Civic Intelligence

Clifford J. Ruddle, Dds PC

Plan context: Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan

EIN 95-3640918 • Santa Barbara, CA • 37 filings • 7 plans

227 Las Alturas RoadSanta Barbara, CA 93103
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$12,002,913

2025 Contributions

$275,500

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,002,913$6,001,457$0200020142025YearValue
$12,002,913Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200020132025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$12,002,913$275,500$45,917iApproximate average salary by contribution assumption: employee only about $1,147,917 at 4% or $765,278 at 6%; with 50% employer match about $765,278 at 4% or $510,185 at 6%; with 100% employer match about $573,958 at 4% or $382,639 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$12,002,913$275,500$45,917iApproximate average salary by contribution assumption: employee only about $1,147,917 at 4% or $765,278 at 6%; with 50% employer match about $765,278 at 4% or $510,185 at 6%; with 100% employer match about $573,958 at 4% or $382,639 at 6%.
202416$10,264,684$387,000$64,500iApproximate average salary by contribution assumption: employee only about $1,612,500 at 4% or $1,075,000 at 6%; with 50% employer match about $1,075,000 at 4% or $716,667 at 6%; with 100% employer match about $806,250 at 4% or $537,500 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$10,264,684$387,000$64,500iApproximate average salary by contribution assumption: employee only about $1,612,500 at 4% or $1,075,000 at 6%; with 50% employer match about $1,075,000 at 4% or $716,667 at 6%; with 100% employer match about $806,250 at 4% or $537,500 at 6%.
202316$8,813,765$372,000$62,000iApproximate average salary by contribution assumption: employee only about $1,550,000 at 4% or $1,033,333 at 6%; with 50% employer match about $1,033,333 at 4% or $688,889 at 6%; with 100% employer match about $775,000 at 4% or $516,667 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$8,813,765$372,000$62,000iApproximate average salary by contribution assumption: employee only about $1,550,000 at 4% or $1,033,333 at 6%; with 50% employer match about $1,033,333 at 4% or $688,889 at 6%; with 100% employer match about $775,000 at 4% or $516,667 at 6%.
202216$7,216,489$344,900$57,483iApproximate average salary by contribution assumption: employee only about $1,437,083 at 4% or $958,056 at 6%; with 50% employer match about $958,056 at 4% or $638,704 at 6%; with 100% employer match about $718,542 at 4% or $479,028 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$7,216,489$344,900$57,483iApproximate average salary by contribution assumption: employee only about $1,437,083 at 4% or $958,056 at 6%; with 50% employer match about $958,056 at 4% or $638,704 at 6%; with 100% employer match about $718,542 at 4% or $479,028 at 6%.
202116$8,217,570$342,000$57,000iApproximate average salary by contribution assumption: employee only about $1,425,000 at 4% or $950,000 at 6%; with 50% employer match about $950,000 at 4% or $633,333 at 6%; with 100% employer match about $712,500 at 4% or $475,000 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$8,217,570$342,000$57,000iApproximate average salary by contribution assumption: employee only about $1,425,000 at 4% or $950,000 at 6%; with 50% employer match about $950,000 at 4% or $633,333 at 6%; with 100% employer match about $712,500 at 4% or $475,000 at 6%.
202016$6,767,540$335,000$55,833iApproximate average salary by contribution assumption: employee only about $1,395,833 at 4% or $930,556 at 6%; with 50% employer match about $930,556 at 4% or $620,370 at 6%; with 100% employer match about $697,917 at 4% or $465,278 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-6$6,767,540$335,000$55,833iApproximate average salary by contribution assumption: employee only about $1,395,833 at 4% or $930,556 at 6%; with 50% employer match about $930,556 at 4% or $620,370 at 6%; with 100% employer match about $697,917 at 4% or $465,278 at 6%.
201935$9,093,587$427,133$85,427iApproximate average salary by contribution assumption: employee only about $2,135,665 at 4% or $1,423,777 at 6%; with 50% employer match about $1,423,777 at 4% or $949,184 at 6%; with 100% employer match about $1,067,833 at 4% or $711,888 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$5,941,166$218,000$43,600iApproximate average salary by contribution assumption: employee only about $1,090,000 at 4% or $726,667 at 6%; with 50% employer match about $726,667 at 4% or $484,444 at 6%; with 100% employer match about $545,000 at 4% or $363,333 at 6%.
