Civic Intelligence

MCKESSON HBOC, INC. - DELAWARE

Plan context: Mckesson Hboc Inc. Profit-Sharing Investment Plan

EIN 94-3207296 • San Francisco, CA • 261 filings • 42 plans

1 Post Street28th FloorSan Francisco, CA 94104
Current Snapshot

Latest Year

2024

2024 Participants

33,036

2024 Assets

$5,685,577,311

2024 Contributions

$359,584,359

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,685,577,311$2,842,788,656$0199920122024YearValue
$5,685,577,311Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

45,51222,7560199920122024YearValue
33,036Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024533,036$5,685,577,311$359,584,359$10,885iApproximate average salary by contribution assumption: employee only about $272,116 at 4% or $181,410 at 6%; with 50% employer match about $181,410 at 4% or $120,940 at 6%; with 100% employer match about $136,058 at 4% or $90,705 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-26,640$5,685,577,311$359,584,359$13,498iApproximate average salary by contribution assumption: employee only about $337,448 at 4% or $224,965 at 6%; with 50% employer match about $224,965 at 4% or $149,977 at 6%; with 100% employer match about $168,724 at 4% or $112,483 at 6%.
Mckesson Hboc Inc. Severance Pay Plan-99---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Corporation Health and Welfare Wrap Plan-26,703---
Mckesson Corporation Travel Accident Plan-33,036---
2023533,036$5,558,756,562$337,245,894$10,208iApproximate average salary by contribution assumption: employee only about $255,211 at 4% or $170,141 at 6%; with 50% employer match about $170,141 at 4% or $113,427 at 6%; with 100% employer match about $127,605 at 4% or $85,070 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-25,981$5,558,756,562$337,245,894$12,980iApproximate average salary by contribution assumption: employee only about $324,512 at 4% or $216,341 at 6%; with 50% employer match about $216,341 at 4% or $144,228 at 6%; with 100% employer match about $162,256 at 4% or $108,171 at 6%.
Mckesson Corporation Health and Welfare Wrap Plan-27,653---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Hboc Inc. Severance Pay Plan-30---
Mckesson Corporation Travel Accident Plan-33,036---
2022544,457$4,649,064,622$306,330,127$6,890iApproximate average salary by contribution assumption: employee only about $172,262 at 4% or $114,841 at 6%; with 50% employer match about $114,841 at 4% or $76,561 at 6%; with 100% employer match about $86,131 at 4% or $57,421 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-26,345$4,649,064,622$306,330,127$11,628iApproximate average salary by contribution assumption: employee only about $290,691 at 4% or $193,794 at 6%; with 50% employer match about $193,794 at 4% or $129,196 at 6%; with 100% employer match about $145,345 at 4% or $96,897 at 6%.
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Corporation Travel Accident Plan-44,457---
Mckesson Corporation Health and Welfare Wrap Plan-28,057---
Mckesson Hboc Inc. Severance Pay Plan-70---
2021545,512$5,004,655,502$281,179,095$6,178iApproximate average salary by contribution assumption: employee only about $154,453 at 4% or $102,969 at 6%; with 50% employer match about $102,969 at 4% or $68,646 at 6%; with 100% employer match about $77,227 at 4% or $51,484 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-26,812$5,004,655,502$281,179,095$10,487iApproximate average salary by contribution assumption: employee only about $262,177 at 4% or $174,784 at 6%; with 50% employer match about $174,784 at 4% or $116,523 at 6%; with 100% employer match about $131,088 at 4% or $87,392 at 6%.
Mckesson Corporation Travel Accident Plan-45,512---
Mckesson Corporation Health and Welfare Wrap Plan-26,556---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Hboc Inc. Severance Pay Plan-524---
2020644,699$4,713,863,623$245,027,498$5,482iApproximate average salary by contribution assumption: employee only about $137,043 at 4% or $91,362 at 6%; with 50% employer match about $91,362 at 4% or $60,908 at 6%; with 100% employer match about $68,522 at 4% or $45,681 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-24,446$4,713,863,623$245,027,498$10,023iApproximate average salary by contribution assumption: employee only about $250,580 at 4% or $167,054 at 6%; with 50% employer match about $167,054 at 4% or $111,369 at 6%; with 100% employer match about $125,290 at 4% or $83,527 at 6%.
