Civic Intelligence

Smart & Final Inc.

Plan context: Smart & Final Corporation 401K Savings Plan

EIN 95-4079584 • Commerce, CA • 179 filings • 13 plans

600 Citadel DrCommerce, CA 90040-1562
Current Snapshot

Latest Year

2024

2024 Participants

9,837

2024 Assets

$555,457,331

2024 Contributions

$43,784,811

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$555,457,331$277,728,666$0199920122024YearValue
$555,457,331Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

11,4875,7440199920122024YearValue
9,837Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202479,837$555,457,331$43,784,811$4,451iApproximate average salary by contribution assumption: employee only about $111,276 at 4% or $74,184 at 6%; with 50% employer match about $74,184 at 4% or $49,456 at 6%; with 100% employer match about $55,638 at 4% or $37,092 at 6%.
Smart & Final Corporation 401K Savings Plan-9,837$386,527,233$41,084,811$4,177iApproximate average salary by contribution assumption: employee only about $104,414 at 4% or $69,609 at 6%; with 50% employer match about $69,609 at 4% or $46,406 at 6%; with 100% employer match about $52,207 at 4% or $34,805 at 6%.
Smart & Final Pension Plan-820$168,930,098$2,700,000$3,293iApproximate average salary by contribution assumption: employee only about $82,317 at 4% or $54,878 at 6%; with 50% employer match about $54,878 at 4% or $36,585 at 6%; with 100% employer match about $41,159 at 4% or $27,439 at 6%.
Smart & Final Inc. Dental Plan-1,064---
Smart & Final Inc. Vision Plan-2,295---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,191---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,212---
Smart & Final Inc. Long-Term Disability Plan-2,830---
2023711,484$500,089,209$40,573,580$3,533iApproximate average salary by contribution assumption: employee only about $88,326 at 4% or $58,884 at 6%; with 50% employer match about $58,884 at 4% or $39,256 at 6%; with 100% employer match about $44,163 at 4% or $29,442 at 6%.
Smart & Final Corporation 401K Savings Plan-10,287$344,375,347$38,073,580$3,701iApproximate average salary by contribution assumption: employee only about $92,528 at 4% or $61,686 at 6%; with 50% employer match about $61,686 at 4% or $41,124 at 6%; with 100% employer match about $46,264 at 4% or $30,843 at 6%.
Smart & Final Pension Plan-1,313$155,713,862$2,500,000$1,904iApproximate average salary by contribution assumption: employee only about $47,601 at 4% or $31,734 at 6%; with 50% employer match about $31,734 at 4% or $21,156 at 6%; with 100% employer match about $23,800 at 4% or $15,867 at 6%.
Smart & Final Inc. Dental Plan-1,239---
Smart & Final Inc. Vision Plan-2,454---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,428---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-11,484---
Smart & Final Inc. Long-Term Disability Plan-3,494---
2022711,487$428,596,798$46,493,114$4,047iApproximate average salary by contribution assumption: employee only about $101,186 at 4% or $67,458 at 6%; with 50% employer match about $67,458 at 4% or $44,972 at 6%; with 100% employer match about $50,593 at 4% or $33,729 at 6%.
Smart & Final Corporation 401K Savings Plan-11,226$290,124,135$38,251,114$3,407iApproximate average salary by contribution assumption: employee only about $85,184 at 4% or $56,789 at 6%; with 50% employer match about $56,789 at 4% or $37,860 at 6%; with 100% employer match about $42,592 at 4% or $28,395 at 6%.
Smart & Final Pension Plan-1,422$138,472,663$8,242,000$5,796iApproximate average salary by contribution assumption: employee only about $144,902 at 4% or $96,601 at 6%; with 50% employer match about $96,601 at 4% or $64,401 at 6%; with 100% employer match about $72,451 at 4% or $48,301 at 6%.
Smart & Final Inc. Dental Plan-1,210---
Smart & Final Inc. Vision Plan-2,309---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,356---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-11,487---
Smart & Final Inc. Long-Term Disability Plan-3,355---
2021710,803$504,947,857$43,468,104$4,024iApproximate average salary by contribution assumption: employee only about $100,593 at 4% or $67,062 at 6%; with 50% employer match about $67,062 at 4% or $44,708 at 6%; with 100% employer match about $50,296 at 4% or $33,531 at 6%.
