Civic Intelligence

E. & F. Cummings Inc.

Plan context: E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust

EIN 95-2627524 • Bakersfield, CA • 26 filings • 7 plans

2211 Chester AvenueBakersfield, CA 93301
Current Snapshot

Latest Year

2024

2024 Participants

13

2024 Assets

$362,511

2024 Contributions

$22,790

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$550,050$275,025$0199920142024YearValue
$362,511Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

41210199920122024YearValue
13Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024113$362,511$22,790$1,753iApproximate average salary by contribution assumption: employee only about $43,827 at 4% or $29,218 at 6%; with 50% employer match about $29,218 at 4% or $19,479 at 6%; with 100% employer match about $21,913 at 4% or $14,609 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-13$362,511$22,790$1,753iApproximate average salary by contribution assumption: employee only about $43,827 at 4% or $29,218 at 6%; with 50% employer match about $29,218 at 4% or $19,479 at 6%; with 100% employer match about $21,913 at 4% or $14,609 at 6%.
2023120$550,050$39,494$1,975iApproximate average salary by contribution assumption: employee only about $49,368 at 4% or $32,912 at 6%; with 50% employer match about $32,912 at 4% or $21,941 at 6%; with 100% employer match about $24,684 at 4% or $16,456 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-20$550,050$39,494$1,975iApproximate average salary by contribution assumption: employee only about $49,368 at 4% or $32,912 at 6%; with 50% employer match about $32,912 at 4% or $21,941 at 6%; with 100% employer match about $24,684 at 4% or $16,456 at 6%.
2022120$473,275$46,463$2,323iApproximate average salary by contribution assumption: employee only about $58,079 at 4% or $38,719 at 6%; with 50% employer match about $38,719 at 4% or $25,813 at 6%; with 100% employer match about $29,039 at 4% or $19,360 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-20$473,275$46,463$2,323iApproximate average salary by contribution assumption: employee only about $58,079 at 4% or $38,719 at 6%; with 50% employer match about $38,719 at 4% or $25,813 at 6%; with 100% employer match about $29,039 at 4% or $19,360 at 6%.
2021122$513,989$16,908$769iApproximate average salary by contribution assumption: employee only about $19,214 at 4% or $12,809 at 6%; with 50% employer match about $12,809 at 4% or $8,539 at 6%; with 100% employer match about $9,607 at 4% or $6,405 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-22$513,989$16,908$769iApproximate average salary by contribution assumption: employee only about $19,214 at 4% or $12,809 at 6%; with 50% employer match about $12,809 at 4% or $8,539 at 6%; with 100% employer match about $9,607 at 4% or $6,405 at 6%.
2020121$500,057$8,255$393iApproximate average salary by contribution assumption: employee only about $9,827 at 4% or $6,552 at 6%; with 50% employer match about $6,552 at 4% or $4,368 at 6%; with 100% employer match about $4,914 at 4% or $3,276 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-21$500,057$8,255$393iApproximate average salary by contribution assumption: employee only about $9,827 at 4% or $6,552 at 6%; with 50% employer match about $6,552 at 4% or $4,368 at 6%; with 100% employer match about $4,914 at 4% or $3,276 at 6%.
2019123$497,722$9,084$395iApproximate average salary by contribution assumption: employee only about $9,874 at 4% or $6,583 at 6%; with 50% employer match about $6,583 at 4% or $4,388 at 6%; with 100% employer match about $4,937 at 4% or $3,291 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-23$497,722$9,084$395iApproximate average salary by contribution assumption: employee only about $9,874 at 4% or $6,583 at 6%; with 50% employer match about $6,583 at 4% or $4,388 at 6%; with 100% employer match about $4,937 at 4% or $3,291 at 6%.
2018123$433,813$7,238$315iApproximate average salary by contribution assumption: employee only about $7,867 at 4% or $5,245 at 6%; with 50% employer match about $5,245 at 4% or $3,497 at 6%; with 100% employer match about $3,934 at 4% or $2,622 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-23$433,813$7,238$315iApproximate average salary by contribution assumption: employee only about $7,867 at 4% or $5,245 at 6%; with 50% employer match about $5,245 at 4% or $3,497 at 6%; with 100% employer match about $3,934 at 4% or $2,622 at 6%.
