Civic Intelligence

J.W. Kerns, Inc.

Plan context: Jw Kerns Inc 401K Plan

EIN 93-0581759 • Klamath Falls, OR • 29 filings • 6 plans

4360 Highway 39Klamath Falls, OR 97603
Current Snapshot

Latest Year

2025

2025 Participants

24

2025 Assets

$3,634,218

2025 Contributions

$390,825

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,405,114$2,202,557$0199920132025YearValue
$3,634,218Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

36180199920122025YearValue
24Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025124$3,634,218$390,825$16,284iApproximate average salary by contribution assumption: employee only about $407,109 at 4% or $271,406 at 6%; with 50% employer match about $271,406 at 4% or $180,938 at 6%; with 100% employer match about $203,555 at 4% or $135,703 at 6%.
Jw Kerns Inc 401K Plan-24$3,634,218$390,825$16,284iApproximate average salary by contribution assumption: employee only about $407,109 at 4% or $271,406 at 6%; with 50% employer match about $271,406 at 4% or $180,938 at 6%; with 100% employer match about $203,555 at 4% or $135,703 at 6%.
2024124$2,478,939$147,685$6,154iApproximate average salary by contribution assumption: employee only about $153,839 at 4% or $102,559 at 6%; with 50% employer match about $102,559 at 4% or $68,373 at 6%; with 100% employer match about $76,919 at 4% or $51,280 at 6%.
Jw Kerns Inc 401K Plan-24$2,478,939$147,685$6,154iApproximate average salary by contribution assumption: employee only about $153,839 at 4% or $102,559 at 6%; with 50% employer match about $102,559 at 4% or $68,373 at 6%; with 100% employer match about $76,919 at 4% or $51,280 at 6%.
2023127$1,922,872$129,125$4,782iApproximate average salary by contribution assumption: employee only about $119,560 at 4% or $79,707 at 6%; with 50% employer match about $79,707 at 4% or $53,138 at 6%; with 100% employer match about $59,780 at 4% or $39,853 at 6%.
Jw Kerns Inc 401K Plan-27$1,922,872$129,125$4,782iApproximate average salary by contribution assumption: employee only about $119,560 at 4% or $79,707 at 6%; with 50% employer match about $79,707 at 4% or $53,138 at 6%; with 100% employer match about $59,780 at 4% or $39,853 at 6%.
2022125$2,956,354$567,072$22,683iApproximate average salary by contribution assumption: employee only about $567,072 at 4% or $378,048 at 6%; with 50% employer match about $378,048 at 4% or $252,032 at 6%; with 100% employer match about $283,536 at 4% or $189,024 at 6%.
Jw Kerns Inc 401K Plan-25$2,956,354$567,072$22,683iApproximate average salary by contribution assumption: employee only about $567,072 at 4% or $378,048 at 6%; with 50% employer match about $378,048 at 4% or $252,032 at 6%; with 100% employer match about $283,536 at 4% or $189,024 at 6%.
2021120$2,855,573$124,631$6,232iApproximate average salary by contribution assumption: employee only about $155,789 at 4% or $103,859 at 6%; with 50% employer match about $103,859 at 4% or $69,239 at 6%; with 100% employer match about $77,894 at 4% or $51,930 at 6%.
Jw Kerns Inc 401K Plan-20$2,855,573$124,631$6,232iApproximate average salary by contribution assumption: employee only about $155,789 at 4% or $103,859 at 6%; with 50% employer match about $103,859 at 4% or $69,239 at 6%; with 100% employer match about $77,894 at 4% or $51,930 at 6%.
2020123$2,577,391$97,247$4,228iApproximate average salary by contribution assumption: employee only about $105,703 at 4% or $70,469 at 6%; with 50% employer match about $70,469 at 4% or $46,979 at 6%; with 100% employer match about $52,852 at 4% or $35,234 at 6%.
Jw Kerns Inc 401K Plan-23$2,577,391$97,247$4,228iApproximate average salary by contribution assumption: employee only about $105,703 at 4% or $70,469 at 6%; with 50% employer match about $70,469 at 4% or $46,979 at 6%; with 100% employer match about $52,852 at 4% or $35,234 at 6%.
2019125$2,238,342$84,815$3,393iApproximate average salary by contribution assumption: employee only about $84,815 at 4% or $56,543 at 6%; with 50% employer match about $56,543 at 4% or $37,696 at 6%; with 100% employer match about $42,408 at 4% or $28,272 at 6%.
Jw Kerns Inc 401K Plan-25$2,238,342$84,815$3,393iApproximate average salary by contribution assumption: employee only about $84,815 at 4% or $56,543 at 6%; with 50% employer match about $56,543 at 4% or $37,696 at 6%; with 100% employer match about $42,408 at 4% or $28,272 at 6%.
2018130$2,503,787$108,345$3,612iApproximate average salary by contribution assumption: employee only about $90,288 at 4% or $60,192 at 6%; with 50% employer match about $60,192 at 4% or $40,128 at 6%; with 100% employer match about $45,144 at 4% or $30,096 at 6%.
