Civic Intelligence

Vintage Federal Credit Union

Plan context: Valley First Credit Union 401(K) Retirement Plan

EIN 94-1439553 • Modesto, CA • 30 filings • 6 plans

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1005 W Orangeburg AveModesto, CA 95350
Current Snapshot

Latest Year

2024

2024 Participants

167

2024 Assets

$11,701,341

2024 Contributions

$2,166,469

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$11,701,341$5,850,671$0199920072024YearValue
$11,701,341Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

175880199920122024YearValue
167Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242167$11,701,341$2,166,469$12,973iApproximate average salary by contribution assumption: employee only about $324,322 at 4% or $216,214 at 6%; with 50% employer match about $216,214 at 4% or $144,143 at 6%; with 100% employer match about $162,161 at 4% or $108,107 at 6%.
Valley First Credit Union 401(K) Retirement Plan-163$11,701,341$2,166,469$13,291iApproximate average salary by contribution assumption: employee only about $332,281 at 4% or $221,520 at 6%; with 50% employer match about $221,520 at 4% or $147,680 at 6%; with 100% employer match about $166,140 at 4% or $110,760 at 6%.
Valley First Credit Union Health and Welfare Plan-167---
20231175$0$0-
Valley First Credit Union Health and Welfare Plan-175---
20221158$0$0-
Valley First Credit Union Health and Welfare Plan-158---
20211145$0$0-
Valley First Credit Union Health and Welfare Plan-145---
20202135$0$0-
Valley First Credit Union-0---
Valley First Credit Union Health and Welfare Plan-135---
20191134$0$0-
Valley First Credit Union-134---
20181170$0$0-
Valley First Credit Union-170---
20171151$0$0-
Valley First Credit Union-151---
20161159$0$0-
Valley First Credit Union-159---
20151155$0$0-
Valley First Credit Union-155---
20142127$0$673,173$5,301iApproximate average salary by contribution assumption: employee only about $132,514 at 4% or $88,343 at 6%; with 50% employer match about $88,343 at 4% or $58,895 at 6%; with 100% employer match about $66,257 at 4% or $44,171 at 6%.
Valley First Credit Union 401K Plan and Trust-0-$673,173-
Valley First Credit Union-127---
20131150$5,664,314$651,984$4,347iApproximate average salary by contribution assumption: employee only about $108,664 at 4% or $72,443 at 6%; with 50% employer match about $72,443 at 4% or $48,295 at 6%; with 100% employer match about $54,332 at 4% or $36,221 at 6%.
Valley First Credit Union 401K Plan and Trust-150$5,664,314$651,984$4,347iApproximate average salary by contribution assumption: employee only about $108,664 at 4% or $72,443 at 6%; with 50% employer match about $72,443 at 4% or $48,295 at 6%; with 100% employer match about $54,332 at 4% or $36,221 at 6%.
20121129$4,347,233$545,475$4,228iApproximate average salary by contribution assumption: employee only about $105,712 at 4% or $70,475 at 6%; with 50% employer match about $70,475 at 4% or $46,983 at 6%; with 100% employer match about $52,856 at 4% or $35,237 at 6%.
Valley First Credit Union 401K Plan and Trust-129$4,347,233$545,475$4,228iApproximate average salary by contribution assumption: employee only about $105,712 at 4% or $70,475 at 6%; with 50% employer match about $70,475 at 4% or $46,983 at 6%; with 100% employer match about $52,856 at 4% or $35,237 at 6%.
20111117$3,578,445$477,430$4,081iApproximate average salary by contribution assumption: employee only about $102,015 at 4% or $68,010 at 6%; with 50% employer match about $68,010 at 4% or $45,340 at 6%; with 100% employer match about $51,007 at 4% or $34,005 at 6%.
Valley First Credit Union 401K Plan and Trust-117$3,578,445$477,430$4,081iApproximate average salary by contribution assumption: employee only about $102,015 at 4% or $68,010 at 6%; with 50% employer match about $68,010 at 4% or $45,340 at 6%; with 100% employer match about $51,007 at 4% or $34,005 at 6%.
20101119$3,258,519$456,363$3,835iApproximate average salary by contribution assumption: employee only about $95,875 at 4% or $63,916 at 6%; with 50% employer match about $63,916 at 4% or $42,611 at 6%; with 100% employer match about $47,937 at 4% or $31,958 at 6%.
Valley First Credit Union 401K Plan and Trust-119$3,258,519$456,363$3,835iApproximate average salary by contribution assumption: employee only about $95,875 at 4% or $63,916 at 6%; with 50% employer match about $63,916 at 4% or $42,611 at 6%; with 100% employer match about $47,937 at 4% or $31,958 at 6%.
20091105$2,704,587$375,163$3,573iApproximate average salary by contribution assumption: employee only about $89,325 at 4% or $59,550 at 6%; with 50% employer match about $59,550 at 4% or $39,700 at 6%; with 100% employer match about $44,662 at 4% or $29,775 at 6%.
Valley First Credit Union 401K Plan and Trust-105$2,704,587$375,163$3,573iApproximate average salary by contribution assumption: employee only about $89,325 at 4% or $59,550 at 6%; with 50% employer match about $59,550 at 4% or $39,700 at 6%; with 100% employer match about $44,662 at 4% or $29,775 at 6%.
2008195$1,907,732$431,721$4,544iApproximate average salary by contribution assumption: employee only about $113,611 at 4% or $75,741 at 6%; with 50% employer match about $75,741 at 4% or $50,494 at 6%; with 100% employer match about $56,805 at 4% or $37,870 at 6%.