2017112$445,806$6,610$551iApproximate average salary by contribution assumption: employee only about $13,771 at 4% or $9,181 at 6%; with 50% employer match about $9,181 at 4% or $6,120 at 6%; with 100% employer match about $6,885 at 4% or $4,590 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-12$445,806$6,610$551iApproximate average salary by contribution assumption: employee only about $13,771 at 4% or $9,181 at 6%; with 50% employer match about $9,181 at 4% or $6,120 at 6%; with 100% employer match about $6,885 at 4% or $4,590 at 6%.
2016112$400,800$6,421$535iApproximate average salary by contribution assumption: employee only about $13,377 at 4% or $8,918 at 6%; with 50% employer match about $8,918 at 4% or $5,945 at 6%; with 100% employer match about $6,689 at 4% or $4,459 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-12$400,800$6,421$535iApproximate average salary by contribution assumption: employee only about $13,377 at 4% or $8,918 at 6%; with 50% employer match about $8,918 at 4% or $5,945 at 6%; with 100% employer match about $6,689 at 4% or $4,459 at 6%.
2015113$465,254$6,365$490iApproximate average salary by contribution assumption: employee only about $12,240 at 4% or $8,160 at 6%; with 50% employer match about $8,160 at 4% or $5,440 at 6%; with 100% employer match about $6,120 at 4% or $4,080 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-13$465,254$6,365$490iApproximate average salary by contribution assumption: employee only about $12,240 at 4% or $8,160 at 6%; with 50% employer match about $8,160 at 4% or $5,440 at 6%; with 100% employer match about $6,120 at 4% or $4,080 at 6%.
2014117$521,814$5,904$347iApproximate average salary by contribution assumption: employee only about $8,682 at 4% or $5,788 at 6%; with 50% employer match about $5,788 at 4% or $3,859 at 6%; with 100% employer match about $4,341 at 4% or $2,894 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-17$521,814$5,904$347iApproximate average salary by contribution assumption: employee only about $8,682 at 4% or $5,788 at 6%; with 50% employer match about $5,788 at 4% or $3,859 at 6%; with 100% employer match about $4,341 at 4% or $2,894 at 6%.
2013117$488,628$6,236$367iApproximate average salary by contribution assumption: employee only about $9,171 at 4% or $6,114 at 6%; with 50% employer match about $6,114 at 4% or $4,076 at 6%; with 100% employer match about $4,585 at 4% or $3,057 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-17$488,628$6,236$367iApproximate average salary by contribution assumption: employee only about $9,171 at 4% or $6,114 at 6%; with 50% employer match about $6,114 at 4% or $4,076 at 6%; with 100% employer match about $4,585 at 4% or $3,057 at 6%.
2012116$430,347$7,373$461iApproximate average salary by contribution assumption: employee only about $11,520 at 4% or $7,680 at 6%; with 50% employer match about $7,680 at 4% or $5,120 at 6%; with 100% employer match about $5,760 at 4% or $3,840 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-16$430,347$7,373$461iApproximate average salary by contribution assumption: employee only about $11,520 at 4% or $7,680 at 6%; with 50% employer match about $7,680 at 4% or $5,120 at 6%; with 100% employer match about $5,760 at 4% or $3,840 at 6%.
2011117$388,192$8,365$492iApproximate average salary by contribution assumption: employee only about $12,301 at 4% or $8,201 at 6%; with 50% employer match about $8,201 at 4% or $5,467 at 6%; with 100% employer match about $6,151 at 4% or $4,100 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-17$388,192$8,365$492iApproximate average salary by contribution assumption: employee only about $12,301 at 4% or $8,201 at 6%; with 50% employer match about $8,201 at 4% or $5,467 at 6%; with 100% employer match about $6,151 at 4% or $4,100 at 6%.
