Civic Intelligence

Michael R. Ricupito, D.D.S., M.S. Inc.

Plan context: Michael R. Ricupito, Dds Defined Benefit Plan

EIN 94-3077854 • Fremont, CA • 35 filings • 6 plans

39572 Stevenson Place, Suite 230Fremont, CA 94539
Current Snapshot

Latest Year

2024

2024 Participants

10

2024 Assets

$4,749,195

2024 Contributions

$114,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,763,174$3,381,587$0200320142024YearValue
$4,749,195Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050200320142024YearValue
10Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024210$4,749,195$114,000$11,400iApproximate average salary by contribution assumption: employee only about $285,000 at 4% or $190,000 at 6%; with 50% employer match about $190,000 at 4% or $126,667 at 6%; with 100% employer match about $142,500 at 4% or $95,000 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-10$3,655,463$0-
Michael R. Ricupito, Dds 401(K) Plan-8$1,093,732$114,000$14,250iApproximate average salary by contribution assumption: employee only about $356,250 at 4% or $237,500 at 6%; with 50% employer match about $237,500 at 4% or $158,333 at 6%; with 100% employer match about $178,125 at 4% or $118,750 at 6%.
2023210$4,494,377$128,214$12,821iApproximate average salary by contribution assumption: employee only about $320,535 at 4% or $213,690 at 6%; with 50% employer match about $213,690 at 4% or $142,460 at 6%; with 100% employer match about $160,268 at 4% or $106,845 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-10$3,492,692--
Michael R. Ricupito, Dds 401(K) Plan-7$1,001,685$128,214$18,316iApproximate average salary by contribution assumption: employee only about $457,907 at 4% or $305,271 at 6%; with 50% employer match about $305,271 at 4% or $203,514 at 6%; with 100% employer match about $228,954 at 4% or $152,636 at 6%.
202228$3,919,657$83,422$10,428iApproximate average salary by contribution assumption: employee only about $260,694 at 4% or $173,796 at 6%; with 50% employer match about $173,796 at 4% or $115,864 at 6%; with 100% employer match about $130,347 at 4% or $86,898 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$3,339,501$0-
Michael R. Ricupito, Dds 401(K) Plan-8$580,156$83,422$10,428iApproximate average salary by contribution assumption: employee only about $260,694 at 4% or $173,796 at 6%; with 50% employer match about $173,796 at 4% or $115,864 at 6%; with 100% employer match about $130,347 at 4% or $86,898 at 6%.
202128$4,857,345$130,019$16,252iApproximate average salary by contribution assumption: employee only about $406,309 at 4% or $270,873 at 6%; with 50% employer match about $270,873 at 4% or $180,582 at 6%; with 100% employer match about $203,155 at 4% or $135,436 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-8$3,874,874$0-
Michael R. Ricupito, Dds 401(K) Plan-8$982,471$130,019$16,252iApproximate average salary by contribution assumption: employee only about $406,309 at 4% or $270,873 at 6%; with 50% employer match about $270,873 at 4% or $180,582 at 6%; with 100% employer match about $203,155 at 4% or $135,436 at 6%.
202028$6,763,174$74,420$9,303iApproximate average salary by contribution assumption: employee only about $232,563 at 4% or $155,042 at 6%; with 50% employer match about $155,042 at 4% or $103,361 at 6%; with 100% employer match about $116,281 at 4% or $77,521 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-8$6,127,401$47,116$5,890iApproximate average salary by contribution assumption: employee only about $147,238 at 4% or $98,158 at 6%; with 50% employer match about $98,158 at 4% or $65,439 at 6%; with 100% employer match about $73,619 at 4% or $49,079 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-8$635,773$27,304$3,413iApproximate average salary by contribution assumption: employee only about $85,325 at 4% or $56,883 at 6%; with 50% employer match about $56,883 at 4% or $37,922 at 6%; with 100% employer match about $42,663 at 4% or $28,442 at 6%.
201927$4,398,374$406,972$58,139iApproximate average salary by contribution assumption: employee only about $1,453,471 at 4% or $968,981 at 6%; with 50% employer match about $968,981 at 4% or $645,987 at 6%; with 100% employer match about $726,736 at 4% or $484,490 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$4,059,183$350,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-7$339,191$56,972$8,139iApproximate average salary by contribution assumption: employee only about $203,471 at 4% or $135,648 at 6%; with 50% employer match about $135,648 at 4% or $90,432 at 6%; with 100% employer match about $101,736 at 4% or $67,824 at 6%.