Mckesson Corporation Retirement Plan-0---
Mckesson Corporation Travel Accident Plan-44,699---
Mckesson Corporation Health and Welfare Wrap Plan-24,277---
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
2019644,699$3,425,143,890$240,060,140$5,371iApproximate average salary by contribution assumption: employee only about $134,265 at 4% or $89,510 at 6%; with 50% employer match about $89,510 at 4% or $59,673 at 6%; with 100% employer match about $67,132 at 4% or $44,755 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-23,130$3,414,635,890$240,060,140$10,379iApproximate average salary by contribution assumption: employee only about $259,468 at 4% or $172,979 at 6%; with 50% employer match about $172,979 at 4% or $115,319 at 6%; with 100% employer match about $129,734 at 4% or $86,489 at 6%.
Mckesson Corporation Retirement Plan-0$10,508,000--
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Corporation Travel Accident Plan-44,699---
Mckesson Corporation Health and Welfare Wrap Plan-23,953---
2018644,699$4,080,167,000$211,463,000$4,731iApproximate average salary by contribution assumption: employee only about $118,271 at 4% or $78,847 at 6%; with 50% employer match about $78,847 at 4% or $52,565 at 6%; with 100% employer match about $59,135 at 4% or $39,424 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-23,123$3,762,062,000$211,463,000$9,145iApproximate average salary by contribution assumption: employee only about $228,628 at 4% or $152,419 at 6%; with 50% employer match about $152,419 at 4% or $101,613 at 6%; with 100% employer match about $114,314 at 4% or $76,209 at 6%.
Mckesson Corporation Retirement Plan-542$318,105,000--
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Corporation Travel Accident Plan-44,699---
Mckesson Corporation Health and Welfare Wrap Plan-23,774---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
2017837,865$4,202,918,000$199,875,000$5,279iApproximate average salary by contribution assumption: employee only about $131,966 at 4% or $87,977 at 6%; with 50% employer match about $87,977 at 4% or $58,651 at 6%; with 100% employer match about $65,983 at 4% or $43,989 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-22,336$3,863,054,000$199,875,000$8,949iApproximate average salary by contribution assumption: employee only about $223,714 at 4% or $149,143 at 6%; with 50% employer match about $149,143 at 4% or $99,428 at 6%; with 100% employer match about $111,857 at 4% or $74,571 at 6%.
Mckesson Corporation Retirement Plan-590$339,864,000--
Mckesson Corporation Flexible Spending Account-0---
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0---
Mckesson Hboc Inc. Health Plan-19,991---
Mckesson Corporation Health and Welfare Wrap Plan-19,991---
20161037,865$4,239,995,116$615,957,423$16,267iApproximate average salary by contribution assumption: employee only about $406,680 at 4% or $271,120 at 6%; with 50% employer match about $271,120 at 4% or $180,747 at 6%; with 100% employer match about $203,340 at 4% or $135,560 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-21,897$3,885,493,000$257,944,000$11,780iApproximate average salary by contribution assumption: employee only about $294,497 at 4% or $196,331 at 6%; with 50% employer match about $196,331 at 4% or $130,888 at 6%; with 100% employer match about $147,248 at 4% or $98,166 at 6%.
Mckesson Corporation Retirement Plan-626$325,933,000$69,388,000$110,843iApproximate average salary by contribution assumption: employee only about $2,771,086 at 4% or $1,847,391 at 6%; with 50% employer match about $1,847,391 at 4% or $1,231,594 at 6%; with 100% employer match about $1,385,543 at 4% or $923,695 at 6%.
Mckesson Hboc Inc. Health Plan-17,363$28,354,953$281,554,525$16,216iApproximate average salary by contribution assumption: employee only about $405,394 at 4% or $270,263 at 6%; with 50% employer match about $270,263 at 4% or $180,175 at 6%; with 100% employer match about $202,697 at 4% or $135,131 at 6%.
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0$214,163$7,070,898-
Mckesson Corporation Flexible Spending Account-4,418---
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Hboc Inc. Employees Long Term Disability Plan-0---
Mckesson Corporation Life and Ad&D Insurance Plan-0---
