Civic Intelligence

HOWARD & PEPPER, INC.

Plan context: HOWARD & PEPPER, INC. 401(K) PLAN

EIN 95-2750027 • Nipomo, CA • 8 filings • 1 plans

215 North Frontage RoadNipomo, CA 93444
Current Snapshot

Latest Year

2025

2025 Participants

27

2025 Assets

$1,006,518

2025 Contributions

$115,424

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,394,593$697,297$0201820222025YearValue
$1,006,518Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

47240201820222025YearValue
27Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025127$1,006,518$115,424$4,275iApproximate average salary by contribution assumption: employee only about $106,874 at 4% or $71,249 at 6%; with 50% employer match about $71,249 at 4% or $47,500 at 6%; with 100% employer match about $53,437 at 4% or $35,625 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-27$1,006,518$115,424$4,275iApproximate average salary by contribution assumption: employee only about $106,874 at 4% or $71,249 at 6%; with 50% employer match about $71,249 at 4% or $47,500 at 6%; with 100% employer match about $53,437 at 4% or $35,625 at 6%.
2024147$1,176,479$228,013$4,851iApproximate average salary by contribution assumption: employee only about $121,284 at 4% or $80,856 at 6%; with 50% employer match about $80,856 at 4% or $53,904 at 6%; with 100% employer match about $60,642 at 4% or $40,428 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-47$1,176,479$228,013$4,851iApproximate average salary by contribution assumption: employee only about $121,284 at 4% or $80,856 at 6%; with 50% employer match about $80,856 at 4% or $53,904 at 6%; with 100% employer match about $60,642 at 4% or $40,428 at 6%.
2023143$1,394,593$256,637$5,968iApproximate average salary by contribution assumption: employee only about $149,208 at 4% or $99,472 at 6%; with 50% employer match about $99,472 at 4% or $66,314 at 6%; with 100% employer match about $74,604 at 4% or $49,736 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-43$1,394,593$256,637$5,968iApproximate average salary by contribution assumption: employee only about $149,208 at 4% or $99,472 at 6%; with 50% employer match about $99,472 at 4% or $66,314 at 6%; with 100% employer match about $74,604 at 4% or $49,736 at 6%.
2022146$1,014,067$267,516$5,816iApproximate average salary by contribution assumption: employee only about $145,389 at 4% or $96,926 at 6%; with 50% employer match about $96,926 at 4% or $64,617 at 6%; with 100% employer match about $72,695 at 4% or $48,463 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-46$1,014,067$267,516$5,816iApproximate average salary by contribution assumption: employee only about $145,389 at 4% or $96,926 at 6%; with 50% employer match about $96,926 at 4% or $64,617 at 6%; with 100% employer match about $72,695 at 4% or $48,463 at 6%.
2021134$1,070,913$264,397$7,776iApproximate average salary by contribution assumption: employee only about $194,410 at 4% or $129,606 at 6%; with 50% employer match about $129,606 at 4% or $86,404 at 6%; with 100% employer match about $97,205 at 4% or $64,803 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-34$1,070,913$264,397$7,776iApproximate average salary by contribution assumption: employee only about $194,410 at 4% or $129,606 at 6%; with 50% employer match about $129,606 at 4% or $86,404 at 6%; with 100% employer match about $97,205 at 4% or $64,803 at 6%.
2020131$743,668$268,627$8,665iApproximate average salary by contribution assumption: employee only about $216,635 at 4% or $144,423 at 6%; with 50% employer match about $144,423 at 4% or $96,282 at 6%; with 100% employer match about $108,317 at 4% or $72,212 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-31$743,668$268,627$8,665iApproximate average salary by contribution assumption: employee only about $216,635 at 4% or $144,423 at 6%; with 50% employer match about $144,423 at 4% or $96,282 at 6%; with 100% employer match about $108,317 at 4% or $72,212 at 6%.
2019132$567,186$293,476$9,171iApproximate average salary by contribution assumption: employee only about $229,278 at 4% or $152,852 at 6%; with 50% employer match about $152,852 at 4% or $101,901 at 6%; with 100% employer match about $114,639 at 4% or $76,426 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-32$567,186$293,476$9,171iApproximate average salary by contribution assumption: employee only about $229,278 at 4% or $152,852 at 6%; with 50% employer match about $152,852 at 4% or $101,901 at 6%; with 100% employer match about $114,639 at 4% or $76,426 at 6%.
2018124$233,374$249,452$10,394iApproximate average salary by contribution assumption: employee only about $259,846 at 4% or $173,231 at 6%; with 50% employer match about $173,231 at 4% or $115,487 at 6%; with 100% employer match about $129,923 at 4% or $86,615 at 6%.
HOWARD & PEPPER, INC. 401(K) PLAN-24$233,374$249,452$10,394iApproximate average salary by contribution assumption: employee only about $259,846 at 4% or $173,231 at 6%; with 50% employer match about $173,231 at 4% or $115,487 at 6%; with 100% employer match about $129,923 at 4% or $86,615 at 6%.
HOWARD & PEPPER, INC. | EIN 95-2750027 | 2025 Form 5500 Company Profile