Civic Intelligence

Scheid Vineyards California Inc.

Plan context: Scheid Vineyards California Inc. 401(K) Plan

EIN 95-2766024 • Salinas, CA • 59 filings • 5 plans

305 Hilltown RoadSalinas, CA 93908
Current Snapshot

Latest Year

2025

2025 Participants

128

2025 Assets

$18,000,256

2025 Contributions

$1,416,336

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$19,623,373$9,811,687$0199920122024YearValue
$18,000,256Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2171090199920122025YearValue
128Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251128$0$0-
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-128---
20243137$18,000,256$1,416,336$10,338iApproximate average salary by contribution assumption: employee only about $258,455 at 4% or $172,304 at 6%; with 50% employer match about $172,304 at 4% or $114,869 at 6%; with 100% employer match about $129,228 at 4% or $86,152 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-137$16,258,295$1,320,242$9,637iApproximate average salary by contribution assumption: employee only about $240,920 at 4% or $160,613 at 6%; with 50% employer match about $160,613 at 4% or $107,076 at 6%; with 100% employer match about $120,460 at 4% or $80,307 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-91$1,741,961$96,094$1,056iApproximate average salary by contribution assumption: employee only about $26,399 at 4% or $17,600 at 6%; with 50% employer match about $17,600 at 4% or $11,733 at 6%; with 100% employer match about $13,200 at 4% or $8,800 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-136---
20233155$19,612,212$1,961,045$12,652iApproximate average salary by contribution assumption: employee only about $316,298 at 4% or $210,865 at 6%; with 50% employer match about $210,865 at 4% or $140,577 at 6%; with 100% employer match about $158,149 at 4% or $105,433 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-155$17,850,471$1,852,980$11,955iApproximate average salary by contribution assumption: employee only about $298,868 at 4% or $199,245 at 6%; with 50% employer match about $199,245 at 4% or $132,830 at 6%; with 100% employer match about $149,434 at 4% or $99,623 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-68$1,761,741$108,065$1,589iApproximate average salary by contribution assumption: employee only about $39,730 at 4% or $26,487 at 6%; with 50% employer match about $26,487 at 4% or $17,658 at 6%; with 100% employer match about $19,865 at 4% or $13,243 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-153---
20223158$16,357,266$1,730,398$10,952iApproximate average salary by contribution assumption: employee only about $273,797 at 4% or $182,531 at 6%; with 50% employer match about $182,531 at 4% or $121,688 at 6%; with 100% employer match about $136,899 at 4% or $91,266 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-158$14,735,517$1,633,500$10,339iApproximate average salary by contribution assumption: employee only about $258,465 at 4% or $172,310 at 6%; with 50% employer match about $172,310 at 4% or $114,873 at 6%; with 100% employer match about $129,233 at 4% or $86,155 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-75$1,621,749$96,898$1,292iApproximate average salary by contribution assumption: employee only about $32,299 at 4% or $21,533 at 6%; with 50% employer match about $21,533 at 4% or $14,355 at 6%; with 100% employer match about $16,150 at 4% or $10,766 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-157---
20213155$19,623,373$1,523,895$9,832iApproximate average salary by contribution assumption: employee only about $245,790 at 4% or $163,860 at 6%; with 50% employer match about $163,860 at 4% or $109,240 at 6%; with 100% employer match about $122,895 at 4% or $81,930 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-155$17,829,230$1,443,356$9,312iApproximate average salary by contribution assumption: employee only about $232,799 at 4% or $155,200 at 6%; with 50% employer match about $155,200 at 4% or $103,466 at 6%; with 100% employer match about $116,400 at 4% or $77,600 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-87$1,794,143$80,539$926iApproximate average salary by contribution assumption: employee only about $23,143 at 4% or $15,429 at 6%; with 50% employer match about $15,429 at 4% or $10,286 at 6%; with 100% employer match about $11,572 at 4% or $7,714 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-137---