Smart & Final Corporation 401K Savings Plan-9,296$333,696,772$34,282,104$3,688iApproximate average salary by contribution assumption: employee only about $92,196 at 4% or $61,464 at 6%; with 50% employer match about $61,464 at 4% or $40,976 at 6%; with 100% employer match about $46,098 at 4% or $30,732 at 6%.
Smart & Final Pension Plan-1,468$171,251,085$9,186,000$6,257iApproximate average salary by contribution assumption: employee only about $156,437 at 4% or $104,292 at 6%; with 50% employer match about $104,292 at 4% or $69,528 at 6%; with 100% employer match about $78,219 at 4% or $52,146 at 6%.
Smart & Final Inc. Dental Plan-2,415---
Smart & Final Inc. Vision Plan-2,309---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,975---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-10,803---
Smart & Final Inc. Long-Term Disability Plan-2,975---
2020710,183$444,164,070$39,938,003$3,922iApproximate average salary by contribution assumption: employee only about $98,051 at 4% or $65,367 at 6%; with 50% employer match about $65,367 at 4% or $43,578 at 6%; with 100% employer match about $49,025 at 4% or $32,684 at 6%.
Smart & Final Corporation 401K Savings Plan-10,183$294,687,036$37,372,003$3,670iApproximate average salary by contribution assumption: employee only about $91,751 at 4% or $61,167 at 6%; with 50% employer match about $61,167 at 4% or $40,778 at 6%; with 100% employer match about $45,875 at 4% or $30,584 at 6%.
Smart & Final Pension Plan-1,538$149,477,034$2,566,000$1,668iApproximate average salary by contribution assumption: employee only about $41,710 at 4% or $27,807 at 6%; with 50% employer match about $27,807 at 4% or $18,538 at 6%; with 100% employer match about $20,855 at 4% or $13,903 at 6%.
Smart & Final Inc. Dental Plan-2,648---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,944---
Smart & Final Inc. Long-Term Disability Plan-2,944---
Smart & Final Inc. Vision Plan-2,485---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-4,063---
2019710,927$450,269,785$45,242,492$4,140iApproximate average salary by contribution assumption: employee only about $103,511 at 4% or $69,007 at 6%; with 50% employer match about $69,007 at 4% or $46,005 at 6%; with 100% employer match about $51,755 at 4% or $34,504 at 6%.
Smart & Final Corporation 401K Savings Plan-10,927$255,126,393$31,830,492$2,913iApproximate average salary by contribution assumption: employee only about $72,825 at 4% or $48,550 at 6%; with 50% employer match about $48,550 at 4% or $32,367 at 6%; with 100% employer match about $36,413 at 4% or $24,275 at 6%.
Smart & Final Pension Plan-1,700$195,143,392$13,412,000$7,889iApproximate average salary by contribution assumption: employee only about $197,235 at 4% or $131,490 at 6%; with 50% employer match about $131,490 at 4% or $87,660 at 6%; with 100% employer match about $98,618 at 4% or $65,745 at 6%.
Smart & Final Inc. Dental Plan-2,371---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,396---
Smart & Final Inc. Long-Term Disability Plan-3,396---
Smart & Final Inc. Vision Plan-2,242---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,496---
2018711,453$370,551,783$31,603,428$2,759iApproximate average salary by contribution assumption: employee only about $68,985 at 4% or $45,990 at 6%; with 50% employer match about $45,990 at 4% or $30,660 at 6%; with 100% employer match about $34,493 at 4% or $22,995 at 6%.
Smart & Final Corporation 401K Savings Plan-11,453$210,946,520$29,461,428$2,572iApproximate average salary by contribution assumption: employee only about $64,309 at 4% or $42,873 at 6%; with 50% employer match about $42,873 at 4% or $28,582 at 6%; with 100% employer match about $32,155 at 4% or $21,436 at 6%.
Smart & Final Pension Plan-1,796$159,605,263$2,142,000$1,193iApproximate average salary by contribution assumption: employee only about $29,816 at 4% or $19,878 at 6%; with 50% employer match about $19,878 at 4% or $13,252 at 6%; with 100% employer match about $14,908 at 4% or $9,939 at 6%.
Smart & Final Inc. Smartcare Healthcare Benefits Plan-4,148---
Smart & Final Inc. Vision Plan-2,783---
Smart & Final Inc. Long-Term Disability Plan-3,329---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,329---
Smart & Final Inc. Dental Plan-2,920---
2017710,724$392,328,283$41,004,349$3,824iApproximate average salary by contribution assumption: employee only about $95,590 at 4% or $63,727 at 6%; with 50% employer match about $63,727 at 4% or $42,485 at 6%; with 100% employer match about $47,795 at 4% or $31,863 at 6%.