2010117$373,445$10,824$637iApproximate average salary by contribution assumption: employee only about $15,918 at 4% or $10,612 at 6%; with 50% employer match about $10,612 at 4% or $7,075 at 6%; with 100% employer match about $7,959 at 4% or $5,306 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-17$373,445$10,824$637iApproximate average salary by contribution assumption: employee only about $15,918 at 4% or $10,612 at 6%; with 50% employer match about $10,612 at 4% or $7,075 at 6%; with 100% employer match about $7,959 at 4% or $5,306 at 6%.
2009120$400,994$18,100$905iApproximate average salary by contribution assumption: employee only about $22,625 at 4% or $15,083 at 6%; with 50% employer match about $15,083 at 4% or $10,056 at 6%; with 100% employer match about $11,313 at 4% or $7,542 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-20$400,994$18,100$905iApproximate average salary by contribution assumption: employee only about $22,625 at 4% or $15,083 at 6%; with 50% employer match about $15,083 at 4% or $10,056 at 6%; with 100% employer match about $11,313 at 4% or $7,542 at 6%.
2008126$342,329$46,075$1,772iApproximate average salary by contribution assumption: employee only about $44,303 at 4% or $29,535 at 6%; with 50% employer match about $29,535 at 4% or $19,690 at 6%; with 100% employer match about $22,151 at 4% or $14,768 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-26$342,329$46,075$1,772iApproximate average salary by contribution assumption: employee only about $44,303 at 4% or $29,535 at 6%; with 50% employer match about $29,535 at 4% or $19,690 at 6%; with 100% employer match about $22,151 at 4% or $14,768 at 6%.
2007139$409,598$47,184$1,210iApproximate average salary by contribution assumption: employee only about $30,246 at 4% or $20,164 at 6%; with 50% employer match about $20,164 at 4% or $13,443 at 6%; with 100% employer match about $15,123 at 4% or $10,082 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-39$409,598$47,184$1,210iApproximate average salary by contribution assumption: employee only about $30,246 at 4% or $20,164 at 6%; with 50% employer match about $20,164 at 4% or $13,443 at 6%; with 100% employer match about $15,123 at 4% or $10,082 at 6%.
2006141$368,470$83,312$2,032iApproximate average salary by contribution assumption: employee only about $50,800 at 4% or $33,867 at 6%; with 50% employer match about $33,867 at 4% or $22,578 at 6%; with 100% employer match about $25,400 at 4% or $16,933 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-41$368,470$83,312$2,032iApproximate average salary by contribution assumption: employee only about $50,800 at 4% or $33,867 at 6%; with 50% employer match about $33,867 at 4% or $22,578 at 6%; with 100% employer match about $25,400 at 4% or $16,933 at 6%.
2005132$0$0-
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-32---
2004124$219,174$31,258$1,302iApproximate average salary by contribution assumption: employee only about $32,560 at 4% or $21,707 at 6%; with 50% employer match about $21,707 at 4% or $14,471 at 6%; with 100% employer match about $16,280 at 4% or $10,853 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-24$219,174$31,258$1,302iApproximate average salary by contribution assumption: employee only about $32,560 at 4% or $21,707 at 6%; with 50% employer match about $21,707 at 4% or $14,471 at 6%; with 100% employer match about $16,280 at 4% or $10,853 at 6%.
2003124$0$0-
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-24---
2002126$0$0-
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-26---
2001124$0$0-
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-24---
2000128$0$0-
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-28---
1999125$146,005$47,156$1,886iApproximate average salary by contribution assumption: employee only about $47,156 at 4% or $31,437 at 6%; with 50% employer match about $31,437 at 4% or $20,958 at 6%; with 100% employer match about $23,578 at 4% or $15,719 at 6%.
E & F Cummings Inc. DBA Fred Cummings Honda Suzuki Seadoo Retirement Trust-25$146,005$47,156$1,886iApproximate average salary by contribution assumption: employee only about $47,156 at 4% or $31,437 at 6%; with 50% employer match about $31,437 at 4% or $20,958 at 6%; with 100% employer match about $23,578 at 4% or $15,719 at 6%.