20203153$19,556,823$1,485,008$9,706iApproximate average salary by contribution assumption: employee only about $242,648 at 4% or $161,766 at 6%; with 50% employer match about $161,766 at 4% or $107,844 at 6%; with 100% employer match about $121,324 at 4% or $80,883 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-153$17,829,929$1,382,205$9,034iApproximate average salary by contribution assumption: employee only about $225,850 at 4% or $150,567 at 6%; with 50% employer match about $150,567 at 4% or $100,378 at 6%; with 100% employer match about $112,925 at 4% or $75,283 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-86$1,726,894$102,803$1,195iApproximate average salary by contribution assumption: employee only about $29,885 at 4% or $19,923 at 6%; with 50% employer match about $19,923 at 4% or $13,282 at 6%; with 100% employer match about $14,942 at 4% or $9,962 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-146---
20193152$18,451,547$2,276,770$14,979iApproximate average salary by contribution assumption: employee only about $374,469 at 4% or $249,646 at 6%; with 50% employer match about $249,646 at 4% or $166,431 at 6%; with 100% employer match about $187,234 at 4% or $124,823 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-152$16,805,423$2,200,385$14,476iApproximate average salary by contribution assumption: employee only about $361,905 at 4% or $241,270 at 6%; with 50% employer match about $241,270 at 4% or $160,847 at 6%; with 100% employer match about $180,953 at 4% or $120,635 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-90$1,646,124$76,385$849iApproximate average salary by contribution assumption: employee only about $21,218 at 4% or $14,145 at 6%; with 50% employer match about $14,145 at 4% or $9,430 at 6%; with 100% employer match about $10,609 at 4% or $7,073 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-152---
20183146$14,237,417$1,327,360$9,092iApproximate average salary by contribution assumption: employee only about $227,288 at 4% or $151,525 at 6%; with 50% employer match about $151,525 at 4% or $101,017 at 6%; with 100% employer match about $113,644 at 4% or $75,763 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-146$12,682,478$1,238,839$8,485iApproximate average salary by contribution assumption: employee only about $212,130 at 4% or $141,420 at 6%; with 50% employer match about $141,420 at 4% or $94,280 at 6%; with 100% employer match about $106,065 at 4% or $70,710 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-97$1,554,939$88,521$913iApproximate average salary by contribution assumption: employee only about $22,815 at 4% or $15,210 at 6%; with 50% employer match about $15,210 at 4% or $10,140 at 6%; with 100% employer match about $11,407 at 4% or $7,605 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-137---
20173130$14,155,789$1,338,130$10,293iApproximate average salary by contribution assumption: employee only about $257,333 at 4% or $171,555 at 6%; with 50% employer match about $171,555 at 4% or $114,370 at 6%; with 100% employer match about $128,666 at 4% or $85,778 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-130$12,547,770$1,264,941$9,730iApproximate average salary by contribution assumption: employee only about $243,258 at 4% or $162,172 at 6%; with 50% employer match about $162,172 at 4% or $108,115 at 6%; with 100% employer match about $121,629 at 4% or $81,086 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-96$1,608,019$73,189$762iApproximate average salary by contribution assumption: employee only about $19,060 at 4% or $12,706 at 6%; with 50% employer match about $12,706 at 4% or $8,471 at 6%; with 100% employer match about $9,530 at 4% or $6,353 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-124---
20163118$11,146,113$1,994,543$16,903iApproximate average salary by contribution assumption: employee only about $422,573 at 4% or $281,715 at 6%; with 50% employer match about $281,715 at 4% or $187,810 at 6%; with 100% employer match about $211,286 at 4% or $140,858 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-118$9,614,572$1,929,855$16,355iApproximate average salary by contribution assumption: employee only about $408,868 at 4% or $272,578 at 6%; with 50% employer match about $272,578 at 4% or $181,719 at 6%; with 100% employer match about $204,434 at 4% or $136,289 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-102$1,531,541$64,688$634iApproximate average salary by contribution assumption: employee only about $15,855 at 4% or $10,570 at 6%; with 50% employer match about $10,570 at 4% or $7,047 at 6%; with 100% employer match about $7,927 at 4% or $5,285 at 6%.
Scheid Vineyards California Inc. Health & Welfare Benefit Plan-105---