Jw Kerns Inc 401K Plan-30$2,503,787$108,345$3,612iApproximate average salary by contribution assumption: employee only about $90,288 at 4% or $60,192 at 6%; with 50% employer match about $60,192 at 4% or $40,128 at 6%; with 100% employer match about $45,144 at 4% or $30,096 at 6%.
2017132$2,997,119$98,209$3,069iApproximate average salary by contribution assumption: employee only about $76,726 at 4% or $51,151 at 6%; with 50% employer match about $51,151 at 4% or $34,100 at 6%; with 100% employer match about $38,363 at 4% or $25,575 at 6%.
Jw Kerns Inc 401K Plan-32$2,997,119$98,209$3,069iApproximate average salary by contribution assumption: employee only about $76,726 at 4% or $51,151 at 6%; with 50% employer match about $51,151 at 4% or $34,100 at 6%; with 100% employer match about $38,363 at 4% or $25,575 at 6%.
2016133$2,886,596$121,858$3,693iApproximate average salary by contribution assumption: employee only about $92,317 at 4% or $61,544 at 6%; with 50% employer match about $61,544 at 4% or $41,030 at 6%; with 100% employer match about $46,158 at 4% or $30,772 at 6%.
Jw Kerns Inc 401K Plan-33$2,886,596$121,858$3,693iApproximate average salary by contribution assumption: employee only about $92,317 at 4% or $61,544 at 6%; with 50% employer match about $61,544 at 4% or $41,030 at 6%; with 100% employer match about $46,158 at 4% or $30,772 at 6%.
2015136$2,337,574$49,304$1,370iApproximate average salary by contribution assumption: employee only about $34,239 at 4% or $22,826 at 6%; with 50% employer match about $22,826 at 4% or $15,217 at 6%; with 100% employer match about $17,119 at 4% or $11,413 at 6%.
Jw Kerns Inc 401K Plan-36$2,337,574$49,304$1,370iApproximate average salary by contribution assumption: employee only about $34,239 at 4% or $22,826 at 6%; with 50% employer match about $22,826 at 4% or $15,217 at 6%; with 100% employer match about $17,119 at 4% or $11,413 at 6%.
2014134$3,229,033$74,250$2,184iApproximate average salary by contribution assumption: employee only about $54,596 at 4% or $36,397 at 6%; with 50% employer match about $36,397 at 4% or $24,265 at 6%; with 100% employer match about $27,298 at 4% or $18,199 at 6%.
Jw Kerns Inc 401K Plan-34$3,229,033$74,250$2,184iApproximate average salary by contribution assumption: employee only about $54,596 at 4% or $36,397 at 6%; with 50% employer match about $36,397 at 4% or $24,265 at 6%; with 100% employer match about $27,298 at 4% or $18,199 at 6%.
2013134$3,726,483$69,348$2,040iApproximate average salary by contribution assumption: employee only about $50,991 at 4% or $33,994 at 6%; with 50% employer match about $33,994 at 4% or $22,663 at 6%; with 100% employer match about $25,496 at 4% or $16,997 at 6%.
Jw Kerns Inc 401K Plan-34$3,726,483$69,348$2,040iApproximate average salary by contribution assumption: employee only about $50,991 at 4% or $33,994 at 6%; with 50% employer match about $33,994 at 4% or $22,663 at 6%; with 100% employer match about $25,496 at 4% or $16,997 at 6%.
2012128$3,702,112$77,104$2,754iApproximate average salary by contribution assumption: employee only about $68,843 at 4% or $45,895 at 6%; with 50% employer match about $45,895 at 4% or $30,597 at 6%; with 100% employer match about $34,421 at 4% or $22,948 at 6%.
Jw Kerns Inc 401K Plan-28$3,702,112$77,104$2,754iApproximate average salary by contribution assumption: employee only about $68,843 at 4% or $45,895 at 6%; with 50% employer match about $45,895 at 4% or $30,597 at 6%; with 100% employer match about $34,421 at 4% or $22,948 at 6%.
2011124$3,209,018$96,111$4,005iApproximate average salary by contribution assumption: employee only about $100,116 at 4% or $66,744 at 6%; with 50% employer match about $66,744 at 4% or $44,496 at 6%; with 100% employer match about $50,058 at 4% or $33,372 at 6%.
Jw Kerns Inc 401K Plan-24$3,209,018$96,111$4,005iApproximate average salary by contribution assumption: employee only about $100,116 at 4% or $66,744 at 6%; with 50% employer match about $66,744 at 4% or $44,496 at 6%; with 100% employer match about $50,058 at 4% or $33,372 at 6%.
2010119$4,405,114$99,853$5,255iApproximate average salary by contribution assumption: employee only about $131,386 at 4% or $87,590 at 6%; with 50% employer match about $87,590 at 4% or $58,394 at 6%; with 100% employer match about $65,693 at 4% or $43,795 at 6%.
Jw Kerns Inc 401K Plan-19$4,405,114$99,853$5,255iApproximate average salary by contribution assumption: employee only about $131,386 at 4% or $87,590 at 6%; with 50% employer match about $87,590 at 4% or $58,394 at 6%; with 100% employer match about $65,693 at 4% or $43,795 at 6%.
2009219$4,286,041$106,819$5,622iApproximate average salary by contribution assumption: employee only about $140,551 at 4% or $93,701 at 6%; with 50% employer match about $93,701 at 4% or $62,467 at 6%; with 100% employer match about $70,276 at 4% or $46,850 at 6%.