Smart & Final Corporation 401K Savings Plan-10,724$208,937,679$26,241,349$2,447iApproximate average salary by contribution assumption: employee only about $61,174 at 4% or $40,783 at 6%; with 50% employer match about $40,783 at 4% or $27,189 at 6%; with 100% employer match about $30,587 at 4% or $20,391 at 6%.
Smart & Final Pension Plan-1,869$183,390,604$14,763,000$7,899iApproximate average salary by contribution assumption: employee only about $197,472 at 4% or $131,648 at 6%; with 50% employer match about $131,648 at 4% or $87,765 at 6%; with 100% employer match about $98,736 at 4% or $65,824 at 6%.
Smart & Final Inc. Dental Plan-2,769---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-3,004---
Smart & Final Inc. Long-Term Disability Plan-3,092---
Smart & Final Inc. Vision Plan-2,456---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,793---
2016710,967$330,827,167$33,797,035$3,082iApproximate average salary by contribution assumption: employee only about $77,043 at 4% or $51,362 at 6%; with 50% employer match about $51,362 at 4% or $34,241 at 6%; with 100% employer match about $38,521 at 4% or $25,681 at 6%.
Smart & Final Corporation 401K Savings Plan-10,967$177,879,652$23,297,035$2,124iApproximate average salary by contribution assumption: employee only about $53,107 at 4% or $35,405 at 6%; with 50% employer match about $35,405 at 4% or $23,603 at 6%; with 100% employer match about $26,554 at 4% or $17,702 at 6%.
Smart & Final Pension Plan-2,026$152,947,515$10,500,000$5,183iApproximate average salary by contribution assumption: employee only about $129,566 at 4% or $86,377 at 6%; with 50% employer match about $86,377 at 4% or $57,585 at 6%; with 100% employer match about $64,783 at 4% or $43,189 at 6%.
Smart & Final Inc. Dental Plan-2,664---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,962---
Smart & Final Inc. Long-Term Disability Plan-3,060---
Smart & Final Inc. Vision Plan-2,354---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,498---
201579,823$294,345,093$28,302,294$2,881iApproximate average salary by contribution assumption: employee only about $72,031 at 4% or $48,020 at 6%; with 50% employer match about $48,020 at 4% or $32,014 at 6%; with 100% employer match about $36,015 at 4% or $24,010 at 6%.
Smart & Final Corporation 401K Savings Plan-9,823$157,481,714$19,552,294$1,990iApproximate average salary by contribution assumption: employee only about $49,762 at 4% or $33,174 at 6%; with 50% employer match about $33,174 at 4% or $22,116 at 6%; with 100% employer match about $24,881 at 4% or $16,587 at 6%.
Smart & Final Pension Plan-2,102$136,863,379$8,750,000$4,163iApproximate average salary by contribution assumption: employee only about $104,068 at 4% or $69,378 at 6%; with 50% employer match about $69,378 at 4% or $46,252 at 6%; with 100% employer match about $52,034 at 4% or $34,689 at 6%.
Smart & Final Inc. Dental Plan-2,324---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,714---
Smart & Final Inc. Long-Term Disability Plan-2,795---
Smart & Final Inc. Vision Plan-2,175---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,159---
201478,508$284,551,088$25,960,257$3,051iApproximate average salary by contribution assumption: employee only about $76,282 at 4% or $50,855 at 6%; with 50% employer match about $50,855 at 4% or $33,903 at 6%; with 100% employer match about $38,141 at 4% or $25,427 at 6%.
Smart & Final Corporation 401K Savings Plan-8,508$147,168,164$17,240,257$2,026iApproximate average salary by contribution assumption: employee only about $50,659 at 4% or $33,773 at 6%; with 50% employer match about $33,773 at 4% or $22,515 at 6%; with 100% employer match about $25,329 at 4% or $16,886 at 6%.
Smart & Final Pension Plan-2,160$137,382,924$8,720,000$4,037iApproximate average salary by contribution assumption: employee only about $100,926 at 4% or $67,284 at 6%; with 50% employer match about $67,284 at 4% or $44,856 at 6%; with 100% employer match about $50,463 at 4% or $33,642 at 6%.
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,288---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,331---
Smart & Final Inc. Long-Term Disability Plan-2,427---
Smart & Final Inc. Vision Plan-2,046---
Smart & Final Inc. Dental Plan-1,799---