20152120$8,733,520$765,688$6,381iApproximate average salary by contribution assumption: employee only about $159,518 at 4% or $106,346 at 6%; with 50% employer match about $106,346 at 4% or $70,897 at 6%; with 100% employer match about $79,759 at 4% or $53,173 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-97$7,222,530$694,864$7,164iApproximate average salary by contribution assumption: employee only about $179,089 at 4% or $119,392 at 6%; with 50% employer match about $119,392 at 4% or $79,595 at 6%; with 100% employer match about $89,544 at 4% or $59,696 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-120$1,510,990$70,824$590iApproximate average salary by contribution assumption: employee only about $14,755 at 4% or $9,837 at 6%; with 50% employer match about $9,837 at 4% or $6,558 at 6%; with 100% employer match about $7,378 at 4% or $4,918 at 6%.
20142132$8,208,279$653,084$4,948iApproximate average salary by contribution assumption: employee only about $123,690 at 4% or $82,460 at 6%; with 50% employer match about $82,460 at 4% or $54,973 at 6%; with 100% employer match about $61,845 at 4% or $41,230 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-75$6,679,195$578,390$7,712iApproximate average salary by contribution assumption: employee only about $192,797 at 4% or $128,531 at 6%; with 50% employer match about $128,531 at 4% or $85,687 at 6%; with 100% employer match about $96,398 at 4% or $64,266 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-132$1,529,084$74,694$566iApproximate average salary by contribution assumption: employee only about $14,147 at 4% or $9,431 at 6%; with 50% employer match about $9,431 at 4% or $6,287 at 6%; with 100% employer match about $7,073 at 4% or $4,716 at 6%.
20132147$7,315,013$572,751$3,896iApproximate average salary by contribution assumption: employee only about $97,407 at 4% or $64,938 at 6%; with 50% employer match about $64,938 at 4% or $43,292 at 6%; with 100% employer match about $48,703 at 4% or $32,469 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-68$5,851,412$489,668$7,201iApproximate average salary by contribution assumption: employee only about $180,025 at 4% or $120,017 at 6%; with 50% employer match about $120,017 at 4% or $80,011 at 6%; with 100% employer match about $90,013 at 4% or $60,008 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-147$1,463,601$83,083$565iApproximate average salary by contribution assumption: employee only about $14,130 at 4% or $9,420 at 6%; with 50% employer match about $9,420 at 4% or $6,280 at 6%; with 100% employer match about $7,065 at 4% or $4,710 at 6%.
20122151$6,030,122$555,964$3,682iApproximate average salary by contribution assumption: employee only about $92,047 at 4% or $61,365 at 6%; with 50% employer match about $61,365 at 4% or $40,910 at 6%; with 100% employer match about $46,024 at 4% or $30,682 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-68$4,664,338$471,818$6,939iApproximate average salary by contribution assumption: employee only about $173,463 at 4% or $115,642 at 6%; with 50% employer match about $115,642 at 4% or $77,094 at 6%; with 100% employer match about $86,731 at 4% or $57,821 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-151$1,365,784$84,146$557iApproximate average salary by contribution assumption: employee only about $13,931 at 4% or $9,288 at 6%; with 50% employer match about $9,288 at 4% or $6,192 at 6%; with 100% employer match about $6,966 at 4% or $4,644 at 6%.
20112164$5,124,317$520,347$3,173iApproximate average salary by contribution assumption: employee only about $79,321 at 4% or $52,881 at 6%; with 50% employer match about $52,881 at 4% or $35,254 at 6%; with 100% employer match about $39,661 at 4% or $26,440 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-64$3,848,834$417,899$6,530iApproximate average salary by contribution assumption: employee only about $163,242 at 4% or $108,828 at 6%; with 50% employer match about $108,828 at 4% or $72,552 at 6%; with 100% employer match about $81,621 at 4% or $54,414 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-164$1,275,483$102,448$625iApproximate average salary by contribution assumption: employee only about $15,617 at 4% or $10,411 at 6%; with 50% employer match about $10,411 at 4% or $6,941 at 6%; with 100% employer match about $7,809 at 4% or $5,206 at 6%.