Jw Kerns Inc 401K Plan-19$4,286,041$106,819$5,622iApproximate average salary by contribution assumption: employee only about $140,551 at 4% or $93,701 at 6%; with 50% employer match about $93,701 at 4% or $62,467 at 6%; with 100% employer match about $70,276 at 4% or $46,850 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-0---
2008230$3,463,814$0-
J.W. Kerns Inc. Employee Stock Ownership Plan-30$3,463,814--
J.W. Kerns Inc. Employee Stock Ownership Plan-0---
2007128$0$0-
J.W. Kerns Inc. Employee Stock Ownership Plan-28---
2006130$2,942,719$430,695$14,357iApproximate average salary by contribution assumption: employee only about $358,913 at 4% or $239,275 at 6%; with 50% employer match about $239,275 at 4% or $159,517 at 6%; with 100% employer match about $179,456 at 4% or $119,638 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-30$2,942,719$430,695$14,357iApproximate average salary by contribution assumption: employee only about $358,913 at 4% or $239,275 at 6%; with 50% employer match about $239,275 at 4% or $159,517 at 6%; with 100% employer match about $179,456 at 4% or $119,638 at 6%.
2005128$2,510,919$21,600$771iApproximate average salary by contribution assumption: employee only about $19,286 at 4% or $12,857 at 6%; with 50% employer match about $12,857 at 4% or $8,571 at 6%; with 100% employer match about $9,643 at 4% or $6,429 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-28$2,510,919$21,600$771iApproximate average salary by contribution assumption: employee only about $19,286 at 4% or $12,857 at 6%; with 50% employer match about $12,857 at 4% or $8,571 at 6%; with 100% employer match about $9,643 at 4% or $6,429 at 6%.
2004123$2,639,029$103,500$4,500iApproximate average salary by contribution assumption: employee only about $112,500 at 4% or $75,000 at 6%; with 50% employer match about $75,000 at 4% or $50,000 at 6%; with 100% employer match about $56,250 at 4% or $37,500 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-23$2,639,029$103,500$4,500iApproximate average salary by contribution assumption: employee only about $112,500 at 4% or $75,000 at 6%; with 50% employer match about $75,000 at 4% or $50,000 at 6%; with 100% employer match about $56,250 at 4% or $37,500 at 6%.
2003122$0$0-
J.W. Kerns Inc. Employee Stock Ownership Plan-22---
2002123$1,693,733$235,709$10,248iApproximate average salary by contribution assumption: employee only about $256,205 at 4% or $170,804 at 6%; with 50% employer match about $170,804 at 4% or $113,869 at 6%; with 100% employer match about $128,103 at 4% or $85,402 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-23$1,693,733$235,709$10,248iApproximate average salary by contribution assumption: employee only about $256,205 at 4% or $170,804 at 6%; with 50% employer match about $170,804 at 4% or $113,869 at 6%; with 100% employer match about $128,103 at 4% or $85,402 at 6%.
2001121$1,493,349$112,539$5,359iApproximate average salary by contribution assumption: employee only about $133,975 at 4% or $89,317 at 6%; with 50% employer match about $89,317 at 4% or $59,544 at 6%; with 100% employer match about $66,988 at 4% or $44,658 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-21$1,493,349$112,539$5,359iApproximate average salary by contribution assumption: employee only about $133,975 at 4% or $89,317 at 6%; with 50% employer match about $89,317 at 4% or $59,544 at 6%; with 100% employer match about $66,988 at 4% or $44,658 at 6%.
2000123$993,894$122,811$5,340iApproximate average salary by contribution assumption: employee only about $133,490 at 4% or $88,993 at 6%; with 50% employer match about $88,993 at 4% or $59,329 at 6%; with 100% employer match about $66,745 at 4% or $44,497 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-23$993,894$122,811$5,340iApproximate average salary by contribution assumption: employee only about $133,490 at 4% or $88,993 at 6%; with 50% employer match about $88,993 at 4% or $59,329 at 6%; with 100% employer match about $66,745 at 4% or $44,497 at 6%.
1999118$1,319,802$115,967$6,443iApproximate average salary by contribution assumption: employee only about $161,065 at 4% or $107,377 at 6%; with 50% employer match about $107,377 at 4% or $71,585 at 6%; with 100% employer match about $80,533 at 4% or $53,688 at 6%.
J.W. Kerns Inc. Employee Stock Ownership Plan-18$1,319,802$115,967$6,443iApproximate average salary by contribution assumption: employee only about $161,065 at 4% or $107,377 at 6%; with 50% employer match about $107,377 at 4% or $71,585 at 6%; with 100% employer match about $80,533 at 4% or $53,688 at 6%.