Civic Intelligence

Constructive Building Services Inc. DBA Cummings Construction

Plan context: Cummings Construction 401(K) Plan & Trust

EIN 94-3344253 • Oakland, CA • 17 filings • 2 plans

3937 39th AvenueOakland, CA 94619-2201
Current Snapshot

Latest Year

2024

2024 Participants

6

2024 Assets

$1,522,357

2024 Contributions

$100,388

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,113,060$1,556,530$0201620202024YearValue
$1,522,357Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840201620202024YearValue
6Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202416$1,522,357$100,388$16,731iApproximate average salary by contribution assumption: employee only about $418,283 at 4% or $278,856 at 6%; with 50% employer match about $278,856 at 4% or $185,904 at 6%; with 100% employer match about $209,142 at 4% or $139,428 at 6%.
Cummings Construction 401(K) Plan & Trust-6$1,522,357$100,388$16,731iApproximate average salary by contribution assumption: employee only about $418,283 at 4% or $278,856 at 6%; with 50% employer match about $278,856 at 4% or $185,904 at 6%; with 100% employer match about $209,142 at 4% or $139,428 at 6%.
202328$1,373,189$195,362$24,420iApproximate average salary by contribution assumption: employee only about $610,506 at 4% or $407,004 at 6%; with 50% employer match about $407,004 at 4% or $271,336 at 6%; with 100% employer match about $305,253 at 4% or $203,502 at 6%.
Cummings Construction 401(K) Plan & Trust-8$1,373,189$193,960$24,245iApproximate average salary by contribution assumption: employee only about $606,125 at 4% or $404,083 at 6%; with 50% employer match about $404,083 at 4% or $269,389 at 6%; with 100% employer match about $303,063 at 4% or $202,042 at 6%.
Cummings Construction Defined Benefit Plan & Trust-0$0$1,402-
202227$3,113,060$521,396$74,485iApproximate average salary by contribution assumption: employee only about $1,862,129 at 4% or $1,241,419 at 6%; with 50% employer match about $1,241,419 at 4% or $827,613 at 6%; with 100% employer match about $931,064 at 4% or $620,710 at 6%.
Cummings Construction Defined Benefit Plan & Trust-7$2,077,493$331,039$47,291iApproximate average salary by contribution assumption: employee only about $1,182,282 at 4% or $788,188 at 6%; with 50% employer match about $788,188 at 4% or $525,459 at 6%; with 100% employer match about $591,141 at 4% or $394,094 at 6%.
Cummings Construction 401(K) Plan & Trust-6$1,035,567$190,357$31,726iApproximate average salary by contribution assumption: employee only about $793,154 at 4% or $528,769 at 6%; with 50% employer match about $528,769 at 4% or $352,513 at 6%; with 100% employer match about $396,577 at 4% or $264,385 at 6%.
202126$3,009,554$208,724$34,787iApproximate average salary by contribution assumption: employee only about $869,683 at 4% or $579,789 at 6%; with 50% employer match about $579,789 at 4% or $386,526 at 6%; with 100% employer match about $434,842 at 4% or $289,894 at 6%.
Cummings Construction Defined Benefit Plan & Trust-6$1,990,076$32,534$5,422iApproximate average salary by contribution assumption: employee only about $135,558 at 4% or $90,372 at 6%; with 50% employer match about $90,372 at 4% or $60,248 at 6%; with 100% employer match about $67,779 at 4% or $45,186 at 6%.
Cummings Construction 401(K) Plan & Trust-6$1,019,478$176,190$29,365iApproximate average salary by contribution assumption: employee only about $734,125 at 4% or $489,417 at 6%; with 50% employer match about $489,417 at 4% or $326,278 at 6%; with 100% employer match about $367,063 at 4% or $244,708 at 6%.
202026$2,655,746$171,784$28,631iApproximate average salary by contribution assumption: employee only about $715,767 at 4% or $477,178 at 6%; with 50% employer match about $477,178 at 4% or $318,119 at 6%; with 100% employer match about $357,883 at 4% or $238,589 at 6%.
Cummings Construction Defined Benefit Plan & Trust-6$1,903,222$0-