20102175$4,890,117$518,205$2,961iApproximate average salary by contribution assumption: employee only about $74,029 at 4% or $49,353 at 6%; with 50% employer match about $49,353 at 4% or $32,902 at 6%; with 100% employer match about $37,015 at 4% or $24,676 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-67$3,651,923$401,655$5,995iApproximate average salary by contribution assumption: employee only about $149,871 at 4% or $99,914 at 6%; with 50% employer match about $99,914 at 4% or $66,609 at 6%; with 100% employer match about $74,936 at 4% or $49,957 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-175$1,238,194$116,550$666iApproximate average salary by contribution assumption: employee only about $16,650 at 4% or $11,100 at 6%; with 50% employer match about $11,100 at 4% or $7,400 at 6%; with 100% employer match about $8,325 at 4% or $5,550 at 6%.
20092186$4,292,485$489,897$2,634iApproximate average salary by contribution assumption: employee only about $65,846 at 4% or $43,898 at 6%; with 50% employer match about $43,898 at 4% or $29,265 at 6%; with 100% employer match about $32,923 at 4% or $21,949 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-59$3,143,095$393,166$6,664iApproximate average salary by contribution assumption: employee only about $166,596 at 4% or $111,064 at 6%; with 50% employer match about $111,064 at 4% or $74,043 at 6%; with 100% employer match about $83,298 at 4% or $55,532 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-186$1,149,390$96,731$520iApproximate average salary by contribution assumption: employee only about $13,001 at 4% or $8,668 at 6%; with 50% employer match about $8,668 at 4% or $5,778 at 6%; with 100% employer match about $6,501 at 4% or $4,334 at 6%.
20082181$3,165,108$512,891$2,834iApproximate average salary by contribution assumption: employee only about $70,841 at 4% or $47,228 at 6%; with 50% employer match about $47,228 at 4% or $31,485 at 6%; with 100% employer match about $35,421 at 4% or $23,614 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-69$2,140,070$387,383$5,614iApproximate average salary by contribution assumption: employee only about $140,356 at 4% or $93,571 at 6%; with 50% employer match about $93,571 at 4% or $62,381 at 6%; with 100% employer match about $70,178 at 4% or $46,785 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-181$1,025,038$125,508$693iApproximate average salary by contribution assumption: employee only about $17,335 at 4% or $11,557 at 6%; with 50% employer match about $11,557 at 4% or $7,705 at 6%; with 100% employer match about $8,668 at 4% or $5,778 at 6%.
20072195$3,988,965$497,918$2,553iApproximate average salary by contribution assumption: employee only about $63,836 at 4% or $42,557 at 6%; with 50% employer match about $42,557 at 4% or $28,371 at 6%; with 100% employer match about $31,918 at 4% or $21,279 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-59$2,923,984$364,097$6,171iApproximate average salary by contribution assumption: employee only about $154,278 at 4% or $102,852 at 6%; with 50% employer match about $102,852 at 4% or $68,568 at 6%; with 100% employer match about $77,139 at 4% or $51,426 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-195$1,064,981$133,821$686iApproximate average salary by contribution assumption: employee only about $17,157 at 4% or $11,438 at 6%; with 50% employer match about $11,438 at 4% or $7,625 at 6%; with 100% employer match about $8,578 at 4% or $5,719 at 6%.
20062196$3,442,035$455,225$2,323iApproximate average salary by contribution assumption: employee only about $58,064 at 4% or $38,710 at 6%; with 50% employer match about $38,710 at 4% or $25,806 at 6%; with 100% employer match about $29,032 at 4% or $19,355 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-48$2,505,131$340,064$7,085iApproximate average salary by contribution assumption: employee only about $177,117 at 4% or $118,078 at 6%; with 50% employer match about $118,078 at 4% or $78,719 at 6%; with 100% employer match about $88,558 at 4% or $59,039 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-196$936,904$115,161$588iApproximate average salary by contribution assumption: employee only about $14,689 at 4% or $9,793 at 6%; with 50% employer match about $9,793 at 4% or $6,528 at 6%; with 100% employer match about $7,344 at 4% or $4,896 at 6%.
20052189$2,760,654$372,788$1,972iApproximate average salary by contribution assumption: employee only about $49,311 at 4% or $32,874 at 6%; with 50% employer match about $32,874 at 4% or $21,916 at 6%; with 100% employer match about $24,655 at 4% or $16,437 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-38$1,936,996$281,175$7,399iApproximate average salary by contribution assumption: employee only about $184,984 at 4% or $123,322 at 6%; with 50% employer match about $123,322 at 4% or $82,215 at 6%; with 100% employer match about $92,492 at 4% or $61,661 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-189$823,658$91,613$485iApproximate average salary by contribution assumption: employee only about $12,118 at 4% or $8,079 at 6%; with 50% employer match about $8,079 at 4% or $5,386 at 6%; with 100% employer match about $6,059 at 4% or $4,039 at 6%.