CLIFFORD J RUDDLE, D.D.S., A PROFESSIONAL CORPORATION CASH BALANCE PLAN-4$3,152,421$209,133$52,283iApproximate average salary by contribution assumption: employee only about $1,307,081 at 4% or $871,388 at 6%; with 50% employer match about $871,388 at 4% or $580,925 at 6%; with 100% employer match about $653,541 at 4% or $435,694 at 6%.
CLIFFORD J. RUDDLE, D.D.S., A PROFESSIONAL CORPORATION CASH BALANCE PLAN-0$0$0-
201825$7,572,345$286,812$57,362iApproximate average salary by contribution assumption: employee only about $1,434,060 at 4% or $956,040 at 6%; with 50% employer match about $956,040 at 4% or $637,360 at 6%; with 100% employer match about $717,030 at 4% or $478,020 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$4,836,505$286,812$57,362iApproximate average salary by contribution assumption: employee only about $1,434,060 at 4% or $956,040 at 6%; with 50% employer match about $956,040 at 4% or $637,360 at 6%; with 100% employer match about $717,030 at 4% or $478,020 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$2,735,840$0-
201725$8,144,658$1,043,250$208,650iApproximate average salary by contribution assumption: employee only about $5,216,250 at 4% or $3,477,500 at 6%; with 50% employer match about $3,477,500 at 4% or $2,318,333 at 6%; with 100% employer match about $2,608,125 at 4% or $1,738,750 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$5,169,990$196,250$39,250iApproximate average salary by contribution assumption: employee only about $981,250 at 4% or $654,167 at 6%; with 50% employer match about $654,167 at 4% or $436,111 at 6%; with 100% employer match about $490,625 at 4% or $327,083 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$2,974,668$847,000$211,750iApproximate average salary by contribution assumption: employee only about $5,293,750 at 4% or $3,529,167 at 6%; with 50% employer match about $3,529,167 at 4% or $2,352,778 at 6%; with 100% employer match about $2,646,875 at 4% or $1,764,583 at 6%.
201625$6,285,493$562,263$112,453iApproximate average salary by contribution assumption: employee only about $2,811,315 at 4% or $1,874,210 at 6%; with 50% employer match about $1,874,210 at 4% or $1,249,473 at 6%; with 100% employer match about $1,405,658 at 4% or $937,105 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$4,299,729$193,625$38,725iApproximate average salary by contribution assumption: employee only about $968,125 at 4% or $645,417 at 6%; with 50% employer match about $645,417 at 4% or $430,278 at 6%; with 100% employer match about $484,063 at 4% or $322,708 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$1,985,764$368,638$92,160iApproximate average salary by contribution assumption: employee only about $2,303,988 at 4% or $1,535,992 at 6%; with 50% employer match about $1,535,992 at 4% or $1,023,994 at 6%; with 100% employer match about $1,151,994 at 4% or $767,996 at 6%.
201525$5,247,431$520,596$104,119iApproximate average salary by contribution assumption: employee only about $2,602,980 at 4% or $1,735,320 at 6%; with 50% employer match about $1,735,320 at 4% or $1,156,880 at 6%; with 100% employer match about $1,301,490 at 4% or $867,660 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$3,700,914$193,251$38,650iApproximate average salary by contribution assumption: employee only about $966,255 at 4% or $644,170 at 6%; with 50% employer match about $644,170 at 4% or $429,447 at 6%; with 100% employer match about $483,127 at 4% or $322,085 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$1,546,517$327,345$81,836iApproximate average salary by contribution assumption: employee only about $2,045,906 at 4% or $1,363,938 at 6%; with 50% employer match about $1,363,938 at 4% or $909,292 at 6%; with 100% employer match about $1,022,953 at 4% or $681,969 at 6%.