201829$3,241,729$315,139$35,015iApproximate average salary by contribution assumption: employee only about $875,386 at 4% or $583,591 at 6%; with 50% employer match about $583,591 at 4% or $389,060 at 6%; with 100% employer match about $437,693 at 4% or $291,795 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-8$3,001,055$250,000$31,250iApproximate average salary by contribution assumption: employee only about $781,250 at 4% or $520,833 at 6%; with 50% employer match about $520,833 at 4% or $347,222 at 6%; with 100% employer match about $390,625 at 4% or $260,417 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-9$240,674$65,139$7,238iApproximate average salary by contribution assumption: employee only about $180,942 at 4% or $120,628 at 6%; with 50% employer match about $120,628 at 4% or $80,419 at 6%; with 100% employer match about $90,471 at 4% or $60,314 at 6%.
201728$3,128,319$353,970$44,246iApproximate average salary by contribution assumption: employee only about $1,106,156 at 4% or $737,438 at 6%; with 50% employer match about $737,438 at 4% or $491,625 at 6%; with 100% employer match about $553,078 at 4% or $368,719 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$2,932,873$300,000$42,857iApproximate average salary by contribution assumption: employee only about $1,071,429 at 4% or $714,286 at 6%; with 50% employer match about $714,286 at 4% or $476,190 at 6%; with 100% employer match about $535,714 at 4% or $357,143 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-8$195,446$53,970$6,746iApproximate average salary by contribution assumption: employee only about $168,656 at 4% or $112,438 at 6%; with 50% employer match about $112,438 at 4% or $74,958 at 6%; with 100% employer match about $84,328 at 4% or $56,219 at 6%.
201629$2,602,494$257,849$28,650iApproximate average salary by contribution assumption: employee only about $716,247 at 4% or $477,498 at 6%; with 50% employer match about $477,498 at 4% or $318,332 at 6%; with 100% employer match about $358,124 at 4% or $238,749 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-9$2,474,428$250,000$27,778iApproximate average salary by contribution assumption: employee only about $694,444 at 4% or $462,963 at 6%; with 50% employer match about $462,963 at 4% or $308,642 at 6%; with 100% employer match about $347,222 at 4% or $231,481 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-8$128,066$7,849$981iApproximate average salary by contribution assumption: employee only about $24,528 at 4% or $16,352 at 6%; with 50% employer match about $16,352 at 4% or $10,901 at 6%; with 100% employer match about $12,264 at 4% or $8,176 at 6%.
201527$2,188,598$297,000$42,429iApproximate average salary by contribution assumption: employee only about $1,060,714 at 4% or $707,143 at 6%; with 50% employer match about $707,143 at 4% or $471,429 at 6%; with 100% employer match about $530,357 at 4% or $353,571 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$2,075,815$250,000$35,714iApproximate average salary by contribution assumption: employee only about $892,857 at 4% or $595,238 at 6%; with 50% employer match about $595,238 at 4% or $396,825 at 6%; with 100% employer match about $446,429 at 4% or $297,619 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-7$112,783$47,000$6,714iApproximate average salary by contribution assumption: employee only about $167,857 at 4% or $111,905 at 6%; with 50% employer match about $111,905 at 4% or $74,603 at 6%; with 100% employer match about $83,929 at 4% or $55,952 at 6%.
201427$1,955,034$223,000$31,857iApproximate average salary by contribution assumption: employee only about $796,429 at 4% or $530,952 at 6%; with 50% employer match about $530,952 at 4% or $353,968 at 6%; with 100% employer match about $398,214 at 4% or $265,476 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$1,881,203$200,000$28,571iApproximate average salary by contribution assumption: employee only about $714,286 at 4% or $476,190 at 6%; with 50% employer match about $476,190 at 4% or $317,460 at 6%; with 100% employer match about $357,143 at 4% or $238,095 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-7$73,831$23,000$3,286iApproximate average salary by contribution assumption: employee only about $82,143 at 4% or $54,762 at 6%; with 50% employer match about $54,762 at 4% or $36,508 at 6%; with 100% employer match about $41,071 at 4% or $27,381 at 6%.
201327$1,562,670$123,174$17,596iApproximate average salary by contribution assumption: employee only about $439,907 at 4% or $293,271 at 6%; with 50% employer match about $293,271 at 4% or $195,514 at 6%; with 100% employer match about $219,954 at 4% or $146,636 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$1,515,164$100,000$14,286iApproximate average salary by contribution assumption: employee only about $357,143 at 4% or $238,095 at 6%; with 50% employer match about $238,095 at 4% or $158,730 at 6%; with 100% employer match about $178,571 at 4% or $119,048 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-6$47,506$23,174$3,862iApproximate average salary by contribution assumption: employee only about $96,558 at 4% or $64,372 at 6%; with 50% employer match about $64,372 at 4% or $42,915 at 6%; with 100% employer match about $48,279 at 4% or $32,186 at 6%.