20042194$2,257,808$317,776$1,638iApproximate average salary by contribution assumption: employee only about $40,951 at 4% or $27,300 at 6%; with 50% employer match about $27,300 at 4% or $18,200 at 6%; with 100% employer match about $20,475 at 4% or $13,650 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-36$1,523,666$224,983$6,250iApproximate average salary by contribution assumption: employee only about $156,238 at 4% or $104,159 at 6%; with 50% employer match about $104,159 at 4% or $69,439 at 6%; with 100% employer match about $78,119 at 4% or $52,079 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-194$734,142$92,793$478iApproximate average salary by contribution assumption: employee only about $11,958 at 4% or $7,972 at 6%; with 50% employer match about $7,972 at 4% or $5,315 at 6%; with 100% employer match about $5,979 at 4% or $3,986 at 6%.
20032190$1,880,490$302,333$1,591iApproximate average salary by contribution assumption: employee only about $39,781 at 4% or $26,520 at 6%; with 50% employer match about $26,520 at 4% or $17,680 at 6%; with 100% employer match about $19,890 at 4% or $13,260 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-36$1,229,959$214,674$5,963iApproximate average salary by contribution assumption: employee only about $149,079 at 4% or $99,386 at 6%; with 50% employer match about $99,386 at 4% or $66,257 at 6%; with 100% employer match about $74,540 at 4% or $49,693 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-190$650,531$87,659$461iApproximate average salary by contribution assumption: employee only about $11,534 at 4% or $7,689 at 6%; with 50% employer match about $7,689 at 4% or $5,126 at 6%; with 100% employer match about $5,767 at 4% or $3,845 at 6%.
20022185$1,432,190$305,705$1,652iApproximate average salary by contribution assumption: employee only about $41,311 at 4% or $27,541 at 6%; with 50% employer match about $27,541 at 4% or $18,361 at 6%; with 100% employer match about $20,656 at 4% or $13,770 at 6%.
Scheid Vineyards California Inc. 401(K) Plan-32$844,823$226,056$7,064iApproximate average salary by contribution assumption: employee only about $176,606 at 4% or $117,738 at 6%; with 50% employer match about $117,738 at 4% or $78,492 at 6%; with 100% employer match about $88,303 at 4% or $58,869 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-185$587,367$79,649$431iApproximate average salary by contribution assumption: employee only about $10,763 at 4% or $7,176 at 6%; with 50% employer match about $7,176 at 4% or $4,784 at 6%; with 100% employer match about $5,382 at 4% or $3,588 at 6%.
20011168$546,990$99,120$590iApproximate average salary by contribution assumption: employee only about $14,750 at 4% or $9,833 at 6%; with 50% employer match about $9,833 at 4% or $6,556 at 6%; with 100% employer match about $7,375 at 4% or $4,917 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-168$546,990$99,120$590iApproximate average salary by contribution assumption: employee only about $14,750 at 4% or $9,833 at 6%; with 50% employer match about $9,833 at 4% or $6,556 at 6%; with 100% employer match about $7,375 at 4% or $4,917 at 6%.
20001207$478,460$104,211$503iApproximate average salary by contribution assumption: employee only about $12,586 at 4% or $8,391 at 6%; with 50% employer match about $8,391 at 4% or $5,594 at 6%; with 100% employer match about $6,293 at 4% or $4,195 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-207$478,460$104,211$503iApproximate average salary by contribution assumption: employee only about $12,586 at 4% or $8,391 at 6%; with 50% employer match about $8,391 at 4% or $5,594 at 6%; with 100% employer match about $6,293 at 4% or $4,195 at 6%.
19991217$394,029$116,508$537iApproximate average salary by contribution assumption: employee only about $13,423 at 4% or $8,948 at 6%; with 50% employer match about $8,948 at 4% or $5,966 at 6%; with 100% employer match about $6,711 at 4% or $4,474 at 6%.
Scheid Vineyards California Inc. Union 401K Plan-217$394,029$116,508$537iApproximate average salary by contribution assumption: employee only about $13,423 at 4% or $8,948 at 6%; with 50% employer match about $8,948 at 4% or $5,966 at 6%; with 100% employer match about $6,711 at 4% or $4,474 at 6%.