201425$4,748,901$465,219$93,044iApproximate average salary by contribution assumption: employee only about $2,326,095 at 4% or $1,550,730 at 6%; with 50% employer match about $1,550,730 at 4% or $1,033,820 at 6%; with 100% employer match about $1,163,048 at 4% or $775,365 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$3,525,034$188,811$37,762iApproximate average salary by contribution assumption: employee only about $944,055 at 4% or $629,370 at 6%; with 50% employer match about $629,370 at 4% or $419,580 at 6%; with 100% employer match about $472,027 at 4% or $314,685 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$1,223,867$276,408$69,102iApproximate average salary by contribution assumption: employee only about $1,727,550 at 4% or $1,151,700 at 6%; with 50% employer match about $1,151,700 at 4% or $767,800 at 6%; with 100% employer match about $863,775 at 4% or $575,850 at 6%.
201325$4,178,656$321,407$64,281iApproximate average salary by contribution assumption: employee only about $1,607,035 at 4% or $1,071,357 at 6%; with 50% employer match about $1,071,357 at 4% or $714,238 at 6%; with 100% employer match about $803,518 at 4% or $535,678 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$3,241,104$162,113$32,423iApproximate average salary by contribution assumption: employee only about $810,565 at 4% or $540,377 at 6%; with 50% employer match about $540,377 at 4% or $360,251 at 6%; with 100% employer match about $405,283 at 4% or $270,188 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$937,552$159,294$39,824iApproximate average salary by contribution assumption: employee only about $995,588 at 4% or $663,725 at 6%; with 50% employer match about $663,725 at 4% or $442,483 at 6%; with 100% employer match about $497,794 at 4% or $331,863 at 6%.
201225$3,175,283$382,303$76,461iApproximate average salary by contribution assumption: employee only about $1,911,515 at 4% or $1,274,343 at 6%; with 50% employer match about $1,274,343 at 4% or $849,562 at 6%; with 100% employer match about $955,758 at 4% or $637,172 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$2,453,724$157,639$31,528iApproximate average salary by contribution assumption: employee only about $788,195 at 4% or $525,463 at 6%; with 50% employer match about $525,463 at 4% or $350,309 at 6%; with 100% employer match about $394,098 at 4% or $262,732 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$721,559$224,664$56,166iApproximate average salary by contribution assumption: employee only about $1,404,150 at 4% or $936,100 at 6%; with 50% employer match about $936,100 at 4% or $624,067 at 6%; with 100% employer match about $702,075 at 4% or $468,050 at 6%.
201125$2,463,268$357,279$71,456iApproximate average salary by contribution assumption: employee only about $1,786,395 at 4% or $1,190,930 at 6%; with 50% employer match about $1,190,930 at 4% or $793,953 at 6%; with 100% employer match about $893,198 at 4% or $595,465 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-5$1,992,626$113,676$22,735iApproximate average salary by contribution assumption: employee only about $568,380 at 4% or $378,920 at 6%; with 50% employer match about $378,920 at 4% or $252,613 at 6%; with 100% employer match about $284,190 at 4% or $189,460 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$470,642$243,603$60,901iApproximate average salary by contribution assumption: employee only about $1,522,519 at 4% or $1,015,013 at 6%; with 50% employer match about $1,015,013 at 4% or $676,675 at 6%; with 100% employer match about $761,259 at 4% or $507,506 at 6%.
201024$2,222,222$301,197$75,299iApproximate average salary by contribution assumption: employee only about $1,882,481 at 4% or $1,254,988 at 6%; with 50% employer match about $1,254,988 at 4% or $836,658 at 6%; with 100% employer match about $941,241 at 4% or $627,494 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-4$1,990,179$76,800$19,200iApproximate average salary by contribution assumption: employee only about $480,000 at 4% or $320,000 at 6%; with 50% employer match about $320,000 at 4% or $213,333 at 6%; with 100% employer match about $240,000 at 4% or $160,000 at 6%.
CLIFFORD J RUDDLE, DDS, PC CASH BALANCE PLAN-4$232,043$224,397$56,099iApproximate average salary by contribution assumption: employee only about $1,402,481 at 4% or $934,988 at 6%; with 50% employer match about $934,988 at 4% or $623,325 at 6%; with 100% employer match about $701,241 at 4% or $467,494 at 6%.
200913$1,654,326$253,568$84,523iApproximate average salary by contribution assumption: employee only about $2,113,067 at 4% or $1,408,711 at 6%; with 50% employer match about $1,408,711 at 4% or $939,141 at 6%; with 100% employer match about $1,056,533 at 4% or $704,356 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-3$1,654,326$253,568$84,523iApproximate average salary by contribution assumption: employee only about $2,113,067 at 4% or $1,408,711 at 6%; with 50% employer match about $1,408,711 at 4% or $939,141 at 6%; with 100% employer match about $1,056,533 at 4% or $704,356 at 6%.
