658 at 6%.