Employee Assistance Program-0---
20151137,865$4,002,218,450$620,746,098$16,394iApproximate average salary by contribution assumption: employee only about $409,842 at 4% or $273,228 at 6%; with 50% employer match about $273,228 at 4% or $182,152 at 6%; with 100% employer match about $204,921 at 4% or $136,614 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-29,611$3,686,258,000$270,021,000$9,119iApproximate average salary by contribution assumption: employee only about $227,974 at 4% or $151,982 at 6%; with 50% employer match about $151,982 at 4% or $101,322 at 6%; with 100% employer match about $113,987 at 4% or $75,991 at 6%.
Mckesson Corporation Retirement Plan-740$271,355,000$5,669,000$7,661iApproximate average salary by contribution assumption: employee only about $191,520 at 4% or $127,680 at 6%; with 50% employer match about $127,680 at 4% or $85,120 at 6%; with 100% employer match about $95,760 at 4% or $63,840 at 6%.
Mckesson Hboc Inc. Health Plan-25,623$43,035,127$336,748,108$13,142iApproximate average salary by contribution assumption: employee only about $328,560 at 4% or $219,040 at 6%; with 50% employer match about $219,040 at 4% or $146,027 at 6%; with 100% employer match about $164,280 at 4% or $109,520 at 6%.
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0$1,570,323$8,307,990-
Mckesson Corporation Flexible Spending Account-6,451---
Mckesson Hboc Inc. Employees Long Term Disability Plan-23,357---
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Corporation Life and Ad&D Insurance Plan-30,846---
Employee Assistance Program-33,448---
Mckesson Hboc Inc. Severance Pay Plan-0---
Retirement Plan for Salaried Employees of Certain Operating Locations-0---
20141137,865$4,552,281,843$642,678,718$16,973iApproximate average salary by contribution assumption: employee only about $424,322 at 4% or $282,882 at 6%; with 50% employer match about $282,882 at 4% or $188,588 at 6%; with 100% employer match about $212,161 at 4% or $141,441 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-31,734$4,204,062,000$266,892,000$8,410iApproximate average salary by contribution assumption: employee only about $210,257 at 4% or $140,171 at 6%; with 50% employer match about $140,171 at 4% or $93,448 at 6%; with 100% employer match about $105,129 at 4% or $70,086 at 6%.
Mckesson Corporation Retirement Plan-872$298,831,000$4,905,000$5,625iApproximate average salary by contribution assumption: employee only about $140,625 at 4% or $93,750 at 6%; with 50% employer match about $93,750 at 4% or $62,500 at 6%; with 100% employer match about $70,313 at 4% or $46,875 at 6%.
Mckesson Hboc Inc. Health Plan-27,135$46,969,887$361,415,948$13,319iApproximate average salary by contribution assumption: employee only about $332,979 at 4% or $221,986 at 6%; with 50% employer match about $221,986 at 4% or $147,991 at 6%; with 100% employer match about $166,490 at 4% or $110,993 at 6%.
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0$2,418,956$9,465,770-
Mckesson Corporation Flexible Spending Account-8,871---
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Corporation Life and Ad&D Insurance Plan-31,990---
Employee Assistance Program-34,484---
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Hboc Inc. Employees Long Term Disability Plan-24,737---
Retirement Plan for Salaried Employees of Certain Operating Locations-0---
20131137,865$3,950,615,508$562,580,091$14,858iApproximate average salary by contribution assumption: employee only about $371,438 at 4% or $247,625 at 6%; with 50% employer match about $247,625 at 4% or $165,084 at 6%; with 100% employer match about $185,719 at 4% or $123,813 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-34,355$3,595,412,000$237,760,000$6,921iApproximate average salary by contribution assumption: employee only about $173,017 at 4% or $115,345 at 6%; with 50% employer match about $115,345 at 4% or $76,896 at 6%; with 100% employer match about $86,509 at 4% or $57,672 at 6%.
Mckesson Corporation Retirement Plan-947$304,945,000$8,368,000$8,836iApproximate average salary by contribution assumption: employee only about $220,908 at 4% or $147,272 at 6%; with 50% employer match about $147,272 at 4% or $98,181 at 6%; with 100% employer match about $110,454 at 4% or $73,636 at 6%.