201378,172$262,515,269$23,976,037$2,934iApproximate average salary by contribution assumption: employee only about $73,348 at 4% or $48,899 at 6%; with 50% employer match about $48,899 at 4% or $32,599 at 6%; with 100% employer match about $36,674 at 4% or $24,449 at 6%.
Smart & Final Corporation 401K Savings Plan-8,172$133,935,873$14,476,037$1,771iApproximate average salary by contribution assumption: employee only about $44,285 at 4% or $29,524 at 6%; with 50% employer match about $29,524 at 4% or $19,682 at 6%; with 100% employer match about $22,143 at 4% or $14,762 at 6%.
Smart & Final Pension Plan-2,273$128,579,396$9,500,000$4,179iApproximate average salary by contribution assumption: employee only about $104,487 at 4% or $69,658 at 6%; with 50% employer match about $69,658 at 4% or $46,439 at 6%; with 100% employer match about $52,244 at 4% or $34,829 at 6%.
Smart & Final Inc. Dental Plan-2,081---
Smart & Final Inc. Long-Term Disability Plan-2,306---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,218---
Smart & Final Inc. Vision Plan-1,945---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,183---
201277,222$220,630,514$20,552,826$2,846iApproximate average salary by contribution assumption: employee only about $71,147 at 4% or $47,431 at 6%; with 50% employer match about $47,431 at 4% or $31,621 at 6%; with 100% employer match about $35,573 at 4% or $23,716 at 6%.
Smart & Final Corporation 401K Savings Plan-7,222$114,272,012$12,809,826$1,774iApproximate average salary by contribution assumption: employee only about $44,343 at 4% or $29,562 at 6%; with 50% employer match about $29,562 at 4% or $19,708 at 6%; with 100% employer match about $22,172 at 4% or $14,781 at 6%.
Smart & Final Pension Plan-2,391$106,358,502$7,743,000$3,238iApproximate average salary by contribution assumption: employee only about $80,960 at 4% or $53,973 at 6%; with 50% employer match about $53,973 at 4% or $35,982 at 6%; with 100% employer match about $40,480 at 4% or $26,987 at 6%.
Smart & Final Inc. Vision Plan-1,897---
Smart & Final Inc. Dental Plan-2,026---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,064---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,554---
Smart & Final Inc. Long-Term Disability Plan-2,151---
201176,833$192,197,808$17,217,249$2,520iApproximate average salary by contribution assumption: employee only about $62,993 at 4% or $41,995 at 6%; with 50% employer match about $41,995 at 4% or $27,997 at 6%; with 100% employer match about $31,497 at 4% or $20,998 at 6%.
Smart & Final Corporation 401K Savings Plan-6,833$99,034,433$11,217,249$1,642iApproximate average salary by contribution assumption: employee only about $41,041 at 4% or $27,360 at 6%; with 50% employer match about $27,360 at 4% or $18,240 at 6%; with 100% employer match about $20,520 at 4% or $13,680 at 6%.
Smart & Final Pension Plan-2,529$93,163,375$6,000,000$2,372iApproximate average salary by contribution assumption: employee only about $59,312 at 4% or $39,541 at 6%; with 50% employer match about $39,541 at 4% or $26,361 at 6%; with 100% employer match about $29,656 at 4% or $19,771 at 6%.
Smart & Final Inc. Long-Term Disability Plan-2,161---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-3,011---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-2,250---
Smart & Final Inc. Vision Plan-1,868---
Smart & Final Inc. Dental Plan-2,104---
201079,700$185,691,545$10,506,709$1,083iApproximate average salary by contribution assumption: employee only about $27,079 at 4% or $18,053 at 6%; with 50% employer match about $18,053 at 4% or $12,035 at 6%; with 100% employer match about $13,540 at 4% or $9,026 at 6%.
Smart & Final Corporation 401K Savings Plan-6,049$95,143,804$10,506,709$1,737iApproximate average salary by contribution assumption: employee only about $43,423 at 4% or $28,949 at 6%; with 50% employer match about $28,949 at 4% or $19,299 at 6%; with 100% employer match about $21,712 at 4% or $14,474 at 6%.
Smart & Final Pension Plan-2,743$90,547,741--
Smart & Final Inc. Dental Plan-3,475---
Smart & Final Inc. Vision Plan-3,109---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-9,700---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-4,301---
Smart & Final Inc. Long-Term Disability Plan-4,270---
200979,574$165,988,743$11,035,022$1,153iApproximate average salary by contribution assumption: employee only about $28,815 at 4% or $19,210 at 6%; with 50% employer match about $19,210 at 4% or $12,807 at 6%; with 100% employer match about $14,408 at 4% or $9,605 at 6%.