Valley First Credit Union 401K Plan and Trust-95$1,907,732$431,721$4,544iApproximate average salary by contribution assumption: employee only about $113,611 at 4% or $75,741 at 6%; with 50% employer match about $75,741 at 4% or $50,494 at 6%; with 100% employer match about $56,805 at 4% or $37,870 at 6%.
20071101$2,655,708$427,951$4,237iApproximate average salary by contribution assumption: employee only about $105,928 at 4% or $70,619 at 6%; with 50% employer match about $70,619 at 4% or $47,079 at 6%; with 100% employer match about $52,964 at 4% or $35,309 at 6%.
Valley First Credit Union 401K Plan and Trust-101$2,655,708$427,951$4,237iApproximate average salary by contribution assumption: employee only about $105,928 at 4% or $70,619 at 6%; with 50% employer match about $70,619 at 4% or $47,079 at 6%; with 100% employer match about $52,964 at 4% or $35,309 at 6%.
2006196$2,380,654$376,079$3,917iApproximate average salary by contribution assumption: employee only about $97,937 at 4% or $65,291 at 6%; with 50% employer match about $65,291 at 4% or $43,528 at 6%; with 100% employer match about $48,969 at 4% or $32,646 at 6%.
Valley First Credit Union 401K Plan and Trust-96$2,380,654$376,079$3,917iApproximate average salary by contribution assumption: employee only about $97,937 at 4% or $65,291 at 6%; with 50% employer match about $65,291 at 4% or $43,528 at 6%; with 100% employer match about $48,969 at 4% or $32,646 at 6%.
2005187$2,035,203$330,978$3,804iApproximate average salary by contribution assumption: employee only about $95,109 at 4% or $63,406 at 6%; with 50% employer match about $63,406 at 4% or $42,270 at 6%; with 100% employer match about $47,554 at 4% or $31,703 at 6%.
Valley First Credit Union 401K Plan and Trust-87$2,035,203$330,978$3,804iApproximate average salary by contribution assumption: employee only about $95,109 at 4% or $63,406 at 6%; with 50% employer match about $63,406 at 4% or $42,270 at 6%; with 100% employer match about $47,554 at 4% or $31,703 at 6%.
2004195$1,728,852$309,914$3,262iApproximate average salary by contribution assumption: employee only about $81,556 at 4% or $54,371 at 6%; with 50% employer match about $54,371 at 4% or $36,247 at 6%; with 100% employer match about $40,778 at 4% or $27,185 at 6%.
Valley First Credit Union 401K Plan and Trust-95$1,728,852$309,914$3,262iApproximate average salary by contribution assumption: employee only about $81,556 at 4% or $54,371 at 6%; with 50% employer match about $54,371 at 4% or $36,247 at 6%; with 100% employer match about $40,778 at 4% or $27,185 at 6%.
20031102$1,297,442$303,566$2,976iApproximate average salary by contribution assumption: employee only about $74,403 at 4% or $49,602 at 6%; with 50% employer match about $49,602 at 4% or $33,068 at 6%; with 100% employer match about $37,202 at 4% or $24,801 at 6%.
Valley First Credit Union 401K Plan and Trust-102$1,297,442$303,566$2,976iApproximate average salary by contribution assumption: employee only about $74,403 at 4% or $49,602 at 6%; with 50% employer match about $49,602 at 4% or $33,068 at 6%; with 100% employer match about $37,202 at 4% or $24,801 at 6%.
2002181$812,005$272,205$3,361iApproximate average salary by contribution assumption: employee only about $84,014 at 4% or $56,009 at 6%; with 50% employer match about $56,009 at 4% or $37,340 at 6%; with 100% employer match about $42,007 at 4% or $28,005 at 6%.
Valley First Credit Union 401K Plan and Trust-81$812,005$272,205$3,361iApproximate average salary by contribution assumption: employee only about $84,014 at 4% or $56,009 at 6%; with 50% employer match about $56,009 at 4% or $37,340 at 6%; with 100% employer match about $42,007 at 4% or $28,005 at 6%.
2001167$729,379$185,873$2,774iApproximate average salary by contribution assumption: employee only about $69,356 at 4% or $46,237 at 6%; with 50% employer match about $46,237 at 4% or $30,825 at 6%; with 100% employer match about $34,678 at 4% or $23,119 at 6%.
Valley First Credit Union 401K Plan and Trust-67$729,379$185,873$2,774iApproximate average salary by contribution assumption: employee only about $69,356 at 4% or $46,237 at 6%; with 50% employer match about $46,237 at 4% or $30,825 at 6%; with 100% employer match about $34,678 at 4% or $23,119 at 6%.
2000155$702,453$155,937$2,835iApproximate average salary by contribution assumption: employee only about $70,880 at 4% or $47,254 at 6%; with 50% employer match about $47,254 at 4% or $31,502 at 6%; with 100% employer match about $35,440 at 4% or $23,627 at 6%.
Valley First Credit Union 401K Plan and Trust-55$702,453$155,937$2,835iApproximate average salary by contribution assumption: employee only about $70,880 at 4% or $47,254 at 6%; with 50% employer match about $47,254 at 4% or $31,502 at 6%; with 100% employer match about $35,440 at 4% or $23,627 at 6%.
1999245$565,900$371,831$8,263iApproximate average salary by contribution assumption: employee only about $206,573 at 4% or $137,715 at 6%; with 50% employer match about $137,715 at 4% or $91,810 at 6%; with 100% employer match about $103,286 at 4% or $68,858 at 6%.
Valley First Credit Union 401K Plan and Trust-45$452,550$371,831$8,263iApproximate average salary by contribution assumption: employee only about $206,573 at 4% or $137,715 at 6%; with 50% employer match about $137,715 at 4% or $91,810 at 6%; with 100% employer match about $103,286 at 4% or $68,858 at 6%.
Vintage Federal Credit Union Pension Plan-28$113,350--