Mckesson Hboc Inc. Health Plan-28,044$48,270,147$306,833,711$10,941iApproximate average salary by contribution assumption: employee only about $273,529 at 4% or $182,353 at 6%; with 50% employer match about $182,353 at 4% or $121,568 at 6%; with 100% employer match about $136,764 at 4% or $91,176 at 6%.
Mckesson Corporation Retiree Health Reimbursement Arrangement (Formerly Mckesson Corporation Retiree Health Plan)-0$1,986,586$9,618,380-
Retirement Plan for Salaried Employees of Certain Operating Locations-0$1,775--
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Hboc Inc. Employees Long Term Disability Plan-21,725---
Employee Assistance Program-34,622---
Mckesson Corporation Life and Ad&D Insurance Plan-27,026---
Mckesson Corporation Flexible Spending Account-7,698---
Mckesson Hboc Inc. Severance Pay Plan-0---
2012937,865$3,220,784,421$517,444,265$13,666iApproximate average salary by contribution assumption: employee only about $341,638 at 4% or $227,758 at 6%; with 50% employer match about $227,758 at 4% or $151,839 at 6%; with 100% employer match about $170,819 at 4% or $113,879 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-28,079$2,892,914,000$217,742,000$7,755iApproximate average salary by contribution assumption: employee only about $193,866 at 4% or $129,244 at 6%; with 50% employer match about $129,244 at 4% or $86,162 at 6%; with 100% employer match about $96,933 at 4% or $64,622 at 6%.
Mckesson Corporation Retirement Plan-1,035$287,249,000$5,189,000$5,014iApproximate average salary by contribution assumption: employee only about $125,338 at 4% or $83,559 at 6%; with 50% employer match about $83,559 at 4% or $55,706 at 6%; with 100% employer match about $62,669 at 4% or $41,779 at 6%.
Mckesson Hboc Inc. Health Plan-27,683$40,621,421$294,513,265$10,639iApproximate average salary by contribution assumption: employee only about $265,969 at 4% or $177,313 at 6%; with 50% employer match about $177,313 at 4% or $118,209 at 6%; with 100% employer match about $132,985 at 4% or $88,656 at 6%.
Mckesson Corporation Flexible Spending Account-8,014---
Employee Assistance Program-30,476---
Mckesson Hboc Inc. Severance Pay Plan-0---
Mckesson Corporation Life and Ad&D Insurance Plan-27,643---
Mckesson Corporation Travel Accident Plan-37,865---
Mckesson Hboc Inc. Employees Long Term Disability Plan-22,466---
20111033,231$2,867,638,859$502,478,837$15,121iApproximate average salary by contribution assumption: employee only about $378,020 at 4% or $252,013 at 6%; with 50% employer match about $252,013 at 4% or $168,009 at 6%; with 100% employer match about $189,010 at 4% or $126,007 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-32,263$2,540,310,000$198,204,000$6,143iApproximate average salary by contribution assumption: employee only about $153,585 at 4% or $102,390 at 6%; with 50% employer match about $102,390 at 4% or $68,260 at 6%; with 100% employer match about $76,792 at 4% or $51,195 at 6%.
Mckesson Corporation Retirement Plan-1,116$288,049,000$8,973,000$8,040iApproximate average salary by contribution assumption: employee only about $201,008 at 4% or $134,005 at 6%; with 50% employer match about $134,005 at 4% or $89,337 at 6%; with 100% employer match about $100,504 at 4% or $67,003 at 6%.
Mckesson Hboc Inc. Health Plan-22,885$39,275,407$295,301,837$12,904iApproximate average salary by contribution assumption: employee only about $322,593 at 4% or $215,062 at 6%; with 50% employer match about $215,062 at 4% or $143,375 at 6%; with 100% employer match about $161,297 at 4% or $107,531 at 6%.
Retirement Plan for Salaried Employees of Certain Operating Locations-0$4,452--
Mckesson Corporation Flexible Spending Account-7,877---
Employee Assistance Program-29,881---
Mckesson Corporation Life and Ad&D Insurance Plan-26,364---
Mckesson Hboc Inc. Employees Long Term Disability Plan-22,037---
Mckesson Corporation Travel Accident Plan-33,231---
Mckesson Hboc Inc. Severance Pay Plan-204---
20101033,231$2,738,222,382$472,258,777$14,211iApproximate average salary by contribution assumption: employee only about $355,285 at 4% or $236,857 at 6%; with 50% employer match about $236,857 at 4% or $157,904 at 6%; with 100% employer match about $177,642 at 4% or $118,428 at 6%.
Mckesson Hboc Inc. Profit-Sharing Investment Plan-31,642$2,378,854,000$187,865,000$5,937iApproximate average salary by contribution assumption: employee only about $148,430 at 4% or $98,953 at 6%; with 50% employer match about $98,953 at 4% or $65,969 at 6%; with 100% employer match about $74,215 at 4% or $49,477 at 6%.