200813$1,212,008$123,483$41,161iApproximate average salary by contribution assumption: employee only about $1,029,025 at 4% or $686,017 at 6%; with 50% employer match about $686,017 at 4% or $457,344 at 6%; with 100% employer match about $514,513 at 4% or $343,008 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-3$1,212,008$123,483$41,161iApproximate average salary by contribution assumption: employee only about $1,029,025 at 4% or $686,017 at 6%; with 50% employer match about $686,017 at 4% or $457,344 at 6%; with 100% employer match about $514,513 at 4% or $343,008 at 6%.
200713$0$0-
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-3---
200613$1,427,222$93,341$31,114iApproximate average salary by contribution assumption: employee only about $777,842 at 4% or $518,561 at 6%; with 50% employer match about $518,561 at 4% or $345,707 at 6%; with 100% employer match about $388,921 at 4% or $259,281 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-3$1,427,222$93,341$31,114iApproximate average salary by contribution assumption: employee only about $777,842 at 4% or $518,561 at 6%; with 50% employer match about $518,561 at 4% or $345,707 at 6%; with 100% employer match about $388,921 at 4% or $259,281 at 6%.
200512$1,128,602$76,114$38,057iApproximate average salary by contribution assumption: employee only about $951,425 at 4% or $634,283 at 6%; with 50% employer match about $634,283 at 4% or $422,856 at 6%; with 100% employer match about $475,713 at 4% or $317,142 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2$1,128,602$76,114$38,057iApproximate average salary by contribution assumption: employee only about $951,425 at 4% or $634,283 at 6%; with 50% employer match about $634,283 at 4% or $422,856 at 6%; with 100% employer match about $475,713 at 4% or $317,142 at 6%.
200412$956,896$66,985$33,493iApproximate average salary by contribution assumption: employee only about $837,313 at 4% or $558,208 at 6%; with 50% employer match about $558,208 at 4% or $372,139 at 6%; with 100% employer match about $418,656 at 4% or $279,104 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2$956,896$66,985$33,493iApproximate average salary by contribution assumption: employee only about $837,313 at 4% or $558,208 at 6%; with 50% employer match about $558,208 at 4% or $372,139 at 6%; with 100% employer match about $418,656 at 4% or $279,104 at 6%.
200312$759,120$63,058$31,529iApproximate average salary by contribution assumption: employee only about $788,225 at 4% or $525,483 at 6%; with 50% employer match about $525,483 at 4% or $350,322 at 6%; with 100% employer match about $394,113 at 4% or $262,742 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2$759,120$63,058$31,529iApproximate average salary by contribution assumption: employee only about $788,225 at 4% or $525,483 at 6%; with 50% employer match about $525,483 at 4% or $350,322 at 6%; with 100% employer match about $394,113 at 4% or $262,742 at 6%.
200212$523,148$61,924$30,962iApproximate average salary by contribution assumption: employee only about $774,050 at 4% or $516,033 at 6%; with 50% employer match about $516,033 at 4% or $344,022 at 6%; with 100% employer match about $387,025 at 4% or $258,017 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2$523,148$61,924$30,962iApproximate average salary by contribution assumption: employee only about $774,050 at 4% or $516,033 at 6%; with 50% employer match about $516,033 at 4% or $344,022 at 6%; with 100% employer match about $387,025 at 4% or $258,017 at 6%.
200112$0$0-
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2---
200012$455,253$55,450$27,725iApproximate average salary by contribution assumption: employee only about $693,125 at 4% or $462,083 at 6%; with 50% employer match about $462,083 at 4% or $308,056 at 6%; with 100% employer match about $346,563 at 4% or $231,042 at 6%.
Clifford J Ruddle, Dds PC 401(K) Profit Sharing Plan-2$455,253$55,450$27,725iApproximate average salary by contribution assumption: employee only about $693,125 at 4% or $462,083 at 6%; with 50% employer match about $462,083 at 4% or $308,056 at 6%; with 100% employer match about $346,563 at 4% or $231,042 at 6%.