201227$1,625,449$139,326$19,904iApproximate average salary by contribution assumption: employee only about $497,593 at 4% or $331,729 at 6%; with 50% employer match about $331,729 at 4% or $221,152 at 6%; with 100% employer match about $248,796 at 4% or $165,864 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$1,602,949$116,826$16,689iApproximate average salary by contribution assumption: employee only about $417,236 at 4% or $278,157 at 6%; with 50% employer match about $278,157 at 4% or $185,438 at 6%; with 100% employer match about $208,618 at 4% or $139,079 at 6%.
Michael R. Ricupito, Dds 401(K) Plan-6$22,500$22,500$3,750iApproximate average salary by contribution assumption: employee only about $93,750 at 4% or $62,500 at 6%; with 50% employer match about $62,500 at 4% or $41,667 at 6%; with 100% employer match about $46,875 at 4% or $31,250 at 6%.
201118$1,440,578$200,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-8$1,440,578$200,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
2010110$1,230,034$200,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-10$1,230,034$200,000$20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%.
200917$951,730$150,000$21,429iApproximate average salary by contribution assumption: employee only about $535,714 at 4% or $357,143 at 6%; with 50% employer match about $357,143 at 4% or $238,095 at 6%; with 100% employer match about $267,857 at 4% or $178,571 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-7$951,730$150,000$21,429iApproximate average salary by contribution assumption: employee only about $535,714 at 4% or $357,143 at 6%; with 50% employer match about $357,143 at 4% or $238,095 at 6%; with 100% employer match about $267,857 at 4% or $178,571 at 6%.
200815$705,878$105,774$21,155iApproximate average salary by contribution assumption: employee only about $528,870 at 4% or $352,580 at 6%; with 50% employer match about $352,580 at 4% or $235,053 at 6%; with 100% employer match about $264,435 at 4% or $176,290 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-5$705,878$105,774$21,155iApproximate average salary by contribution assumption: employee only about $528,870 at 4% or $352,580 at 6%; with 50% employer match about $352,580 at 4% or $235,053 at 6%; with 100% employer match about $264,435 at 4% or $176,290 at 6%.
200714$0$0-
Michael R. Ricupito, Dds Defined Benefit Plan-4---
200615$539,517$90,880$18,176iApproximate average salary by contribution assumption: employee only about $454,400 at 4% or $302,933 at 6%; with 50% employer match about $302,933 at 4% or $201,956 at 6%; with 100% employer match about $227,200 at 4% or $151,467 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-5$539,517$90,880$18,176iApproximate average salary by contribution assumption: employee only about $454,400 at 4% or $302,933 at 6%; with 50% employer match about $302,933 at 4% or $201,956 at 6%; with 100% employer match about $227,200 at 4% or $151,467 at 6%.
200515$448,637$117,888$23,578iApproximate average salary by contribution assumption: employee only about $589,440 at 4% or $392,960 at 6%; with 50% employer match about $392,960 at 4% or $261,973 at 6%; with 100% employer match about $294,720 at 4% or $196,480 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-5$448,637$117,888$23,578iApproximate average salary by contribution assumption: employee only about $589,440 at 4% or $392,960 at 6%; with 50% employer match about $392,960 at 4% or $261,973 at 6%; with 100% employer match about $294,720 at 4% or $196,480 at 6%.
200413$312,648$133,000$44,333iApproximate average salary by contribution assumption: employee only about $1,108,333 at 4% or $738,889 at 6%; with 50% employer match about $738,889 at 4% or $492,593 at 6%; with 100% employer match about $554,167 at 4% or $369,444 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-3$312,648$133,000$44,333iApproximate average salary by contribution assumption: employee only about $1,108,333 at 4% or $738,889 at 6%; with 50% employer match about $738,889 at 4% or $492,593 at 6%; with 100% employer match about $554,167 at 4% or $369,444 at 6%.
200313$247,056$155,517$51,839iApproximate average salary by contribution assumption: employee only about $1,295,975 at 4% or $863,983 at 6%; with 50% employer match about $863,983 at 4% or $575,989 at 6%; with 100% employer match about $647,988 at 4% or $431,992 at 6%.
Michael R. Ricupito, Dds Defined Benefit Plan-3$247,056$155,517$51,839iApproximate average salary by contribution assumption: employee only about $1,295,975 at 4% or $863,983 at 6%; with 50% employer match about $863,983 at 4% or $575,989 at 6%; with 100% employer match about $647,988 at 4% or $431,992 at 6%.