Mckesson Corporation Retirement Plan-1,167$322,891,000$2,453,000$2,102iApproximate average salary by contribution assumption: employee only about $52,549 at 4% or $35,033 at 6%; with 50% employer match about $35,033 at 4% or $23,355 at 6%; with 100% employer match about $26,275 at 4% or $17,516 at 6%.
Mckesson Hboc Inc. Health Plan-23,277$36,470,262$281,940,777$12,112iApproximate average salary by contribution assumption: employee only about $302,810 at 4% or $201,874 at 6%; with 50% employer match about $201,874 at 4% or $134,582 at 6%; with 100% employer match about $151,405 at 4% or $100,937 at 6%.
Retirement Plan for Salaried Employees of Certain Operating Locations-0$7,120--
Mckesson Corporation Flexible Spending Account-8,249---
Mckesson Corporation Life and Ad&D Insurance Plan-26,467---
Mckesson Corporation Travel Accident Plan-33,231---
Employee Assistance Program-28,817---
Mckesson Hboc Inc. Employees Long Term Disability Plan-22,475---
Mckesson Hboc Inc. Severance Pay Plan-555---
20091033,231$2,380,286,559$398,995,048$12,007iApproximate average salary by contribution assumption: employee only about $300,168 at 4% or $200,112 at 6%; with 50% employer match about $200,112 at 4% or $133,408 at 6%; with 100% employer match about $150,084 at 4% or $100,056 at 6%.
Mckesson Corporation Flexible Spending Account-7,021---
Mckesson Hboc Inc. Employees Long Term Disability Plan-22,631---
20081333,231$1,609,840,290$427,232,746$12,856iApproximate average salary by contribution assumption: employee only about $321,411 at 4% or $214,274 at 6%; with 50% employer match about $214,274 at 4% or $142,849 at 6%; with 100% employer match about $160,706 at 4% or $107,137 at 6%.
20071229,079$2,275,671,615$360,691,387$12,404iApproximate average salary by contribution assumption: employee only about $310,096 at 4% or $206,731 at 6%; with 50% employer match about $206,731 at 4% or $137,820 at 6%; with 100% employer match about $155,048 at 4% or $103,365 at 6%.
20061323,393$2,209,410,473$292,663,707$12,511iApproximate average salary by contribution assumption: employee only about $312,768 at 4% or $208,512 at 6%; with 50% employer match about $208,512 at 4% or $139,008 at 6%; with 100% employer match about $156,384 at 4% or $104,256 at 6%.
20051323,288$2,053,880,750$292,763,896$12,571iApproximate average salary by contribution assumption: employee only about $314,286 at 4% or $209,524 at 6%; with 50% employer match about $209,524 at 4% or $139,683 at 6%; with 100% employer match about $157,143 at 4% or $104,762 at 6%.
20041422,624$3,092,259,177$325,110,964$14,370iApproximate average salary by contribution assumption: employee only about $359,255 at 4% or $239,503 at 6%; with 50% employer match about $239,503 at 4% or $159,669 at 6%; with 100% employer match about $179,627 at 4% or $119,752 at 6%.
20031221,531$1,573,969,360$187,379,599$8,703iApproximate average salary by contribution assumption: employee only about $217,570 at 4% or $145,046 at 6%; with 50% employer match about $145,046 at 4% or $96,698 at 6%; with 100% employer match about $108,785 at 4% or $72,523 at 6%.
20021622,378$988,761,344$170,818,265$7,633iApproximate average salary by contribution assumption: employee only about $190,833 at 4% or $127,222 at 6%; with 50% employer match about $127,222 at 4% or $84,815 at 6%; with 100% employer match about $95,416 at 4% or $63,611 at 6%.
20011621,253$29,298,553$63,668,266$2,996iApproximate average salary by contribution assumption: employee only about $74,893 at 4% or $49,929 at 6%; with 50% employer match about $49,929 at 4% or $33,286 at 6%; with 100% employer match about $37,447 at 4% or $24,964 at 6%.
20001721,715$1,743,694$2,370,927$109iApproximate average salary by contribution assumption: employee only about $2,730 at 4% or $1,820 at 6%; with 50% employer match about $1,820 at 4% or $1,213 at 6%; with 100% employer match about $1,365 at 4% or $910 at 6%.
1999721,074$1,193,723,384$108,965,483$5,171iApproximate average salary by contribution assumption: employee only about $129,265 at 4% or $86,177 at 6%; with 50% employer match about $86,177 at 4% or $57,451 at 6%; with 100% employer match about $64,633 at 4% or $43,088 at 6%.