Smart & Final Pension Plan-2,934$84,699,288$600,000$204iApproximate average salary by contribution assumption: employee only about $5,112 at 4% or $3,408 at 6%; with 50% employer match about $3,408 at 4% or $2,272 at 6%; with 100% employer match about $2,556 at 4% or $1,704 at 6%.
Smart & Final Corporation 401K Savings Plan-6,351$81,289,455$10,435,022$1,643iApproximate average salary by contribution assumption: employee only about $41,076 at 4% or $27,384 at 6%; with 50% employer match about $27,384 at 4% or $18,256 at 6%; with 100% employer match about $20,538 at 4% or $13,692 at 6%.
Smart & Final Inc. Dental Plan-3,409---
Smart & Final Inc. Long-Term Disability Plan-4,272---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-9,574---
Smart & Final Inc. Vision Plan-3,028---
Smart & Final Inc. Smartcare Healthcare Benefits Plan-4,197---
200878,857$139,535,305$14,465,054$1,633iApproximate average salary by contribution assumption: employee only about $40,829 at 4% or $27,220 at 6%; with 50% employer match about $27,220 at 4% or $18,146 at 6%; with 100% employer match about $20,415 at 4% or $13,610 at 6%.
Smart & Final Pension Plan-3,203$74,128,109$4,000,000$1,249iApproximate average salary by contribution assumption: employee only about $31,221 at 4% or $20,814 at 6%; with 50% employer match about $20,814 at 4% or $13,876 at 6%; with 100% employer match about $15,610 at 4% or $10,407 at 6%.
Smart & Final Corporation 401K Savings Plan-5,976$65,407,196$10,465,054$1,751iApproximate average salary by contribution assumption: employee only about $43,780 at 4% or $29,186 at 6%; with 50% employer match about $29,186 at 4% or $19,458 at 6%; with 100% employer match about $21,890 at 4% or $14,593 at 6%.
Smart & Final Inc. Smartcare Healthcare Benefits Plan-4,032---
Smart & Final Inc. Vision Plan-2,932---
Smart & Final Inc. Dental Plan-3,255---
Smart & Final Inc. Group Life, Accident, Contributory, and Noncontributory Plans-8,857---
Smart & Final Inc. Long-Term Disability Plan-4,174---
200775,376$176,668,346$9,649,415$1,795iApproximate average salary by contribution assumption: employee only about $44,873 at 4% or $29,915 at 6%; with 50% employer match about $29,915 at 4% or $19,943 at 6%; with 100% employer match about $22,436 at 4% or $14,958 at 6%.
Smart & Final Inc. Smartcare Healthcare Benefits Plan-2,742---
200675,928$165,413,580$15,867,205$2,677iApproximate average salary by contribution assumption: employee only about $66,916 at 4% or $44,611 at 6%; with 50% employer match about $44,611 at 4% or $29,741 at 6%; with 100% employer match about $33,458 at 4% or $22,305 at 6%.
200577,749$143,181,577$19,444,971$2,509iApproximate average salary by contribution assumption: employee only about $62,734 at 4% or $41,823 at 6%; with 50% employer match about $41,823 at 4% or $27,882 at 6%; with 100% employer match about $31,367 at 4% or $20,911 at 6%.
200477,052$123,023,244$14,746,272$2,091iApproximate average salary by contribution assumption: employee only about $52,277 at 4% or $34,851 at 6%; with 50% employer match about $34,851 at 4% or $23,234 at 6%; with 100% employer match about $26,138 at 4% or $17,426 at 6%.
200376,178$105,256,655$18,933,184$3,065iApproximate average salary by contribution assumption: employee only about $76,615 at 4% or $51,077 at 6%; with 50% employer match about $51,077 at 4% or $34,051 at 6%; with 100% employer match about $38,308 at 4% or $25,538 at 6%.
200275,941$78,287,326$18,697,140$3,147iApproximate average salary by contribution assumption: employee only about $78,678 at 4% or $52,452 at 6%; with 50% employer match about $52,452 at 4% or $34,968 at 6%; with 100% employer match about $39,339 at 4% or $26,226 at 6%.
200175,296$69,637,546$5,555,716$1,049iApproximate average salary by contribution assumption: employee only about $26,226 at 4% or $17,484 at 6%; with 50% employer match about $17,484 at 4% or $11,656 at 6%; with 100% employer match about $13,113 at 4% or $8,742 at 6%.
200042,013$0$0-
199973,729$73,217,608$5,907,450$1,584iApproximate average salary by contribution assumption: employee only about $39,605 at 4% or $26,403 at 6%; with 50% employer match about $26,403 at 4% or $17,602 at 6%; with 100% employer match about $19,802 at 4% or $13,202 at 6%.