Cummings Construction 401(K) Plan & Trust-6$752,524$171,784$28,631iApproximate average salary by contribution assumption: employee only about $715,767 at 4% or $477,178 at 6%; with 50% employer match about $477,178 at 4% or $318,119 at 6%; with 100% employer match about $357,883 at 4% or $238,589 at 6%.
201926$2,248,939$840,842$140,140iApproximate average salary by contribution assumption: employee only about $3,503,508 at 4% or $2,335,672 at 6%; with 50% employer match about $2,335,672 at 4% or $1,557,115 at 6%; with 100% employer match about $1,751,754 at 4% or $1,167,836 at 6%.
Cummings Construction Defined Benefit Plan & Trust-6$1,742,982$673,766$112,294iApproximate average salary by contribution assumption: employee only about $2,807,358 at 4% or $1,871,572 at 6%; with 50% employer match about $1,871,572 at 4% or $1,247,715 at 6%; with 100% employer match about $1,403,679 at 4% or $935,786 at 6%.
Cummings Construction 401(K) Plan & Trust-6$505,957$167,076$27,846iApproximate average salary by contribution assumption: employee only about $696,150 at 4% or $464,100 at 6%; with 50% employer match about $464,100 at 4% or $309,400 at 6%; with 100% employer match about $348,075 at 4% or $232,050 at 6%.
201825$1,258,319$407,591$81,518iApproximate average salary by contribution assumption: employee only about $2,037,955 at 4% or $1,358,637 at 6%; with 50% employer match about $1,358,637 at 4% or $905,758 at 6%; with 100% employer match about $1,018,978 at 4% or $679,318 at 6%.
Cummings Construction Defined Benefit Plan & Trust-5$973,034$253,843$50,769iApproximate average salary by contribution assumption: employee only about $1,269,215 at 4% or $846,143 at 6%; with 50% employer match about $846,143 at 4% or $564,096 at 6%; with 100% employer match about $634,608 at 4% or $423,072 at 6%.
Cummings Construction 401(K) Plan & Trust-5$285,285$153,748$30,750iApproximate average salary by contribution assumption: employee only about $768,740 at 4% or $512,493 at 6%; with 50% employer match about $512,493 at 4% or $341,662 at 6%; with 100% employer match about $384,370 at 4% or $256,247 at 6%.
201725$887,943$569,510$113,902iApproximate average salary by contribution assumption: employee only about $2,847,550 at 4% or $1,898,367 at 6%; with 50% employer match about $1,898,367 at 4% or $1,265,578 at 6%; with 100% employer match about $1,423,775 at 4% or $949,183 at 6%.
Cummings Construction Defined Benefit Plan & Trust-5$742,229$491,430$98,286iApproximate average salary by contribution assumption: employee only about $2,457,150 at 4% or $1,638,100 at 6%; with 50% employer match about $1,638,100 at 4% or $1,092,067 at 6%; with 100% employer match about $1,228,575 at 4% or $819,050 at 6%.
Cummings Construction 401(K) Plan & Trust-5$145,714$78,080$15,616iApproximate average salary by contribution assumption: employee only about $390,400 at 4% or $260,267 at 6%; with 50% employer match about $260,267 at 4% or $173,511 at 6%; with 100% employer match about $195,200 at 4% or $130,133 at 6%.
201623$307,615$307,162$102,387iApproximate average salary by contribution assumption: employee only about $2,559,683 at 4% or $1,706,456 at 6%; with 50% employer match about $1,706,456 at 4% or $1,137,637 at 6%; with 100% employer match about $1,279,842 at 4% or $853,228 at 6%.
Cummings Construction Defined Benefit Plan & Trust-3$251,885$251,885$83,962iApproximate average salary by contribution assumption: employee only about $2,099,042 at 4% or $1,399,361 at 6%; with 50% employer match about $1,399,361 at 4% or $932,907 at 6%; with 100% employer match about $1,049,521 at 4% or $699,681 at 6%.
Cummings Construction 401(K) Plan & Trust-3$55,730$55,277$18,426iApproximate average salary by contribution assumption: employee only about $460,642 at 4% or $307,094 at 6%; with 50% employer match about $307,094 at 4% or $204,730 at 6%; with 100% employer match about $230,321 at 4% or $153,547 at 6%.